JMJ Fintech Limited

BSE: JMJFIN538834ISIN INE242Q01016

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹8.88-0.21 (-2.31%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded. Earlier history is omitted pending corporate-action verification.

52W high: ₹18.99
52W low: ₹7.90
Off 52W high: -53.24%
1M return: -4.62%
3M return: -7.98%
6M return: -15.27%
1Y return: -39.63%
20D avg volume: 22,806
50 DMA: ₹9.38
200 DMA: ₹10.52

Key ratios Standalone

Market cap: ₹33.42 Cr
Current price: ₹8.88
52W high / low: ₹18.99 / ₹7.90
Face value: ₹10.00
P/E: 4.94
P/B: 1.79
EPS (TTM): ₹1.80
Book value / share: ₹4.96
ROE: 36.19%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.00
Net debt: ₹-11.91 Cr
Interest cover: 4.17
Dividend yield: 1.69%
Dividend / share (TTM): ₹0.15
Payout: 8.33%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24
Income statement
	4.76	5.37	5.41	5.13	6.28	5.07	6.11	3.58	3.74	3.69	—
	0.01	0.01	0.06	0.07	0.04	0.01	0.00	0.02	0.01	0.00	—
	4.76	5.37	5.41	5.20	6.31	5.08	6.11	3.59	3.75	3.69	—
	2.84	2.73	3.09	2.85	2.42	3.48	2.78	2.14	1.52	1.25	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.94	0.89	1.07	1.12	1.56	1.71	1.47	0.92	0.56	0.48	—
	1.01	0.96	0.92	0.84	0.78	0.69	0.51	0.36	0.36	0.34	—
	0.06	0.06	0.07	0.07	0.07	0.06	0.07	0.07	0.05	0.04	—
	0.84	0.81	1.00	0.82	0.02	1.02	0.72	—	—	—	—
	1.93	2.64	2.32	2.35	3.89	1.60	3.33	1.46	2.23	2.44	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	1.93	2.64	2.32	2.35	3.89	1.60	3.33	1.46	2.23	2.44	—
	0.49	0.66	0.57	0.62	0.92	0.45	0.78	—	—	—	—
	1.44	1.97	1.75	1.74	2.97	1.14	2.55	1.02	1.67	1.82	—
	0.38	0.52	0.46	0.85	2.19	0.89	0.52	0.79	1.35	1.47	—
Key metrics
	—	—	—	—	—	—	—	1.89	2.64	2.82	—
	—	—	—	—	—	—	—	52.80%	70.60%	76.40%	—
	30.30%	36.70%	32.30%	33.90%	47.30%	22.50%	41.70%	28.50%	44.70%	49.30%	—
	-24.20%	5.90%	-11.50%	43.30%	67.90%	37.40%	—	—	—	—	—
	-51.50%	72.80%	-31.40%	70.60%	77.80%	-37.40%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	20.67	21.99	17.12	—
	0.15	0.17	0.03	—
	20.74	21.99	17.15	—
	11.51	11.76	7.69	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	4.02	5.46	3.43	—
	3.73	3.23	1.57	—
	0.26	0.28	0.24	—
	3.47	2.78	2.45	—
	9.24	10.24	9.46	—
	0.00	0.00	0.00	—
	9.24	10.24	9.46	—
	2.34	2.64	2.40	—
	6.90	7.60	7.06	—
	2.21	2.04	4.04	—
Key metrics
	33.38%	34.60%	41.20%	—
	-1.76%	28.40%	—	—
	-10.16%	7.60%	—	—
	—	-22.37	-9.85	—
	—	-2.36	-1.32	—
	—	0.00	0.04	—
	—	-11.91	-0.92	—
Balance sheet
	—	89.58	48.05	—
	—	11.91	1.92	—
	—	—	0.00	—
	—	0.00	0.00	—
	—	4.75	0.62	—
	—	0.00	1.00	—
	—	56.03	23.63	—
Cash flow
	—	-17.94	-9.33	—
	—	-4.43	-0.52	—
	—	32.36	11.71	—
	—	4.43	0.52	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): -1.76%
Profit YoY (TTM): -10.16%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 24.19%

Quarter	September 2026	June 2026
Promoter %	24.19%	23.27%

Holder	Type	Holding	Previous	Change
JOHNY M L	Promoter	23.07%	23.07%	0.00%
SAJEETH MOHAMMED SALIM	Public	5.60%	6.51%	-0.91%
SUBHASREE TULASEEDARAN SREEKUMARI	Public	1.56%	1.54%	+0.02%
SANJAY SINGAL	Public	1.56%	1.56%	0.00%
ANIKET SINGAL	Public	1.56%	1.56%	0.00%
SAJIN JOHN	Public	1.27%	1.27%	0.00%
JAISON GEORGE	Public	1.21%	1.21%	0.00%
NARENDRA PRABODHKUMAR GANATRA	Public	1.04%	1.04%	0.00%
JOJU MADATHUMPADY JOHNY	Promoter Group	1.02%	0.10%	+0.92%
SHINY JOJU	Promoter Group	0.10%	0.10%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
JMJ Fintech Limited S	33	8.88	4.94	—	-1.76% TTM	-10.16% TTM	-39.63%

Filings & corporate actions

Recent announcements

Submission relating to the Appointment of Chief Business Officer with effect from 16.11.20263 Nov 2026 · Company Update / Meeting Updates
Submission of Statement of Deviation as on 30.09.20263 Nov 2026 · Company Update / Reg. 32 (1), (3) - Statement of Deviation & Variation
Submission of Unaudited results as on 30.09.2026.3 Nov 2026 · Result / Financial Results
Submission of Outcome of Board Meeting.3 Nov 2026 · Board Meeting / Outcome of Board Meeting
Submission of Newspaper Publication regarding Completion of dispatch of Postal Ballot Notice and other particulars.28 Oct 2026 · Company Update / Newspaper Publication
Submission of Notice of Postal Ballot26 Oct 2026 · AGM/EGM / Postal Ballot
JMJ Fintech Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 03/11/2026 ,inter alia, to consider and approve 1) To consider and approve the ....26 Oct 2026 · Board Meeting / Board Meeting
Enclosure Attached for Appointment, Re-Appointment and Change in Designation of Directors. The details and effective date are given in the attachment.22 Oct 2026 · Company Update / Change in Directorate
Enclosure attached for approval of Issuance of Non-Convertible Debentures, Secured, unrated, unlisted and redeemable.22 Oct 2026 · Company Update / Raising of Funds
Submission of the outcome of Board Meeting held on 22.10.2026.22 Oct 2026 · Board Meeting / Outcome of Board Meeting
JMJ Fintech Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 22/10/2026 ,inter alia, to consider and approve 1. Increase the loan limit / financial ....15 Oct 2026 · Board Meeting / Board Meeting
Submission of Revised Outcome of Board Meeting held on 01.10.2026, due to inadvertent clerical oversight.10 Oct 2026 · Company Update / Raising of Funds
Submission of the revised outcome of the Board Meeting held on 01.10.2026, due to an inadvertent clerical oversight. The Outcome of the Board Meeting was filed within 30 minutes of the ....10 Oct 2026 · Company Update / Allotment of Equity Shares
Submission of Certificate under Reg. 74(5) of SEBI (DP) Regulations,2018.6 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Submission of outcome of Board Meeting held on 01st October 2026.1 Oct 2026 · Company Update / Raising of Funds
Submission of the outcome of the Board Meeting held on 01st October 2026.1 Oct 2026 · Company Update / Allotment of Equity Shares
Outcome of the Board Meeting held on 01st October 2026.1 Oct 2026 · Board Meeting / Outcome of Board Meeting
Submission of scrutinizer report for the 43rd Annual General meeting of the company held on 29th of September, 2026.30 Sep 2026 · AGM/EGM / AGM
Submission of Proceedings of 43rd Annual General Meeting held on 29.09.202629 Sep 2026 · AGM/EGM / AGM
Submission of Intimation for Closure of Trading Window.26 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
JMJ Fintech Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 01/10/2026 ,inter alia, to consider and approve 1. To consider allotment of Non-Convertible ....26 Sep 2026 · Board Meeting / Board Meeting
Disclosure under Regulation 7(2) of SEBI (PIT) Regulations, 2015.25 Sep 2026 · Company Update / General
Intimation under Regulation 30 of the SEBI (LODR) Regulations, 2015 - Completion of Tenure of Independent Director Mr. Velayudhanpillai Harikumar (DIN: 10450411)24 Sep 2026 · Company Update / Cessation
Intimation to Shareholders regarding Retention of Original Record Date for payment of Final Dividend for the F.Y. 2025-26 (i.e, 10.09.2026) and Withdrawal of Revised Record date (i.e, 22.09.2026) ....17 Sep 2026 · Corp Action / Dividend Updates
Intimation to Shareholders regarding Retention of Original Record Date for payment of Final Dividend for the FY 2025-26 (i.e, 10.09.2026) and Withdrawal of Revised Record Date (i.e, 22.09.2026) ....17 Sep 2026 · Corp Action / Dividend/AGM
Submission of details regarding the Revised Record date for the Declaration of Final Dividend.17 Sep 2026 · Corp Action / Dividend Updates
Submission of Intimation of revised record date for the purpose of declaring Final Dividend. (Earlier Intimation was given on 18th of August 2026)17 Sep 2026 · Corp Action / Dividend/AGM
Submission of Post-dispatch Newspaper Publication for the AGM to be held on 29th September 2026.7 Sep 2026 · Company Update / Newspaper Publication
Submission of Pre-dispatch Newspaper Publication for the AGM to be held on 29th September 2026.4 Sep 2026 · Company Update / Newspaper Publication
Submission of the Notice of 43rd AGM to be held on 29th September 2026.4 Sep 2026 · AGM/EGM / AGM
The Register and Books of Accounts shall be closed from 23rd September 2026 to 29th September 2026. (Inclusive of both days)4 Sep 2026 · Corp. Action / Book Closure
Submission of 43rd Annual General Meeting of the Company for the Financial Year 2025-264 Sep 2026 · Others / Reg. 34 (1) Annual Report
Submission of the detailed reason for the postponement of the Preferential Issue.31 Aug 2026 · Company Update / General
Submission of Outcome of Board Meeting held on 31st August 2026.31 Aug 2026 · Board Meeting / Outcome of Board Meeting
Submission of Intimation for the above subject.25 Aug 2026 · Company Update / General
Submission of Intimation as per above subject.25 Aug 2026 · AGM/EGM / AGM
JMJ Fintech Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 31/08/2026 ,inter alia, to consider and approve 1. To consider, evaluate, and formally ....25 Aug 2026 · Board Meeting / Board Meeting
Submission of committee composition.18 Aug 2026 · Company Update / General
Appointment of Additional Director (Independent Director) with effect from 18.08.2026.18 Aug 2026 · Company Update / Change in Directorate
Submission of details regarding the Final Dividend.18 Aug 2026 · Corp. Action / Dividend

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.1500	10 Sep 2026	10 Sep 2026	—
Final Dividend - Rs. - 0.2500	18 Sep 2025	18 Sep 2025	—
Right Issue of Equity Shares	11 Jul 2025	11 Jul 2025	—

Board meetings

3 Nov 2026 Board Meeting - Financial Results
10 Aug 2026 Board Meeting - Financial Results