STARTECK FINANCE LIMITED

BSE: STARTECK512381ISIN INE992I01013

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹248.00+1.65 (+0.67%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹352.80
52W low: ₹220.05
Off 52W high: -29.71%
1M return: -8.32%
3M return: -4.25%
6M return: -1.06%
1Y return: -16.68%
20D avg volume: 2,431
50 DMA: ₹257.05
200 DMA: ₹262.20

Key ratios Consolidated

Market cap: ₹245.78 Cr
Current price: ₹248.00
52W high / low: ₹352.80 / ₹220.05
Face value: ₹10.00
P/E: 10.08
P/B: 0.93
EPS (TTM): ₹24.61
Book value / share: ₹265.33
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 1.33
Net debt: ₹350.55 Cr
Interest cover: 2.22
Dividend yield: 0.10%
Dividend / share (TTM): ₹0.25
Payout: 1.02%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24
Income statement
	10.91	8.31	10.18	9.44	7.82	8.49	8.76	8.43	7.02	—
	0.92	2.82	5.48	6.68	2.40	1.52	0.73	1.28	0.25	—
	11.84	11.13	15.66	16.12	10.22	10.01	9.49	9.71	7.28	—
	6.62	5.76	6.73	7.61	6.12	6.32	6.29	5.64	5.33	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.22	0.22	0.22	0.26	0.18	0.18	0.20	0.20	0.23	—
	5.73	5.05	5.92	5.70	5.33	5.32	4.98	4.57	4.13	—
	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.00	0.14	—
	0.53	0.34	0.46	1.52	0.47	0.68	0.81	0.32	0.70	—
	5.21	5.37	8.93	8.52	4.11	3.69	3.20	4.07	1.95	—
	0.00	0.00	0.00	0.00	0.00	-1.43	0.00	0.00	0.00	—
	5.21	5.37	8.93	8.52	4.11	2.26	3.20	4.07	1.95	—
	0.90	0.14	1.45	1.15	0.57	0.85	—	—	—	—
	4.32	5.23	7.48	7.36	3.54	1.41	3.63	3.59	1.71	—
	4.36	5.28	7.54	7.43	3.58	1.42	3.66	3.62	1.72	—
Key metrics
	—	—	—	—	—	—	8.32	8.64	6.22	—
	—	—	—	—	—	—	95.00%	102.50%	88.60%	—
	39.60%	62.90%	73.50%	78.00%	45.30%	16.60%	41.40%	42.60%	24.40%	—
	39.50%	-2.10%	16.20%	12.00%	11.40%	—	—	—	—	—
	22.00%	270.90%	106.10%	105.00%	107.00%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	38.84	35.76	32.71	—
	15.90	17.39	3.77	—
	54.75	53.14	36.48	—
	26.72	26.21	23.49	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	0.92	0.88	0.81	—
	22.40	22.00	19.00	—
	0.56	0.55	0.55	—
	2.85	2.78	3.13	—
	28.03	26.93	12.99	—
	0.00	0.00	-1.43	—
	28.03	26.93	11.56	—
	3.64	3.32	1.14	—
	24.39	23.61	10.42	—
	24.61	23.83	10.52	—
Key metrics
	62.80%	66.00%	31.90%	—
	15.94%	9.30%	—	—
	100.41%	126.60%	—	—
	—	32.55	27.43	—
	—	1.38	2.63	—
	—	1.33	0.97	—
	—	350.55	226.58	—
Balance sheet
	—	675.23	515.04	—
	—	0.43	0.34	—
	—	0.00	0.00	—
	—	6.02	6.57	—
	—	350.98	226.92	—
	—	262.95	234.35	—
Cash flow
	—	32.55	27.43	—
	—	-122.95	-38.83	—
	—	90.49	9.28	—
	—	0.00	0.00	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q1 FY25	Q4 FY24
Income statement
	10.48	6.12	9.02	8.50	7.54	8.02	7.67	6.74	—
	0.92	2.17	5.48	6.68	2.38	1.45	0.67	0.25	—
	11.40	6.12	14.51	15.19	9.93	9.47	8.35	6.99	—
	6.39	5.48	6.48	7.39	5.91	5.87	5.74	5.07	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.22	0.22	0.22	0.26	0.18	0.18	0.20	0.23	—
	5.73	5.05	5.92	5.70	5.33	5.32	4.98	4.13	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.43	0.20	0.34	1.43	0.40	0.37	0.39	0.58	—
	5.01	0.64	8.02	7.79	4.02	3.60	2.61	1.92	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	5.01	0.64	8.02	7.79	4.02	3.60	2.61	1.92	—
	0.90	0.14	1.45	1.15	0.57	0.85	—	—	—
	4.11	0.50	6.57	6.64	3.45	2.75	3.04	1.68	—
	4.15	0.50	6.63	6.70	3.48	2.77	3.07	1.69	—
Key metrics
	—	—	—	—	—	—	7.59	6.05	—
	—	—	—	—	—	—	99.00%	89.80%	—
	39.20%	8.20%	72.80%	78.10%	45.80%	34.30%	39.60%	24.90%	—
	39.00%	-23.70%	17.60%	—	11.90%	—	—	—	—
	19.10%	-81.80%	116.10%	—	105.40%	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	34.12	45.73	29.64	—
	15.25	12.37	3.63	—
	47.22	45.73	33.27	—
	25.74	25.26	22.09	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	0.92	0.88	0.81	—
	22.40	22.00	19.00	—
	0.00	0.01	0.01	—
	2.40	2.37	2.27	—
	21.46	20.47	11.18	—
	0.00	0.00	0.00	—
	21.46	20.47	11.18	—
	3.64	3.32	1.14	—
	17.82	17.16	10.04	—
	17.98	17.31	10.13	—
Key metrics
	52.23%	37.50%	33.90%	—
	—	54.30%	—	—
	—	70.90%	—	—
	—	36.13	21.64	—
	—	2.11	2.16	—
	—	1.48	1.06	—
	—	350.55	226.54	—
Balance sheet
	—	623.48	463.79	—
	—	0.17	0.10	—
	—	—	0.00	—
	—	0.00	0.00	—
	—	0.05	0.06	—
	—	350.72	226.64	—
	—	236.39	214.25	—
Cash flow
	—	36.13	21.64	—
	—	-76.07	-46.69	—
	—	40.01	24.84	—
	—	0.00	0.00	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +15.94%
Profit YoY (TTM): +100.41%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 73.29%

Quarter	September 2026	June 2026
Promoter %	73.29%	73.29%

Holder	Type	Holding	Previous	Change
MATRABHAV TRUST (KAMAL KHETAN AND MANISHA KHETAN)	Promoter	11.69%	11.69%	0.00%
ESKAY INFRASTRUCTURE DEVELOPMENT PVT LTD	Promoter	10.75%	10.75%	0.00%
ASTHA TRUST (KAMAL KHETAN AND MANISHA KHETAN)	Promoter	10.55%	10.55%	0.00%
SW CAPITAL PRIVATE LIMITED	Promoter	10.45%	10.45%	0.00%
PARIPURNA TRUST (KAMAL KHETAN AND MANISHA KHETAN)	Promoter	8.79%	8.79%	0.00%
GLINT INFRAPROJECTS PRIVATE LIMITED	Promoter	5.13%	5.13%	0.00%
MANISHA KAMAL KHETAN	Promoter	3.84%	3.84%	0.00%
KAMAL KHETAN	Promoter	3.28%	3.28%	0.00%
KAMAL KHETAN HUF (KAMAL KHETAN)	Promoter	3.28%	3.28%	0.00%
MOUNT OVERSEAS PRIVATE LIMITED	Public	2.70%	2.70%	0.00%
SHRADDHA TRUST (KAMAL KHETAN AND MANISHA KHETAN)	Promoter	2.60%	2.60%	0.00%
BSR FINANCE & CONSTRUCTIONS LIMITED	Public	2.42%	2.42%	0.00%
RENU AGARWAL	Public	1.66%	1.66%	0.00%
PANKAJ KHETAN	Public	1.57%	1.57%	0.00%
MULTIPLUS RESOURCES LIMITED	Public	1.55%	1.55%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
STARTECK FINANCE LIMITED	246	248.00	10.08	—	+15.94% TTM	+100.41% TTM	-16.68%

Filings & corporate actions

Recent announcements

Compliance certificate under regulation 74(5) of SEBI (DP) regulation, 2018 for the quarter ended 30th September, 202614 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Clarification sought on significant movement in price30 Sep 2026 · Company Update / General
The Exchange has sought clarification from Starteck Finance Ltd on September 29, 2026 with reference to significant movement in price, in order to ensure that investors have latest relevant ....29 Sep 2026 · Company Update / Clarification
Closure of Trading Window28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Voting Results of 41st AGM along with Scrutinizer''s Report21 Sep 2026 · AGM/EGM / AGM
Voting Results of 41st AGM along with Scrutinizer''s Report21 Sep 2026 · AGM/EGM / AGM
Voting Results of 41st AGM along with Scrutinizer''s Report21 Sep 2026 · AGM/EGM / AGM
Proceedings of 41st Annual General Meeting of the company held on 18th September, 202618 Sep 2026 · AGM/EGM / AGM
Newspaper Publication - Addendum to Notice of the 41st Annual General Meeting5 Sep 2026 · Company Update / Newspaper Publication
Addendum to the Notice of the 41st Annual General Meeting of the Company4 Sep 2026 · AGM/EGM / AGM
Reappointment of Mr. Nilesh Parikh as an Independent Director of the Company for 2nd Term of 5 consecutive years subject to approval of Shareholders.3 Sep 2026 · Company Update / Change in Management
Newspaper publication with respect to information regarding Notice of 41st Annual General Meeting, Record Date and e-voting information of the Company27 Aug 2026 · Company Update / Newspaper Publication
Notice along with Annual Report of Starteck Finance Limited for FY 2025-2626 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of 41st Annual General Meeting of Starteck Finance Limited for FY 2025-2626 Aug 2026 · AGM/EGM / AGM
Newspaper Publication in relation to Annual General Meeting.22 Aug 2026 · Company Update / Newspaper Publication
Record Date for the purpose of final Dividend for FY 2025-2621 Aug 2026 · Corp. Action / Record Date
Intimation of 41st Annual General Meeting, Record Date and Cut-off Date of the Company21 Aug 2026 · AGM/EGM / AGM
Unaudited Financial Results (Standalone and Consolidated) of the Company for the quarter ended 30th June, 2026 and other business matters.11 Aug 2026 · Result / Financial Results
Outcome of Board Meeting11 Aug 2026 · Board Meeting / Outcome of Board Meeting
Starteck Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 11/08/2026 ,inter alia, to consider and approve Unaudited Financial Results ....4 Aug 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 30th June, 202613 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window25 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Annual Secretarial Compliance Report for the Financial Year ended 31st March, 202620 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Recommendation of final dividend @2.5% i.e. Rs. 0.25/- per equity share of the face value of Rs. 10 each to the shareholders for the financial year ended 31st March, 202613 May 2026 · Corp. Action / Dividend
Appointment of Statutory Auditor and Re-appointment of Internal Auditor13 May 2026 · Company Update / Change in Management
Audited Financial Results (Standalone and Consolidated) for the quarter and financial year ended 31st March, 202613 May 2026 · Result / Financial Results
Outcome of Board Meeting13 May 2026 · Board Meeting / Outcome of Board Meeting
Starteck Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/05/2026 ,inter alia, to consider and approve Audited Financial Results ....6 May 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 31st March, 20267 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window25 Mar 2026 · Insider Trading / SAST / Closure of Trading Window
Unaudited Financial Results (Consolidated and Standalone) of the Company for the quarter and nine months ended 31st December, 20255 Feb 2026 · Result / Financial Results
Outcome of Board Meeting - Unaudited Financial Results (Consolidated and Standalone) of the Company for the quarter and nine months ended 31st December, 20255 Feb 2026 · Board Meeting / Outcome of Board Meeting
Starteck Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/02/2026 ,inter alia, to consider and approve Unaudited Financial Results ....29 Jan 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018 for the quarter ended 31st December, 2025.9 Jan 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window for Un-audited Financial Results for the quarter and nine months ending 31st December, 202529 Dec 2025 · Insider Trading / SAST / Closure of Trading Window
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Samagra Wealthmax Pvt Ltd & Other12 Dec 2025 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Unaudited Financial Results (Consolidated and Standalone) of the Company for the quarter and half year ended 30th September, 2025 - Technical issue in uploading12 Nov 2025 · Result / Financial Results
Unaudited Financial Results for the quarter and half year ended 30th September, 202511 Nov 2025 · Board Meeting / Outcome of Board Meeting
Starteck Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 11/11/2025 ,inter alia, to consider and approve unaudited Financial Results ....4 Nov 2025 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of SEBI (DP) Regulation, 2018 for the quarter ended 30th September, 20258 Oct 2025 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.2500	11 Sep 2026	11 Sep 2026	—
Final Dividend - Rs. - 0.2500	11 Aug 2025	11 Aug 2025	—
Final Dividend - Rs. - 0.2500	23 Sep 2024	23 Sep 2024	—

Board meetings

11 Aug 2026 Board Meeting - Financial Results