INFORMED.
LIVE

United Credit ltd.

BSE: UNITDCR531091ISIN INE858C01027
  • Financial Services
  • Non Banking Financial Company (NBFC)

Share price

₹20.90+1.71 (+8.91%)
as of 4 Nov 2026
United Credit ltd. share price, 4 Nov 2025 to 4 Nov 2026: ₹31.54 to ₹20.90 (-33.7%). Low ₹19.55, high ₹32.53. Volume shown below the price.

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high
₹37.83
52W low
₹19.00
Off 52W high
-44.75%
1M return
-0.71%
3M return
-16.40%
6M return
-21.13%
1Y return
-33.73%
20D avg volume
460
50 DMA
₹22.55
200 DMA
₹26.09

Key ratios Standalone

Market cap
₹11.14 Cr
Current price
₹20.90
52W high / low
₹37.83 / ₹19.00
Face value
₹10.00
P/E
13.91
P/B
0.38
EPS (TTM)
₹1.50
Book value / share
₹55.00
ROE
2.70%
ROCE
—
Operating margin
—
Net margin
—
Debt / equity
0.01
Net debt
₹-0.29 Cr
Interest cover
55.50
Dividend yield
—
Dividend / share (TTM)
—
Payout
—
Cash conversion cycle
—

Financials

MetricQ1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24
Income statement
0.780.830.770.770.740.810.890.880.87—
0.050.020.020.020.060.030.060.150.12—
0.830.850.790.780.800.780.951.020.99—
0.590.580.600.490.480.790.530.510.61—
0.000.000.000.000.000.000.000.000.00—
0.000.000.000.000.000.000.000.000.00—
0.200.170.200.200.180.210.190.220.19—
0.010.010.010.000.000.000.000.000.00—
0.030.040.040.030.020.030.020.010.01—
0.350.360.350.260.270.54————
0.240.280.200.300.32-0.010.410.510.38—
0.000.000.000.000.000.000.000.000.00—
0.240.280.200.300.32-0.010.410.510.38—
0.050.060.040.070.07-0.06————
0.190.220.160.230.250.050.270.430.26—
0.360.410.300.430.470.090.510.810.49—
Key metrics
——————0.430.520.39—
——————48.30%59.10%44.80%—
24.40%26.50%20.80%29.90%33.80%6.20%30.30%48.90%29.90%—
5.40%2.50%-13.50%-12.50%-14.90%—————
-24.00%340.00%-40.70%-46.50%-3.80%—————
MetricTTMFY26FY25FY24
Income statement
3.153.113.44—
0.110.120.31—
3.253.233.74—
2.262.142.44—
0.000.000.00—
0.000.000.00—
0.770.740.81—
0.030.020.01—
0.140.130.07—
1.321.231.52—
1.021.091.30—
0.000.000.00—
1.021.091.30—
0.220.230.29—
0.800.861.01—
1.501.611.90—
Key metrics
25.40%27.70%29.40%—
-5.12%-9.60%——
-20.00%-14.90%——
—-0.54-0.62—
—-0.30-0.44—
—0.010.01—
—-0.29-0.39—
Balance sheet
—31.5630.61—
—0.570.54—
—0.060.06—
—0.000.00—
—0.430.29—
—0.280.15—
—30.8629.98—
Cash flow
—-0.26-0.44—
—0.170.04—
—0.110.06—
—0.280.18—

Compounded growth

Sales CAGR 3Y
—
Sales CAGR 5Y
—
Profit CAGR 3Y
—
Profit CAGR 5Y
—
Sales YoY (TTM)
-5.12%
Profit YoY (TTM)
-20.00%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding
57.31%
HolderTypeHoldingPreviousChange
DABRIWALA BANIJYA UDYOG LIMITEDPromoter Group43.16%——
United Nanotech Products LimitedPublic13.93%——
ASHOK KUMAR DABRIWALAPromoter13.86%——
IEPFPublic3.08%——
Pramila JalanPublic2.90%——
Farooq Arbi HalaiPublic2.69%——
SUNANDA DABRIWALAPromoter Group0.29%——

Public shareholders are disclosed individually only above 1%.

Peer comparison

CompanyMkt cap (₹ Cr)Price (₹)P/EROCESales YoYProfit YoY1Y return
Bajaj Finance Limited6,18,269993.0528.02—+18.82% TTM+18.85% TTM-6.05%
Shriram Finance Limited2,13,119905.7016.80—+13.76% TTM+28.60% TTM+13.74%
Tata Capital Limited1,43,392337.8023.16———+2.57%
Cholamandalam Investment and Finance Company Ltd1,42,2651,659.0522.87—+21.13% TTM+33.94% TTM-5.48%
MUTHOOT FINANCE LIMITED1,08,7922,709.858.83—+47.27% TTM+70.66% TTM-15.07%
L&T Finance Limited66,033263.4519.22—+20.11% TTM+27.39% TTM-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S52,626553.0020.18—+5.81% TTM+35.96% TTM-37.17%
Piramal Finance Limited45,9751,942.9024.08————
SUNDARAM FINANCE LTD44,4033,996.5527.42———-16.26%
Authum Investment & Infrastructure Limited43,913517.1025.16—-24.30% TTM-56.50% TTM-10.17%
HDB FINANCIAL SERVICES LIMITED S42,098506.6514.22———-30.70%
POONAWALLA FINCORP LIMITED41,349469.5538.02—+75.12% TTM+399.21% TTM-0.70%
Mahindra & Mahindra Financial Services Limited37,542270.0510.42—+14.94% TTM+45.99% TTM-15.21%
Manappuram Finance Limited29,495314.0020.41—+4.79% TTM+85.35% TTM+17.85%
IIFL FINANCE LIMITED24,697578.659.35—+35.37% TTM+157.78% TTM+7.38%
Capri Global Capital Limited23,121240.3017.65—+52.88% TTM+82.77% TTM+21.89%
Five-Star Business Finance Ltd. S11,724397.1510.50—+8.28% TTM+1.05% TTM-39.17%
SBFC Finance Limited9,82088.3228.37—+28.23% TTM+45.63% TTM-24.80%
PAISALO DIGITAL LIMITED7,27977.4327.42—+23.60% TTM+27.97% TTM+101.17%
Bengal & Assam Company Limited6,4775,680.008.29—+12.05% TTM+3.26% TTM-25.74%
Fedbank Financial Services Limited S5,923157.8513.66—+21.29% TTM+76.56% TTM+10.46%
Mrugesh Trading Ltd. S5,66578.41—-0.30%+21.12% TTM+94.74% TTM+3,464.09%
SG FINSERVE LIMITED S4,670708.7524.95—+104.57% TTM+86.47% TTM+85.76%
MAS Financial Services Limited4,607253.9010.89—+22.72% TTM+23.77% TTM-19.01%
Northern Arc Capital Ltd.4,481276.959.38—+29.02% TTM+70.21% TTM+0.64%
United Credit ltd. S1120.9013.91—-5.12% TTM-20.00% TTM-33.73%

Filings & corporate actions

Recent announcements

Board meetings

  • Board Meeting - Financial Results