LAXMI INDIA FINANCE LIMITED

BSE: LAXMIINDIA544465ISIN INE06WU01026

Financial Services
Non Banking Financial Company (NBFC)
BSE Financial Services

Share price

₹101.66-3.11 (-2.97%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹153.60
52W low: ₹70.94
Off 52W high: -33.82%
1M return: -10.23%
3M return: -25.85%
6M return: -20.76%
1Y return: -30.27%
20D avg volume: 8,425
50 DMA: ₹115.76
200 DMA: ₹110.02

Key ratios Standalone

Market cap: ₹532.63 Cr
Current price: ₹101.66
52W high / low: ₹153.60 / ₹70.94
Face value: ₹5.00
P/E: 9.42
P/B: 1.14
EPS (TTM): ₹10.79
Book value / share: ₹89.06
ROE: 1.79%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.72
Net debt: ₹1,225 Cr
Interest cover: 1.48
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25
Income statement
	93.50	92.84	78.83	75.67	69.68	—
	0.43	0.62	0.99	0.55	0.40	—
	93.92	93.46	79.82	76.22	70.08	—
	72.01	66.39	66.40	63.45	57.32	—
	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	—
	22.12	19.17	19.78	17.28	16.28	—
	38.38	36.25	34.03	33.82	33.23	—
	0.60	0.69	0.64	0.51	0.46	—
	7.23	7.73	5.42	8.83	5.36	—
	21.91	27.08	13.43	12.78	12.77	—
	0.00	0.00	0.00	0.00	0.00	—
	21.91	27.08	13.43	12.78	12.77	—
	5.34	6.56	3.37	3.37	2.99	—
	16.57	20.52	10.06	9.40	9.78	—
	3.17	4.06	1.90	1.90	2.34	—
Key metrics
	17.70%	22.10%	12.80%	12.40%	14.00%	—
	34.20%	—	—	—	—	—
	69.40%	—	—	—	—	—

Metric	TTM	FY26	FY25
Income statement
	340.84	317.03	—
	2.59	2.56	—
	343.42	319.59	—
	268.25	253.54	—
	0.00	0.00	—
	0.00	0.00	—
	78.35	72.51	—
	142.48	137.34	—
	2.44	2.29	—
	29.21	27.35	—
	75.20	66.05	—
	0.00	0.00	—
	75.20	66.05	—
	18.64	16.29	—
	56.55	49.76	—
	11.03	10.20	—
Key metrics
	16.59%	15.70%	—
	—	-286.49	—
	—	-5.63	—
	—	2.72	—
	—	1,225	—
Balance sheet
	—	1,818	—
	—	42.36	—
	—	0.00	—
	—	0.00	—
	—	17.07	—
	—	1,268	—
	—	465.47	—
Cash flow
	—	-279.99	—
	—	-134.36	—
	—	354.28	—
	—	6.50	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 60.17%

Quarter	September 2026	June 2026
Promoter %	60.17%	60.17%

Holder	Type	Holding	Previous	Change
Hirak Vinimay Private Limited	Promoter	41.51%	41.51%	0.00%
Deepak Baid	Promoter	8.21%	8.21%	0.00%
Deepak Hitech Motors Private Limited	Promoter	5.00%	5.00%	0.00%
Mukul Mahavir Agrawal	Public	4.58%	4.58%	0.00%
Sanshi Fund-I	Public	3.82%	3.82%	0.00%
Anisha Baid	Promoter	1.91%	1.91%	0.00%
Prem Dealers Private Limited	Promoter	1.89%	1.89%	0.00%
Prem Devi Baid	Promoter	0.95%	0.95%	0.00%
Rashmi Giria	Promoter Group	0.51%	0.51%	0.00%
Preeti Chopra	Promoter Group	0.16%	0.16%	0.00%
Vivan Baid Family Trust	Promoter	0.03%	0.03%	0.00%
Viraat Energy LLP	Promoter Group	0.00%	0.00%	0.00%
Chandra Kumari Mehta	Promoter Group	0.00%	0.00%	0.00%
Sarla Bothra	Promoter Group	0.00%	0.00%	0.00%
Hunar Baid Family Trust	Promoter Group	0.00%	0.00%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
LAXMI INDIA FINANCE LIMITED S	533	101.66	9.42	—	—	—	-30.27%

Filings & corporate actions

Recent announcements

Certificate under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 20267 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation for Closure of Trading Window26 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Appointment of M/s V.M. & Associates as Secretarial Auditors of the Company for a first term of five (5) consecutive years commencing from April 01, 2026 to March 31, 2031 in the 29th AGM ....18 Sep 2026 · Company Update / General
We hereby submit the Voting Results of 29th Annual General Meeting ('AGM') of the members of the Company held on Wednesday, September 16, 2026, at 04:30 P.M. (IST) through Video Conferencing ....18 Sep 2026 · Company Update / General
We hereby submit the Voting Results of 29th Annual General Meeting ('AGM') of the members of the Company held on Wednesday, September 16, 2026, at 04:30 P.M. (IST) through Video Conferencing ....18 Sep 2026 · AGM/EGM / AGM
Proceedings of the 29th Annual General Meeting of the members of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) pursuant to Regulation 30 and 51 of ....16 Sep 2026 · AGM/EGM / AGM
Proceedings of the 29th Annual General Meeting of the members of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) pursuant to Regulation 30 and 51 of ....16 Sep 2026 · Company Update / General
Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited with respect to Allotment of 1,00,000 Rated, Listed, Unsubordinated, Secured, Transferable, ....2 Sep 2026 · Others / Outcome without intimation
Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited (Formerly known as Laxmi India Finance Private Limited) ('the Company') with respect ....2 Sep 2026 · Company Update / Allotment of Equity Shares
In continuation to our letters dated August 17, 2026 and August 20, 2026, we hereby inform you that pursuant to Regulations 30 and 46 of the Securities and Exchange Board of India (Listing ....26 Aug 2026 · Company Update / Earnings Call Transcript
Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited ('the Company') and Disclosure under Regulation 30 and 51 of the SEBI (Listing Obligations ....25 Aug 2026 · Company Update / General
Outcome of Business Operation Committee Meeting of the Board of Directors of Laxmi India Finance Limited ('the Company') and Disclosure under Regulation 30 and 51 of the SEBI Listing Regulations-Issuance ....25 Aug 2026 · Board Meeting / Outcome of Board Meeting
Pursuant to Regulation 30 and 47 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended ('SEBI Listing Regulations'), ....23 Aug 2026 · Company Update / Newspaper Publication
Pursuant to Regulation 36(1)(b) and Regulation 58(1)(b) of the SEBI Listing Regulations, a letter is being sent to those shareholders/debenture holders whose e-mail addresses are not registered ....22 Aug 2026 · Company Update / General
In continuation to our letter dated August 12, 2026 in relation to the date of the 29th Annual General Meeting ('AGM') of Laxmi India Finance Limited (Formerly known as Laxmi India Finance ....22 Aug 2026 · Company Update / General
In continuation to our letter dated August 12, 2026 in relation to the date of the 29th Annual General Meeting ('AGM') of Laxmi India Finance Limited (Formerly known as Laxmi India Finance ....22 Aug 2026 · AGM/EGM / AGM
In continuation to our letter dated August 12, 2026 in relation to the date of the 29th Annual General Meeting ('AGM') of Laxmi India Finance Limited (Formerly known as Laxmi India Finance ....22 Aug 2026 · Company Update / General
In continuation to our letter dated August 12, 2026 in relation to the date of the 29th Annual General Meeting ('AGM') of Laxmi India Finance Limited (Formerly known as Laxmi India Finance ....22 Aug 2026 · Others / Reg. 34 (1) Annual Report
Pursuant to the provisions of the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015, as amended and Code of Conduct to regulate, monitor and report ....20 Aug 2026 · Insider Trading / SAST / Closure of Trading Window
Laxmi India Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 25/08/2026 ,inter alia, to consider and approve Pursuant to Regulation ....20 Aug 2026 · Board Meeting / Board Meeting
Outcome of Investor/Analysts Meet20 Aug 2026 · Company Update / Analyst / Investor Meet
Pursuant to Regulation 30 read with Part A of Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to ....17 Aug 2026 · Company Update / Analyst / Investor Meet
In continuation to our letters dated August 05, 2026, August 12, 2026 and August 13, 2026, we hereby inform you that pursuant to Regulations 30 and 46 of the Securities and Exchange Board ....17 Aug 2026 · Company Update / Earnings Call Transcript
We submit herewith copies of the newspaper advertisement published by the Company on August 14, 2026, in compliance with the applicable circulars issued by the MCA and SEBI, inter alia, ....14 Aug 2026 · Company Update / Newspaper Publication
Submission of Newspaper Advertisement of Unaudited Financial Results for the quarter ended on June 30, 2026.14 Aug 2026 · Company Update / Newspaper Publication
Outcome of Investor/Analyst Meet13 Aug 2026 · Company Update / Analyst / Investor Meet
Investor Presentation for the Quarter ended June 30, 202612 Aug 2026 · Company Update / Investor Presentation
The Board of Directors today at its meeting held on August 12, 2026 has approved the convening of 29th AGM of the company on Wednesday, September 16, 2026 through Video Conferencing / Other ....12 Aug 2026 · AGM/EGM / AGM
Unaudited Financial Results for the quarter ended on June 30, 202612 Aug 2026 · Result / Financial Results
Outcome of Board Meeting held on Wednesday, August 12, 202612 Aug 2026 · Board Meeting / Outcome of Board Meeting
Pursuant to Regulation 30 read with Part A of Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to ....5 Aug 2026 · Company Update / Analyst / Investor Meet
Laxmi India Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 12/08/2026 ,inter alia, to consider and approve the Unaudited Financial ....4 Aug 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of the Securities and Exchange Board of India (Depositories and Participants) Regulations, 2018 for the quarter ended on June 30, 20267 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation for Closure of Trading Window26 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
We wish to inform you that the Company by way of Circular Resolution has allotted 1,25,203 equity shares of Rs. 5/- each pursuant to Laxmi India Finance Limited Employee Stock Option Scheme-2023.26 May 2026 · Company Update / Allotment of ESOP / ESPS
Annual Secretarial Compliance Report for the Financial Year ended March 31, 202625 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
In continuation to our letters dated May 07, 2026 and May 13, 2026, we hereby inform you that pursuant to Regulations 30 and 46 of the Securities and Exchange Board of India (Listing Obligations ....19 May 2026 · Company Update / Earnings Call Transcript
Submission of Newspaper Advertisement of Audited Financial Results for the quarter and financial year ended on March 31, 2026.15 May 2026 · Company Update / Newspaper Publication
Outcome of Investor/Analyst Meet14 May 2026 · Company Update / Analyst / Investor Meet
Investor/Earnings Presentation for the Quarter and Financial year ended March 31, 2026.13 May 2026 · Company Update / Investor Presentation

Board meetings

12 Aug 2026 Board Meeting - Financial Results