POONAWALLA FINCORP LIMITED

BSE: POONAWALLA524000ISIN INE511C01022

Financial Services
Non Banking Financial Company (NBFC)
BSE 500

Share price

₹469.55-5.05 (-1.06%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹511.85
52W low: ₹362.95
Off 52W high: -8.26%
1M return: +3.93%
3M return: -2.11%
6M return: +3.96%
1Y return: -0.70%
20D avg volume: 4,11,656
50 DMA: ₹451.81
200 DMA: ₹439.41

Key ratios Consolidated

Market cap: ₹41,349 Cr
Current price: ₹469.55
52W high / low: ₹511.85 / ₹362.95
Face value: ₹2.00
P/E: 38.02
P/B: 3.01
EPS (TTM): ₹12.35
Book value / share: ₹156.19
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 3.18
Net debt: ₹32,647 Cr
Interest cover: 1.26
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	2,624	2,337	2,115	1,818	1,542	1,314	1,166	1,057	988.87	977.59	915.00	762.61
	0.34	6.70	4.90	0.06	0.47	0.04	7.04	0.14	7.63	18.27	6.73	11.15
	2,625	2,337	2,120	1,818	1,543	1,314	1,173	1,057	996.50	995.86	921.73	773.76
	2,124	1,926	1,779	1,618	1,444	1,231	1,093	1,032	1,627	606.21	536.26	417.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	301.50	293.83	263.08	284.94	256.36	213.16	173.44	148.45	212.10	102.23	117.09	112.98
	1,035	921.65	844.06	738.71	637.81	546.09	458.38	385.02	351.59	320.10	281.06	223.71
	34.50	30.40	25.53	24.10	22.47	22.04	19.52	15.27	15.80	14.51	13.93	15.15
	376.39	306.45	293.00	243.00	239.57	208.20	190.47	127.07	133.08	124.91	100.24	71.70
	501.30	411.26	341.07	200.21	98.89	83.44	80.22	25.18	-630.45	389.65	385.47	356.76
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	501.30	411.26	341.07	200.21	98.89	83.44	80.22	25.18	-630.45	389.65	385.47	356.76
	126.45	103.55	86.28	49.99	24.69	20.84	17.89	—	—	—	—	—
	374.85	307.71	254.79	150.22	74.20	62.60	62.33	18.73	-471.04	291.64	331.70	265.14
	4.27	3.55	3.15	1.86	0.95	0.81	0.81	0.24	-6.10	3.79	4.31	3.45
Key metrics
	—	—	—	—	—	—	—	425.47	-263.06	724.26	680.46	595.62
	—	—	—	—	—	—	—	40.30%	-26.60%	74.10%	74.40%	78.10%
	14.30%	13.20%	12.00%	8.30%	4.80%	4.80%	5.30%	1.80%	-47.60%	29.80%	36.30%	34.80%
	70.20%	77.90%	81.40%	72.00%	56.00%	34.40%	27.50%	38.60%	—	—	—	—
	405.20%	391.50%	308.80%	702.00%	115.80%	-78.50%	-81.20%	-92.90%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY18
Income statement
	8,895	6,790	4,190	3,109	1,939	2,004	2,242
	12.00	5.47	33.08	38.32	69.70	36.64	56.53
	8,901	6,796	4,223	3,147	2,008	2,041	2,299
	7,447	6,072	4,358	1,830	1,265	1,551	1,981
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	1,143	1,018	636.22	444.42	514.80	519.21	368.52
	3,540	2,767	1,515	950.30	595.28	716.17	905.46
	114.53	94.14	65.10	59.31	61.41	54.55	49.23
	1,219	983.77	575.53	303.63	—	177.89	187.62
	1,454	723.61	-135.40	1,318	743.61	490.17	318.06
	0.00	0.00	0.00	816.52	7.39	0.00	0.00
	1,454	723.61	-135.40	2,134	751.00	490.17	318.06
	366.27	181.80	-37.06	—	—	—	87.63
	1,088	541.81	-98.34	1,683	685.03	375.41	230.42
	12.83	6.84	-1.27	21.89	8.95	5.23	—
Key metrics
	—	—	—	3,144	1,408	1,261	1,273
	—	—	—	101.10%	72.60%	62.90%	56.80%
	12.23%	8.00%	-2.30%	54.10%	35.30%	18.70%	10.30%
	75.12%	62.10%	34.80%	60.40%	-3.30%	-10.60%	—
	399.21%	651.00%	-105.80%	145.70%	82.50%	62.90%	—
	—	-21,880	-10,598	—	—	—	—
	—	-40.21	107.48	—	—	—	—
	—	3.18	2.93	—	—	—	—
	—	32,647	23,954	—	—	—	—
Balance sheet
	—	60,272	35,030	—	—	—	—
	—	286.00	24.65	—	—	—	—
	—	38.48	18.39	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	97.43	55.01	—	—	—	—
	—	32,933	23,979	—	—	—	—
	—	10,348	8,175	—	—	—	—
Cash flow
	—	-21,786	-10,569	—	—	—	—
	—	-1,340	-481.91	—	—	—	—
	—	23,387	10,821	—	—	—	—
	—	94.39	28.22	—	—	—	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	2,624	2,337	2,115	1,818	1,542	1,314	1,166	1,057	988.87	977.59	915.00	762.61
	0.34	6.70	4.90	0.06	0.47	0.04	7.04	0.14	7.63	18.27	6.73	11.15
	2,625	2,337	2,120	1,818	1,543	1,314	1,173	1,057	996.50	995.86	921.73	773.76
	2,124	1,926	1,779	1,618	1,444	1,231	1,093	1,032	1,627	606.21	536.26	417.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	301.50	293.83	263.08	284.94	256.36	213.16	173.44	148.45	212.10	102.23	117.09	112.98
	1,035	921.65	844.06	738.71	637.81	546.09	458.38	385.02	351.59	320.10	281.06	223.71
	34.50	30.40	25.53	24.10	22.47	22.04	19.52	15.27	15.80	14.51	13.93	15.15
	376.39	306.45	293.00	243.00	239.57	208.20	190.47	127.07	133.08	124.91	100.24	71.70
	501.30	411.26	341.07	200.21	98.89	83.44	80.22	25.18	-630.45	389.65	385.47	356.76
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	501.30	411.26	341.07	200.21	98.89	83.44	80.22	25.18	-630.45	389.65	385.47	356.76
	126.45	103.55	86.28	49.99	24.69	20.84	17.89	—	—	—	—	—
	374.85	307.71	254.79	150.22	74.20	62.60	62.33	18.73	-471.04	291.64	331.70	265.14
	4.27	3.55	3.15	1.86	0.95	0.81	0.81	0.24	-6.10	3.79	4.31	3.45
Key metrics
	—	—	—	—	—	—	—	425.47	-263.06	724.26	680.46	595.62
	—	—	—	—	—	—	—	40.30%	-26.60%	74.10%	74.40%	78.10%
	14.30%	13.20%	12.00%	8.30%	4.80%	4.80%	5.30%	1.80%	-47.60%	29.80%	36.30%	34.80%
	70.20%	77.90%	81.40%	72.00%	56.00%	34.40%	27.50%	38.60%	—	—	—	—
	405.20%	391.50%	308.80%	702.00%	115.80%	-78.50%	-81.20%	-92.90%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY18
Income statement
	8,895	6,790	4,190	3,114	1,940	1,536	1,979
	12.00	5.47	33.08	38.32	69.70	30.86	57.95
	8,901	6,796	4,223	3,152	2,010	1,567	2,037
	7,447	6,072	4,358	1,834	1,265	1,183	1,767
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	1,143	1,018	636.22	444.42	514.80	409.86	324.33
	3,540	2,767	1,515	955.10	595.28	509.29	784.67
	114.53	94.14	65.10	59.31	61.41	49.50	48.98
	1,219	983.77	575.53	303.63	226.84	145.26	170.77
	1,454	723.61	-135.40	1,317	745.36	384.57	269.74
	0.00	0.00	0.00	1,221	21.21	0.00	—
	1,454	723.61	-135.40	2,539	766.57	384.57	269.74
	366.27	181.80	-37.06	—	—	—	67.25
	1,088	541.81	-98.34	2,056	584.94	293.20	202.49
	12.83	6.84	-1.27	26.75	7.64	4.09	—
Key metrics
	—	—	—	3,553	1,423	943.36	1,103
	—	—	—	114.10%	73.40%	61.40%	55.80%
	12.23%	8.00%	-2.30%	66.00%	30.10%	19.10%	10.20%
	75.12%	62.10%	34.60%	60.50%	26.30%	-22.40%	—
	399.21%	651.00%	-104.80%	251.50%	99.50%	44.80%	—
	—	-21,880	-10,598	—	—	—	—
	—	-40.21	107.48	—	—	—	—
	—	3.20	2.95	—	—	—	—
	—	32,647	23,954	—	—	—	—
Balance sheet
	—	60,221	34,979	—	—	—	—
	—	286.00	24.65	—	—	—	—
	—	38.48	18.39	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	97.43	55.01	—	—	—	—
	—	32,933	23,979	—	—	—	—
	—	10,298	8,124	—	—	—	—
Cash flow
	—	-21,786	-10,569	—	—	—	—
	—	-1,340	-481.91	—	—	—	—
	—	23,387	10,821	—	—	—	—
	—	94.39	28.22	—	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +51.82%
Sales CAGR 5Y: —
Profit CAGR 3Y: -2.52%
Profit CAGR 5Y: —
Sales YoY (TTM): +75.12%
Profit YoY (TTM): +399.21%

Consolidated

Sales CAGR 3Y: +51.87%
Sales CAGR 5Y: —
Profit CAGR 3Y: -7.52%
Profit CAGR 5Y: —
Sales YoY (TTM): +75.12%
Profit YoY (TTM): +399.21%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 59.01%

Quarter	September 2026	June 2026
Promoter %	59.01%	59.02%

Holder	Type	Holding	Previous	Change
Rising Sun Holdings Pvt Ltd	Promoter	59.01%	59.02%	-0.01%
Kotak Midcap Fund	Public	6.87%	6.75%	+0.12%
Life Insurance Corporation Of India	Public	2.51%	2.70%	-0.19%
Bandhan Value Fund	Public	1.69%	—	—
Amansa Holdings Private Limited	Public	1.29%	1.29%	0.00%
Nippon Life India Trustee Ltd-A/C Nippon India Small Cap Fund	Public	1.16%	1.14%	+0.02%
Mast. Cyrus A Poonawalla	Promoter Group	0.00%	0.00%	0.00%
Cyrus Poonawalla Foundation	Promoter Group	0.00%	0.00%	0.00%
Andaman Finance and Investment Private Limited	Promoter Group	0.00%	0.00%	0.00%
Dr. Cyrus S Poonawalla	Promoter Group	0.00%	0.00%	0.00%
Villoo Poonawalla Racing and Breeding Private Limited	Promoter Group	0.00%	0.00%	0.00%
Synergist Realtors Private Limited	Promoter Group	0.00%	0.00%	0.00%
Cyza Chem Private Limited	Promoter Group	0.00%	0.00%	0.00%
Genesis Parks LLP	Promoter Group	0.00%	0.00%	0.00%
Poonawalla Solar Private Limited	Promoter Group	0.00%	0.00%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%

Filings & corporate actions

Recent announcements

Intimation w.r.t Allotment of ESOP31 Oct 2026 · Company Update / Allotment of ESOP / ESPS
Intimation w.r.t allotment of Non-Convertible Debentures29 Oct 2026 · Company Update / Allotment of Equity Shares
Intimation w.r.t Newspaper Publication27 Oct 2026 · Company Update / Newspaper Publication
Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures26 Oct 2026 · Company Update / Issue of Securities
Intimation w.r.t. Newspaper Publication17 Oct 2026 · Company Update / Newspaper Publication
Monitoring Agency Report16 Oct 2026 · Company Update / Monitoring Agency Report
Intimation w.r.t. Notice of Postal Ballot16 Oct 2026 · AGM/EGM / Postal Ballot
Intimation w.r.t Earnings call Transcript14 Oct 2026 · Company Update / Earnings Call Transcript
Intimation w.r.t Newspaper Publication10 Oct 2026 · Company Update / Newspaper Publication
Earnings Call Transcript Q2 FY27 Audio Transcript9 Oct 2026 · Company Update / Earnings Call Transcript
Related Party Transaction Statement for the half year ended September 30, 20269 Oct 2026 · Company Update / General
Asset Cover details9 Oct 2026 · Others / Reg. 54 - Asset Cover details
Asset Liability Management Statement9 Oct 2026 · Others / Asset Liability Management (ALM) statement
Statement of Deviation & Variation9 Oct 2026 · Company Update / Reg. 32 (1), (3) - Statement of Deviation & Variation
Press release on Unaudited Financial Results and Financial performance of the Company for Quarter ended September 30, 20269 Oct 2026 · Company Update / Press Release / Media Release
Investor Presentation for Q2 FY2026-279 Oct 2026 · Company Update / Investor Presentation
Financial Results for Q2 FY2026-279 Oct 2026 · Result / Financial Results
Outcome of Board Meeting held on October 09, 20269 Oct 2026 · Board Meeting / Outcome of Board Meeting
Certificate under Regulation 74(5) of SEBI (DP) Regulations, 20188 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation under Regulation 30 of SEBI listing Regulations, 20155 Oct 2026 · Company Update / General
Intimation w.r.t Investors meet1 Oct 2026 · Company Update / Analyst / Investor Meet
Certificate issued by the Chief Financial Officer for the quarter ended September 30, 2026.1 Oct 2026 · Others / Certificate from CEO/CFO
Intimation of earnings call for Q2 FY2026-2730 Sep 2026 · Company Update / Analyst / Investor Meet
Intimation w.r.t Credit Rating28 Sep 2026 · Company Update / Credit Rating
Poonawalla Fincorp Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 09/10/2026 ,inter alia, to consider and approve the unaudited financial ....28 Sep 2026 · Board Meeting / Board Meeting
Intimation w.r.t Closure of Trading Window28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Intimation w.r.t Closure of Trading Window28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Intimation w.r.t Closure of Trading Window28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Intimation w.r.t Newspaper Publication28 Sep 2026 · Company Update / Newspaper Publication
Intimation w.r.t allotment of ESOP.22 Sep 2026 · Company Update / Allotment of ESOP / ESPS
Intimation w.r.t allotment of Non-Convertible Debentures16 Sep 2026 · Company Update / Allotment of Equity Shares
Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures10 Sep 2026 · Company Update / Issue of Securities
Intimation w.r.t Credit Rating under SEBI Listing Regulations, 20159 Sep 2026 · Company Update / Credit Rating
Intimation w.r.t Investors meet3 Sep 2026 · Company Update / Analyst / Investor Meet
Intimation w.r.t grant of stock options2 Sep 2026 · Company Update / General
Intimation w.r.t grant of stock options.28 Aug 2026 · Company Update / General
Intimation w.r.t newspaper publication27 Aug 2026 · Company Update / Newspaper Publication
Intimation w.r.t allotment of ESOP22 Aug 2026 · Company Update / Allotment of ESOP / ESPS
Intimation w.r.t. allotment of Non-Convertible Debentures21 Aug 2026 · Company Update / Allotment of Equity Shares
Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations - Issue of Non-Convertible Debentures18 Aug 2026 · Company Update / Issue of Securities

Board meetings

9 Oct 2026 Board Meeting - Financial Results
17 Jul 2026 Board Meeting - Financial Results