U. Y. FINCORP LIMITED

BSE: UYFINCORP530579ISIN INE152C01025

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹28.34-0.88 (-3.01%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹31.93
52W low: ₹11.50
Off 52W high: -11.24%
1M return: +18.63%
3M return: +46.84%
6M return: +95.45%
1Y return: +89.44%
20D avg volume: 47,743
50 DMA: ₹22.44
200 DMA: ₹16.91

Key ratios Consolidated

Market cap: ₹539.14 Cr
Current price: ₹28.34
52W high / low: ₹31.93 / ₹11.50
Face value: ₹5.00
P/E: -812.45
P/B: —
EPS (TTM): ₹-0.03
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: —
Net debt: —
Interest cover: 4.79
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q2 FY23	Q1 FY23	Q4 FY22	Q3 FY22	Q2 FY22	Q1 FY22
Income statement
	15.37	9.57	22.64	15.92	35.04	10.07
	0.29	0.32	0.33	0.33	0.30	0.27
	15.66	9.89	22.97	16.25	35.34	10.34
	11.75	7.77	2.84	49.43	31.80	2.26
	0.00	0.00	0.00	0.00	0.00	0.00
	11.48	5.40	10.18	26.12	43.23	0.00
	0.28	0.24	0.30	0.23	0.24	0.23
	0.10	0.19	0.28	0.28	0.28	0.28
	0.05	0.05	0.05	0.04	0.04	0.04
	0.24	0.18	1.58	0.17	0.29	0.12
	3.90	2.12	25.81	-33.19	3.54	8.08
	0.00	0.00	0.00	0.00	0.00	0.00
	3.90	2.12	25.81	-33.19	3.54	8.08
	5.25	-0.55	18.90	-24.26	4.02	9.53
	0.28	-0.03	0.99	-1.28	0.21	0.50
Key metrics
	4.05	2.36	26.14	-32.87	3.86	8.40
	26.40%	24.70%	115.50%	-206.50%	11.00%	83.40%
	34.20%	-5.70%	83.50%	-152.40%	11.50%	94.60%
	-56.10%	-5.00%	—	—	—	—
	30.60%	-105.80%	—	—	—	—

Metric	TTM	FY22
Income statement
	63.50	83.67
	1.27	1.23
	64.77	84.90
	71.79	80.64
	0.00	0.00
	53.18	79.53
	1.05	1.01
	0.85	1.12
	0.19	0.17
	2.17	2.16
	-1.36	4.25
	0.00	0.00
	-1.36	4.25
	-0.66	8.19
	-0.04	0.43
Key metrics
	-0.32	5.54
	-0.50%	6.60%
	-1.04%	9.80%

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	66.59	72.54	70.40	42.17	27.24	21.95	15.33	15.28	45.30	35.66	39.22	33.30
	0.83	0.00	1.01	0.46	0.42	0.37	0.37	0.37	0.34	0.34	0.37	0.32
	67.42	72.54	71.41	42.63	27.66	22.32	15.70	15.65	45.65	36.00	39.59	33.62
	39.83	46.84	46.20	20.24	16.74	14.20	13.63	13.08	39.85	29.50	36.08	27.34
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	7.22	9.70	11.39	13.53	14.53	11.58	8.18	9.97	40.42	29.72	34.55	26.53
	0.50	0.47	0.54	0.41	0.34	0.34	0.32	0.32	0.32	0.30	0.33	0.31
	1.26	0.07	0.08	0.08	0.34	0.12	0.14	0.10	0.64	0.02	0.02	0.02
	0.31	0.31	0.49	0.49	0.48	0.48	0.48	0.45	0.09	0.03	0.04	0.04
	27.97	36.16	27.12	5.44	3.49	2.06	1.20	0.56	0.62	0.52	36.34	0.63
	27.59	25.70	25.21	22.39	10.92	8.12	2.07	2.57	5.80	6.50	3.52	6.27
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	27.59	25.70	25.21	22.39	10.92	8.12	2.07	2.57	5.80	6.50	3.52	6.27
	5.46	6.08	7.78	5.61	2.82	2.16	0.98	—	—	—	—	—
	22.12	19.62	17.44	16.78	8.09	5.97	1.09	2.09	3.47	5.08	4.71	4.71
	1.16	1.03	0.92	0.88	0.43	0.31	0.06	0.11	0.18	0.27	0.25	0.25
Key metrics
	—	—	—	—	—	—	—	3.12	6.53	6.55	3.58	6.33
	—	—	—	—	—	—	—	20.40%	14.40%	18.40%	9.10%	19.00%
	33.20%	27.00%	24.80%	39.80%	29.70%	27.20%	7.10%	13.70%	7.70%	14.20%	12.00%	14.10%
	144.50%	230.50%	359.20%	176.00%	-39.90%	-38.40%	-60.90%	-54.10%	—	—	—	—
	173.40%	228.60%	1,500.00%	702.90%	133.10%	17.50%	-76.90%	-55.60%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	251.70	161.77	111.56	122.44	55.88	83.67
	2.30	1.13	1.43	74.56	1.21	1.23
	254.00	162.90	112.99	197.00	57.09	84.90
	153.11	96.26	96.06	112.62	45.98	80.64
	0.00	0.00	0.00	0.00	0.00	0.00
	41.84	51.03	88.30	96.65	38.12	79.53
	1.92	1.63	1.26	1.23	1.01	1.01
	1.49	0.62	0.91	0.08	0.32	1.12
	1.60	1.93	1.05	0.17	0.20	0.17
	96.69	36.98	2.90	37.58	4.03	2.16
	100.89	66.64	16.94	84.38	11.11	4.25
	0.00	0.00	0.00	0.00	0.00	0.00
	100.89	66.64	16.94	84.38	11.11	4.25
	24.93	18.36	5.21	—	—	—
	75.96	48.28	11.73	64.92	7.75	3.21
	3.99	2.54	0.62	3.41	0.41	0.17
Key metrics
	—	—	—	84.63	11.63	5.54
	—	—	—	69.10%	20.80%	6.60%
	30.18%	29.80%	10.50%	53.00%	13.90%	3.80%
	215.41%	45.00%	-8.90%	119.10%	-33.20%	—
	340.60%	311.60%	-81.90%	737.70%	141.40%	—
	—	-5.14	1.32	—	—	—
	—	-0.09	0.60	—	—	—
	—	0.01	0.02	—	—	—
	—	2.22	-2.41	—	—	—
Balance sheet
	—	423.43	344.84	—	—	—
	—	1.13	7.92	—	—	—
	—	0.00	0.00	—	—	—
	—	11.07	13.77	—	—	—
	—	4.04	5.41	—	—	—
	—	3.35	5.51	—	—	—
	—	388.98	329.65	—	—	—
Cash flow
	—	-4.58	7.09	—	—	—
	—	0.56	5.77	—	—	—
	—	-2.77	-5.41	—	—	—
	—	-0.56	-5.77	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +42.52%
Sales CAGR 5Y: —
Profit CAGR 3Y: +84.00%
Profit CAGR 5Y: —
Sales YoY (TTM): +215.41%
Profit YoY (TTM): +340.60%

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 71.49%

Quarter	September 2026	June 2026
Promoter %	71.49%	71.37%

Holder	Type	Holding	Previous	Change
UDAI KOTHARI	Promoter	23.21%	23.21%	0.00%
DEEPAK KOTHARI	Promoter	19.68%	19.68%	0.00%
LOTUS CAPITAL FINANCIAL SERVICES LIMITED	Promoter	19.47%	19.47%	0.00%
U Y INDUSTRIES PRIVATE LTD	Promoter Group	7.06%	7.06%	0.00%
MAIN LAND FINANCE PVT. LTD.	Public	2.20%	2.21%	-0.01%
DIPTI DEEPAK KOTHARI	Promoter Group	2.06%	1.94%	+0.12%
DEEPAK KOTHARI (HUF)	Promoter Group	0.01%	0.01%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
U. Y. FINCORP LIMITED S	539	28.34	7.10	—	+215.41% TTM	+340.60% TTM	+89.44%

Filings & corporate actions

Recent announcements

Newspaper Publication w.r.t. EOGM & E voting.4 Nov 2026 · Company Update / Newspaper Publication
Newspaper publication w.r.t. Extract of Standalone Unaudited Financial Results for the quarter and half year ended 30thh September, 2026.4 Nov 2026 · Company Update / Newspaper Publication
Notice of Extra Ordinary General Meeting and E-voting Details3 Nov 2026 · AGM/EGM / EGM
Outcome of Board Meeting-Raising of Fund2 Nov 2026 · Company Update / Raising of Funds
Unaudited Standalone Financial Results of the Copan for the quarter and half year ended on 30th September, 20262 Nov 2026 · Board Meeting / Outcome of Board Meeting
Closure of Trading Window.26 Oct 2026 · Insider Trading / SAST / Closure of Trading Window
U. Y. Fincorp Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 02/11/2026 ,inter alia, to consider and approve 1. The Unaudited Financial Results ....26 Oct 2026 · Board Meeting / Board Meeting
Appointment of Investor Relations (IR) and Public Relations (PR) Agency.17 Oct 2026 · Company Update / General
Compliance Certificate under Reg 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 30.09.2026.16 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Disclosure under Regulation 30 of SEBI (LODR) Regulations, 20151 Oct 2026 · Others
Outcome of 33rd Annual General Meeting1 Oct 2026 · AGM/EGM / AGM
voting results of the 33rd Annual General Meeting1 Oct 2026 · AGM/EGM / AGM
Summery of the proceeding of the 33rd Annual General Meeting of the Company held today i.e, 30th September, 202630 Sep 2026 · AGM/EGM / AGM
Closure of Trading Window29 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper Publications10 Sep 2026 · Company Update / Newspaper Publication
ANNUAL REPORT 2025-268 Sep 2026 · Others / Reg. 34 (1) Annual Report
33rd Annual General Meeting Notice.8 Sep 2026 · AGM/EGM / AGM
Outcome of Board Meeting5 Sep 2026 · Company Update / General
Disclosure under Regulations 7(2) (b) of SEBI (Prohibition of Insider Trading) Regulations, 201520 Aug 2026 · Company Update / General
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Dipti Deepak Kothari & PACs20 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Dipti Deepak Kothari & PACs18 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Newspaper Publication12 Aug 2026 · Company Update / Newspaper Publication
Unaudited Financial results for the quarter and three months ended 30th June, 2026.10 Aug 2026 · Result / Financial Results
Closure of Trading Window4 Aug 2026 · Insider Trading / SAST / Closure of Trading Window
U. Y. Fincorp Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 10/08/2026 ,inter alia, to consider and approve Unaudited Financial Results for ....4 Aug 2026 · Board Meeting / Board Meeting
Announcement under Regulation 30 of SEBI (LODR) Reg, 2018 for appointment of Internal & Statutory Auditor of the Company24 Jul 2026 · Company Update / Change in Management
Resignation of Internal Auditors of the Company.23 Jul 2026 · Company Update / Cessation
Resignation of Statutory Auditors of the Company.23 Jul 2026 · Company Update / Resignation of Statutory Auditors
Compliance Certificate under Reg 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 30th June, 2026.17 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window29 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Copy of newspaper publications with respect to Standalone Audited Financial Results for the quarter and financial year ended 31st March, 2026.29 May 2026 · Company Update / Newspaper Publication
Copy of Newspaper Publication related to Extract of Standalone Audited Financial Results of the Company for the quarter and financial year ended on 31st March, 2026.29 May 2026 · Company Update / Newspaper Publication
Copy of Newspaper Publication related to Extract of Standalone Audited Financial Results of the Company for the quarter and financial year ended on 31st March, 2026.29 May 2026 · Company Update / Newspaper Publication
Copy of Newspaper Publication28 May 2026 · Company Update / Press Release / Media Release
Annual Secretarial Compliance Report for the financial year 2025-26.28 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Outcome of Board Meeting27 May 2026 · Others
Audited Financial results for the quarter and financial year ended 31st March, 202627 May 2026 · Board Meeting / Outcome of Board Meeting
Audited Financial Results for the quarter and financial year ended on 31st March, 202627 May 2026 · Result / Financial Results
Closure of Trading Window.21 May 2026 · Insider Trading / SAST / Closure of Trading Window
U. Y. Fincorp Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 27/05/2026 ,inter alia, to consider and approve and take on record the Audited ....21 May 2026 · Board Meeting / Board Meeting

Board meetings

2 Nov 2026 Board Meeting - Financial Results
10 Aug 2026 Board Meeting - Financial Results