Emerald Finance Limited

BSE: EMERALD538882ISIN INE030Q01015

Financial Services
Non Banking Financial Company (NBFC)

BSE listing

Share price

₹64.69-0.57 (-0.87%)

as of 18 Sep 2026

52W high: ₹97.00
52W low: ₹45.23
Off 52W high: -33.31%
1M return: +28.35%
3M return: +13.37%
6M return: +20.87%
1Y return: -24.37%
20D avg volume: 63,426
50 DMA: ₹54.62
200 DMA: ₹61.74

Key ratios Consolidated

Market cap: ₹223.44 Cr
Current price: ₹64.69
52W high / low: ₹97.00 / ₹45.23
Face value: ₹10.00
P/E: 13.28
P/B: —
EPS (TTM): ₹4.87
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.17
Net debt: ₹14.30 Cr
Interest cover: 8.57
Dividend yield: 0.14%
Dividend / share (TTM): ₹0.09
Payout: 1.85%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24
Income statement
	9.44	9.75	7.80	6.90	6.71	6.45	—
	0.00	0.01	0.00	0.00	0.03	0.04	—
	2.90	3.81	2.46	2.09	2.48	2.74	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.94	1.52	1.20	1.23	1.22	0.90	—
	0.82	0.71	0.69	0.61	0.68	0.71	—
	0.07	0.17	0.00	0.00	0.00	0.08	—
	0.55	0.81	0.58	0.25	0.57	1.06	—
	6.54	5.94	5.34	4.81	4.27	3.75	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	6.54	5.94	5.34	4.81	4.27	3.75	—
	1.66	1.59	1.34	1.21	1.07	1.10	—
	4.88	4.36	4.00	3.60	3.19	2.65	—
	1.44	1.27	1.16	1.04	0.92	0.77	—
Key metrics
	51.70%	44.70%	51.30%	52.20%	47.50%	41.10%	—
	40.70%	51.20%	—	—	—	—	—
	53.00%	64.50%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	33.89	31.17	21.57	—
	0.01	0.04	0.06	—
	11.26	10.84	9.54	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	4.89	5.18	3.82	—
	2.83	2.69	2.90	—
	0.24	0.17	0.08	—
	2.19	1.61	2.75	—
	22.63	20.37	12.09	—
	0.00	0.00	0.00	—
	22.63	20.37	12.09	—
	5.80	5.22	3.20	—
	16.84	15.15	8.89	—
	4.91	4.39	2.57	—
Key metrics
	49.69%	48.60%	41.20%	—
	—	44.50%	—	—
	—	70.40%	—	—
	—	-10.95	-13.08	—
	—	-0.67	-1.44	—
	—	0.17	0.18	—
	—	14.30	-1.95	—
Balance sheet
	—	120.73	105.72	—
	—	2.66	17.55	—
	—	2.95	2.11	—
	—	0.00	0.00	—
	—	1.31	0.68	—
	—	16.96	15.60	—
	—	98.80	86.03	—
Cash flow
	—	-10.10	-12.82	—
	—	-0.96	-0.26	—
	—	-1.55	27.66	—
	—	0.85	0.26	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24
Income statement
	6.27	5.85	5.30	4.89	4.71	4.57	—
	0.00	0.00	0.00	0.00	0.03	0.04	—
	1.64	2.03	1.09	0.92	1.22	1.49	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.37	0.63	0.36	0.35	0.45	0.33	—
	0.57	0.51	0.47	0.39	0.46	0.47	—
	0.02	0.06	0.00	0.00	0.00	0.02	—
	0.47	0.66	0.27	0.17	0.31	0.68	—
	4.63	3.82	4.21	3.98	3.52	3.11	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	4.63	3.82	4.21	3.98	3.52	3.11	—
	1.18	1.04	1.06	1.00	0.89	0.95	—
	3.45	2.78	3.15	2.98	2.63	2.16	—
	1.00	0.82	0.91	0.86	0.76	0.63	—
Key metrics
	55.00%	47.50%	59.40%	60.90%	55.80%	47.30%	—
	33.10%	28.00%	—	—	—	—	—
	31.20%	28.70%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	22.31	20.76	13.42	—
	0.00	0.03	0.05	—
	5.68	5.25	4.64	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	1.71	1.79	1.38	—
	1.94	1.82	1.97	—
	0.08	0.06	0.02	—
	1.57	1.24	1.27	—
	16.64	15.53	8.83	—
	0.00	0.00	0.00	—
	16.64	15.53	8.83	—
	4.28	3.98	2.39	—
	12.36	11.55	6.44	—
	3.59	3.34	1.87	—
Key metrics
	55.40%	55.60%	48.00%	—
	—	54.70%	—	—
	—	79.30%	—	—
	—	-10.49	-15.48	—
	—	-0.86	-2.40	—
	—	0.18	0.20	—
	—	12.99	-1.95	—
Balance sheet
	—	104.89	93.05	—
	—	2.62	16.95	—
	—	2.11	1.24	—
	—	0.00	0.00	—
	—	0.55	0.11	—
	—	15.61	15.00	—
	—	85.87	75.11	—
Cash flow
	—	-9.95	-15.48	—
	—	-0.65	-0.07	—
	—	-1.43	29.59	—
	—	0.54	0.00	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding: 59.70%

Holder	Type	Holding	Previous	Change
SANJAY AGGARWAL	Promoter	32.38%	—	—
ANUBHA AGGARWAL	Promoter	22.31%	—	—
RAM SWAROOP AGARWAL	Promoter	5.01%	—	—
MONEY GROWTH INVESTMENT CONSULTANTS PVT LTD	Public	1.45%	—	—
MINERVA VENTURES FUND	Public	1.45%	—	—
PANKAJ MEHTA	Public	1.14%	—	—
AGR INVESTMENTS LIMITED	Public	1.01%	—	—
ANU AGGARWAL	Promoter	0.00%	—	—

Public shareholders are disclosed individually only above 1%.

Filings & corporate actions

Recent announcements

Submission of disclosure under Regulation 30 of LODR Regulations, 201517 Sep 2026 · Company Update / General
Submission of disclosure under regulation 30 of LODR Regulations, 201511 Sep 2026 · Company Update / General
Submission of Newspaper Advertisement7 Sep 2026 · Company Update / Newspaper Publication
Communication sent to shareholders under Regulation 36(1)(b) of LODR Regulations, 20155 Sep 2026 · Company Update / General
Submission of Annual report5 Sep 2026 · Others / Reg. 34 (1) Annual Report
Board Fixed Book Closure dates from 24.09.2026 to 30.09.2026 (Both days inclusive)27 Aug 2026 · Corp. Action / Book Closure
Board fixed Record date for dividend as 23.09.202627 Aug 2026 · Corp. Action / Record Date
Submission of outcome of Board Meeting27 Aug 2026 · Others / Outcome without intimation
Submission of Intimation of 43rd Annual general Meeting27 Aug 2026 · AGM/EGM / AGM
Submission of disclosure under Regulation 30 of LODR Regulations, 201521 Aug 2026 · Company Update / General
Submission of disclosure under Regulation 30 of LODR Regulations, 201517 Aug 2026 · Company Update / General
Submission of announcement under Regulation 30 of LODR Regulations, 20158 Aug 2026 · Company Update / General
Submission of disclosure under Regulation 30 of LODR Regulations, 20157 Aug 2026 · Company Update / General
Submission of disclosure under Regulation 30 of LODR Regulations, 20157 Aug 2026 · Company Update / General
Submission of disclosure under regulation 30 of LODR Regulations, 20153 Aug 2026 · Company Update / General
Submission of Earning Call Transcript1 Aug 2026 · Company Update / Earnings Call Transcript
Submission of disclosure under Regulation 30 of LODR Regulations, 201529 Jul 2026 · Company Update / General
Submission of Audio Recording of Analyst Meet28 Jul 2026 · Company Update / Analyst / Investor Meet
Submission of Investor Presentation25 Jul 2026 · Company Update / Investor Presentation
Submission of Press Release25 Jul 2026 · Company Update / Press Release / Media Release
Submission of Newspaper Publication for Special Window24 Jul 2026 · Company Update / General
Submission of Newspaper Publication for Financial Results for June quarter24 Jul 2026 · Company Update / Newspaper Publication
Submission of disclosure under Regulation 30 of LODR Regulations, 201524 Jul 2026 · Company Update / General
Outcome of Board Meeting22 Jul 2026 · Board Meeting / Outcome of Board Meeting
Submission of Unaudited Financial Results for the quarter ended 30.06.202622 Jul 2026 · Result / Financial Results
Submission of Analyst Meet Invite21 Jul 2026 · Company Update / Analyst / Investor Meet
Emerald Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 22/07/2026 ,inter alia, to consider and approve Unaudited Financial Results ....15 Jul 2026 · Board Meeting / Board Meeting
Submission of disclosure under Regulation 30 of LODR Regulations, 201515 Jul 2026 · Company Update / General
Submission of disclosure under regulation 74(5) of DP Regulations, 201810 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Submission of disclosure under Regulation 30 of LODR Regulations, 201510 Jul 2026 · Company Update / General
Submission of disclosure under Regulation 30 of LODR Regulations, 20157 Jul 2026 · Company Update / General
submission of intimation for closure of trading window for the purpose of June quarter financial results30 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Submission of disclosure under Regulation 30 of LODR Regulations, 201524 Jun 2026 · Company Update / General
Submission of disclosure under regulation 30 of LODR Regulations, 201522 Jun 2026 · Company Update / General
Submission of disclosure under Regulation 30 of LODR Regulations, 201517 Jun 2026 · Company Update / General
Submission of disclosure under regulation 30 of LODR Regulations, 201513 Jun 2026 · Company Update / General
Submission of disclosure under Regulation 30 of LODR Regulations, 20159 Jun 2026 · Company Update / General
Submission of disclosure under Regulation 30(9) of LODR Regulations, 20155 Jun 2026 · Company Update / General
Submission of Earning Call Transcript3 Jun 2026 · Company Update / Earnings Call Transcript
Submission of Audio recording of Analyst / Investor Meet2 Jun 2026 · Company Update / Analyst / Investor Meet

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.0900	23 Sep 2025	23 Sep 2025	—
Interim Dividend - Rs. - 0.0600	31 Jan 2025	31 Jan 2025	—
Final Dividend - Rs. - 0.1000	23 Sep 2024	—	—

Board meetings

22 Jul 2026 Board Meeting - Financial Results