UNIFINZ CAPITAL INDIA LIMITED

BSE: UCIL541358ISIN INE926R01012

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹134.25+2.15 (+1.63%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

Splits and bonuses

19 Dec 2025 · Bonus 4:1

52W high: ₹146.15
52W low: ₹61.00
Off 52W high: -8.14%
1M return: +30.59%
3M return: +27.98%
6M return: +29.10%
1Y return: +32.97%
20D avg volume: 26,965
50 DMA: ₹111.70
200 DMA: ₹102.75

Key ratios Standalone

Market cap: ₹594.30 Cr
Current price: ₹134.25
52W high / low: ₹146.15 / ₹61.00
Face value: ₹10.00
P/E: 6.78
P/B: 28.14
EPS (TTM): ₹19.81
Book value / share: ₹4.77
ROE: 415.41%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 1.14
Net debt: ₹148.06 Cr
Interest cover: 4.31
Dividend yield: 0.37%
Dividend / share (TTM): ₹0.50
Payout: 2.52%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	—	180.22	152.01	147.50	129.07	82.99	45.38	37.23	23.74	15.00	8.97	7.96
	—	0.12	0.07	0.05	0.03	0.09	0.64	0.01	0.00	0.01	0.00	0.01
	—	180.34	152.07	147.55	129.10	83.07	46.02	37.24	23.74	15.01	8.97	7.97
	—	157.12	128.31	109.38	96.08	60.69	36.78	28.98	17.12	12.50	9.52	9.40
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	—	17.07	8.95	7.14	5.93	5.63	4.85	3.30	2.77	2.51	1.78	1.36
	—	23.48	11.68	11.02	8.62	3.48	1.93	1.85	1.45	1.45	1.31	1.22
	—	0.47	0.30	0.24	0.20	0.26	0.52	0.38	0.30	0.24	0.20	0.19
	—	30.61	44.92	33.11	33.77	23.92	19.79	14.38	—	3.90	2.84	3.25
	—	23.22	23.76	38.17	33.02	22.38	9.24	8.25	6.63	2.51	-0.55	-1.43
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	—	23.22	23.76	38.17	33.02	22.38	9.24	8.25	6.63	2.51	-0.55	-1.43
	—	5.87	4.54	11.11	8.97	5.57	1.87	—	—	—	—	—
	—	17.35	19.22	27.07	24.05	16.82	7.38	6.14	4.89	1.66	-0.24	-1.07
	—	3.92	4.34	6.11	27.16	18.99	17.84	18.28	142.17	5.28	-0.78	-3.39
Key metrics
	—	—	—	—	—	—	—	10.48	8.38	4.20	0.96	-0.02
	—	—	—	—	—	—	—	28.10%	35.30%	28.00%	10.70%	-0.30%
	—	9.60%	12.60%	18.40%	18.60%	20.30%	16.30%	16.50%	20.60%	11.10%	-2.70%	-13.40%
	—	117.20%	235.00%	296.20%	443.70%	453.30%	405.90%	367.70%	—	—	—	—
	—	3.20%	160.40%	340.90%	391.80%	913.30%	3,175.00%	673.80%	—	—	—	—

Metric	FY26	FY25	FY24	FY23	FY22
Income statement
	511.57	121.35	29.80	9.15	0.50
	0.16	0.66	0.03	0.01	1.78
	511.73	122.01	29.83	9.15	2.28
	394.40	95.38	31.57	9.99	1.05
	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00
	27.65	13.43	5.75	4.22	0.43
	35.48	6.68	3.90	1.34	0.00
	0.92	1.44	0.76	0.56	0.01
	134.66	42.63	12.27	2.61	0.56
	117.33	26.64	-1.74	-0.84	1.24
	0.00	0.00	0.00	0.00	0.00
	117.33	26.64	-1.74	-0.84	1.24
	30.19	6.58	—	—	—
	87.14	20.06	-1.14	-0.55	1.05
	19.69	48.51	-3.62	-1.75	3.36
Key metrics
	—	—	2.92	1.06	1.25
	—	—	9.80%	11.60%	250.00%
	17.00%	16.50%	-3.80%	-6.00%	210.00%
	321.60%	307.20%	225.70%	1,730.00%	—
	334.40%	1,859.60%	-107.30%	-152.40%	—
	-191.61	-30.99	—	—	—
	-2.19	-1.51	—	—	—
	1.14	0.42	—	—	—
	148.06	25.94	—	—	—
Balance sheet
	479.28	125.87	—	—	—
	39.07	7.00	—	—	—
	0.44	0.00	—	—	—
	0.00	0.00	—	—	—
	1.23	0.56	—	—	—
	187.13	32.94	—	—	—
	164.15	77.55	—	—	—
Cash flow
	-190.42	-30.30	—	—	—
	14.09	-15.77	—	—	—
	208.00	52.33	—	—	—
	1.19	0.69	—	—	—

Compounded growth

Sales CAGR 3Y: +282.38%
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 19.83%

Quarter	September 2026	June 2026
Promoter %	19.83%	19.83%

Holder	Type	Holding	Previous	Change
PAAVEN BANSAL	Public	20.14%	20.14%	0.00%
AMICORP CAPITAL (MAURITIUS) LIMITED	Public	11.29%	11.29%	0.00%
PAWAN KUMAR MITTAL	Promoter	11.07%	11.07%	0.00%
KIRAN MITTAL	Promoter	8.76%	8.76%	0.00%
AYAAN FINSERVE INDIA PRIVATE LIMITED	Public	8.47%	8.47%	0.00%
VIKAS GOYAL	Public	8.24%	8.17%	+0.07%
ATIKA GOYAL	Public	7.99%	7.99%	0.00%
KOTIA ENTERPRISES LIMITED	Public	5.65%	5.65%	0.00%
MADHO KESHAV PROPERTIES PRIVATE LIMITED	Public	1.13%	1.13%	0.00%
YOUR TEMPLATE BOX WEB SERVICES PRIAVTE LIMITED	Public	1.13%	1.13%	0.00%
ISPATIKA INTERNATIONAL LIMITED	Promoter Group	0.00%	0.00%	0.00%
Rukmani Devi Mittal	Promoter Group	0.00%	0.00%	0.00%
SIDHI MITTAL	Promoter Group	0.00%	0.00%	0.00%
PRM Merchants (OPC) Private Limited	Promoter Group	0.00%	0.00%	0.00%
PRM Hospitality Private Limited	Promoter Group	0.00%	0.00%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
UNIFINZ CAPITAL INDIA LIMITED S	594	134.25	6.78	—	—	—	+32.97%

Filings & corporate actions

Recent announcements

Submission of Newspaper Publication of Limited Reviewed Financial Results for the second quarter ended on 30th September, 20262 Nov 2026 · Company Update / Newspaper Publication
Financial Results for the quarter ended on 30th September 202631 Oct 2026 · Result / Financial Results
Board meeting outcome for the meeting held on 31st October 202631 Oct 2026 · Board Meeting / Outcome of Board Meeting
Ratings assigned by Crisil Ratings Limited31 Oct 2026 · Company Update / Credit Rating
Intimation of Newspaper publication with respect to corrigendum to the notice of Extra-Ordinary General Meeting in English Newspaper Financial Express and Hindi Newspaper Jansatta30 Oct 2026 · Company Update / Newspaper Publication
Corrigendum to the notice of Extra-Ordinary General Meeting ("EGM") of Unifinz Capital India Limited ("the company") scheduled to be held on Wednesday, November 11, 2026.28 Oct 2026 · AGM/EGM / EGM
Unifinz Capital India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 31/10/2026 ,inter alia, to consider and approve To consider and approve ....28 Oct 2026 · Board Meeting / Board Meeting
Reporting of Cyber Fraud under Regulation 30 of SEBI (LODR), 201523 Oct 2026 · Company Update / General
Reporting of Cyber Fraud under regulation 30 of SEBI (LODR), 201521 Oct 2026 · Company Update / General
Intimation of newspaper publication with respect to notice of Extra-Ordinary General Meeting and voting results instructions published in English Newspaper Financial Express and Hindi Newspaper ....21 Oct 2026 · Company Update / Newspaper Publication
Notice of Extra-Ordinary General Meeting to be held on 11th November, 2026 at 03:00 P.M.17 Oct 2026 · AGM/EGM / EGM
Approval of Issue of up to 98,01,000 (Ninety Eight Lakhs One Thousand) Warrants convertible into equal number of equity shares on preferential basis ("Preferential Issue") to the persons ....15 Oct 2026 · Board Meeting / Outcome of Board Meeting
Unifinz Capital India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/10/2026 ,inter alia, to consider and approve To consider and if thought ....12 Oct 2026 · Board Meeting / Board Meeting
Outcome of Committee meeting dated 08th October, 2026.8 Oct 2026 · Company Update / Meeting Updates
Compliance- Certificate under Reg. 74(5) of SEBI(DP) Regulation, 2018.8 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Submission of details of ISIN for the half-year ended on 30th September, 20266 Oct 2026 · Others / Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)
Certificate of Interest Payment under Regulation 57.5 Oct 2026 · Others / Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
Outcome of Asset Liability Management Committee held on 30th September, 202630 Sep 2026 · Company Update / Meeting Updates
Closing of Trading window from 01/10/2026 till the completion of 48 hours after declaration of limited review Financial Results for the second Quarter to be ended on 30/09/2026.26 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Outcome of Asset Liability Management Committee held on 16th September, 2026.16 Sep 2026 · Company Update / Meeting Updates
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on September ....8 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on September 08, 2026 for Pawan Kumar Mittal8 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
Outcome of Asset Liability Management Committee Meeting dated 08th September 20268 Sep 2026 · Company Update / Meeting Updates
Prior intimation of Asset Liability Management committee for fund raising through issue of non-convertible debentures.3 Sep 2026 · Others / Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1))
Certificate of Interest payment under Regulation 57 for September month.2 Sep 2026 · Others / Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD
Outcome of Committee Meeting held on 19th August, 202619 Aug 2026 · Company Update / Meeting Updates
Outcome of Committee Meeting dated 12th August, 202612 Aug 2026 · Company Update / Meeting Updates
Submission of Newspaper Publication of Limited Reviewed Financial Results for the First quarter ended on 30th June, 2026.10 Aug 2026 · Company Update / Newspaper Publication
Prior intimation of Asset Liability Management Committee for fundraising through issue of Non-convertible debentures8 Aug 2026 · Others / Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1))
financial results for the quarter ended 30th June, 20268 Aug 2026 · Result / Financial Results
Board Meeting outcome for the meeting held on 08th August, 20268 Aug 2026 · Board Meeting / Outcome of Board Meeting
Unifinz Capital India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 08/08/2026 ,inter alia, to consider and approve i) To consider and approve ....5 Aug 2026 · Board Meeting / Board Meeting
Intimation of Grant of Employees Stock Options under Unifinz Capital India Limited ESOP 2025 Plan.4 Aug 2026 · Company Update / General
Clarification to Search & Seizure Operation under regulation 30 of SEBI (LODR), 20154 Aug 2026 · Company Update / General
Search & Seizure Operation2 Aug 2026 · Company Update / General
Outcome of the committee meeting dated 28th July, 202628 Jul 2026 · Company Update / Meeting Updates
Outcome of the meeting of Asset Liability Management Committee dated 21.07.202621 Jul 2026 · Company Update / Meeting Updates
Prior intimation under Regulation 5016 Jul 2026 · Others / Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1))
Compliance- Certificate under Reg. 74(5) of SEBI (DP) Regulation, 20188 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Voting Results with Scrutinizer Report of 43rd Annual General Meeting.4 Jul 2026 · AGM/EGM / AGM

Corporate actions

Purpose	Ex date	Record date	Payment date
Interim Dividend - Rs. - 0.5000	6 Apr 2026	6 Apr 2026	—
Bonus issue 4:1	19 Dec 2025	19 Dec 2025	—
Interim Dividend - Rs. - 0.5000	4 Apr 2025	4 Apr 2025	—

Board meetings

31 Oct 2026 Board Meeting - Financial Results
8 Aug 2026 Board Meeting - Financial Results