PAISALO DIGITAL LIMITED

BSE: PAISALO532900ISIN INE420C01059

Financial Services
Non Banking Financial Company (NBFC)
BSE 1000

BSE listing

Share price

₹89.48+0.64 (+0.72%)

as of 18 Sep 2026

52W high: ₹92.74
52W low: ₹30.00
Off 52W high: -3.52%
1M return: +28.95%
3M return: +52.23%
6M return: +155.80%
1Y return: +117.61%
20D avg volume: 8,21,257
50 DMA: ₹72.60
200 DMA: ₹50.10

Key ratios Consolidated

Market cap: ₹8,180 Cr
Current price: ₹89.48
52W high / low: ₹92.74 / ₹30.00
Face value: ₹1.00
P/E: 32.38
P/B: —
EPS (TTM): ₹2.76
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 1.76
Net debt: ₹3,000 Cr
Interest cover: 1.85
Dividend yield: 0.22%
Dividend / share (TTM): ₹0.20
Payout: 7.25%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24
Income statement
	260.29	260.92	240.05	224.01	218.71	193.77	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	178.08	163.92	150.47	155.01	155.11	131.44	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	17.87	20.35	20.54	18.33	17.20	18.42	—
	115.58	87.58	94.71	97.77	94.27	85.83	—
	4.33	4.73	3.13	2.18	2.20	2.23	—
	24.57	43.82	26.82	24.33	23.89	24.85	—
	82.21	97.01	89.59	69.00	63.60	62.33	—
	0.00	0.00	-0.78	0.00	0.00	0.78	—
	82.21	97.01	88.80	69.00	63.60	63.11	—
	20.89	24.78	22.54	17.46	16.43	16.83	—
	61.31	72.23	66.26	51.54	47.17	46.29	—
	0.67	0.80	0.73	0.57	0.52	0.51	—
Key metrics
	23.60%	27.70%	27.60%	23.00%	21.60%	23.90%	—
	19.00%	34.70%	—	—	—	—	—
	30.00%	56.00%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	985.27	943.70	771.11	—
	0.00	0.00	0.00	—
	647.48	624.50	503.53	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	77.09	76.42	62.86	—
	395.64	374.33	328.31	—
	14.37	12.24	5.47	—
	119.54	118.86	81.38	—
	337.81	319.19	267.57	—
	-0.78	-0.78	0.78	—
	337.02	318.41	268.36	—
	85.67	81.20	68.24	—
	251.34	237.21	200.12	—
	2.77	2.62	2.23	—
Key metrics
	25.51%	25.10%	26.00%	—
	—	22.40%	—	—
	—	18.50%	—	—
	—	-797.98	-854.59	—
	—	-3.30	-4.21	—
	—	1.76	1.61	—
	—	3,000	2,369	—
Balance sheet
	—	6,300	5,255	—
	—	146.98	100.69	—
	—	17.66	21.21	—
	—	0.00	0.00	—
	—	84.09	74.47	—
	—	3,147	2,470	—
	—	1,793	1,535	—
Cash flow
	—	-782.76	-841.81	—
	—	-15.21	-12.68	—
	—	843.17	944.73	—
	—	15.22	12.78	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24
Income statement
	254.62	255.67	236.31	215.83	209.59	189.72	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	173.01	160.00	147.35	147.57	146.66	128.83	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	17.42	19.87	19.95	17.81	16.72	17.93	—
	113.90	86.10	93.03	95.40	90.68	81.68	—
	4.33	4.73	3.13	2.18	2.20	2.23	—
	21.73	40.87	26.12	24.16	20.48	24.30	—
	81.61	95.68	88.96	68.26	62.93	60.89	—
	0.00	0.00	-0.78	0.00	0.00	0.59	—
	81.61	95.68	88.18	68.26	62.93	61.48	—
	20.74	24.43	22.21	17.46	16.27	16.47	—
	60.86	71.25	65.97	50.81	46.66	45.01	—
	0.67	0.79	0.73	0.56	0.52	0.50	—
Key metrics
	23.90%	27.90%	27.90%	23.50%	22.30%	23.70%	—
	21.50%	34.80%	—	—	—	—	—
	30.40%	58.30%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	962.43	917.41	734.83	—
	0.00	0.00	0.00	—
	627.93	601.58	470.23	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	75.05	74.35	60.75	—
	388.43	365.21	309.30	—
	14.37	12.24	5.47	—
	112.88	111.63	76.03	—
	334.51	315.83	264.60	—
	-0.78	-0.78	0.59	—
	333.73	315.05	265.19	—
	84.84	80.36	67.51	—
	248.89	234.69	197.69	—
	2.75	2.59	2.20	—
Key metrics
	25.86%	25.60%	26.90%	—
	—	24.80%	—	—
	—	18.70%	—	—
	—	-869.76	-907.02	—
	—	-3.64	-4.52	—
	—	1.76	1.57	—
	—	2,971	2,277	—
Balance sheet
	—	6,192	5,086	—
	—	146.82	100.47	—
	—	17.66	21.13	—
	—	0.00	0.00	—
	—	84.09	74.46	—
	—	3,118	2,378	—
	—	1,773	1,518	—
Cash flow
	—	-854.54	-894.24	—
	—	-15.21	-12.68	—
	—	915.90	997.03	—
	—	15.22	12.78	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Filings & corporate actions

Recent announcements

Intimation of Committee Meeting held on 18.09.2026 regarding allotment of Non Convertible Debentures18 Sep 2026 · Company Update / Meeting Updates
Intimation of transfer of 11,680 Equity Shares of the Company to IEPF Account17 Sep 2026 · Company Update / General
Intimation regarding redemption of 94 Unlisted Unsecured Non Convertible Debentures of Rs. 1,00,00,000/- (Rupees One Crore) each.16 Sep 2026 · Company Update / General
Intimation of schedule of non deal roadshow of investor meetings14 Sep 2026 · Company Update / General
Intimation of Schedule of Non Deal Roadshow of Investor Meet9 Sep 2026 · Company Update / General
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....8 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....8 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 07, 2026 for Sunil Purushottanm Agarwal8 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 07, 2026 for Santanu Agarwal8 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
Outcome of Committee Meeting w.r.t. prior intimation dated 02.09.20265 Sep 2026 · Company Update / Meeting Updates
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....5 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....5 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....5 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Equilibrated Venture ....5 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Pri Caf Pvt Ltd5 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Pro Fitcch Pvt Ltd5 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Pri Caf Pvt Ltd4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Pro Fitcch Pvt Ltd4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Equilibrated Venture ....4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Sulabhya Paramita Pvt Trust4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Sunil Purushottanm Agarwal4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 04, 2026 for Santanu Agarwal4 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
Intimation of Committee Meeting scheduled to be held on 02.09.20262 Sep 2026 · Company Update / Meeting Updates
Business Responsibility and Sustainability Report28 Aug 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Newspaper publication of Notice of 34th Annual General Meeting28 Aug 2026 · Company Update / Newspaper Publication
Annual Report for the Financial Year 2025-2627 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of 34th Annual General Meeting scheduled to be held on 21.09.202627 Aug 2026 · AGM/EGM / AGM
Communication for providing a web link of Annual Report for the FY 2026 to those Members/Debentureholders who have not registered their email addresses with the Company/Depositories27 Aug 2026 · Company Update / General
Newspaper Publication of Information regarding 34th AGM of the Members scheduled to be held on 21.09.202625 Aug 2026 · Company Update / Newspaper Publication
Outcome of Committee Meeting in relation to public issuance of non-convertible debentures19 Aug 2026 · Company Update / Meeting Updates
Press Release19 Aug 2026 · Company Update / Press Release / Media Release
Intimation of schedule of non deal roadshow of Investor Meetings17 Aug 2026 · Company Update / General
Intimation regarding early closure of public issuance of non convertible debentures17 Aug 2026 · Company Update / Newspaper Publication
Press Release17 Aug 2026 · Company Update / Press Release / Media Release

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.1000	11 Sep 2026	14 Sep 2026	—
Final Dividend - Rs. - 0.1000	22 Sep 2025	22 Sep 2025	—
Final Dividend - Rs. - 0.1000	13 Sep 2024	—	—

Board meetings

5 Aug 2026 Board Meeting - Financial Results