SERA INVESTMENTS & FINANCE INDIA LIMITED

BSE: SERA512399ISIN INE017I01027

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹62.06+2.04 (+3.40%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹64.01
52W low: ₹32.50
Off 52W high: -3.05%
1M return: +2.39%
3M return: +59.70%
6M return: +33.32%
1Y return: +79.26%
20D avg volume: 1,08,415
50 DMA: ₹56.80
200 DMA: ₹44.35

Key ratios Consolidated

Market cap: ₹406.45 Cr
Current price: ₹62.06
52W high / low: ₹64.01 / ₹32.50
Face value: ₹2.00
P/E: 3.94
P/B: 1.38
EPS (TTM): ₹15.76
Book value / share: ₹44.86
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.00
Net debt: ₹-8.48 Cr
Interest cover: 46.72
Dividend yield: 0.16%
Dividend / share (TTM): ₹0.10
Payout: 0.63%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24
Income statement
	—	58.96	41.91	25.22	2.12	2.59	2.26	—
	—	0.00	0.00	0.04	0.07	0.00	0.00	—
	—	58.96	41.91	25.22	2.12	2.59	2.26	—
	—	0.70	4.02	1.59	1.07	2.45	1.03	—
	—	0.00	0.00	0.00	0.00	0.00	0.00	—
	—	0.00	0.00	0.00	0.00	0.00	0.00	—
	—	0.06	0.05	0.05	0.21	0.27	0.12	—
	—	0.02	0.05	0.43	0.49	0.40	0.50	—
	—	0.10	0.15	0.15	0.14	0.15	0.25	—
	—	0.39	3.36	0.95	0.29	1.49	0.17	—
	—	58.26	37.89	23.62	1.06	0.14	1.22	—
	—	0.00	0.00	0.00	-0.07	0.00	0.00	—
	—	58.26	37.89	23.62	0.98	0.14	1.22	—
	—	8.68	5.79	3.59	0.30	0.00	-0.79	—
	—	49.75	32.77	20.03	0.68	0.14	2.01	—
	—	7.57	4.90	3.06	0.10	0.02	0.31	—
Key metrics
	—	84.40%	78.20%	79.40%	32.10%	5.40%	88.90%	—
	—	2,176.40%	1,754.40%	—	—	—	—	—
	—	35,435.70%	1,530.30%	—	—	—	—	—

Metric	FY26	FY25	FY24
Income statement
	71.83	11.59	—
	0.00	0.00	—
	71.83	11.59	—
	9.20	8.99	—
	0.00	0.00	—
	0.00	0.00	—
	0.57	0.42	—
	1.37	1.90	—
	0.60	0.68	—
	6.17	0.71	—
	62.63	2.60	—
	0.00	0.00	—
	62.63	2.60	—
	9.72	0.07	—
	53.58	2.53	—
	8.08	0.39	—
Key metrics
	74.60%	21.80%	—
	519.80%	—	—
	2,017.80%	—	—
	54.50	8.48	—
	1.02	3.82	—
	0.00	0.07	—
	-8.48	17.76	—
Balance sheet
	346.79	380.41	—
	8.53	2.16	—
	3.73	1.48	—
	0.00	0.00	—
	2.01	1.75	—
	0.05	19.92	—
	293.82	293.94	—
Cash flow
	54.60	9.66	—
	-28.23	-9.18	—
	-20.01	0.52	—
	0.10	1.18	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	—	58.96	41.91	25.22	2.12	2.59	2.26	0.50	2.85	5.98	5.27	9.13
	—	0.00	0.00	0.04	0.07	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	—	58.96	41.91	25.22	2.12	2.59	2.26	0.50	2.85	5.98	5.27	9.13
	—	0.67	4.01	1.59	0.93	2.44	0.82	6.08	0.70	1.18	0.69	1.72
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	—	0.05	0.05	0.05	0.21	0.27	0.12	0.11	0.10	0.09	0.11	0.06
	—	0.02	0.05	0.43	0.49	0.40	0.38	0.41	0.51	0.14	0.23	0.13
	—	0.10	0.15	0.15	0.15	0.14	0.19	0.09	0.24	0.10	0.16	0.07
	—	0.37	3.76	0.95	0.14	1.49	0.14	0.21	0.18	0.49	0.18	1.47
	—	58.29	37.90	23.62	1.19	0.15	1.44	-5.58	2.15	4.80	4.58	7.41
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	—	58.29	37.90	23.62	1.19	0.15	1.44	-5.58	2.15	4.80	4.58	7.41
	—	8.68	5.79	3.59	0.30	0.04	-0.73	—	—	—	—	—
	—	49.62	32.10	20.03	0.90	0.11	2.16	-5.28	2.19	3.61	3.46	7.41
	—	7.58	4.90	3.06	0.14	0.02	0.33	-0.81	0.34	0.56	0.25	1.48
Key metrics
	—	—	—	—	—	—	—	-5.08	2.90	5.04	4.97	7.61
	—	—	—	—	—	—	—	-1,016.00%	101.80%	84.30%	94.30%	83.40%
	—	84.20%	76.60%	79.40%	42.50%	4.20%	95.60%	-1,056.00%	76.80%	60.40%	65.70%	81.20%
	—	2,176.40%	1,754.40%	4,944.00%	-25.60%	-56.70%	-57.10%	-94.50%	—	—	—	—
	—	45,009.10%	1,386.10%	479.40%	-58.90%	-97.00%	-37.60%	-171.30%	—	—	—	—

Metric	FY26	FY25	FY24	FY23	FY22
Income statement
	71.83	11.59	22.86	1.11	0.66
	0.00	0.00	0.00	0.04	2.39
	71.83	11.59	22.87	1.07	3.05
	8.97	8.78	3.54	11.51	4.14
	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	—
	0.57	0.42	0.27	0.17	0.02
	1.37	1.78	0.95	0.92	1.89
	0.60	0.61	0.26	0.00	—
	6.42	0.68	2.05	10.43	2.23
	62.86	2.81	19.33	-12.58	-1.09
	0.00	0.00	0.00	0.00	—
	62.86	2.81	19.33	-12.58	-1.09
	9.72	0.13	—	—	—
	53.14	2.68	17.87	-13.97	-1.09
	4.90	3.49	3.49	-13.97	-2.17
Key metrics
	—	—	20.54	-11.66	0.80
	—	—	89.90%	-1,050.50%	121.20%
	74.00%	23.10%	78.20%	-1,258.60%	-165.20%
	519.80%	-49.30%	1,959.50%	68.20%	—
	1,882.80%	-85.00%	227.90%	-1,181.70%	—
	54.69	8.42	—	—	—
	1.03	3.58	—	—	—
	0.00	0.07	—	—	—
	-8.43	17.76	—	—	—
Balance sheet
	346.34	380.41	—	—	—
	8.48	2.16	—	—	—
	3.73	1.48	—	—	—
	1.25	0.00	—	—	—
	0.00	1.75	—	—	—
	0.05	19.92	—	—	—
	293.37	293.94	—	—	—
Cash flow
	54.79	9.60	—	—	—
	-28.40	-9.18	—	—	—
	-20.07	0.57	—	—	—
	0.10	1.18	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +301.48%
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 57.49%

Quarter	September 2026	June 2026
Promoter %	57.49%	57.68%

Holder	Type	Holding	Previous	Change
SERAPHIIM VENTURES PRIVATE LIMITED	Promoter Group	17.18%	17.37%	-0.19%
SWETSAM STOCK HOLDING PRIVATE LIMITED	Promoter Group	14.78%	14.78%	0.00%
SHWETA SAMIRBHAI SHAH	Promoter	7.82%	7.82%	0.00%
VIRAJ VARUN SHETH	Promoter Group	5.34%	5.34%	0.00%
AMOLI SAMIR SHAH	Promoter Group	5.34%	5.34%	0.00%
ERISKA INVESTMENT FUND LTD	Public	4.12%	4.12%	0.00%
SAGAR SAMIR SHAH	Promoter Group	3.59%	3.59%	0.00%
SAMIR ROHITBHAI SHAH	Promoter Group	3.44%	3.44%	0.00%
DAKSHESH RAMESHCHANDRA SHAH	Public	1.72%	—	—
MOHAMED IRFAN MOHAMED LATIF SHAIKH	Public	1.31%	2.30%	-0.99%
RONIT CHAMPAKLAL SHAH	Public	1.21%	1.21%	0.00%
EFFICENT TIE UP PRIVATE LIMITED	Public	1.17%	1.17%	0.00%
RUPABEN RAJENDRAKUMAR VADODARIA	Public	1.16%	1.16%	0.00%
MUKESHKUMAR KANTILAL CHAUDHARI	Public	1.11%	1.11%	0.00%
PURVA DRONA SHAH	Public	1.11%	1.11%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
SERA INVESTMENTS & FINANCE INDIA LIMITED	406	62.06	3.94	—	—	—	+79.26%

Filings & corporate actions

Recent announcements

Newspaper publication of Unaudited Standalone and consolidated financial result of the company for the quarter and half year ended 30 September, 2026.3 Nov 2026 · Company Update / Newspaper Publication
To consider and approve the following 1. The Unaudited standalone and consolidated financial result for the quarter and half year ended 30th September 2026. 2. the appointment of Sagar ....31 Oct 2026 · Result / Financial Results
To consider and approve the following 1. The Unaudited Standalone and consolidated financial result for the quarter and half year ended 30th September 2026. 2. The Appointment of Sagar ....31 Oct 2026 · Result / Financial Results
To consider and approve the following 1. The Unaudited Standalone and Consolidated Financial Result for the quarter and half year ended 30th September 2026 2. The Appointment of Mr. Sagar ....31 Oct 2026 · Board Meeting / Outcome of Board Meeting
Sera Investments & Finance India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 31/10/2026 ,inter alia, to consider and approve the Unaudited ....27 Oct 2026 · Board Meeting / Board Meeting
We hereby submit the certificate issued under Regulation 74(5) of SEBI (DP) Regulations 2018 for the quarter and half year ended 30th September 2026.7 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Consolidated Scrutinizer''s Report for the 41st AGM of the company is attached herewith along with the voting results.1 Oct 2026 · AGM/EGM / AGM
Clarification regarding typographical error in the Attendence list of the outcome of the Annual General Meeting held on 30th September, 2026.1 Oct 2026 · Company Update / General
Please find the attached Outcome of 41st Annual General Meeting Of the Members of the Company held on 30th September, 2026.30 Sep 2026 · AGM/EGM / AGM
Closure of Trading Window of unaudited financial results for quarter and half year ending 30th September, 2026.26 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Clarification w.r.t. E-mail recieved from BSE on 3rd September, 2026 regarding price movement.18 Sep 2026 · Company Update / General
Newspaper Publication of Notice of 41st Annual General meeting.9 Sep 2026 · Company Update / Newspaper Publication
We enclose herewith the Annual Report of the Company for the Financial Year ended March 31, 2026, along with the Notice of the Forty first (41st) Annual General Meeting (AGM) of the Company ....8 Sep 2026 · Others / Reg. 34 (1) Annual Report
41st Annual General Meeting to be held on 30th september, 2026.8 Sep 2026 · AGM/EGM / AGM
Please find enclosed herewith the intimation of record date of dividend.8 Sep 2026 · Corp. Action / Record Date
The Register of Members and Share Transfer Books of the Company will remain closed for the purpose of 41st Annual General Meeting.8 Sep 2026 · Corp. Action / Book Closure
Board Meeting held today on 8th September, 2026, To consider and approve the following 1. appointed Ms. Megha Samdani, proprietor, of M/s M K Samdani & Co. as Scrutinizer of the Company ....8 Sep 2026 · Board Meeting / Outcome of Board Meeting
Sera Investments & Finance India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 08/09/2026 ,inter alia, to consider and approve fixation of ....4 Sep 2026 · Board Meeting / Board Meeting
The Exchange has sought clarification from Sera Investments & Finance India Ltd on September 03, 2026 with reference to significant movement in price, in order to ensure that investors ....3 Sep 2026 · Company Update / Clarification
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Seraphim Venturs Pvt Ltd3 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Seraphim Ventures Pvt Ltd21 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Newspaper Publication of Unaudited Standalone and Consolidated Financial Results for the Quarter Ended 30th June, 2026.13 Aug 2026 · Company Update / Newspaper Publication
We hereby inform you that the website of the company has been changed from serafinances.com to sera-india.com12 Aug 2026 · Company Update / General
To consider and approve Unaudited standalone and consolidated financial results for the quarter ended June 30th, 2026 along with the Limited review report given by the statutory auditor ....11 Aug 2026 · Result / Financial Results
To Consider and approve Unaudited financials results for the quarter ended June 30th, 2026 along with the Limited review report given by the statutory auditor of the company.11 Aug 2026 · Result / Financial Results
To consider and approve the unaudited financial results for the quarter ended June 30th, 2026 along with Limited Review report submitted by the statutory auditor of te company.11 Aug 2026 · Board Meeting / Outcome of Board Meeting
Sera Investments & Finance India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 11/08/2026 ,inter alia, to consider and approve Unaudited ....6 Aug 2026 · Board Meeting / Board Meeting
We hereby submit the certificate under Regulation 74(5) of SEBI (DP) Regulations 2018 for the quarter ended 30th June, 202613 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
With reference to the corporate announcement filed under Regulation 30 of SEBI (LODR) Regulation 2015, for the resignation of Saurabh Shah as the Non-Executive Independent Director of the ....4 Jul 2026 · Company Update / General
With reference to the annoucement made on 1st July 2026, we hereby submit attached clarafication for the appointment and resignation of Additional DIrector and Independent Director respectively.3 Jul 2026 · Company Update / General
In reference to the Announcement made on 1st july 2026 for the resignation of the Director of the Company, we hereby submit this revised intimation with the required Resignation letter ....2 Jul 2026 · Company Update / Resignation of Director
Board meeting held on 1st July, 2026 to consdier and approve the resignation of Saurabh Shah as an independent director of the company.1 Jul 2026 · Company Update / Resignation of Director
Board meeting held on st July, 2026 to consider and approve 1. Appointment of Neha Kothari as an additional director (non-executive Independent) 2. Appointment of Aayush Shah as an additional ....1 Jul 2026 · Company Update / Change in Directorate
Board Meeting held on 1st July, 2026 to consider and approve 1. Appointment of Neha kothari as an additional director (Non-executive Independent) 2. Appointment of Aayus shah as an additional ....1 Jul 2026 · Others / Outcome without intimation
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Sagar Samir Shah27 Jun 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Closure of Trading window of Unaudited Financial Results for the quarter ended 30th June, 202623 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
BSE No-Objectiom certificate for Reclassification of promoters under Regulation 31A of SEBI (LODR) Regulations, 201511 Jun 2026 · Company Update / General
Reconstituion of Audit and Stakeholders Relationship committee with reference to board meeting held on 2nd June, 2026.2 Jun 2026 · Company Update / General
Board meeting for Resignation of Whole time Director held on 2nd June, 2026.2 Jun 2026 · Company Update / Resignation of Director
Board meeting for resignation of Mr Sagar Samir Shah from the post of whole time director2 Jun 2026 · Others / Outcome without intimation

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.1000	23 Sep 2026	23 Sep 2026	—
Final Dividend - Rs. - 0.1000	23 Sep 2024	—	—

Board meetings

31 Oct 2026 Board Meeting - Financial Results
11 Aug 2026 Board Meeting - Financial Results