KIFS Financial Services Ltd

BSE: KIFS535566ISIN INE902D01013

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹101.00-1.50 (-1.46%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹192.00
52W low: ₹97.60
Off 52W high: -47.40%
1M return: -6.83%
3M return: -9.09%
6M return: -12.17%
1Y return: -40.31%
20D avg volume: 100
50 DMA: ₹109.41
200 DMA: ₹116.15

Key ratios Standalone

Market cap: ₹109.26 Cr
Current price: ₹101.00
52W high / low: ₹192.00 / ₹97.60
Face value: ₹10.00
P/E: 13.10
P/B: 2.05
EPS (TTM): ₹7.71
Book value / share: ₹49.27
ROE: 15.68%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 6.02
Net debt: ₹381.82 Cr
Interest cover: 1.46
Dividend yield: 1.53%
Dividend / share (TTM): ₹1.55
Payout: 20.10%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q4 FY24
Income statement
	12.53	11.98	7.15	7.05	9.81	6.60	5.39	8.73	—
	0.00	0.00	0.00	0.00	0.00	4.04	0.00	0.00	—
	12.53	11.98	7.15	7.05	9.81	10.64	5.39	8.73	—
	9.81	9.40	4.06	4.22	7.56	6.34	3.10	6.55	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.13	0.15	0.15	0.13	0.13	0.09	0.12	0.10	—
	9.47	8.18	3.88	4.04	7.27	6.04	2.85	6.31	—
	0.14	0.18	0.01	0.01	0.08	0.12	0.12	0.12	—
	0.08	0.89	0.02	0.03	0.08	0.09	0.01	0.02	—
	2.71	2.59	3.09	2.83	2.25	4.30	2.30	2.18	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	2.71	2.59	3.09	2.83	2.25	4.30	2.30	2.18	—
	0.67	0.72	0.78	0.71	0.57	1.16	—	—	—
	2.04	1.87	2.31	2.12	1.68	3.15	1.77	1.64	—
	1.88	1.73	2.14	1.96	1.56	2.91	1.63	1.52	—
Key metrics
	—	—	—	—	—	—	5.27	8.61	—
	—	—	—	—	—	—	97.80%	98.60%	—
	16.30%	15.60%	32.30%	30.10%	17.10%	47.70%	32.80%	18.80%	—
	27.70%	81.50%	32.70%	-19.20%	—	—	—	—	—
	21.40%	-40.60%	30.50%	29.30%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	38.71	35.99	29.12	—
	0.00	0.00	4.04	—
	38.71	36.00	33.16	—
	27.49	25.24	22.32	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	0.56	0.55	0.42	—
	25.57	23.38	21.22	—
	0.34	0.28	0.47	—
	1.02	1.03	0.22	—
	11.22	10.76	10.84	—
	0.00	0.00	0.00	—
	11.22	10.76	10.84	—
	2.88	2.78	2.77	—
	8.34	7.99	8.07	—
	7.71	7.38	7.46	—
Key metrics
	21.54%	22.20%	27.70%	—
	26.79%	23.60%	—	—
	1.21%	-1.00%	—	—
	—	-156.16	147.60	—
	—	-19.35	18.29	—
	—	6.02	5.82	—
	—	381.82	332.04	—
Balance sheet
	—	451.08	393.79	—
	—	0.01	0.01	—
	—	0.00	0.00	—
	—	0.00	0.00	—
	—	1.83	1.03	—
	—	381.83	332.05	—
	—	63.38	57.01	—
Cash flow
	—	-154.57	147.60	—
	—	2.59	17.92	—
	—	-1.62	-1.51	—
	—	1.59	0.00	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +26.79%
Profit YoY (TTM): +1.21%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 74.41%

Quarter	September 2026	June 2026
Promoter %	74.41%	74.41%

Holder	Type	Holding	Previous	Change
Khandwala Commercial Private Limited	Promoter	74.41%	74.41%	0.00%
Affluence Shares And Stocks Private Limited	Public	4.63%	4.63%	0.00%
Tejas Rohitkumar Shah	Public	2.35%	2.35%	0.00%
Anjana Rajesh Vora	Public	1.99%	1.99%	0.00%
Sanjay C. Agrawal	Public	1.99%	1.99%	0.00%
Suresh D Majithia	Public	1.85%	1.85%	0.00%
Kaminiben R. Patel	Public	1.63%	1.63%	0.00%
Investor Education And Protection Fund Authority Ministry Of Corporate Affairs	Public	1.62%	1.62%	0.00%
Pravinbhai Dipchandbhai Majithia	Public	1.39%	1.39%	0.00%
Meenaben Anilkumar Majithia	Public	1.11%	1.11%	0.00%
Kishor Pranjiwandas Mandaliya	Public	1.06%	1.06%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
KIFS Financial Services Ltd S	109	101.00	13.10	—	+26.79% TTM	+1.21% TTM	-40.31%

Filings & corporate actions

Recent announcements

KIFS Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 06/11/2026 ,inter alia, to consider and approve unaudited financial ....31 Oct 2026 · Board Meeting / Board Meeting
Newspaper publication regarding opening of special window for re-lodgement of transfer requests of physical shares13 Oct 2026 · Company Update / Newspaper Publication
Certificate under Regulation 74 (5) of SEBI (DP) Regulations, 2018 for Quarter ended September 30, 20268 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Declaration of final dividend for F.Y. 2025-26 at 31st AGM30 Sep 2026 · Corp Action / Dividend Updates
Re-appointment of director retiring by rotation at 31st AGM30 Sep 2026 · Company Update / Change in Directorate
Re-appointment of director retiring by rotation at 31st AGM30 Sep 2026 · Company Update / Change in Management
31st AGM voting result and scrutinizer report30 Sep 2026 · AGM/EGM / AGM
Proceedings of 31st AGM29 Sep 2026 · AGM/EGM / AGM
Closure of Trading Window28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Submission of newspaper advertisement for 31st AGM, Book closure, Record date and E-voting3 Sep 2026 · Company Update / Newspaper Publication
Intimation of book closure for the purpose of ensuing 31st AGM scheduled to be held on Tuesday, September 29, 20262 Sep 2026 · Corp. Action / Book Closure
Intimation of record date for the purpose of ensuing 31st AGM scheduled to be held on Tuesday, September 29, 2026 through VC/OAVM2 Sep 2026 · Corp. Action / Record Date
Annual Report for the FY 2025-262 Sep 2026 · Others / Reg. 34 (1) Annual Report
Notice of 31st AGM scheduled to be held on Tuesday, September 29, 20262 Sep 2026 · AGM/EGM / AGM
Advance notice of 31st AGM published in newspaper26 Aug 2026 · Company Update / Newspaper Publication
Newspaper publication of the unaudited financial results of the company for the quarter ended on June 30, 202614 Aug 2026 · Company Update / Newspaper Publication
Unaudited Financial Results For Quarter Ended On June 30, 202613 Aug 2026 · Result / Financial Results
Outcome Of Board Meeting And Submission Of Unaudited Financial Results For June 202613 Aug 2026 · Board Meeting / Outcome of Board Meeting
Newspaper publication regarding opening of special window for re-lodgement of transfer requests of physical shares12 Aug 2026 · Company Update / Newspaper Publication
KIFS Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/08/2026 ,inter alia, to consider and approve unaudited quarterly ....6 Aug 2026 · Board Meeting / Board Meeting
Copies of Newspaper advertisement published and sample letter being simultaneously dispatched to shareholders under the IEPF Rules, 201629 Jul 2026 · Company Update / Newspaper Publication
Certificate under Regulation 74 (5) of the SEBI (DP) Regulations, 2018 for the quarter ended on June 30, 202610 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window25 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper Publication regarding opening of special window for re-lodgement of transfer requests of physical shares10 Jun 2026 · Company Update / Newspaper Publication
Annual Secretarial Compliance report pursuant to Regulation 24(A) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for the financial year ended on March 31, 202629 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Newspaper publication of Financial results for the quarter and financial year ended on March 31, 202621 May 2026 · Company Update / Newspaper Publication
Appointment of Internal Auditor of the Company20 May 2026 · Company Update / Change in Management
Recommendation of Final Dividend by Board of Directors for Financial Year ended on March 31, 2026, subject to further declaration by members of the company20 May 2026 · Corp. Action / Dividend
Audited Financial Results for Quarter and Financial Year Ended on March 31, 202620 May 2026 · Result / Financial Results
Outcome of board meeting and submission of audited financial results for the quarter and financial year ended on March 31, 202620 May 2026 · Board Meeting / Outcome of Board Meeting
KIFS Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 20/05/2026 ,inter alia, to consider and approve audited financial results ....13 May 2026 · Board Meeting / Board Meeting
Newspaper publication regarding opening of special window for re-lodgement of transfer request of physical shares16 Apr 2026 · Company Update / Newspaper Publication
Certificate under Regulation 74(5) of the SEBI (DP) Regulation, 2018 for the quarter ended on March 31, 202613 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window25 Mar 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper publication of financial results for December 31, 202514 Feb 2026 · Company Update / Newspaper Publication
Unaudited quarterly financial results for quarter ended on December 31, 2025.13 Feb 2026 · Result / Financial Results
Outcome of Board Meeting and unaudited quarterly financial results for the quarter ended on December 31, 2025.13 Feb 2026 · Board Meeting / Outcome of Board Meeting
Newspaper publication of re-lodgement of transfer request of physical shares10 Feb 2026 · Company Update / Newspaper Publication
KIFS Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 13/02/2026 ,inter alia, to consider and approve unaudited financial ....5 Feb 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of SEBI (DP) Regulation, 2018 for quarter ended December 31, 20257 Jan 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 1.5500	22 Sep 2026	22 Sep 2026	—
Final Dividend - Rs. - 1.5000	12 Aug 2025	12 Aug 2025	—
Final Dividend - Rs. - 1.4000	20 Sep 2024	20 Sep 2024	—

Board meetings

6 Nov 2026 Board Meeting - Financial Results
13 Aug 2026 Board Meeting - Financial Results