India Finsec Limited

BSE: IFINSEC535667ISIN INE474O01010

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹250.00+0.10 (+0.04%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹298.80
52W low: ₹140.10
Off 52W high: -16.33%
1M return: +0.02%
3M return: +8.37%
6M return: +30.96%
1Y return: +34.52%
20D avg volume: 4,671
50 DMA: ₹245.09
200 DMA: ₹207.18

Key ratios Consolidated

Market cap: ₹729.79 Cr
Current price: ₹250.00
52W high / low: ₹298.80 / ₹140.10
Face value: ₹10.00
P/E: 38.30
P/B: 5.22
EPS (TTM): ₹6.53
Book value / share: ₹47.92
ROE: —
ROCE: 13.80%
Operating margin: —
Net margin: —
Debt / equity: 1.35
Net debt: ₹189.49 Cr
Interest cover: 1.89
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: -0.3 days

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	30.97	28.54	24.41	21.60	20.17	18.57	18.05	18.53	18.03	16.55	16.70	16.19
	0.32	0.74	1.04	0.11	0.28	0.12	0.10	0.07	0.05	0.55	0.04	0.19
	31.29	29.29	25.45	21.48	20.45	18.69	18.15	18.59	18.08	17.10	16.74	16.38
	20.13	19.88	17.72	14.54	12.77	11.66	12.16	12.48	12.04	11.26	12.75	12.38
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	3.95	4.18	4.01	4.00	3.65	3.38	3.63	3.56	3.26	3.17	3.45	3.78
	14.24	13.07	10.96	8.68	7.08	6.48	6.67	6.49	6.50	5.62	5.73	6.07
	0.79	0.77	0.93	0.77	0.74	0.65	0.71	0.69	0.66	0.52	0.56	0.53
	1.16	1.87	1.82	1.08	1.29	1.17	1.19	1.93	—	1.73	2.69	2.18
	11.16	9.41	7.73	6.95	7.68	7.03	5.99	6.12	6.04	5.83	4.00	3.99
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	11.16	9.41	7.73	6.95	7.68	7.03	5.99	6.12	6.04	5.83	4.00	3.99
	3.02	2.53	2.01	1.89	2.14	1.67	1.42	—	—	—	—	—
	8.13	6.88	5.72	5.05	5.54	5.36	4.57	4.61	4.52	4.39	3.31	3.03
	2.79	2.36	7.42	1.73	1.90	1.84	7.11	1.85	1.81	1.76	1.33	1.22
Key metrics
	26.19	23.25	19.62	16.40	15.50	—	—	13.30	13.20	11.97	10.29	10.59
	84.60%	81.50%	80.40%	75.90%	76.80%	—	—	71.80%	73.20%	72.30%	61.60%	65.40%
	26.30%	24.10%	23.40%	23.40%	27.50%	28.90%	25.30%	24.90%	25.10%	26.50%	19.80%	18.70%
	5.40%	—	4.10%	—	3.50%	—	—	—	—	—	—	—
	53.50%	53.70%	35.20%	16.60%	11.90%	12.20%	8.10%	14.50%	—	—	—	—
	46.80%	28.40%	25.20%	9.50%	22.60%	22.10%	38.10%	52.10%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	105.52	84.61	71.15	63.70	45.18	23.86
	2.21	1.47	0.77	0.44	1.25	0.47
	107.51	86.08	71.92	64.14	46.43	24.33
	72.27	56.69	47.94	48.06	40.02	18.95
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	16.14	15.04	13.63	14.58	14.63	8.21
	46.95	33.20	25.28	23.33	17.12	5.66
	3.26	3.09	2.59	2.09	2.37	1.61
	5.93	5.36	6.46	7.57	5.34	3.06
	35.25	29.39	23.98	16.08	6.40	5.38
	0.00	0.00	0.00	0.00	0.00	0.00
	35.25	29.39	23.98	16.08	6.40	5.38
	9.45	7.72	5.85	—	—	—
	25.78	21.67	18.13	12.17	4.60	4.04
	14.30	7.42	7.11	4.88	1.83	1.62
Key metrics
	85.46	65.68	—	41.50	25.89	12.65
	80.99%	77.60%	—	65.10%	57.30%	53.00%
	24.43%	25.60%	25.50%	19.10%	10.20%	16.90%
	—	13.80%	—	—	—	—
	40.10%	18.90%	11.70%	41.00%	89.40%	—
	28.39%	19.50%	49.00%	164.60%	13.90%	—
	—	-121.17	-31.27	—	—	—
	—	-5.59	-1.58	—	—	—
	—	1.35	1.17	—	—	—
	—	189.49	175.71	—	—	—
	—	-0.3	—	—	—	—
Balance sheet
	—	590.27	363.04	—	—	—
	—	521.48	—	—	—	—
	—	57.18	12.09	—	—	—
	—	0.00	—	—	—	—
	—	0.00	0.00	—	—	—
	—	0.83	—	—	—	—
	—	2.29	10.62	—	—	—
	—	0.07	—	—	—	—
	—	136.42	—	—	—	—
	—	246.67	187.80	—	—	—
	—	97.53	—	—	—	—
	—	149.14	—	—	—	—
	—	182.57	160.90	—	—	—
Cash flow
	—	-121.17	-28.61	—	—	—
	—	-4.07	2.98	—	—	—
	—	170.34	35.16	—	—	—
	—	0.00	2.66	—	—	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	0.00	0.00	0.01	0.01	0.01	0.01	0.00	0.09	0.10	0.08	0.33	0.05
	0.19	0.00	0.38	0.00	0.00	0.00	0.00	0.00	0.00	0.51	0.00	0.00
	0.19	0.00	0.38	0.01	0.01	0.01	0.00	0.09	0.10	0.59	0.33	0.06
	0.10	0.08	0.11	0.06	0.07	0.12	0.02	0.31	0.30	0.08	0.07	0.12
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.06	0.05	0.10	0.05	0.05	0.06	0.01	0.14	0.05	0.04	0.05	0.05
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.02	0.06	0.00	0.01	0.02
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.04	0.03	0.01	0.00	0.02	0.06	0.01	0.14	—	0.03	0.03	0.03
	0.09	-0.08	0.27	-0.05	-0.06	-0.11	-0.02	-0.23	-0.20	0.51	0.26	-0.07
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.09	-0.08	0.27	-0.05	-0.06	-0.11	-0.02	-0.23	-0.20	0.51	0.26	-0.07
	0.01	0.01	0.07	-0.01	-0.02	-0.03	-0.01	—	—	—	—	—
	0.08	-0.08	0.20	-0.04	-0.04	-0.08	-0.02	-0.21	-0.15	0.34	0.25	-0.07
	0.03	-0.03	0.07	-0.01	-0.02	-0.03	-0.01	-0.09	-0.06	0.13	0.10	-0.03
Key metrics
	0.09	-0.08	0.27	-0.05	-0.06	—	—	-0.21	-0.14	0.51	0.27	-0.05
	—	—	2,700.00%	-500.00%	-600.00%	—	—	-233.30%	-140.00%	637.50%	81.80%	-100.00%
	—	—	2,000.00%	-400.00%	-400.00%	-800.00%	—	-233.30%	-150.00%	425.00%	75.80%	-140.00%
	0.10%	—	0.30%	—	-0.10%	—	—	—	—	—	—	—
	-100.00%	-100.00%	—	-88.90%	-90.00%	-87.50%	-100.00%	80.00%	—	—	—	—
	300.00%	0.00%	1,100.00%	81.00%	73.30%	-123.50%	-108.00%	-200.00%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	0.02	0.04	0.27	0.41	0.68	0.86
	0.57	0.38	0.51	0.00	0.00	0.00
	0.58	0.41	0.78	0.41	0.68	0.86
	0.35	0.36	0.72	0.38	0.53	0.83
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	0.26	0.26	0.25	0.20	0.19	0.17
	0.00	0.00	0.09	0.07	0.11	0.35
	0.00	0.00	0.01	0.01	0.01	0.01
	0.08	0.09	0.37	0.10	0.21	0.20
	0.23	0.05	0.06	0.03	0.15	0.03
	0.00	0.00	0.00	0.00	0.00	0.00
	0.23	0.05	0.06	0.03	0.15	0.03
	0.08	0.01	0.06	—	—	—
	0.16	0.04	0.00	0.02	0.13	0.01
	0.06	0.01	0.00	0.01	0.05	0.01
Key metrics
	0.23	0.05	—	0.11	0.27	0.39
	1,150.00%	125.00%	—	26.80%	39.70%	45.30%
	800.00%	100.00%	0.00%	4.90%	19.10%	1.20%
	—	0.10%	—	—	—	—
	-81.82%	-85.20%	-34.10%	-39.70%	-20.90%	—
	—	—	-100.00%	-84.60%	1,200.00%	—
	—	0.11	1.97	—	—	—
	—	2.75	—	—	—	—
	—	0.00	0.00	—	—	—
	—	-0.84	-0.73	—	—	—
	—	-91.2	—	—	—	—
Balance sheet
	—	78.77	78.70	—	—	—
	—	1.15	—	—	—	—
	—	0.84	0.73	—	—	—
	—	0.00	—	—	—	—
	—	0.00	0.00	—	—	—
	—	0.01	—	—	—	—
	—	0.02	0.03	—	—	—
	—	0.01	—	—	—	—
	—	0.06	—	—	—	—
	—	0.00	0.00	—	—	—
	—	0.00	—	—	—	—
	—	0.00	—	—	—	—
	—	78.67	78.63	—	—	—
Cash flow
	—	0.11	1.98	—	—	—
	—	0.00	-34.80	—	—	—
	—	0.00	33.18	—	—	—
	—	0.00	0.01	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: -61.11%
Sales CAGR 5Y: —
Profit CAGR 3Y: -32.49%
Profit CAGR 5Y: —
Sales YoY (TTM): -81.82%
Profit YoY (TTM): +145.71%

Consolidated

Sales CAGR 3Y: +23.26%
Sales CAGR 5Y: —
Profit CAGR 3Y: +67.64%
Profit CAGR 5Y: —
Sales YoY (TTM): +40.10%
Profit YoY (TTM): +28.39%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 55.98%

Holder	Type	Holding	Previous	Change
GOPAL BANSAL LLP	Promoter Group	15.54%	—	—
GOPAL BANSAL	Promoter	13.85%	—	—
GANGA DEVI BANSAL	Promoter Group	7.24%	—	—
ESCORP ASSET MANAGEMENT LIMITED	Public	6.85%	—	—
RADHEY KISHAN	Public	5.16%	—	—
PRECIOUS TRADEWAYS PRIVATE LIMITED	Public	5.04%	—	—
SUNITA BANSAL	Promoter Group	4.44%	—	—
MUKESH SHARMA	Promoter	4.43%	—	—
BHUPESH KUMAR JINDAL	Public	4.04%	—	—
CHARU GOYAL	Public	3.90%	—	—
DAISY DISTRIBUTORS PRIVATE LIMITED	Promoter Group	3.49%	—	—
MANOJ SHARMA	Promoter Group	2.61%	—	—
USHA SHARMA	Public	2.44%	—	—
KAILASH CHAND JANGID	Public	2.42%	—	—
OVERSKUD MULTI ASSET MANAGEMENT PRIVATE LIMITED	Public	2.14%	—	—

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
India Finsec Limited	730	250.00	38.30	13.80%	+40.10% TTM	+28.39% TTM	+34.52%

Filings & corporate actions

Recent announcements

Disclosure under Regulation 30 of SEBI (LODR) Regulations, 201531 Oct 2026 · Company Update / Newspaper Publication
Results for the quarter & half year ended 30 September 2026.30 Oct 2026 · Result / Financial Results
Outcome of the Board Meeting held on 30 October 202630 Oct 2026 · Board Meeting / Outcome of Board Meeting
India Finsec Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 30/10/2026 ,inter alia, to consider and approve Un-Audired Standalone and Consolidated ....23 Oct 2026 · Board Meeting / Board Meeting
Pursuant to Regulation 74(5) of SEBI (Depositories & Participants) Regulations, 2018 , Please find enclosed herewith a certificate received from M/s. Skyline Financial Servies Private Limited, ....6 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
We are hereby submitting Voting Results along with Scrutinizer''s Report for the 32nd Annual General Meeting.30 Sep 2026 · AGM/EGM / AGM
Outcome of the Proceedings of the Annual General Meeting held on 29th September 2026.29 Sep 2026 · Company Update / Meeting Updates
Outcome of proceedings of the Annual General Meeting held on 29 September 2026.29 Sep 2026 · AGM/EGM / AGM
Closure of Trading Window for the quarter ended 30 September 202629 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
As per the attached Document4 Sep 2026 · Company Update / Newspaper Publication
RECORD DATE FOR AGM3 Sep 2026 · Corp. Action / Record Date
BOOK CLOSURE FOR AGM3 Sep 2026 · Corp. Action / Book Closure
ANNUAL REPORT FOR THE FY 2025-263 Sep 2026 · Others / Reg. 34 (1) Annual Report
INTIMATION Of AGM3 Sep 2026 · Others / Outcome without intimation
AGM NOTICE3 Sep 2026 · AGM/EGM / AGM
Intimation of 32 AGM of India Finsec Limited3 Sep 2026 · AGM/EGM / AGM
As per the attached Document.3 Aug 2026 · Company Update / Newspaper Publication
As per the attached Document.30 Jul 2026 · Result / Financial Results
As per the attached Document.30 Jul 2026 · Board Meeting / Outcome of Board Meeting
India Finsec Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 30/07/2026 ,inter alia, to consider and approve As per the attached PDF25 Jul 2026 · Board Meeting / Board Meeting
As per attached document6 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window for the quarter ended June 30, 2026.24 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper Publication for quarter and financial year ended 31st March 2026.16 May 2026 · Company Update / Newspaper Publication
Change in Company Secretary and Compliance Officer and Appointment of Internal Auditors14 May 2026 · Company Update / Change in Management
Appointment of Company Secretary and Compliance Officer14 May 2026 · Company Update / Appointment of Company Secretary / Compliance Officer
Financial Results for the year ended 31st March 202614 May 2026 · Result / Financial Results
Financial Results and Others14 May 2026 · Board Meeting / Outcome of Board Meeting
As per the attached Report11 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
India Finsec Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 14/05/2026 ,inter alia, to consider and approve As per the Attachment9 May 2026 · Board Meeting / Board Meeting
Scrutinizer Report and Voting Results25 Apr 2026 · AGM/EGM / EGM
EGM for approval of IPO of subsidiary company and reappointment of Mr. Devi Dass Agarwal as an Independent Director.24 Apr 2026 · AGM/EGM / EGM
Format of Initial Disclosure to be made by an entity identified as a Large Corporate. <table border=''1px''><tr> <td>Sr. No.</td> <td>Particulars</td> <td>Details</td> ....22 Apr 2026 · Others / Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
Pursunat to Regulation 74(5) of SEBI (Depositories & Participants) Reg, 2018, Please find the enclosed certificate received from M/S. Skyline Services Private Limited.9 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on April ....7 Apr 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011 on April ....7 Apr 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on April 04, 2026 for Ganga Devi Bansal6 Apr 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
The Exchange has received Disclosure under Regulation 31(1) and 31(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 on April 04, 2026 for Gopal Bansal HUF6 Apr 2026 · Insider Trading / SAST / Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011
Mr. Rahul, the company secretary of the company has tendered his resignation wef close of business hours on Saturday, 04th April, 20264 Apr 2026 · Company Update / Resignation of Company Secretary / Compliance Officer
Newspaper Publication of EGM scheduled to be held on 24th April, 2026 at 11:30 a.m. through VC/OAVM.31 Mar 2026 · Company Update / Newspaper Publication
REcord date for EGM as mentioned in the letter30 Mar 2026 · Corp. Action / Record Date

Board meetings

30 Oct 2026 Board Meeting - Financial Results
30 Jul 2026 Board Meeting - Financial Results