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PAISALO DIGITAL LIMITED

BSE: PAISALO532900ISIN INE420C01059
  • Financial Services
  • Non Banking Financial Company (NBFC)
  • BSE 1000

Share price

₹77.43+0.14 (+0.18%)
as of 4 Nov 2026
PAISALO DIGITAL LIMITED share price, 4 Nov 2025 to 4 Nov 2026: ₹38.49 to ₹77.43 (+101.2%). Low ₹31.08, high ₹92.78. Volume shown below the price.

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high
₹94.84
52W low
₹30.00
Off 52W high
-18.36%
1M return
-4.61%
3M return
+11.75%
6M return
+58.15%
1Y return
+101.17%
20D avg volume
4,07,590
50 DMA
₹79.36
200 DMA
₹57.10

Key ratios Consolidated

Market cap
₹7,279 Cr
Current price
₹77.43
52W high / low
₹94.84 / ₹30.00
Face value
₹1.00
P/E
27.42
P/B
—
EPS (TTM)
₹2.82
Book value / share
—
ROE
—
ROCE
—
Operating margin
—
Net margin
—
Debt / equity
1.76
Net debt
₹3,000 Cr
Interest cover
1.85
Dividend yield
0.13%
Dividend / share (TTM)
₹0.10
Payout
3.55%
Cash conversion cycle
—

Financials

MetricQ2 FY27Q1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24Q3 FY24
Income statement
277.31260.29260.92240.05224.01218.71193.77203.75187.03186.55195.29182.59
0.000.000.000.000.000.000.000.000.000.000.000.00
277.31260.29260.92240.05224.01218.71193.77203.75187.03186.55195.29182.59
189.88178.08163.92150.47155.01155.11131.44121.45119.89130.75146.16106.59
0.000.000.000.000.000.000.000.000.000.000.000.00
0.000.000.000.000.000.000.000.000.000.000.000.00
19.3217.8820.3520.5418.3317.2018.4217.2714.4112.7713.0214.19
129.67115.5887.5894.7197.7794.2785.8382.0877.3283.0885.9664.18
5.494.334.733.132.182.202.231.231.050.960.920.86
35.6424.5743.8226.8224.3323.8924.85—18.4522.3430.9715.86
87.4382.2197.0189.5969.0063.6062.3382.3167.1455.8049.1376.00
0.000.000.00-0.780.000.000.780.000.000.000.480.00
87.4382.2197.0188.8069.0063.6063.1182.3167.1455.8049.6176.00
21.7920.8924.7822.5417.4616.4316.83—————
65.6461.3172.2366.2651.5447.1746.2962.4349.9141.4936.6156.47
0.720.670.800.730.570.520.510.070.560.460.791.26
Key metrics
———————165.62145.51139.84136.49141.04
———————81.30%77.80%75.00%69.90%77.20%
23.70%23.60%27.70%27.60%23.00%21.60%23.90%30.60%26.70%22.20%18.70%30.90%
23.80%19.00%34.70%17.80%19.80%17.20%-0.80%11.60%————
27.40%30.00%56.00%6.10%3.30%13.70%26.40%10.60%————
MetricTTMFY26FY25FY24FY23FY22
Income statement
1,039943.70771.11658.75473.19392.22
0.000.000.000.000.000.00
1,039943.70771.11658.75473.19392.22
682.35624.50503.54418.04342.42285.07
0.000.000.000.000.000.00
0.000.000.000.000.000.00
78.0976.4262.8649.0334.6725.75
427.54374.33328.31270.07208.67184.11
17.6812.245.473.403.293.23
130.85118.8681.3883.7641.4017.33
356.24319.19267.57240.71130.77107.16
-0.78-0.780.780.48-4.53-0.03
355.45318.41268.36241.18126.24107.12
90.0081.2068.24———
265.44237.21200.12178.9793.6279.25
2.922.622.233.872.1018.71
Key metrics
———514.65338.20294.46
———78.10%71.50%75.10%
25.56%25.10%26.00%27.20%19.80%20.20%
23.60%22.40%17.10%39.20%20.60%—
27.97%18.50%11.80%91.20%18.10%—
—-797.98-854.59———
—-3.30-4.21———
—1.761.61———
—3,0002,369———
Balance sheet
—6,3005,255———
—146.98100.69———
—17.6621.21———
—0.000.00———
—84.0974.47———
—3,1472,470———
—1,7931,535———
Cash flow
—-782.76-841.81———
—-15.21-12.68———
—843.17944.73———
—15.2212.78———
MetricQ2 FY27Q1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24Q3 FY24
Income statement
272.34254.62255.67236.31215.83209.59189.72193.76175.94175.42181.84171.25
0.000.000.000.000.000.000.000.000.000.000.000.00
272.34254.62255.67236.31215.83209.59189.72193.76175.94175.42181.84171.25
185.69173.01160.00147.35147.57146.66128.83111.93109.32120.15133.8395.72
0.000.000.000.000.000.000.000.000.000.000.000.00
0.000.000.000.000.000.000.000.000.000.000.000.00
18.8617.4319.8719.9517.8116.7217.9316.6713.8812.2712.5313.55
128.03113.9086.1093.0395.4090.6981.6877.5072.4277.7180.1756.73
5.494.334.733.132.182.202.231.231.040.960.920.86
33.6921.7340.8726.1224.1620.4824.30—18.3117.7324.9915.58
86.6581.6195.6888.9668.2762.9360.8981.8366.6155.2748.0175.54
0.000.000.00-0.780.000.000.590.000.000.000.580.00
86.6581.6195.6888.1868.2762.9361.4881.8366.6155.2748.5975.54
21.6020.7424.4322.2117.4616.2716.47—————
65.0560.8771.2565.9750.8146.6645.0162.0749.5241.0935.8956.11
0.710.670.790.730.560.520.500.690.550.460.781.25
Key metrics
———————160.56140.07133.94129.68133.13
———————82.90%79.60%76.40%71.30%77.70%
23.90%23.90%27.90%27.90%23.50%22.30%23.70%32.00%28.10%23.40%19.70%32.80%
26.20%21.50%34.80%22.00%22.70%19.50%4.30%13.10%————
28.00%30.50%58.30%6.30%2.60%13.60%25.40%10.60%————
MetricTTMFY26FY25FY24FY23FY22
Income statement
1,019917.41734.83605.04422.97356.40
0.000.000.000.000.000.00
1,019917.41734.83605.04422.97356.40
666.05601.58470.23367.09294.55250.01
0.000.000.000.000.000.00
0.000.000.000.000.000.00
76.1174.3560.7547.0132.7123.78
421.06365.21309.30239.82180.35166.79
17.6812.245.473.403.293.23
122.41111.6376.0374.3933.1716.67
352.90315.83264.60237.95128.42106.39
-0.78-0.780.590.58-4.590.00
352.12315.05265.19238.53123.83106.39
88.9880.3667.51———
263.14234.69197.69177.0291.6978.71
2.902.592.203.832.0618.59
Key metrics
———481.75307.47276.41
———79.60%72.70%77.60%
25.82%25.60%26.90%29.30%21.70%22.10%
25.97%24.80%21.50%43.00%18.70%—
28.64%18.70%11.70%93.10%16.50%—
—-869.76-907.02———
—-3.64-4.52———
—1.761.57———
—2,9712,277———
Balance sheet
—6,1925,086———
—146.82100.47———
—17.6621.13———
—0.000.00———
—84.0974.46———
—3,1182,378———
—1,7731,518———
Cash flow
—-854.54-894.24———
—-15.21-12.68———
—915.90997.03———
—15.2212.78———

Compounded growth

Standalone

Sales CAGR 3Y
+29.44%
Sales CAGR 5Y
—
Profit CAGR 3Y
+36.79%
Profit CAGR 5Y
—
Sales YoY (TTM)
+25.97%
Profit YoY (TTM)
+28.64%

Consolidated

Sales CAGR 3Y
+25.87%
Sales CAGR 5Y
—
Profit CAGR 3Y
+36.33%
Profit CAGR 5Y
—
Sales YoY (TTM)
+23.60%
Profit YoY (TTM)
+27.97%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 1 Oct 2026

Promoter holding
45.22%
Quarter01 Oct 2026September 2026
Promoter %45.22%45.22%
HolderTypeHoldingPreviousChange
EQUILIBRATED VENTURE CFLOW PRIVATE LIMITEDPromoter Group20.64%20.64%0.00%
SUNIL PURUSTOTTANM AGARWALPromoter12.26%12.26%0.00%
SBI LIFE INSURANCE CO. LTDPublic5.56%5.56%0.00%
OCTASPACE REALCON PRIVATE LIMITEDPublic4.82%4.82%0.00%
SANTANU AGARWALPromoter Group4.61%4.61%0.00%
PRI CAF PRIVATE LIMITEDPromoter Group3.34%3.34%0.00%
PRO FITCCH PRIVATE LIMITEDPromoter Group3.15%3.15%0.00%
LINDEN CAPITAL LPPublic2.36%2.36%0.00%
ZEAL PROFESSIONAL SERVICES PRIVATE LIMITEDPublic2.24%2.24%0.00%
VENUS INVESTMENTS VCC - VENUS STELLAR FUNDPublic1.15%1.15%0.00%
M.PRASAD & CO LIMITEDPublic1.06%1.06%0.00%
PSL LIMITEDPublic1.01%1.01%0.00%
Suneeti Dolla Private Trust (Trustee- Sunil Purushottanm Agarwal)Promoter Group0.76%0.76%0.00%
Sulabhya Paramita Private Trust (Trustee- Sunil Purushottanm Agarwal)Promoter Group0.46%0.46%0.00%
RAJ AGARWALPromoter Group0.00%0.00%0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

CompanyMkt cap (₹ Cr)Price (₹)P/EROCESales YoYProfit YoY1Y return
Bajaj Finance Limited6,18,269993.0528.02—+18.82% TTM+18.85% TTM-6.05%
Shriram Finance Limited2,13,119905.7016.80—+13.76% TTM+28.60% TTM+13.74%
Tata Capital Limited1,43,392337.8023.16———+2.57%
Cholamandalam Investment and Finance Company Ltd1,42,2651,659.0522.87—+21.13% TTM+33.94% TTM-5.48%
MUTHOOT FINANCE LIMITED1,08,7922,709.858.83—+47.27% TTM+70.66% TTM-15.07%
L&T Finance Limited66,033263.4519.22—+20.11% TTM+27.39% TTM-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S52,626553.0020.18—+5.81% TTM+35.96% TTM-37.17%
Piramal Finance Limited45,9751,942.9024.08————
SUNDARAM FINANCE LTD44,4033,996.5527.42———-16.26%
Authum Investment & Infrastructure Limited43,913517.1025.16—-24.30% TTM-56.50% TTM-10.17%
HDB FINANCIAL SERVICES LIMITED S42,098506.6514.22———-30.70%
POONAWALLA FINCORP LIMITED41,349469.5538.02—+75.12% TTM+399.21% TTM-0.70%
Mahindra & Mahindra Financial Services Limited37,542270.0510.42—+14.94% TTM+45.99% TTM-15.21%
Manappuram Finance Limited29,495314.0020.41—+4.79% TTM+85.35% TTM+17.85%
IIFL FINANCE LIMITED24,697578.659.35—+35.37% TTM+157.78% TTM+7.38%
Capri Global Capital Limited23,121240.3017.65—+52.88% TTM+82.77% TTM+21.89%
Five-Star Business Finance Ltd. S11,724397.1510.50—+8.28% TTM+1.05% TTM-39.17%
SBFC Finance Limited9,82088.3228.37—+28.23% TTM+45.63% TTM-24.80%
PAISALO DIGITAL LIMITED7,27977.4327.42—+23.60% TTM+27.97% TTM+101.17%
Bengal & Assam Company Limited6,4775,680.008.29—+12.05% TTM+3.26% TTM-25.74%
Fedbank Financial Services Limited S5,923157.8513.66—+21.29% TTM+76.56% TTM+10.46%
Mrugesh Trading Ltd. S5,66578.41—-0.30%+21.12% TTM+94.74% TTM+3,464.09%
SG FINSERVE LIMITED S4,670708.7524.95—+104.57% TTM+86.47% TTM+85.76%
MAS Financial Services Limited4,607253.9010.89—+22.72% TTM+23.77% TTM-19.01%
Northern Arc Capital Ltd.4,481276.959.38—+29.02% TTM+70.21% TTM+0.64%

Filings & corporate actions

Recent announcements

Corporate actions

PurposeEx dateRecord datePayment date
Final Dividend - Rs. - 0.100011 Sep 202614 Sep 2026—
Final Dividend - Rs. - 0.100022 Sep 202522 Sep 2025—
Final Dividend - Rs. - 0.100013 Sep 2024——

Board meetings

  • Board Meeting - Financial Results
  • Board Meeting - Financial Results