SUNDARAM FINANCE LTD

BSE: SUNDARMFIN590071ISIN INE660A01013

Financial Services
Non Banking Financial Company (NBFC)
BSE Financial Services

Share price

₹3,996.55-58.50 (-1.44%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹5,640.00
52W low: ₹3,818.00
Off 52W high: -29.14%
1M return: -6.35%
3M return: -14.60%
6M return: -14.94%
1Y return: -16.26%
20D avg volume: 5,454
50 DMA: ₹4,379.03
200 DMA: ₹4,673.41

Key ratios Consolidated

Market cap: ₹44,403 Cr
Current price: ₹3,996.55
52W high / low: ₹5,640.00 / ₹3,818.00
Face value: ₹10.00
P/E: 27.42
P/B: 2.96
EPS (TTM): ₹145.77
Book value / share: ₹1,351.39
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.10
Net debt: ₹30,736 Cr
Interest cover: 1.56
Dividend yield: 1.00%
Dividend / share (TTM): ₹40.00
Payout: 27.44%
Cash conversion cycle: —

Financials

Metric	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q1 FY24	Q4 FY23
Income statement
	2,560	2,514	238.56	2,349	2,259	2,085	1,952	2,156	1,821	1,708	1,582	1,484
	28.99	16.00	1.50	4.17	41.17	11.09	8.05	1.38	6.68	2.44	7.88	58.08
	2,589	2,530	240.07	2,353	2,300	2,096	1,960	2,157	1,828	1,711	1,590	1,542
	1,808	1,781	175.05	1,778	1,535	1,538	1,435	1,525	1,308	1,240	1,160	1,008
	0.00	0.00	—	—	—	—	—	—	—	—	—	—
	0.00	0.00	—	—	—	—	—	—	—	—	—	—
	283.40	263.94	25.53	256.47	239.31	231.14	229.27	221.26	214.97	199.49	195.27	165.19
	1,197	1,209	117.60	1,163	1,104	1,050	985.11	947.83	909.82	820.34	738.20	666.22
	66.99	62.83	6.00	55.87	63.28	53.11	48.31	52.92	47.67	43.59	—	41.31
	104.83	98.44	—	—	—	—	—	—	—	—	—	94.11
	781.63	749.08	65.01	575.32	764.78	557.30	524.55	632.33	520.04	470.57	429.91	533.27
	-8.77	-66.84	—	—	—	—	—	-91.72	—	—	0.00	—
	772.86	682.24	65.01	575.32	764.78	557.30	524.55	540.61	520.04	470.57	429.91	533.27
	192.31	160.26	—	—	—	—	—	—	—	—	122.10	—
	554.17	541.36	48.81	475.21	552.98	436.15	434.85	472.41	505.82	434.82	429.31	508.62
	50.28	49.12	44.29	43.12	50.17	39.57	39.46	24.31	38.79	33.16	34.05	39.31
Key metrics
	—	—	188.61	1,794	1,932	1,660	1,558	1,541	1,478	1,334	1,168	1,241
	—	—	79.10%	76.40%	85.50%	79.60%	79.80%	71.50%	81.10%	78.10%	73.80%	83.60%
	21.60%	21.50%	20.50%	20.20%	24.50%	20.90%	22.30%	21.90%	27.80%	25.50%	27.10%	34.30%
	13.30%	—	-88.60%	20.40%	4.80%	22.00%	23.40%	45.30%	—	—	—	—
	0.20%	—	-88.80%	9.30%	17.10%	0.30%	1.30%	-7.10%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY21	FY18	FY17
Income statement
	7,662	9,809	8,486	7,267	5,476	5,108	5,248	6,037	5,592
	50.66	64.20	77.35	18.38	68.27	37.30	69.08	67.82	41.71
	7,713	9,873	8,563	7,286	5,544	5,146	5,317	6,105	5,633
	5,541	7,117	6,116	5,233	3,833	3,729	3,987	4,941	4,611
	—	0.00	—	—	—	—	—	—	—
	—	0.00	—	—	—	—	—	—	—
	829.34	1,059	945.74	832.13	671.15	618.57	560.98	—	—
	3,687	4,745	4,226	3,418	2,406	2,236	2,659	1,832	1,735
	191.69	245.67	222.56	182.86	138.84	101.17	92.97	—	—
	—	387.01	—	—	336.22	—	—	—	—
	2,171	2,756	2,447	2,053	1,711	1,417	1,330	1,163	1,022
	—	-75.61	—	-91.72	—	—	—	0.00	0.00
	2,095	2,681	2,447	1,961	1,711	1,417	1,330	1,163	1,022
	—	675.17	—	—	—	—	—	396.78	345.12
	1,620	2,059	1,879	1,842	1,500	1,296	1,223	766.62	677.04
	186.81	186.81	170.53	130.31	119.59	212.96	105.74	—	—
Key metrics
	—	—	6,896	5,562	4,256	3,754	4,082	2,996	2,757
	—	—	81.30%	76.50%	77.70%	73.50%	77.80%	49.60%	49.30%
	21.14%	21.00%	22.10%	25.40%	27.40%	25.40%	23.30%	12.70%	12.10%
	—	15.60%	16.80%	32.70%	7.20%	-2.70%	-13.10%	8.00%	—
	—	9.50%	2.00%	22.90%	15.70%	6.00%	59.50%	13.20%	—
	—	-5,947	—	—	—	—	—	—	—
	—	-2.86	—	—	—	—	—	—	—
	—	2.10	—	—	—	—	—	—	—
	—	30,736	—	—	—	—	—	—	—
Balance sheet
	—	85,795	—	—	—	—	—	—	—
	—	525.62	—	—	—	—	—	—	—
	—	99.46	—	—	—	—	—	—	—
	—	0.00	—	—	—	—	—	—	—
	—	623.76	—	—	—	—	—	—	—
	—	31,261	—	—	—	—	—	—	—
	—	14,894	—	—	—	—	—	—	—
Cash flow
	—	-5,892	—	—	—	—	—	—	—
	—	-1,371	—	—	—	—	—	—	—
	—	7,478	—	—	—	—	—	—	—
	—	54.89	—	—	—	—	—	—	—

Metric	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q1 FY24	Q4 FY23
Income statement
	2,075	1,911	181.37	1,883	1,803	1,601	1,468	1,572	1,346	1,375	1,187	1,054
	27.94	16.56	0.42	2.86	40.54	10.93	8.46	1.23	5.94	2.98	6.75	50.96
	2,103	1,928	181.78	1,886	1,844	1,612	1,476	1,570	1,352	1,378	1,194	1,105
	1,326	1,336	130.32	1,326	1,117	1,147	1,074	1,105	962.01	902.26	828.85	700.32
	0.00	0.00	—	—	—	—	—	—	—	—	—	—
	0.00	0.00	—	—	—	—	—	—	—	—	—	—
	188.65	181.35	17.69	176.26	158.31	157.40	157.15	141.51	142.64	132.41	130.83	103.69
	933.00	940.29	90.11	893.61	851.05	810.79	756.95	724.32	693.81	612.33	543.67	490.21
	52.20	48.63	4.60	42.38	48.36	40.02	35.76	39.34	34.87	30.97	—	27.83
	70.96	63.22	—	—	—	—	—	—	—	—	—	61.80
	777.17	591.92	51.46	559.69	726.92	465.20	402.16	465.80	389.69	475.85	365.33	404.95
	-8.77	-65.98	—	—	—	—	—	133.85	—	—	—	—
	768.40	525.94	51.46	559.69	726.92	465.20	402.16	599.65	389.69	475.85	365.33	404.95
	160.02	123.07	—	—	—	—	—	—	—	—	84.05	—
	608.38	402.87	39.42	428.72	545.85	340.09	307.65	506.28	300.07	366.38	281.28	316.36
	54.76	36.26	35.48	38.59	49.13	30.61	27.69	45.57	27.01	32.97	25.32	28.47
Key metrics
	—	—	146.17	1,496	1,626	1,316	1,195	1,363	1,118	1,119	909.00	922.99
	—	—	80.60%	79.40%	90.20%	82.20%	81.40%	86.70%	83.10%	81.40%	76.60%	87.50%
	29.30%	21.10%	21.70%	22.80%	30.30%	21.20%	21.00%	32.20%	22.30%	26.60%	23.70%	30.00%
	15.10%	—	-88.70%	28.30%	14.70%	16.40%	23.60%	49.10%	—	—	—	—
	11.50%	—	-88.40%	39.40%	7.80%	-7.20%	9.40%	60.00%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY21	FY18	FY17
Income statement
	6,051	7,683	6,520	5,480	4,046	3,870	3,954	2,618	2,357
	47.78	51.52	75.63	14.44	63.74	20.43	60.46	78.05	101.49
	6,098	7,734	6,596	5,494	4,110	3,890	4,014	2,696	2,458
	4,118	5,291	4,534	3,798	2,690	2,714	2,958	1,890	1,738
	—	0.00	—	—	—	—	—	—	—
	—	0.00	—	—	—	—	—	—	—
	563.95	723.12	643.04	548.53	445.06	414.46	382.23	—	234.63
	2,857	3,668	3,254	2,576	1,777	1,700	2,031	1,263	1,165
	147.81	189.18	168.12	131.75	93.54	72.64	70.25	—	—
	—	253.10	—	—	240.30	—	—	—	—
	1,980	2,443	2,062	1,697	1,420	1,177	1,056	806.79	720.21
	—	-74.75	—	133.85	—	—	—	—	—
	1,905	2,369	2,062	1,831	1,420	1,177	1,056	806.79	720.21
	—	534.48	—	—	—	—	—	273.84	224.85
	1,479	1,834	1,543	1,454	1,088	903.41	809.06	532.95	495.35
	165.09	165.09	138.85	130.87	97.95	162.62	72.82	—	—
Key metrics
	—	—	5,484	4,538	3,291	2,950	3,157	2,069	1,885
	—	—	84.10%	82.80%	81.30%	76.20%	79.90%	79.00%	80.00%
	24.45%	23.90%	23.70%	26.50%	26.90%	23.30%	20.50%	20.40%	21.00%
	—	17.80%	19.00%	35.40%	4.60%	-2.10%	51.00%	11.10%	—
	—	18.90%	6.10%	33.60%	20.50%	11.70%	51.80%	7.60%	—
	—	-5,040	—	—	—	—	—	—	—
	—	-2.73	—	—	—	—	—	—	—
	—	1.97	—	—	—	—	—	—	—
	—	24,641	—	—	—	—	—	—	—
Balance sheet
	—	68,225	—	—	—	—	—	—	—
	—	345.24	—	—	—	—	—	—	—
	—	25.10	—	—	—	—	—	—	—
	—	0.00	—	—	—	—	—	—	—
	—	576.26	—	—	—	—	—	—	—
	—	24,987	—	—	—	—	—	—	—
	—	12,715	—	—	—	—	—	—	—
Cash flow
	—	-5,005	—	—	—	—	—	—	—
	—	-1,112	—	—	—	—	—	—	—
	—	6,253	—	—	—	—	—	—	—
	—	35.59	—	—	—	—	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +23.83%
Sales CAGR 5Y: +14.21%
Profit CAGR 3Y: +19.00%
Profit CAGR 5Y: +17.79%
Sales YoY (TTM): —
Profit YoY (TTM): —

Consolidated

Sales CAGR 3Y: +21.45%
Sales CAGR 5Y: +13.33%
Profit CAGR 3Y: +11.14%
Profit CAGR 5Y: +10.98%
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%

Filings & corporate actions

Recent announcements

Sundaram Finance Ltd has informed BSE regarding "Re-appointment of Chief Compliance Officer".3 Aug 2026 · Company Update / General
Sundaram Finance Ltd has informed BSE about : 1. Result Press Release for the period ended June 30, 20263 Aug 2026 · Company Update / General
Sundaram Finance Ltd has informed BSE about : 1. Standalone Financial Results for the period ended June 30, 2026 2. Consolidated Financial Results for the period ended June 30, 2026 ....3 Aug 2026 · Result / Financial Results
Sundaram Finance Ltd has informed BSE that the 73rd Annual General Meeting (AGM) of the Shareholders of the Company will be held on July 22, 2026.9 Jul 2026 · AGM/EGM / AGM
Sundaram Finance Ltd has informed BSE regarding Outcome of Board Meeting held on May 25, 2026.25 May 2026 · Board Meeting / Board Meeting
Sundaram Finance Ltd has informed BSE regarding "Grant of Stock Options".25 May 2026 · Company Update / General
Sundaram Finance Ltd has informed BSE that the Company has fixed July 06, 2026 as the Record Date for the purpose of Payment of Final Dividend. The dividend, if approved by the shareholders, ....25 May 2026 · Corp. Action / Record Date
Sundaram Finance Ltd has informed BSE that the Board of Directors of the Company at its meeting held on May 25, 2026, inter alia, has recommended a final dividend of Rs. 24/- per share ....25 May 2026 · Corp. Action / Dividend
Sundaram Finance Ltd has informed BSE about : 1. Result Press Release for the period ended March 31, 202625 May 2026 · Result / Financial Results
Sundaram Finance Ltd has informed BSE about : 1. Standalone Financial Results for the period ended March 31, 2026 2. Consolidated Financial Results for the period ended March 31, 2026 ....25 May 2026 · Result / Financial Results
Sundaram Finance Ltd has informed BSE regarding Outcome of Board Meeting held on February 02, 2026.2 Feb 2026 · Board Meeting / Board Meeting
Sundaram Finance Ltd has informed BSE that the Company has fixed February 06, 2026 as the Record Date for the purpose of Payment of Interim Dividend. The dividend will be paid on ....2 Feb 2026 · Corp. Action / Record Date
Sundaram Finance Ltd has informed BSE that the Board of Directors of the Company at its meeting held on February 02, 2026, inter alia, has declared an Interim Dividend of Rs. 16/- per share ....2 Feb 2026 · Corp. Action / Dividend
Sundaram Finance Ltd has informed BSE regarding "Re-appointment of Whole-time Directors".2 Feb 2026 · Company Update / Change in Directorate
Sundaram Finance Ltd has informed BSE about : 1. Result Press Release for the period ended December 31, 20252 Feb 2026 · Company Update / General
Sundaram Finance Ltd has informed BSE about : 1. Standalone Financial Results for the period ended December 31, 2025 2. Consolidated Financial Results for the period ended ....2 Feb 2026 · Result / Financial Results
Sundaram Finance Ltd has informed BSE regarding "Acquisition of Capitalgate Investment Advisors Private Limited by Sundaram Alternate Assets Limited".3 Nov 2025 · Company Update / Acquisition
Sundaram Finance Ltd has informed BSE regarding "Change in Senior Management".3 Nov 2025 · Company Update / General
Sundaram Finance Ltd has informed BSE about : 1. Result Press Release for the period ended September 30, 20253 Nov 2025 · Company Update / Press Release / Media Release
Sundaram Finance Ltd has informed BSE about : 1. Standalone Financial Results for the period ended September 30, 2025 2. Consolidated Financial Results for the period ended ....3 Nov 2025 · Result / Financial Results
Sundaram Finance Ltd has informed BSE about : 1. Result Press Release for the period ended June 30, 20255 Aug 2025 · Company Update / General
Sundaram Finance Ltd has informed BSE about : 1. Standalone Financial Results for the period ended June 30, 2025 2. Consolidated Financial Results for the period ended June 30, 2025 ....5 Aug 2025 · Result / Financial Results
Sundaram Finance Ltd has informed BSE that the Register of Members & Share Transfer Books of the Company will remain closed from July 10, 2025 to July 23, 2025 (both days inclusive) for ....1 Jul 2025 · AGM/EGM / Book Closure / AGM

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 24.0000	6 Jul 2026	6 Jul 2026	—
Interim Dividend - Rs. - 16.0000	6 Feb 2026	6 Feb 2026	—
Final Dividend - Rs. - 21.0000	9 Jul 2025	9 Jul 2025	—
Interim Dividend - Rs. - 14.0000	7 Feb 2025	7 Feb 2025	—
Final Dividend - Rs. - 16.0000	31 Jul 2024	—	—