Silver oak Commercial Ltd.

BSE: SILVERO512197ISIN INE798C01017

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹5.90-0.01 (-0.17%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹8.31
52W low: ₹3.59
Off 52W high: -29.00%
1M return: -5.14%
3M return: -10.47%
6M return: -6.79%
1Y return: -32.49%
20D avg volume: 1,525
50 DMA: ₹5.86
200 DMA: ₹5.71

Key ratios Standalone

Market cap: ₹1.62 Cr
Current price: ₹5.90
52W high / low: ₹8.31 / ₹3.59
Face value: ₹10.00
P/E: -2.01
P/B: -0.36
EPS (TTM): ₹-2.93
Book value / share: —
ROE: 17.90%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: —
Net debt: —
Interest cover: -10.17
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q4 FY20	Q3 FY20	Q2 FY20	Q1 FY20	Q3 FY19	Q2 FY19	Q1 FY19	Q4 FY18	Q3 FY18	Q2 FY18	Q1 FY18
Income statement
	—	—	—	—	0.09	0.05	0.00	0.15	4.20	1.67	7.80
	0.06	0.05	0.05	0.05	0.05	0.05	0.03	0.03	0.01	0.01	0.01
	0.06	0.05	0.05	0.05	0.13	0.10	0.03	0.18	4.21	1.68	7.81
	0.24	0.19	0.19	0.25	0.76	0.73	0.70	0.07	4.18	1.64	7.74
	—	—	—	—	—	—	—	1.17	0.64	1.24	4.36
	0.02	0.02	0.02	0.07	—	0.01	0.05	0.06	0.20	0.20	0.21
	0.00	—	0.00	0.06	0.59	0.56	0.54	0.43	0.46	0.42	0.47
	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.04	0.05	0.05	0.05
	0.16	0.11	0.12	0.06	0.01	0.02	0.06	0.19	1.87	—	1.67
	-0.19	-0.14	-0.14	-0.20	-0.62	-0.63	-0.67	0.12	0.03	0.04	0.07
	-0.19	-0.14	-0.14	-0.20	-0.62	-0.63	-0.67	0.12	0.03	0.04	0.07
	0.14	—	—	—	0.28	0.00	—	0.09	0.00	0.06	0.03
	-0.32	-0.14	-0.14	-0.20	-0.91	-0.63	-0.67	0.02	0.03	0.10	0.04
	-1.17	-0.51	-0.52	0.73	-3.31	—	—	—	—	—	—
Key metrics
	-0.13	-0.08	-0.08	-0.08	0.03	-0.01	-0.07	0.59	0.54	0.51	0.59
	-216.70%	-160.00%	-160.00%	-160.00%	33.30%	-20.00%	—	393.30%	12.90%	30.50%	7.60%
	-533.30%	-280.00%	-280.00%	-400.00%	-1,011.10%	-1,260.00%	—	13.30%	0.70%	6.00%	0.50%
	—	-44.40%	0.00%	—	-97.90%	-97.00%	-100.00%	—	—	—	—
	—	84.60%	77.80%	70.10%	-3,133.30%	-730.00%	-1,775.00%	—	—	—	—

Metric	TTM	FY20	FY18
Income statement
	—	—	13.81
	0.21	0.20	0.07
	0.21	0.20	13.88
	0.87	0.87	13.62
	—	—	7.41
	0.13	0.12	0.68
	—	0.06	1.78
	0.24	0.24	0.19
	0.45	0.45	4.45
	-0.67	-0.67	0.26
	-0.67	-0.67	0.26
	—	0.14	0.05
	-0.80	-0.81	0.20
	-1.48	-2.93	—
Key metrics
	-0.37	-0.37	2.23
	-176.19%	-185.00%	16.10%
	-380.95%	-405.00%	1.40%
	—	-98.60%	—
	—	-505.00%	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): -27.59%
Profit YoY (TTM): +63.47%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
Silver oak Commercial Ltd. S	2	6.28	-2.01	—	-27.59% TTM	+63.47% TTM	-32.49%