Transwarranty Finance Limited

BSE: TFL532812ISIN INE804H01012

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹11.00-0.44 (-3.85%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹18.70
52W low: ₹10.31
Off 52W high: -41.18%
1M return: -11.15%
3M return: -0.18%
6M return: -10.79%
1Y return: -16.03%
20D avg volume: 1,944
50 DMA: ₹11.77
200 DMA: ₹12.70

Key ratios Consolidated

Market cap: ₹60.63 Cr
Current price: ₹11.00
52W high / low: ₹18.70 / ₹10.31
Face value: ₹10.00
P/E: -23.89
P/B: 2.13
EPS (TTM): ₹-0.46
Book value / share: ₹5.16
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.77
Net debt: ₹21.43 Cr
Interest cover: -0.28
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q4 FY24
Income statement
	2.56	2.56	4.05	3.13	3.31	3.95	3.49	3.53	3.86	—
	0.27	0.27	1.02	0.51	0.10	0.17	0.04	0.76	1.30	—
	2.83	2.83	5.08	3.64	3.40	4.12	3.52	2.77	5.16	—
	2.94	2.77	5.73	4.54	4.67	4.97	3.98	5.11	4.70	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.68	0.72	1.42	1.39	1.42	1.41	1.26	1.35	1.45	—
	0.88	0.86	0.71	0.67	0.90	1.13	0.61	1.08	0.83	—
	0.06	0.06	-0.15	0.13	0.13	0.12	0.13	0.12	0.16	—
	0.75	0.54	2.02	1.08	1.18	0.99	1.38	2.55	2.26	—
	-0.11	0.05	-0.66	-0.90	-1.27	-0.84	-0.46	-2.34	0.47	—
	0.00	0.00	-0.70	0.00	0.00	0.00	0.00	0.00	0.00	—
	-0.11	0.05	-1.35	-0.90	-1.27	-0.84	-0.46	-2.34	0.47	—
	0.00	0.00	0.04	0.01	-0.01	0.02	0.64	—	—	—
	-0.11	-0.12	-1.40	-0.91	-1.26	-0.86	-1.10	-2.34	0.47	—
	-0.02	0.02	-0.26	0.17	-0.23	-0.16	-0.61	-0.45	0.09	—
Key metrics
	—	—	—	—	—	—	—	-1.14	1.46	—
	—	—	—	—	—	—	—	-32.30%	37.80%	—
	-4.30%	-4.70%	-34.60%	-29.10%	-38.10%	-21.80%	-31.50%	-66.30%	12.20%	—
	-22.70%	-35.20%	16.00%	-11.30%	-14.20%	—	—	—	—	—
	91.30%	86.00%	-27.30%	61.10%	-368.10%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	12.30	14.43	14.90	—
	2.07	1.80	0.84	—
	14.38	16.23	15.74	—
	15.98	19.91	18.41	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	4.21	5.64	5.35	—
	3.12	3.41	3.63	—
	0.10	0.23	0.50	—
	4.39	5.27	4.40	—
	-1.62	-3.68	-2.67	—
	-0.70	-0.70	-2.10	—
	-2.31	-4.38	-4.77	—
	0.05	0.04	0.64	—
	-2.54	-4.42	-5.41	—
	-0.09	-0.97	-0.97	—
Key metrics
	-20.65%	-30.60%	-36.30%	—
	-13.87%	-3.20%	—	—
	—	18.30%	—	—
	—	14.89	-4.79	—
	—	-3.37	0.84	—
	—	0.77	0.96	—
	—	21.43	32.18	—
Balance sheet
	—	63.97	100.03	—
	—	0.64	1.50	—
	—	0.12	5.48	—
	—	0.00	0.00	—
	—	7.60	8.20	—
	—	22.07	33.68	—
	—	28.66	35.21	—
Cash flow
	—	14.89	-4.57	—
	—	-2.91	-0.23	—
	—	-8.57	4.87	—
	—	0.00	0.22	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24
Income statement
	2.56	2.55	2.20	1.73	1.66	3.29	2.09	1.74	1.43	1.76	—
	0.27	0.27	1.11	0.05	0.03	0.03	5.31	0.91	1.04	0.01	—
	2.82	2.82	3.32	1.77	1.68	3.32	7.40	0.83	2.47	1.77	—
	2.74	2.77	2.78	4.53	4.27	2.75	1.91	2.73	2.19	2.25	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.68	0.72	0.59	0.58	0.60	0.60	0.53	0.59	0.63	0.47	—
	0.87	0.85	0.68	0.70	0.98	1.02	0.57	1.05	0.92	0.99	—
	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.06	—
	0.56	0.54	0.71	0.42	0.47	0.39	0.43	1.02	0.58	0.39	—
	0.08	0.05	0.54	-2.75	-2.59	0.57	5.48	-1.90	0.28	-0.47	—
	0.00	0.00	-0.42	0.00	0.00	0.00	-2.10	0.00	0.00	0.00	—
	0.08	0.05	0.12	-2.75	-2.59	0.57	3.38	-1.90	0.28	-0.47	—
	0.00	0.00	0.04	0.00	0.00	0.00	—	—	—	—	—
	0.08	0.05	0.07	-2.75	-2.59	0.57	2.74	-1.90	0.28	-0.47	—
	0.01	0.01	0.01	-0.51	-0.48	0.11	0.53	-0.36	0.05	-0.10	—
Key metrics
	—	—	—	—	—	—	4.01	-0.79	1.26	0.58	—
	—	—	—	—	—	—	191.90%	-45.40%	88.10%	33.00%	—
	3.10%	2.00%	3.20%	-159.00%	-156.00%	17.30%	131.10%	-109.20%	19.60%	-26.70%	—
	54.20%	-22.50%	5.30%	-0.60%	16.10%	86.90%	—	—	—	—	—
	103.10%	-91.20%	-97.40%	-44.70%	-1,025.00%	221.30%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	9.04	7.55	7.02	—
	1.70	1.22	5.45	—
	10.73	8.77	12.47	—
	12.82	10.35	9.08	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	2.57	2.37	2.22	—
	3.10	3.38	3.53	—
	0.24	0.23	0.23	—
	2.23	1.99	1.61	—
	-2.08	-1.58	3.39	—
	-0.42	-0.42	-2.10	—
	-2.50	-2.00	1.29	—
	0.04	0.04	0.64	—
	-2.55	-2.05	0.65	—
	-0.48	-0.38	0.13	—
Key metrics
	-28.21%	-27.20%	9.30%	—
	2.96%	7.50%	—	—
	—	-415.40%	—	—
	—	14.79	-4.47	—
	—	-7.32	-6.60	—
	—	0.65	0.83	—
	—	21.44	31.67	—
Balance sheet
	—	69.32	80.86	—
	—	0.63	0.02	—
	—	0.12	0.39	—
	—	0.00	0.00	—
	—	7.60	7.81	—
	—	22.07	31.69	—
	—	34.01	38.27	—
Cash flow
	—	15.00	-4.29	—
	—	-3.28	-0.23	—
	—	-11.11	4.51	—
	—	0.21	0.18	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +2.96%
Profit YoY (TTM): -116.10%

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): -13.87%
Profit YoY (TTM): +54.32%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 63.46%

Quarter	September 2026	June 2026
Promoter %	63.46%	63.46%

Holder	Type	Holding	Previous	Change
Kumar Nair	Promoter	60.93%	60.93%	0.00%
Areeza India Strategy Partners LLP	Public	3.99%	—	—
Siddharth R Ajwani	Public	3.10%	—	—
Raju Bhandari	Public	2.57%	—	—
Office Bearers	Public	1.56%	—	—
INVENTURE SEJAL REALTORS PRIVATE LIMITED	Public	1.36%	1.36%	0.00%
VINCO SALES AND SERVICES PRIVATE LIMITED	Public	1.20%	—	—
Nair Leela Kumar	Promoter Group	0.97%	—	—
Anitha Plakkot	Promoter Group	0.54%	0.54%	0.00%
Indiradevi	Promoter Group	0.52%	0.52%	0.00%
Jayachandran K	Promoter Group	0.50%	0.50%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
Transwarranty Finance Limited	61	11.00	-23.89	—	-13.87% TTM	+54.32% TTM	-16.03%

Filings & corporate actions

Recent announcements

Please refer to the press release attached.2 Nov 2026 · Company Update / Press Release / Media Release
Please refer to the intimation attached.2 Nov 2026 · Company Update / Change in Management
Newspaper publication regarding Board Meeting held on October 29, 2026.31 Oct 2026 · Company Update / Newspaper Publication
Press release intimation under regulation 30 of SEBI (LODR) Regulations, 2015.29 Oct 2026 · Company Update / Press Release / Media Release
Financial results for the quarter and half year ended September 30, 2026.29 Oct 2026 · Result / Financial Results
Outcome of Board Meeting29 Oct 2026 · Board Meeting / Outcome of Board Meeting
Transwarranty Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2026 ,inter alia, to consider and approve Unaudited Financial Results, ....26 Oct 2026 · Board Meeting / Board Meeting
Outcome of Board Meeting9 Oct 2026 · Board Meeting / Outcome of Board Meeting
Transwarranty Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 09/10/2026 ,inter alia, to consider and approve issuance of Unlisted ....6 Oct 2026 · Board Meeting / Board Meeting
Submission of Compliance Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quater ended september 30, 20266 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Voting results of 32nd Annual General Meeting along with consolidated Scrutinizer Report.2 Oct 2026 · AGM/EGM / AGM
Summary of Proceedings of the 32nd Annual General Meeting ("AGM") of Transwarranty Finance Limited ("the Company") held on Wednesday, September 30, 202630 Sep 2026 · AGM/EGM / AGM
Closure of Trading Window for the quater ended 30 September, 2026.21 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper Publication regarding dispatch of Notice of 32nd Annual General Meeting along with Annual Report.6 Sep 2026 · Company Update / Newspaper Publication
Annual Report for Financial Year 2025-264 Sep 2026 · Others / Reg. 34 (1) Annual Report
Notice of 32nd Annual General Meeting to be held on Wednesday, September 30, 2026 at 4.00 p.m (IST) Through VC/OVAM.4 Sep 2026 · AGM/EGM / AGM
Nwespaper Publication regarding announcement pertaining to the 32nd AGM of the Comapny scheduled to be held on Wednesday, Septeber 30, 2026, at 4.00 P.M (IST) through VC/OAVM.1 Sep 2026 · Company Update / Newspaper Publication
Outcome of Board Meeting held today i.e. Tuesday, August 25, 202625 Aug 2026 · Others / Outcome without intimation
Outcome of Board Meeting held today i.e. Tuesday, August 25, 202625 Aug 2026 · Others / Outcome without intimation
Intimation of Change in Corporate Logo.20 Aug 2026 · Company Update / General
Newspaper Publication1 Aug 2026 · Company Update / Newspaper Publication
Outcome of Board Meeting31 Jul 2026 · Result / Financial Results
Outcome of Board Meeting31 Jul 2026 · Board Meeting / Outcome of Board Meeting
Transwarranty Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 31/07/2026 ,inter alia, to consider and approve Unaudited Financial ....28 Jul 2026 · Board Meeting / Board Meeting
Submission Under Regulation 74 (5) of SEBI (DP) Regulations, 2018.11 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Outcome of Board Meeting held on July 10, 202610 Jul 2026 · Board Meeting / Outcome of Board Meeting
Transwarranty Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 10/07/2026 ,inter alia, to consider and approve the issuance of Unlisted ....3 Jul 2026 · Board Meeting / Board Meeting
Intimation of closure of Trading Window under SEBI (Prohibition of Insider Trading) Regulations, 2015 for the Quarter ended 30 June, 2026.25 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Annual Secretarial Compliance Report for the Year Ended March 31, 202629 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Newspaper Publication under Regulation 30 (LODR) "Listing Regulations"15 May 2026 · Company Update / Newspaper Publication
Announcement Under Regulation 30 (LODR) "Listing Regulations" Change in Management14 May 2026 · Company Update / Change in Management
Announcement Under Regulation 30 (LODR ) Regulations 2015, Press Release on Audited Financial Results and Performance of the Company for Quarter ended March 31, 2026.13 May 2026 · Company Update / Press Release / Media Release
Intimation for change in Accounting Policy13 May 2026 · Company Update / General
Outcome of Board Meeting held on Wednesday, May 13, 202613 May 2026 · Result / Financial Results
Outcome of Board Meeting held on Wednesday, May 13, 202613 May 2026 · Board Meeting / Outcome of Board Meeting
Outcome of Board Meeting held on Wednesday, May 13, 202613 May 2026 · Board Meeting / Outcome of Board Meeting
Transwarranty Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/05/2026 ,inter alia, to consider and approve 1. Audited Financial ....8 May 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulation, 2018 for the quarter ended March 31, 2026.13 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Kumar Nair6 Apr 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Intimation about transfer of shares by way of gift by the Promoter of the Company.3 Apr 2026 · Company Update / General

Board meetings

29 Oct 2026 Board Meeting - Financial Results
31 Jul 2026 Board Meeting - Financial Results