J.A. Finance Limited

BSE: JAFINANCE543860ISIN INE825B01010

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹138.35-7.05 (-4.85%)

as of 3 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹169.00
52W low: ₹50.35
Off 52W high: -18.14%
1M return: -12.71%
3M return: +20.46%
6M return: +59.02%
1Y return: +120.65%
20D avg volume: 821
50 DMA: ₹141.48
200 DMA: ₹96.85

Key ratios Standalone

Market cap: ₹147.33 Cr
Current price: ₹138.35
52W high / low: ₹169.00 / ₹50.35
Face value: ₹10.00
P/E: 250.77
P/B: 7.19
EPS (TTM): ₹0.55
Book value / share: ₹19.24
ROE: 2.87%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.12
Net debt: ₹2.40 Cr
Interest cover: 1.75
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24
Income statement
	0.52	0.69	0.55	0.81	0.73	0.42	0.59	0.58	0.68	—
	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.00	0.00	—
	0.52	0.69	0.55	0.81	0.73	0.42	0.59	0.58	0.69	—
	0.21	0.40	0.63	0.49	0.48	0.29	0.27	0.28	0.34	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.12	0.13	0.13	0.14	0.15	0.19	0.15	0.15	0.15	—
	0.05	0.23	0.27	0.30	0.24	0.06	0.07	0.08	0.12	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.04	0.06	0.04	0.04	0.06	0.05	0.04	0.05	—	—
	0.31	0.29	-0.08	0.32	0.25	0.13	0.32	0.30	0.35	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.31	0.29	-0.08	0.32	0.25	0.13	0.32	0.30	0.35	—
	0.08	0.12	-0.02	0.08	0.07	0.93	—	—	—	—
	0.23	0.17	-0.06	0.24	0.19	-0.80	0.24	0.22	0.29	—
	0.22	0.16	-0.05	0.23	0.17	-0.75	0.22	0.21	0.27	—
Key metrics
	—	—	—	—	—	—	0.39	0.38	0.47	—
	—	—	—	—	—	—	66.10%	65.50%	69.10%	—
	44.20%	24.60%	-10.90%	29.60%	26.00%	-190.50%	40.70%	37.90%	42.60%	—
	-28.80%	64.30%	-6.80%	39.70%	7.40%	—	—	—	—	—
	21.10%	121.30%	-125.00%	9.10%	-34.50%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	2.57	2.79	2.27	—
	0.00	0.00	0.01	—
	2.57	2.79	2.28	—
	1.73	2.00	1.18	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	0.52	0.55	0.65	—
	0.85	1.05	0.33	—
	0.00	0.00	0.00	—
	0.18	0.20	0.19	—
	0.84	0.79	1.10	—
	0.00	0.00	0.00	—
	0.84	0.79	1.10	—
	0.26	0.25	1.15	—
	0.58	0.54	-0.04	—
	0.56	0.51	-0.04	—
Key metrics
	22.57%	19.40%	-1.80%	—
	10.78%	22.90%	—	—
	—	1,450.00%	—	—
	—	2.60	-1.11	—
	—	4.81	27.75	—
	—	0.12	0.20	—
	—	2.40	3.94	—
Balance sheet
	—	23.35	24.18	—
	—	0.16	0.02	—
	—	0.00	0.01	—
	—	0.00	0.00	—
	—	0.00	0.00	—
	—	2.56	3.96	—
	—	20.63	20.05	—
Cash flow
	—	2.60	-1.11	—
	—	0.00	2.53	—
	—	-2.45	-3.45	—
	—	0.00	0.00	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +10.78%
Profit YoY (TTM): +486.67%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 59.89%

Quarter	September 2026	June 2026
Promoter %	59.89%	59.89%

Holder	Type	Holding	Previous	Change
DILIP KUMAR GOYAL	Promoter	19.46%	19.46%	0.00%
ANKIT GOYAL	Promoter	11.10%	11.10%	0.00%
AKSHAY GOYAL	Promoter	10.97%	10.97%	0.00%
JAYSHREE GOYAL	Promoter	10.50%	10.50%	0.00%
DILIP KUMAR GOYAL HUF	Promoter	6.93%	6.93%	0.00%
MANOJ KUMAR AGARWAL	Promoter	0.69%	0.69%	0.00%
PAWAN KUMAR AGARWAL	Promoter Group	0.24%	0.24%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,03,918	970.00	27.37	—	+18.82% TTM	+18.85% TTM	-6.99%
Shriram Finance Limited	2,08,013	884.00	16.40	—	+13.76% TTM	+28.60% TTM	+10.98%
Tata Capital Limited	1,41,418	333.15	22.84	—	—	—	+1.34%
Cholamandalam Investment and Finance Company Ltd	1,40,789	1,647.70	22.71	—	+21.13% TTM	+33.94% TTM	-4.13%
MUTHOOT FINANCE LIMITED	1,01,210	2,521.00	8.21	—	+47.27% TTM	+70.66% TTM	-20.98%
L&T Finance Limited	63,312	252.60	18.43	—	+20.11% TTM	+27.39% TTM	-9.71%
SBI CARDS AND PAYMENT SERVICES LIMITED S	51,022	536.15	19.56	—	+5.81% TTM	+35.96% TTM	-39.58%
Piramal Finance Limited	45,186	1,909.55	23.67	—	—	—	—
SUNDARAM FINANCE LTD	45,053	4,055.05	27.82	—	—	—	-13.52%
Authum Investment & Infrastructure Limited	44,703	526.40	21.34	—	-34.49% TTM	-48.76% TTM	-7.26%
POONAWALLA FINCORP LIMITED	41,793	474.60	38.43	—	+75.12% TTM	+399.21% TTM	-0.02%
HDB FINANCIAL SERVICES LIMITED S	41,766	502.65	14.11	—	—	—	-30.57%
Mahindra & Mahindra Financial Services Limited	36,680	263.85	10.18	—	+14.94% TTM	+45.99% TTM	-17.16%
Manappuram Finance Limited	28,650	305.00	19.82	—	+4.79% TTM	+85.35% TTM	+13.85%
IIFL FINANCE LIMITED	23,118	541.65	8.75	—	+35.37% TTM	+157.78% TTM	+0.27%
Capri Global Capital Limited	23,097	240.05	17.63	—	+52.88% TTM	+82.77% TTM	+18.08%
Five-Star Business Finance Ltd. S	11,708	396.60	10.48	—	+8.28% TTM	+1.05% TTM	-39.91%
SBFC Finance Limited	9,766	87.83	28.21	—	+28.23% TTM	+45.63% TTM	-25.88%
PAISALO DIGITAL LIMITED	7,266	77.29	27.37	—	+23.60% TTM	+27.97% TTM	+105.39%
Bengal & Assam Company Limited	6,470	5,673.50	8.28	—	+12.05% TTM	+3.26% TTM	-27.03%
Mrugesh Trading Ltd. S	5,957	82.45	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,826.19%
Fedbank Financial Services Limited S	5,651	150.60	13.03	—	+21.29% TTM	+76.56% TTM	+3.40%
MAS Financial Services Limited	4,546	250.55	10.75	—	+22.72% TTM	+23.77% TTM	-21.79%
SG FINSERVE LIMITED S	4,484	680.50	23.95	—	+104.57% TTM	+86.47% TTM	+77.44%
Northern Arc Capital Ltd.	4,218	260.70	9.60	—	+29.02% TTM	+70.21% TTM	-8.30%
J.A. Finance Limited S	147	138.35	250.77	—	+10.78% TTM	+486.67% TTM	+120.65%

Filings & corporate actions

Recent announcements

Newpaper Publication31 Oct 2026 · Company Update / Newspaper Publication
J.A. Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/11/2026 ,inter alia, to consider and approve Board meeting Intimation to consider ....30 Oct 2026 · Board Meeting / Board Meeting
VC Corporate Advisors Pvt Ltd ("Manager to the Offer") has submitted to BSE a copy of Offer Opening Public Announcement cum Corrigendum to the Detailed Public Statement to the Public Shareholders ....16 Oct 2026 · Company Update / Open Offer
Announcement under regulation 30 of SEBI LODR14 Oct 2026 · Company Update / General
Announcement under regulation 30 of SEBI LODR13 Oct 2026 · Company Update / General
Certificate under Regulation 74(5)13 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
VC Corporate Advisors Pvt Ltd ("Manager to the Offer") has submitted to BSE a copy of Letter of Offer for the attention of the equity shareholders of J.A. Finance Ltd ("Target Company").12 Oct 2026 · Company Update / General
Intimation for closure of trading window22 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Outcome of Annual General Meeting held on 16th September,202616 Sep 2026 · Company Update / General
Outcome of Annual General Meeting held on 16th September,202616 Sep 2026 · AGM/EGM / AGM
Newspaper Publication20 Aug 2026 · Company Update / Newspaper Publication
Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and in compliance with Regulation 36 (1)(b) of SEBI Listing Regulation.19 Aug 2026 · Company Update / General
Intimation under regulation 30 of SEBI LODR,201519 Aug 2026 · Company Update / General
Intimation under regulation 34 of SEBI LODR19 Aug 2026 · Others / Reg. 34 (1) Annual Report
Intimation of Annual General Meeting19 Aug 2026 · AGM/EGM / AGM
Newspaper publication of unaudited financial Results for the Quarter ended 30th June,202613 Aug 2026 · Company Update / Newspaper Publication
Unaudited Financial Results for the quater ended 30th June,202612 Aug 2026 · Result / Financial Results
Outcome of Board Meeting held on 12th August,202612 Aug 2026 · Board Meeting / Outcome of Board Meeting
Notice of board meeting-Newspaper advertisement4 Aug 2026 · Company Update / Newspaper Publication
J.A. Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 12/08/2026 ,inter alia, to consider and approve To consider and approve the un-audited ....3 Aug 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of SEBI14 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation of Trading window closure16 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper Publication27 May 2026 · Company Update / Newspaper Publication
Annual Secretarial Compliance Report for financial year ending 31st March,202626 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Declaration pursuant to Regulation 33(3) (d) of SEBI LODR for the financial year ending 31st March,202626 May 2026 · Company Update / General
Certificate of Correctness of Financial Results for the Financial year ending 31-03-202626 May 2026 · Company Update / General
Certificate from CEO/CFO26 May 2026 · Others / Certificate from CEO/CFO
Results-Financial Results 31/03/202626 May 2026 · Result / Financial Results
Outcome of Board Meeting held on 26th May,202626 May 2026 · Board Meeting / Outcome of Board Meeting
Newspaper Advertisement for re-scheduled of Notice of Board Meeting.23 May 2026 · Company Update / Newspaper Publication
The Board Meeting to be held on 28/05/2026 has been revised to 26/05/2026 The Board Meeting to be held on 28/05/2026 has been revised to 26/05/202622 May 2026 · Company Update / Board Meeting Rescheduled
Newspaper Advertisement for Notice of Board Meeting15 May 2026 · Company Update / Newspaper Publication
J.A. Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 28/05/2026 ,inter alia, to consider and approve To consider and approve the Audited ....14 May 2026 · Board Meeting / Board Meeting
Certificate under regulation 74(5)8 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Outcome of the Meeting of Independent Directors24 Mar 2026 · Others / Outcome without intimation
Intimation for closure of Trading window24 Mar 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper Publication13 Feb 2026 · Company Update / Newspaper Publication
Un audited Financial Results for the quarter ended on 31st December,202512 Feb 2026 · Result / Financial Results
Considered and approved the un-audited financial results for the quarter ended on 31st December 202512 Feb 2026 · Board Meeting / Outcome of Board Meeting
Newspaper publication3 Feb 2026 · Company Update / Newspaper Publication

Board meetings

5 Nov 2026 Board Meeting - Financial Results
12 Aug 2026 Board Meeting - Financial Results