Bengal & Assam Company Limited

BSE: BENGALASM533095ISIN INE083K01017

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹5,680.00+6.50 (+0.11%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹7,775.60
52W low: ₹5,312.00
Off 52W high: -26.95%
1M return: +0.54%
3M return: -10.25%
6M return: -15.02%
1Y return: -25.74%
20D avg volume: 36
50 DMA: ₹6,058.51
200 DMA: ₹6,204.10

Key ratios Consolidated

Market cap: ₹6,477 Cr
Current price: ₹5,680.00
52W high / low: ₹7,775.60 / ₹5,312.00
Face value: ₹10.00
P/E: 8.29
P/B: 0.61
EPS (TTM): ₹685.31
Book value / share: ₹9,371.54
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.05
Net debt: ₹451.57 Cr
Interest cover: 8.46
Dividend yield: 0.88%
Dividend / share (TTM): ₹50.00
Payout: 7.30%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	632.96	630.17	531.17	642.38	573.13	521.07	490.47	589.88	528.27	522.94	3,777	4,377
	24.99	19.67	32.75	38.69	27.27	30.82	25.62	23.92	16.72	28.26	17.97	16.81
	657.95	649.84	563.92	681.07	600.40	551.88	516.09	613.80	545.00	551.20	3,795	4,393
	563.01	606.28	520.98	480.32	501.17	458.67	449.04	459.51	471.82	440.10	3,444	3,938
	242.31	295.61	234.63	184.54	234.05	256.07	212.21	186.86	195.93	198.02	2,131	2,356
	48.52	64.66	68.63	56.43	45.15	7.30	44.60	48.69	44.31	28.78	93.50	73.45
	85.08	67.29	80.32	82.65	78.05	73.56	72.58	74.11	69.18	62.19	381.99	435.45
	12.17	13.51	11.49	13.01	12.49	13.01	11.31	9.95	9.59	10.26	106.18	118.75
	16.12	16.54	15.83	16.05	16.34	17.20	16.91	17.14	17.20	17.11	113.78	122.36
	134.36	171.43	123.69	121.48	118.42	126.74	—	105.45	—	—	607.45	715.11
	94.95	43.55	42.94	200.75	99.23	93.22	67.05	154.29	73.17	111.10	351.14	455.22
	0.00	0.49	-10.26	0.00	0.00	0.00	12.48	0.00	0.00	0.00	2,895	-2.85
	94.95	44.04	32.68	200.75	99.23	93.22	79.53	154.29	73.17	111.10	3,246	452.37
	25.81	18.33	7.30	39.47	27.61	26.14	—	—	—	—	—	—
	196.54	203.68	155.68	225.63	258.43	230.55	140.12	127.75	256.41	316.52	3,062	437.04
	163.63	178.05	134.98	191.94	216.99	197.25	117.57	113.29	219.90	275.57	2,622	283.68
Key metrics
	—	—	—	—	—	—	107.75	181.38	99.96	138.47	3,466	693.48
	—	—	—	—	—	—	22.00%	30.70%	18.90%	26.50%	91.80%	15.80%
	31.10%	32.30%	29.30%	35.10%	45.10%	44.20%	28.60%	21.70%	48.50%	60.50%	81.10%	10.00%
	10.40%	20.90%	8.30%	8.90%	8.50%	-0.40%	-87.00%	-86.50%	—	—	—	—
	-23.90%	-11.70%	11.10%	76.60%	0.80%	-27.20%	-95.40%	-70.80%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	2,437	2,377	2,128	12,917	16,492	13,576
	116.10	118.38	98.87	76.32	83.51	55.42
	2,553	2,495	2,227	12,994	16,575	13,631
	2,171	2,109	1,839	11,781	15,847	13,156
	957.09	948.84	851.06	7,071	10,511	8,918
	238.24	234.87	144.89	272.50	551.47	328.16
	315.34	308.32	289.42	1,279	1,451	1,283
	50.18	50.49	43.86	364.44	487.85	448.85
	64.54	64.77	68.46	373.11	455.71	428.44
	550.96	535.02	465.77	—	—	2,158
	382.19	386.47	387.73	1,212	728.57	475.39
	-9.77	-9.77	12.48	2,897	-61.52	3.60
	372.42	376.70	400.21	4,109	667.05	478.99
	90.91	92.71	101.03	—	—	—
	781.53	843.40	754.83	4,194	1,071	730.99
	668.60	721.96	648.01	3,445	830.10	555.74
Key metrics
	—	—	—	4,847	1,611	1,356
	—	—	—	37.50%	9.80%	10.00%
	32.07%	35.50%	35.50%	32.50%	6.50%	5.40%
	12.05%	11.70%	-83.50%	-21.70%	21.50%	—
	3.26%	11.70%	-82.00%	291.70%	46.50%	—
	—	152.65	191.53	—	—	—
	—	0.30	0.39	—	—	—
	—	0.05	0.04	—	—	—
	—	451.57	376.35	—	—	—
Balance sheet
	—	12,450	11,368	—	—	—
	—	86.06	66.06	—	—	—
	—	449.57	372.95	—	—	—
	—	380.79	363.57	—	—	—
	—	416.01	409.62	—	—	—
	—	537.63	442.41	—	—	—
	—	10,905	9,961	—	—	—
Cash flow
	—	252.34	294.36	—	—	—
	—	-201.51	-285.77	—	—	—
	—	-30.30	38.92	—	—	—
	—	99.69	102.83	—	—	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	36.78	85.93	33.08	150.17	26.45	29.20	5.19	121.22	3.15	63.00	2.22	85.35
	2.04	2.19	2.04	2.13	1.98	1.92	1.93	1.89	1.82	1.80	1.69	1.69
	38.82	88.12	35.13	152.30	28.43	31.12	7.12	123.10	4.97	64.81	3.90	87.03
	35.22	76.90	31.60	29.41	24.80	20.56	2.85	5.41	3.23	5.56	4.52	6.93
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	31.84	72.27	28.23	24.26	21.89	15.91	0.00	0.00	0.00	0.00	0.00	0.00
	1.17	1.23	1.31	1.18	1.06	1.19	1.06	1.05	0.95	1.06	0.96	0.99
	1.26	1.22	1.23	1.24	1.21	1.18	1.19	1.75	1.68	2.11	2.24	2.99
	0.19	0.18	0.18	0.18	0.21	0.17	0.14	0.15	0.15	0.17	0.13	0.13
	0.77	2.00	0.64	2.54	0.42	2.07	0.48	—	—	—	1.19	2.83
	3.60	11.22	3.53	122.89	3.63	10.56	4.27	117.69	1.74	59.25	-0.61	80.10
	0.00	2.61	-2.44	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	3.60	13.83	1.09	122.89	3.63	10.56	4.27	117.69	1.74	59.25	-0.61	80.10
	0.82	3.58	0.45	16.77	0.87	-0.20	—	—	—	—	—	—
	2.78	10.25	0.64	106.12	2.76	10.76	2.71	99.17	1.86	50.47	-0.75	66.97
	2.44	8.99	0.56	93.06	2.42	9.44	2.40	87.79	1.65	44.68	-0.66	59.28
Key metrics
	—	—	—	—	—	—	5.60	119.59	3.57	61.53	1.76	83.22
	—	—	—	—	—	—	107.90%	98.70%	113.30%	97.70%	79.30%	97.50%
	7.60%	11.90%	1.90%	70.70%	10.40%	36.80%	52.20%	81.80%	59.00%	80.10%	-33.80%	78.50%
	39.10%	194.30%	537.40%	23.90%	739.70%	-53.70%	133.80%	42.00%	—	—	—	—
	0.70%	-4.70%	-76.40%	7.00%	48.40%	-78.70%	461.30%	48.10%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	305.96	295.63	157.49	152.75	144.04	102.86
	8.40	8.35	9.34	6.83	29.22	7.51
	314.37	303.98	166.83	159.58	173.26	110.37
	173.13	162.70	32.70	21.69	25.56	34.14
	0.00	0.00	0.00	0.00	0.00	0.00
	156.60	146.65	16.37	0.00	0.00	0.00
	4.89	4.77	4.25	3.86	3.52	3.26
	4.95	4.91	5.79	10.56	16.58	26.43
	0.73	0.76	0.71	0.56	0.59	0.66
	5.95	5.60	5.59	—	4.88	—
	141.24	141.28	134.13	137.89	147.70	76.23
	0.17	0.17	0.00	0.00	0.00	0.00
	141.41	141.45	134.13	137.89	147.70	76.23
	21.62	21.68	19.72	—	—	—
	119.79	119.77	114.40	115.75	121.85	61.28
	105.05	105.03	100.32	102.46	107.87	54.24
Key metrics
	—	—	—	149.01	164.87	103.32
	—	—	—	97.60%	114.50%	100.40%
	39.15%	40.50%	72.60%	75.80%	84.60%	59.60%
	68.05%	87.70%	3.10%	6.00%	40.00%	—
	3.80%	4.70%	-1.20%	-5.00%	98.80%	—
	—	116.78	116.61	—	—	—
	—	0.98	1.03	—	—	—
	—	0.00	0.00	—	—	—
	—	-1.07	-0.34	—	—	—
Balance sheet
	—	1,346	1,251	—	—	—
	—	1.07	0.34	—	—	—
	—	48.75	3.60	—	—	—
	—	0.00	0.01	—	—	—
	—	0.65	1.01	—	—	—
	—	0.00	0.00	—	—	—
	—	1,194	1,148	—	—	—
Cash flow
	—	116.78	117.43	—	—	—
	—	-57.08	-45.72	—	—	—
	—	-58.97	-71.56	—	—	—
	—	0.00	0.82	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +27.08%
Sales CAGR 5Y: —
Profit CAGR 3Y: -0.57%
Profit CAGR 5Y: —
Sales YoY (TTM): +68.05%
Profit YoY (TTM): +3.80%

Consolidated

Sales CAGR 3Y: -47.57%
Sales CAGR 5Y: —
Profit CAGR 3Y: -7.64%
Profit CAGR 5Y: —
Sales YoY (TTM): +12.05%
Profit YoY (TTM): +3.26%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 72.85%

Quarter	September 2026	June 2026
Promoter %	72.85%	72.85%

Holder	Type	Holding	Previous	Change
Hari Shankar Singhania Holdings Pvt. Ltd.	Promoter	23.23%	23.23%	0.00%
YPL Enterprises Private Limited	Promoter Group	17.14%	17.14%	0.00%
Raghupati Singhania	Promoter Group	8.67%	8.67%	0.00%
Vinita Singhania	Promoter Group	3.64%	3.64%	0.00%
Vikrampati Singhania	Promoter Group	3.06%	0.56%	+2.50%
Edgefield Securities Limited	Public	2.84%	2.84%	0.00%
Anshuman Singhania	Promoter Group	2.64%	2.64%	0.00%
Shrivats Singhania	Promoter Group	2.63%	2.63%	0.00%
Harsh Pati Singhania (Karta of Harsh Pati Singhania HUF)	Promoter Group	2.52%	2.52%	0.00%
Bharat Hari Singhania	Promoter Group	2.28%	2.28%	0.00%
CASSINI PARTNERS, L.P. MANAGED BY HABROK CAPITAL MANAGEMENT LLP	Public	2.06%	2.06%	0.00%
Sanjiv Dhireshbhai Shah	Public	2.01%	2.01%	0.00%
J.K. Credit & Finance Limited	Promoter Group	1.92%	1.92%	0.00%
Nav Bharat Vanijya Limited	Promoter Group	1.38%	1.38%	0.00%
Henry F. Cockill & Sons Limited	Public	1.37%	1.37%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,66,302	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,26,814	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Cholamandalam Investment and Finance Company Ltd	1,50,922	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
Tata Capital Limited	1,47,679	337.80	23.16	—	—	—	+2.57%
MUTHOOT FINANCE LIMITED	1,14,061	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	69,755	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	55,495	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	50,166	1,942.90	24.08	—	—	—	—
Authum Investment & Infrastructure Limited	48,423	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
SUNDARAM FINANCE LTD	46,974	3,996.55	27.42	—	—	—	-16.26%
HDB FINANCIAL SERVICES LIMITED S	44,225	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,890	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	39,620	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	30,655	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	25,750	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,433	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	12,671	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,912	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,191	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,485	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,959	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,394	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
MAS Financial Services Limited	4,919	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
SG FINSERVE LIMITED S	4,624	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
Northern Arc Capital Ltd.	4,565	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%

Filings & corporate actions

Recent announcements

Bengal & Assam Company Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 11/11/2026 ,inter alia, to consider and approve the Un-audited Financial ....3 Nov 2026 · Board Meeting / Board Meeting
Newspaper Publication w.r.t. opening of Special Window for transfer & dematerialization of physical securities16 Oct 2026 · Company Update / Newspaper Publication
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for YPL Enterprises Pvt Ltd & Others14 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Change in Registered Office Address12 Oct 2026 · Company Update / Change in Registered Office Address
Compliance Certificate under Regulation 74 (5) of SEBI (DP) Regulations, 20187 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Vikrampati Singhania & Others1 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Intimation regarding shifting of Regd. Office of the Company29 Sep 2026 · Company Update / General
Closure of Trading Window28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Voting Results of 79th Annual General Meeting held on 08/09/20268 Sep 2026 · AGM/EGM / AGM
Outcome of 79th Annual General Meeting held on 8th September, 20268 Sep 2026 · AGM/EGM / AGM
Newspaper Publication w.r.t. opening of special window for physical transfers21 Aug 2026 · Company Update / Newspaper Publication
Newspaper Publication w.r.t. 79th Annual General Meeting of the Company18 Aug 2026 · Company Update / Newspaper Publication
Intimation of Record Date for the purpose of AGM & payment of Dividend13 Aug 2026 · Corp. Action / Record Date
Unaudited Financial Results for the Quarter ended 30th June, 202613 Aug 2026 · Board Meeting / Outcome of Board Meeting
Unaudited Financial Results for the Quarter ended 30th June, 202613 Aug 2026 · Result / Financial Results
Unaudited Financial Results for the Quarter ended 30th June, 202613 Aug 2026 · Board Meeting / Outcome of Board Meeting
Newspaper publication w.r.t. 79th Annual General Meeting of the Company12 Aug 2026 · Company Update / Newspaper Publication
Business Responsibility & Sustainability Report for the FY 2025-2612 Aug 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
79th Annual Report for the Financial Year ended 31st March, 202612 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of 79th Annual General Meeting12 Aug 2026 · AGM/EGM / AGM
Intimation of Record Date11 Aug 2026 · Corp. Action / Record Date
Bengal & Assam Company Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/08/2026 ,inter alia, to consider and approve the Un-audited Financial ....6 Aug 2026 · Board Meeting / Board Meeting
Intimation regarding Newspaper Publication - IEPF Shareholders Notice11 Jul 2026 · Company Update / Newspaper Publication
Compliance Certificate under Regulation 74 (5) of SEBI (DP) Regulations, 20186 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation of Closure of Trading Window26 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Second Newspaper Publication regarding Opening of Special Window for transfer of Physical Shares19 Jun 2026 · Company Update / Newspaper Publication
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Vinita Singhania & Others19 Jun 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 10(6) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Vinita Singhania & Others19 Jun 2026 · Insider Trading / SAST / Disclosures under Reg. 10(6) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 10(5) in respect of acquisition under Regulation 10(1)(a) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, ....8 Jun 2026 · Insider Trading / SAST / Disclosures under Reg. 10(5) in respect of acquisition under Reg. 10(1)(a) of SEBI (SAST) Reg. 2011
Re-appointment of Chief Executive Officer & Chief Financial Officer of the Company29 May 2026 · Company Update / Change in Management
Appointment of Secretarial Auditor29 May 2026 · Company Update / Change in Management
Approval of the Board for payment of Final Dividend to the Shareholders29 May 2026 · Corp. Action / Dividend
Audited Financial Results for the fourth Quarter and Financial Year ended 31st March, 202629 May 2026 · Result / Financial Results
Approval of Audited Financial Results (Standalone and Consolidated) of the Company for the Fourth Quarter and the Financial Year ended on 31st March, 202629 May 2026 · Board Meeting / Outcome of Board Meeting
Annual Secretarial Compliance Report for the Financial Year 2025-2626 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Bengal & Assam Company Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/05/2026 ,inter alia, to consider and approve the audited Financial ....22 May 2026 · Board Meeting / Board Meeting
Resignation of Secretarial Auditor of the Company- Intimation under Regulation 30 of the SEBI Listing Regulations, 201513 May 2026 · Company Update / Change in Management
Newspaper Publication regarding Saksham Niveshak12 May 2026 · Company Update / Newspaper Publication
Intimation under Regulation 30 of the SEBI (Listing Regulations) 201524 Apr 2026 · Company Update / General
Publication of Newspaper Advertisement - Intimation under Regulation 30 of SEBI (Listing Regulations), 20159 Apr 2026 · Company Update / Newspaper Publication

Corporate actions

Purpose	Ex date	Record date	Payment date
Dividend - Rs. - 50.0000	1 Sep 2026	1 Sep 2026	—
Dividend - Rs. - 50.0000	22 Sep 2025	22 Sep 2025	—
Final Dividend - Rs. - 40.0000	12 Sep 2024	—	—

Board meetings

11 Nov 2026 Board Meeting - Financial Results
13 Aug 2026 Board Meeting - Financial Results