Upsurge Investment And Finance Ltd.

BSE: UPSURGE531390ISIN INE890B01014

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹54.37-0.29 (-0.53%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹90.20
52W low: ₹47.00
Off 52W high: -39.72%
1M return: -8.34%
3M return: -26.44%
6M return: -14.24%
1Y return: -39.25%
20D avg volume: 11,930
50 DMA: ₹61.10
200 DMA: ₹65.77

Key ratios Standalone

Market cap: ₹119.19 Cr
Current price: ₹54.37
52W high / low: ₹90.20 / ₹47.00
Face value: ₹10.00
P/E: 10.26
P/B: 1.16
EPS (TTM): ₹5.30
Book value / share: ₹46.87
ROE: 11.30%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.04
Net debt: ₹-1.23 Cr
Interest cover: 6.27
Dividend yield: 0.92%
Dividend / share (TTM): ₹0.50
Payout: 9.43%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24
Income statement
	34.40	2.42	8.99	22.88	22.49	36.59	17.70	39.41	19.47	—
	5.12	0.01	0.00	0.00	1.69	0.51	0.00	0.00	0.00	—
	34.42	2.43	8.99	22.88	24.18	37.10	17.70	39.41	19.47	—
	13.85	10.43	7.83	21.94	13.27	36.62	15.94	27.59	13.78	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	14.78	12.10	6.09	29.57	12.76	23.61	19.79	40.27	15.66	—
	0.19	0.20	0.22	0.20	0.19	0.21	0.25	0.15	0.15	—
	0.03	0.24	0.43	0.23	0.05	0.18	0.34	0.07	0.05	—
	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.01	—
	0.53	0.38	0.35	0.12	0.34	0.19	0.21	0.98	0.09	—
	20.56	-8.00	1.17	0.94	10.91	0.47	1.76	11.81	5.69	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	20.56	-8.00	1.17	0.94	10.91	0.47	1.76	11.81	5.69	—
	4.50	-1.77	0.32	0.00	3.23	0.16	—	—	—	—
	16.06	-6.23	0.85	0.94	7.68	0.31	1.76	9.39	4.49	—
	7.33	-2.84	0.42	0.47	3.83	0.17	0.97	5.18	2.97	—
Key metrics
	—	—	—	—	—	—	2.11	11.88	5.75	—
	—	—	—	—	—	—	11.90%	30.10%	29.50%	—
	46.70%	-257.40%	9.50%	4.10%	34.10%	0.80%	9.90%	23.80%	23.10%	—
	53.00%	-93.40%	-49.20%	-41.90%	15.50%	—	—	—	—	—
	109.10%	-2,109.70%	-51.70%	-90.00%	71.00%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	68.69	53.55	113.17	—
	5.13	1.70	0.51	—
	68.72	55.25	113.67	—
	54.05	50.24	93.94	—
	0.00	0.00	0.00	—
	62.54	60.52	99.33	—
	0.81	0.81	0.76	—
	0.93	0.95	0.64	—
	0.04	0.03	0.03	—
	1.38	1.19	1.48	—
	14.67	5.01	19.73	—
	0.00	0.00	0.00	—
	14.67	5.01	19.73	—
	3.05	1.78	3.78	—
	11.62	3.23	15.95	—
	5.38	1.47	8.81	—
Key metrics
	16.92%	6.00%	14.10%	—
	-40.88%	-52.70%	—	—
	-39.29%	-79.70%	—	—
	—	-17.70	-8.96	—
	—	-5.48	-0.56	—
	—	0.04	0.00	—
	—	-1.23	0.14	—
Balance sheet
	—	122.85	107.34	—
	—	5.84	0.05	—
	—	0.17	0.01	—
	—	34.66	21.41	—
	—	0.13	0.16	—
	—	4.61	0.19	—
	—	117.18	104.83	—
Cash flow
	—	-17.70	-8.95	—
	—	9.96	-30.29	—
	—	13.54	38.17	—
	—	0.00	0.01	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): -40.88%
Profit YoY (TTM): -39.29%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 54.56%

Quarter	September 2026	June 2026
Promoter %	54.56%	54.56%

Holder	Type	Holding	Previous	Change
GAGAN DEEP MULTITRADE PRIVATE LIMITED	Promoter Group	17.51%	15.71%	+1.80%
PRATIBHA DAYAKRISHNA GOYAL	Promoter	14.99%	14.99%	0.00%
D K GOYAL (HUF)	Promoter	8.75%	8.75%	0.00%
DAYA KRISHNA GOYAL	Promoter	8.21%	8.21%	0.00%
Vikas Vijaykumar Khemani	Public	5.81%	6.30%	-0.49%
NAVRATI ANURAG GUPTA	Promoter	3.01%	3.01%	0.00%
REETA D JAIN	Public	2.28%	2.28%	0.00%
CHOICE STRATEGIC ADVISORS LLP	Public	2.28%	2.28%	0.00%
YASH SECURITIES PVT. LTD.	Promoter Group	1.82%	1.82%	0.00%
CAPRI GLOBAL VENTURES PRIVATE LIMITED	Public	1.82%	1.82%	0.00%
DEV RATHORE	Public	1.34%	—	—
AKRUTI TRADVEST PRIVATE LIMITED	Public	1.27%	1.27%	0.00%
SYNCOM FORMULATION (INDIA) LTD	Public	1.25%	1.25%	0.00%
BAL KISHAN GOYAL	Promoter	0.27%	0.27%	0.00%
UPSURGE SHARES AND SECURITIES PRIVATE LIMITED	Promoter Group	0.00%	1.80%	-1.80%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
Upsurge Investment And Finance Ltd. S	119	54.37	10.26	—	-40.88% TTM	-39.29% TTM	-39.25%

Filings & corporate actions

Recent announcements

The Company has received the resignation letter from Mr. Mayank Goyal, CFO of the company with effect from 04.11.2026 and has accepted the same.4 Nov 2026 · Company Update / Resignation of Chief Financial Officer (CFO)
Upsurge Investment & Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/11/2026 ,inter alia, to consider and approve The Board Meeting ....27 Oct 2026 · Board Meeting / Board Meeting
Certificate under 74(5) SEBI (DP) Regulation, 20189 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Scrutinizer Report for the 32nd AGM of the Company held on 30th September, 20261 Oct 2026 · AGM/EGM / AGM
The transcripts of 32nd AGM.30 Sep 2026 · Company Update / General
Proceeding of 32nd AGM30 Sep 2026 · AGM/EGM / AGM
The Trading Window Closure for the quarter ended 30th September.29 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Upsurge Shares & Securities Pvt Ltd29 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The News Paper Advertisement for the 32nd Annual General Meeting.7 Sep 2026 · Company Update / Newspaper Publication
Board of Director in their meeting on 10th of August 2026 discussed and declared interim dividend for the Financial Uear 2026-2027 which has been paid on 2nd Of September 2026 to the members ....4 Sep 2026 · Corp Action / Date of payment of Dividend
The 32nd Annual Report 20264 Sep 2026 · Others / Reg. 34 (1) Annual Report
Pursuant to Regulation 30 of SEBI LODR Regulation, 2015, the Notice of 32nd AGM of the Company is enclosed4 Sep 2026 · AGM/EGM / AGM
Intimation of Book Closure Pursuant to Regulation 42 of SEBI LODR 2015 for the 32nd AGM of the Company.1 Sep 2026 · Corp. Action / Book Closure
Information under Regulation 44 of SEBI LODR, 2015 and Section 108 of the Companies Act, 2013 regarding the Voting through Electronic Mode for the 32nd AGM to be held on 30.09.2026.1 Sep 2026 · AGM/EGM / AGM
The BOD in its meeting held on 01.09.2026 has decided to conduct the 32nd AGM of the Company on 30.09.2026.1 Sep 2026 · AGM/EGM / AGM
BOD in its meeting held on 01.09.2026 has considered and approved the following: Notice of Annual General Meeting; Book Closure date from Thursday 24th September, 2026 to Wednesday 30th ....1 Sep 2026 · Board Meeting / Outcome of Board Meeting
Upsurge Investment & Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 01/09/2026 ,inter alia, to consider and approve Board of Directors ....22 Aug 2026 · Board Meeting / Board Meeting
The Newspaper Publication of Unaudited standalone Financial Results of the Company for the Quarter ended 30.06.202612 Aug 2026 · Company Update / Newspaper Publication
The Board in its meeting held on 10.08.2026 has declared interim dividend @ 5% i.e. Re. 0.50 per shares for the financial year 2026-202710 Aug 2026 · Corp. Action / Dividend
The Board in its meeting held on 10.08.2026 has declared interim dividend @ 5% for the FY 2026-202710 Aug 2026 · Corp. Action / Dividend
The Company in its Board Meeting held on 10.08.2026 declared interim dividend @ 5% for the Financial Year 2026-2027 and fixed the record date for the same is 21.08.202610 Aug 2026 · Corp. Action / Record Date
Board in its meeting held on 10.08.2026 approved the Financial Results for the quarter ended 30.06.2026 and declared interim dividend @ 5% for the Financial Year 2026-2027.10 Aug 2026 · Result / Financial Results
Board of Directors at their meeting held today i.e. 10th August 2026 Considered and approved Financial Results for the quarter ended 30.06.2026 and declared interim dividend @ 5% i.e. ....10 Aug 2026 · Board Meeting / Outcome of Board Meeting
Upsurge Investment & Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 10/08/2026 ,inter alia, to consider and approve 1. Unaudited Financial ....30 Jul 2026 · Board Meeting / Board Meeting
Certificate under Regulations 74(5) SEBI (Depositories and Participants) Regulations, 201811 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation Trading Window closure for the quarter ended 30.06.202629 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Statement of Deviation in for the year ended 31.03.202627 May 2026 · Company Update / Reg. 32 (1), (3) - Statement of Deviation & Variation
Newspaper Publication for the Audited Standalone Financial Results of the Company for the year ended 31.03.202627 May 2026 · Company Update / Newspaper Publication
The company has received Secretarial Audit Report for the year ended 31.03.2026 from the Secretarial Auditor of the company.27 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
The Board of Director in its Board Meeting held on 26.05.2026 has approved the audited Standalone Financial Results of the Company.26 May 2026 · Result / Financial Results
The Board of Director in its Board Meeting dated: 26.05.2026 has approved the Audited Standalone Financial Results of the company for the year ended 31.03.202626 May 2026 · Board Meeting / Outcome of Board Meeting
Upsurge Investment & Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 26/05/2026 ,inter alia, to consider and approve Board Meeting ....13 May 2026 · Board Meeting / Board Meeting
Format of Initial Disclosure to be made by an entity identified as a Large Corporate. <table border=''1px''><tr> <td>Sr. No.</td> <td>Particulars</td> <td>Details</td> ....21 Apr 2026 · Others / Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
Compliance Certificate under Regulation 74(5) of SEBI(Depositories and Participants) Regulation, 20186 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Trading window closure for the purpose of trading in share of company by designated person is closed from 01st April 2026 and shall be opened 48 hours after the conclusion of board meeting ....27 Mar 2026 · Insider Trading / SAST / Closure of Trading Window
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Pratibha Goyal26 Feb 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Dayakrishna Goyal26 Feb 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for D K Goyal HUF26 Feb 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Outcome of Board Meeting pursuant to Regulation 30 of SEBI (LODR) Regulations, 201523 Feb 2026 · Company Update / Allotment of Equity Shares
Please find enclosed herewith the outcome of the Board Meeting held on 23 February 202623 Feb 2026 · Others / Outcome without intimation

Corporate actions

Purpose	Ex date	Record date	Payment date
Interim Dividend - Rs. - 0.5000	21 Aug 2026	21 Aug 2026	—
Interim Dividend - Rs. - 0.5000	22 Aug 2025	22 Aug 2025	—
Interim Dividend - Rs. - 0.5000	23 Aug 2024	23 Aug 2024	—

Board meetings

5 Nov 2026 Board Meeting - Financial Results
10 Aug 2026 Board Meeting - Financial Results