Muthoot Capital Services Ltd.

BSE: MUTHOOTCAP511766ISIN INE296G01013

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹199.65+9.30 (+4.89%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹293.05
52W low: ₹176.40
Off 52W high: -31.87%
1M return: -9.17%
3M return: -23.52%
6M return: -8.88%
1Y return: -27.51%
20D avg volume: 582
50 DMA: ₹219.91
200 DMA: ₹218.18

Key ratios Standalone

Market cap: ₹328.37 Cr
Current price: ₹199.65
52W high / low: ₹293.05 / ₹176.40
Face value: ₹10.00
P/E: 13.70
P/B: 0.51
EPS (TTM): ₹14.57
Book value / share: ₹391.47
ROE: 3.75%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.97
Net debt: ₹1,625 Cr
Interest cover: 1.05
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	155.53	166.61	155.08	153.54	145.32	137.32	125.68	108.65	100.00	97.97	96.11	98.13
	5.11	2.06	5.86	1.87	2.18	3.06	0.46	1.14	0.18	0.20	0.79	1.94
	160.64	168.67	160.94	155.42	147.50	140.38	126.14	109.79	100.18	98.17	96.90	100.07
	149.78	159.23	150.62	151.70	153.66	133.40	108.85	88.17	85.67	83.49	83.51	83.93
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	31.52	29.09	29.07	29.09	28.82	25.45	24.19	23.67	21.80	21.27	20.73	18.22
	77.87	77.58	81.16	81.39	75.09	67.62	61.51	50.72	43.70	42.43	39.78	41.18
	1.09	3.60	1.33	1.21	1.19	1.93	1.08	0.94	0.82	0.33	0.21	0.17
	0.00	27.99	27.85	23.30	21.89	21.77	20.47	16.49	14.37	18.35	17.27	21.67
	10.85	9.44	10.32	3.72	-6.17	6.98	17.29	21.62	14.51	14.69	13.39	16.14
	0.00	-1.68	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	95.85
	10.85	7.75	10.32	3.72	-6.17	6.98	17.29	21.62	14.51	14.69	13.39	111.99
	2.73	2.39	2.67	0.89	-1.50	0.56	—	—	—	—	—	—
	8.12	5.37	7.65	2.83	-4.67	6.42	12.56	15.97	10.80	11.68	10.01	83.21
	4.94	3.26	4.65	1.72	-2.84	3.90	7.63	9.71	6.57	7.10	6.09	50.60
Key metrics
	—	—	—	—	—	—	79.88	73.28	59.03	57.45	53.38	153.34
	—	—	—	—	—	—	63.60%	67.40%	59.00%	58.60%	55.50%	156.30%
	5.20%	3.20%	4.90%	1.80%	-3.20%	4.70%	10.00%	14.70%	10.80%	11.90%	10.40%	84.80%
	7.00%	21.30%	23.40%	41.30%	45.30%	40.20%	30.80%	10.70%	—	—	—	—
	273.90%	-16.40%	-39.10%	-82.30%	-143.20%	-45.00%	25.50%	-80.80%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	630.76	620.55	471.65	398.40	444.20	397.49
	14.90	11.98	4.84	3.01	0.42	0.47
	645.67	632.52	476.50	401.41	444.62	397.96
	611.33	615.22	416.10	332.92	335.82	627.01
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	118.77	116.06	95.11	79.97	74.44	69.66
	318.00	315.21	223.56	167.56	148.15	149.92
	7.23	7.32	4.77	0.86	0.65	0.96
	79.14	101.03	73.09	77.00	100.09	82.11
	34.33	17.30	60.40	68.49	108.80	-229.05
	-1.68	-1.68	0.00	95.85	0.00	0.00
	32.64	15.62	60.40	164.34	108.80	-229.05
	8.68	4.44	14.65	—	—	—
	23.97	11.17	45.75	122.66	78.68	-171.93
	14.57	6.79	27.81	74.58	47.84	-104.54
Key metrics
	—	—	—	332.76	257.60	-78.17
	—	—	—	83.50%	58.00%	-19.70%
	3.80%	1.80%	9.70%	30.80%	17.70%	-43.30%
	22.01%	31.60%	18.40%	-10.30%	11.80%	—
	-20.84%	-75.60%	-62.70%	55.90%	145.80%	—
	—	-375.38	-1,096	—	—	—
	—	-33.61	-23.97	—	—	—
	—	2.97	2.77	—	—	—
	—	1,625	1,528	—	—	—
Balance sheet
	—	4,056	3,584	—	—	—
	—	364.86	296.91	—	—	—
	—	0.00	0.00	—	—	—
	—	0.00	0.00	—	—	—
	—	3.21	4.51	—	—	—
	—	1,990	1,824	—	—	—
	—	670.42	658.06	—	—	—
Cash flow
	—	-375.38	-1,096	—	—	—
	—	-23.85	-7.65	—	—	—
	—	467.17	1,220	—	—	—
	—	0.00	0.00	—	—	—

Compounded growth

Sales CAGR 3Y: +11.79%
Sales CAGR 5Y: —
Profit CAGR 3Y: -47.83%
Profit CAGR 5Y: —
Sales YoY (TTM): +22.01%
Profit YoY (TTM): -20.84%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 63.33%

Quarter	September 2026	June 2026
Promoter %	63.33%	63.33%

Holder	Type	Holding	Previous	Change
THOMAS JOHN MUTHOOT	Promoter	19.17%	19.17%	0.00%
THOMAS GEORGE MUTHOOT	Promoter	19.05%	19.05%	0.00%
THOMAS MUTHOOT	Promoter	18.71%	18.71%	0.00%
THERMO CAPITAL PRIVATE LIMITED	Public	3.48%	3.52%	-0.04%
REMMY THOMAS	Promoter Group	2.39%	2.39%	0.00%
NINA GEORGE	Promoter Group	1.82%	1.82%	0.00%
PREETHI JOHN MUTHOOT	Promoter Group	1.48%	1.48%	0.00%
K SWAPNA	Public	1.40%	—	—
PRUDENT EQUITY PRIVATE LIMITED	Public	1.22%	1.22%	0.00%
INCRED EQUITY ADVANTAGE FUND I	Public	1.01%	1.01%	0.00%
RITU ELIZABETH GEORGE	Promoter Group	0.39%	0.39%	0.00%
TINA SUZANNE GEORGE	Promoter Group	0.32%	0.32%	0.00%
Corporate Body - Limited Liability Partnership	Public	0.19%	0.01%	+0.18%
HANNAH MUTHOOT	Promoter Group	0.00%	0.00%	0.00%
Muthoot Automobile Solutions Private Limited	Promoter Group	0.00%	0.00%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
Muthoot Capital Services Ltd. S	328	199.65	13.70	—	+22.01% TTM	-20.84% TTM	-27.51%

Filings & corporate actions

Recent announcements

Intimation of Investor Concall scheduled to be held on Friday, November 06, 2026, at 12.30 p.m.3 Nov 2026 · Company Update / Analyst / Investor Meet
Resignation of Chief Risk Officer14 Oct 2026 · Company Update / Change in Management
Resignation of Chief Risk Officer14 Oct 2026 · Company Update / Cessation
Allotment of Non-Convertible Debentures14 Oct 2026 · Company Update / Allotment of Equity Shares
Listing of Commercial Paper5 Oct 2026 · Company Update / General
Muthoot Capital Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/11/2026 ,inter alia, to consider and approve the Unaudited Financial ....5 Oct 2026 · Board Meeting / Board Meeting
Half Yearly Debt Statement5 Oct 2026 · Others / Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)
Certificate under Regulation 74(5) for the quarter ended September 30, 20263 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Issue of Securities3 Oct 2026 · Company Update / Issue of Securities
Outcome of DIAC Meeting3 Oct 2026 · Company Update / Meeting Updates
Raising of Funds by way of issuance of Commercial Paper1 Oct 2026 · Company Update / Raising of Funds
Raising of funds30 Sep 2026 · Company Update / Raising of Funds
Credit Rating29 Sep 2026 · Company Update / Credit Rating
Prior Intimation of meeting of Debenture Issue and Allotment Committee29 Sep 2026 · Company Update / Meeting Updates
Intimation of closure of Trading Window26 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Allotment of 15,000 Non-Convertible Debt Securities23 Sep 2026 · Company Update / Allotment of Equity Shares
Issue of Non-Convertible Debentures16 Sep 2026 · Company Update / Issue of Securities
Outcome of Debenture Issue and Allotment Committee Meeting held on September 16, 202616 Sep 2026 · Company Update / Meeting Updates
Intimation of Meeting of the Debenture Issue and Allotment Committee scheduled to be held on Wednesday, September 16, 202610 Sep 2026 · Company Update / Meeting Updates
Voting Results and Scrutinizer''s Report1 Sep 2026 · AGM/EGM / AGM
Newspaper Publication w.r.t acceptance/renewal of Fixed Deposits1 Sep 2026 · Company Update / Newspaper Publication
Proceedings of the 32nd Annual General Meeting of the Company held on Monday, August 31, 2026 at 11.00 a.m.31 Aug 2026 · AGM/EGM / AGM
Cessation on account of resignation of Head-Credit31 Aug 2026 · Company Update / Cessation
Change in Head-Credit of the Company31 Aug 2026 · Company Update / Change in Management
Allotment of Non-Convertible Debentures24 Aug 2026 · Company Update / Allotment of Equity Shares
Raising funds through securitization19 Aug 2026 · Company Update / Raising of Funds
Issue of Non-Convertible Debentures on private placement basis18 Aug 2026 · Company Update / Issue of Securities
Outcome of Debenture Issue and Allotment Committee18 Aug 2026 · Company Update / Meeting Updates
Prior Intimation of Meeting of Debenture Issue and Allotment Committee scheduled to be held on Tuesday, August 18, 202613 Aug 2026 · Company Update / Meeting Updates
Newspaper Publication8 Aug 2026 · Company Update / Newspaper Publication
Annual Report of the Company for the Financial Year 2025-268 Aug 2026 · Others / Reg. 34 (1) Annual Report
Annual Report of the Company for the Financial Year 2025-268 Aug 2026 · Others / Reg. 34 (1) Annual Report
Annual Report for the Financial Year 2025- 20267 Aug 2026 · Others
Letter providing web link of Annual Report to those shareholders whose mail addresses are not registered7 Aug 2026 · Company Update / General
The Notice convening the 32nd Annual General Meeting of the Company scheduled to be held on Monday, August 31, 2026 at 11.00 A.M.7 Aug 2026 · AGM/EGM / AGM
Intimation of Credit Rating7 Aug 2026 · Company Update / Credit Rating
Newspaper advertisement w.r.t. Notice informing about the Thirty-Second Annual General Meeting of the Company4 Aug 2026 · Company Update / Newspaper Publication
Newspaper advertisement w.r.t. Notice informing about the Thirty-Second Annual General Meeting of the Company4 Aug 2026 · Company Update / Newspaper Publication
Transcript of the Investor Conference Call held on July 17, 2026, to discuss the Unaudited Financial Results for the Quarter ended June 30, 202620 Jul 2026 · Company Update / Analyst / Investor Meet
Copy of Newspaper Publication pertaining to Unaudited Financial Results for the quarter ended June 30, 202618 Jul 2026 · Company Update / Newspaper Publication

Board meetings

5 Nov 2026 Board Meeting - Financial Results
16 Jul 2026 Board Meeting - Financial Results