Mangal Credit and Fincorp Limited

BSE: MANCREDIT505850ISIN INE545L01039

Financial Services
Non Banking Financial Company (NBFC)
BSE Financial Services

Share price

₹237.05-1.45 (-0.61%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹286.80
52W low: ₹152.95
Off 52W high: -17.35%
1M return: +7.58%
3M return: -3.24%
6M return: +37.10%
1Y return: +27.89%
20D avg volume: 1,922
50 DMA: ₹224.46
200 DMA: ₹200.35

Key ratios Standalone

Market cap: ₹500.51 Cr
Current price: ₹237.05
52W high / low: ₹286.80 / ₹152.95
Face value: ₹10.00
P/E: 26.24
P/B: 3.73
EPS (TTM): ₹9.03
Book value / share: ₹63.55
ROE: 14.21%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 1.45
Net debt: ₹223.56 Cr
Interest cover: 1.65
Dividend yield: 0.32%
Dividend / share (TTM): ₹0.75
Payout: 8.31%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	21.25	22.16	21.30	18.31	15.82	14.47	13.37	12.68	11.66	11.87	9.43	8.64
	0.00	0.00	0.01	0.03	0.03	0.00	0.00	0.00	0.00	0.00	0.00	0.04
	21.25	22.16	21.31	18.34	15.85	14.47	13.37	12.68	11.66	11.87	9.43	8.68
	15.72	14.49	13.88	13.12	11.72	10.39	9.21	7.95	7.33	6.55	5.93	4.77
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	2.57	2.39	2.40	2.31	2.27	2.12	1.99	1.77	1.73	1.56	1.60	1.38
	10.81	10.02	9.44	8.55	6.95	6.42	5.37	4.76	4.38	3.88	2.75	2.34
	0.52	0.49	0.47	0.46	0.44	0.31	0.38	0.32	0.28	0.25	0.21	0.18
	1.34	1.38	1.09	1.47	1.66	1.14	1.14	0.86	0.91	—	0.90	0.72
	5.53	7.67	7.43	5.22	4.13	4.08	4.15	4.74	4.33	5.32	3.50	3.90
	0.00	0.00	0.00	0.00	0.00	0.00	-0.33	0.00	0.00	0.00	0.00	0.00
	5.53	7.67	7.43	5.22	4.13	4.08	3.82	4.74	4.33	5.32	3.50	3.90
	1.46	1.98	1.95	1.38	1.14	1.08	1.20	—	—	—	—	—
	4.07	5.69	5.48	3.83	3.00	3.00	2.62	3.48	3.22	3.75	2.59	2.86
	1.93	2.70	2.59	1.82	1.48	1.53	1.34	1.78	1.65	1.92	1.34	1.48
Key metrics
	—	—	—	—	—	—	—	9.82	8.99	9.45	6.46	6.42
	—	—	—	—	—	—	—	77.40%	77.10%	79.60%	68.50%	74.30%
	19.20%	25.70%	25.70%	20.90%	19.00%	20.70%	19.60%	27.40%	27.60%	31.60%	27.50%	33.10%
	34.30%	53.10%	59.30%	44.40%	35.70%	21.90%	41.80%	46.80%	—	—	—	—
	35.70%	89.70%	109.20%	10.10%	-6.80%	-20.00%	1.20%	21.70%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	83.02	69.90	49.58	33.20	21.16	13.65
	0.04	0.07	0.00	0.08	0.23	0.20
	83.06	69.97	49.58	33.27	21.40	13.85
	57.21	49.11	31.04	18.95	10.39	5.16
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	9.67	9.10	7.04	5.16	3.23	2.12
	38.82	31.92	18.39	9.49	4.36	1.78
	1.94	1.68	1.24	0.71	0.53	0.40
	5.28	4.79	3.64	2.84	—	0.87
	25.85	20.86	18.54	14.32	11.01	8.68
	0.00	0.00	-0.33	0.00	0.00	0.00
	25.85	20.86	18.21	14.32	11.01	8.68
	6.77	5.55	5.14	—	—	—
	19.07	15.31	13.07	10.55	7.91	6.08
	9.04	7.46	6.68	5.45	4.10	3.15
Key metrics
	—	—	—	24.52	15.90	10.86
	—	—	—	73.90%	75.10%	79.60%
	22.97%	21.90%	26.40%	31.80%	37.40%	44.50%
	47.36%	41.00%	49.30%	56.90%	55.00%	—
	57.60%	17.10%	23.90%	33.40%	30.10%	—
	—	-115.25	-50.17	—	—	—
	—	-7.46	-3.78	—	—	—
	—	1.45	1.41	—	—	—
	—	223.56	187.01	—	—	—
Balance sheet
	—	516.88	349.40	—	—	—
	—	27.15	11.84	—	—	—
	—	0.00	0.00	—	—	—
	—	0.00	0.00	—	—	—
	—	1.29	0.72	—	—	—
	—	250.71	198.85	—	—	—
	—	172.70	140.71	—	—	—
Cash flow
	—	-114.15	-49.36	—	—	—
	—	-9.72	-5.13	—	—	—
	—	139.18	60.02	—	—	—
	—	1.10	0.81	—	—	—

Compounded growth

Sales CAGR 3Y: +48.93%
Sales CAGR 5Y: —
Profit CAGR 3Y: +24.62%
Profit CAGR 5Y: —
Sales YoY (TTM): +47.36%
Profit YoY (TTM): +57.60%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 55.25%

Quarter	September 2026	June 2026
Promoter %	55.25%	55.25%

Holder	Type	Holding	Previous	Change
Meghraj Sohanlal Jain	Promoter	22.67%	22.67%	0.00%
Ajit S Jain HUF	Promoter	11.77%	11.77%	0.00%
Hardik Meghraj Jain	Promoter	11.26%	11.26%	0.00%
E ALLY CONSULTING INDIA PRIVATE LIMITED	Public	7.96%	7.96%	0.00%
Dhakad Properties Private Limited	Promoter Group	5.96%	5.96%	0.00%
SHREE JAISAL ELECTRONICS AND INDUSTRIES LIMITED	Public	4.40%	4.40%	0.00%
ANKIT J JAIN	Public	2.23%	1.23%	+1.00%
INVESTOR EDUCATION AND PROTECTION FUND AUTHORITY MINISTRY OF CORPORATE AFFAIRS	Public	1.98%	1.98%	0.00%
Ajit Sohanlal Jain	Promoter	1.89%	1.89%	0.00%
PRAKASH MAHENDRA BAFNA	Public	1.73%	1.73%	0.00%
L7 MEDIA PRIVATE LIMITED	Public	1.66%	—	—
PRAVIN UDAYLAL JAIN	Public	1.62%	1.62%	0.00%
ACCOMPLISH TRADES SOLUTIONS PRIVATE LIMITED	Public	1.58%	1.58%	0.00%
JAGDISHKUMAR BHERULAL JAIN	Public	1.21%	1.21%	0.00%
Seema Ajit Jain	Promoter	0.59%	0.59%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
Mangal Credit and Fincorp Limited S	501	237.05	26.24	—	+47.36% TTM	+57.60% TTM	+27.89%

Filings & corporate actions

Recent announcements

Enclosed herewith the results as mentioned in the captioned.3 Nov 2026 · Result / Financial Results
Outcome of the Board Meeting held on November 3, 2026 is enclosed herewith.3 Nov 2026 · Board Meeting / Outcome of Board Meeting
Mangal Credit And Fincorp Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 03/11/2026 ,inter alia, to consider and approve the unaudited financial ....27 Oct 2026 · Board Meeting / Board Meeting
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Ritu Jain23 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Seema Ajit Jain23 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Meghraj Jain21 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Hardik Jain21 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Indra Meghraj Jain21 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Allotment of 25,00,000 Convertible Equity Warrants on preferential basis.19 Oct 2026 · Company Update / Allotment of Equity Shares
Enclosed herewith certificate under Regulation 74(5) of the SEBI (DP) Regulations, 2018 for the quarter ended September 30, 2026.12 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Enclosed herewith the intimation for closure of trading window.25 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Enclosed herewith the Voting Results and Scrutinizer Report of 64th Annual General Meeting.24 Sep 2026 · AGM/EGM / AGM
Attached herewith summary of proceedings of 64th Annual General Meeting.22 Sep 2026 · AGM/EGM / AGM
Enclosed herewith the clarification with regard to the captioned matter.18 Sep 2026 · Company Update / General
Intimation with respect to allotment of 3,500 non-convertible debentures on private placement basis.9 Sep 2026 · Company Update / Allotment of Equity Shares
Enclosed herewith newspaper clippings titled Notice of 64th Annual General Meeting, E-voting Information, Book Closure and Record Date.2 Sep 2026 · Company Update / Newspaper Publication
Enclosed herewith the 64th Annual Report of the Company.31 Aug 2026 · Others / Reg. 34 (1) Annual Report
Enclosed herewith Notice of Annual General Meeting forming part of 64th Annual Report of the Company.31 Aug 2026 · AGM/EGM / AGM
Enclosed herewith Pre AGM Notice Newspaper clippings published in today''s newspaper in accordance with MCA and SEBI circulars25 Aug 2026 · Company Update / General
In accordance with Regulation 30 of SEBI (LODR) Regulations, 2015 the outcome of the Board Meeting is enclosed herewith.14 Aug 2026 · Board Meeting / Outcome of Board Meeting
Enclosed herewith newspaper clippings containing IEPF Notice to Shareholders.14 Aug 2026 · Company Update / Newspaper Publication
Mangal Credit And Fincorp Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 14/08/2026 ,inter alia, to consider and approve the proposal of fund ....11 Aug 2026 · Board Meeting / Board Meeting
Enclosed herewith copies of newspaper clippings containing extract of unaudited financial results for the quarter ended June 30, 2026.8 Aug 2026 · Company Update / Newspaper Publication
Enclosed herewith detailed disclosure in respect of Book Closure.6 Aug 2026 · Corp. Action / Book Closure
Enclosed herewith detailed disclosure.6 Aug 2026 · AGM/EGM / AGM
Enclosed herewith detailed disclosure of Record Date.6 Aug 2026 · Corp. Action / Record Date
Enclosed herewith disclosure in respect of Issuance of Securities.6 Aug 2026 · Company Update / Issue of Securities
Enclosed herewith disclosure in respect of Amendment in Capital clause of the Memorandum of Association subject to members approval.6 Aug 2026 · Company Update / Amendments to Memorandum & Articles of Association
Enclosed herewith the Unaudited Financials Results as Captioned.6 Aug 2026 · Result / Financial Results
In accordance with Regulation 30 of the SEBI (LODR) Regulations, 2015 the Outcome of the Board Meeting is enclosed herewith.6 Aug 2026 · Board Meeting / Outcome of Board Meeting
Mangal Credit And Fincorp Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 06/08/2026 ,inter alia, to consider and approve the unaudited financial ....30 Jul 2026 · Board Meeting / Board Meeting
Enclosed herewith Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018.9 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Enclosed herewith intimation for closure of Trading Window25 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Intimation with respect to Allotment of 2,000 Non-Convertible Debentures on Private Placement Basis.23 Jun 2026 · Company Update / Allotment of Equity Shares
Please find herewith the intimation of rating assigned to the Non-Convertible Debentures.16 Jun 2026 · Company Update / Credit Rating
Attached herewith copies of the newspaper clippings published in News Hub and Pratahkal Marathi, contain the extract of the Audited Financial Results for the quarter and financial year ....30 May 2026 · Company Update / Newspaper Publication
Enclosed herewith Annual Secretarial Compliance Report for the year ended March 31, 2026.29 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Detailed disclosure is attached.28 May 2026 · Corp. Action / Dividend
The Board has approved the raising of funds by way of creating and issuance upto 25,00,000 convertible equity warrants subject to members and other regulatories approvals.28 May 2026 · Company Update / Issue of Securities
Enclosed herewith the results as mentioned under the captioned.28 May 2026 · Result / Financial Results

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.7500	11 Sep 2026	14 Sep 2026	—
Final Dividend - Rs. - 0.7500	17 Sep 2025	17 Sep 2025	—
Final Dividend - Rs. - 0.6000	17 Sep 2024	—	—

Board meetings

3 Nov 2026 Board Meeting - Financial Results
6 Aug 2026 Board Meeting - Financial Results