CSL Finance Limited

BSE: CSLFINANCE530067ISIN INE718F01018

Financial Services
Non Banking Financial Company (NBFC)
BSE Financial Services

Share price

₹228.00+8.15 (+3.71%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹324.90
52W low: ₹200.70
Off 52W high: -29.82%
1M return: +10.49%
3M return: +4.30%
6M return: -3.25%
1Y return: -14.43%
20D avg volume: 1,380
50 DMA: ₹220.08
200 DMA: ₹233.59

Key ratios Standalone

Market cap: ₹519.44 Cr
Current price: ₹228.00
52W high / low: ₹324.90 / ₹200.70
Face value: ₹10.00
P/E: 5.94
P/B: 1.03
EPS (TTM): ₹38.38
Book value / share: ₹221.36
ROE: 17.29%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 1.37
Net debt: ₹777.84 Cr
Interest cover: 2.34
Dividend yield: 4.39%
Dividend / share (TTM): ₹10.00
Payout: 26.06%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	76.78	69.97	68.80	64.16	63.67	59.45	56.53	53.39	54.06	51.09	46.65	45.40
	0.57	0.38	0.37	0.28	0.16	0.14	0.15	0.31	0.25	0.27	0.28	0.24
	77.35	70.35	69.17	64.44	63.83	59.59	56.68	53.70	54.31	51.36	46.92	45.64
	42.35	40.65	38.81	38.95	34.97	32.02	31.72	31.14	29.59	26.70	23.53	21.88
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	8.76	8.59	8.54	8.67	8.00	7.62	8.27	6.96	6.37	6.20	5.54	6.41
	24.16	23.69	22.77	21.77	20.80	18.24	17.93	17.19	15.54	14.26	13.46	11.12
	0.61	0.59	0.56	0.54	0.54	0.46	0.45	0.44	0.45	0.39	0.36	0.36
	4.46	4.85	3.59	4.07	3.62	3.15	4.02	3.19	2.98	2.10	2.89	2.69
	35.01	29.70	30.36	25.49	28.86	27.57	24.96	22.55	24.72	24.65	23.39	23.77
	0.00	0.00	-0.17	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	35.01	29.70	30.18	25.49	28.86	27.57	24.96	22.55	24.72	24.65	23.39	23.77
	10.05	7.55	10.77	4.57	4.40	6.26	5.98	—	—	—	—	—
	24.95	22.15	19.42	20.92	24.46	21.32	18.98	16.77	17.85	18.49	18.57	16.72
	10.95	9.72	8.52	9.18	10.73	9.36	8.32	7.36	7.84	8.12	8.15	7.34
Key metrics
	—	—	—	—	—	—	—	40.18	40.71	39.30	37.21	35.25
	—	—	—	—	—	—	—	75.30%	75.30%	76.90%	79.80%	77.60%
	32.50%	31.70%	28.20%	32.60%	38.40%	35.90%	33.60%	31.40%	33.00%	36.20%	39.80%	36.80%
	20.60%	17.70%	21.70%	20.20%	17.80%	16.40%	21.20%	17.60%	—	—	—	—
	2.00%	3.90%	2.30%	24.70%	37.00%	15.30%	2.20%	0.30%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	279.71	256.06	215.06	165.65	117.24	74.62
	1.60	0.96	0.98	0.94	0.29	0.17
	281.31	257.02	216.04	166.59	117.53	74.80
	160.76	144.74	119.16	80.99	56.00	30.05
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	34.56	32.84	27.80	21.57	15.77	9.31
	92.39	83.57	64.92	42.94	27.15	10.75
	2.30	2.10	1.72	1.38	1.03	0.66
	16.97	14.43	12.29	9.69	8.06	5.38
	120.56	112.28	96.88	85.60	61.53	44.75
	-0.17	-0.17	0.00	0.00	0.00	0.00
	120.38	112.11	96.88	85.60	61.53	44.75
	32.94	25.99	24.79	—	—	—
	87.44	86.11	72.09	63.36	45.63	33.45
	38.37	37.80	31.64	28.60	22.02	17.86
Key metrics
	—	—	—	129.92	89.71	56.16
	—	—	—	78.40%	76.50%	75.30%
	31.26%	33.60%	33.50%	38.20%	38.90%	44.80%
	20.03%	19.10%	29.80%	41.30%	57.10%	—
	7.25%	19.40%	13.80%	38.90%	36.40%	—
	—	-58.38	-173.85	—	—	—
	—	-0.66	-2.39	—	—	—
	—	1.37	1.28	—	—	—
	—	777.84	631.14	—	—	—
Balance sheet
	—	1,488	1,245	—	—	—
	—	76.33	63.80	—	—	—
	—	—	0.00	—	—	—
	—	0.00	0.00	—	—	—
	—	6.04	5.98	—	—	—
	—	854.17	694.94	—	—	—
	—	621.58	541.65	—	—	—
Cash flow
	—	-56.65	-172.24	—	—	—
	—	-1.00	-1.61	—	—	—
	—	70.18	183.56	—	—	—
	—	1.73	1.61	—	—	—

Compounded growth

Sales CAGR 3Y: +29.74%
Sales CAGR 5Y: —
Profit CAGR 3Y: +23.58%
Profit CAGR 5Y: —
Sales YoY (TTM): +20.03%
Profit YoY (TTM): +7.25%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 49.17%

Quarter	September 2026	June 2026
Promoter %	49.17%	48.17%

Holder	Type	Holding	Previous	Change
CSL CAPITAL PRIVATE LIMITED	Promoter	29.98%	29.78%	+0.20%
ROHIT GUPTA	Promoter	16.57%	16.57%	0.00%
AADI FINANCIAL ADVISORS LLP	Public	3.38%	3.38%	0.00%
GEECEE HOLDINGS LLP	Public	3.18%	3.18%	0.00%
RAJASTHAN GLOBAL SECURITIES PRIVATE LIMITED	Public	2.18%	1.82%	+0.36%
URUDAVAN INVESTMENT AND TRADING PVT LTD	Public	2.06%	2.02%	+0.04%
ROHIT GUPTA HUF	Promoter	2.04%	1.24%	+0.80%
SINGULARITY HOLDINGS LIMITED	Public	1.91%	1.91%	0.00%
INVESTOR EDUCATION AND PROTECTION FUND AUTHORITY MINISTRY OF CORPORATE AFFAIRS	Public	1.85%	1.85%	0.00%
DHIRAJ OMPRAKASH SACHDEV	Public	1.46%	1.46%	0.00%
SACHET SINGH	Public	1.40%	1.40%	0.00%
SHER BAHADUR TIWARI	Public	1.30%	1.30%	0.00%
RIDHIMA GUPTA	Promoter	0.32%	0.32%	0.00%
RACHITA GUPTA	Promoter	0.26%	0.26%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
CSL Finance Limited S	519	228.00	5.94	—	+20.03% TTM	+7.25% TTM	-14.43%

Filings & corporate actions

Recent announcements

Audio link for Recording of Conference Call for Q2FY27.3 Nov 2026 · Company Update / Analyst / Investor Meet
Copy of Newspaper Publication3 Nov 2026 · Company Update / Newspaper Publication
Investor Presentation Q2FY27.2 Nov 2026 · Company Update / Investor Presentation
Un-Audited Financial Results for the Quarter & Half Year ended September 30, 2026.2 Nov 2026 · Result / Financial Results
Outcome of the Meeting of Board of Directors held on November 02, 2026.2 Nov 2026 · Board Meeting / Outcome of Board Meeting
Change in Management.27 Oct 2026 · Company Update / Change in Management
Intimation of Earnings Conference Call for Q2 & H1 FY2724 Oct 2026 · Company Update / Analyst / Investor Meet
CSL Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 02/11/2026 ,inter alia, to consider and approve the Un-audited financial results ....24 Oct 2026 · Board Meeting / Board Meeting
The Exchange has received the disclosure under Regulation 10(6) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for CSL Capital Pvt Ltd9 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 10(6) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for CSL Capital Pvt Ltd & Others9 Oct 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018.9 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Copy of newspaper publication7 Oct 2026 · Company Update / Newspaper Publication
Please find the attached Quarterly updates for the quarter ended September 30, 2026.1 Oct 2026 · Company Update / General
The Exchange has received the disclosure under Regulation 10(5) in respect of acquisition under Regulation 10(1)(a) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, ....28 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 10(5) in respect of acquisition under Reg. 10(1)(a) of SEBI (SAST) Reg. 2011
Voting Results & Scrutinizer''s Report for 34th AGM.22 Sep 2026 · AGM/EGM / AGM
Re- appointment of Managing Director.22 Sep 2026 · Company Update / Change in Management
Amendments to Articles of Association.22 Sep 2026 · Company Update / Amendments to Memorandum & Articles of Association
Intimation regarding closure of Trading Window.22 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Proceedings of 34th Annual General Meeting being held through VC/OAVM.19 Sep 2026 · AGM/EGM / AGM
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Rohit Gupta HUF & PACs18 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Rohit Gupta HUF & PACs15 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Rohit Gupta HUF & PACs7 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Rohit Gupta HUF & PACs1 Sep 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Copy of Newspaper Publication29 Aug 2026 · Company Update / Newspaper Publication
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Rohit Gupta HUF & PACs27 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Intimation of fixation of Record date for the purpose of distribution of dividend.27 Aug 2026 · Corp. Action / Record Date
Annual Report for FY 2025-2026.27 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of the 34th Annual General Meeting scheduled to be held on September 19, 2026 at 12.30 P.M. through VC/ OAVM.27 Aug 2026 · AGM/EGM / AGM
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for CSL Capital Pvt Ltd & PACs24 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for CSL Capital Pvt Ltd & Others20 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Pursuant to regulation 30 and 47 of SEBI LODR please find enclosed hereby copy of Newspaper advertisement.14 Aug 2026 · Company Update / Newspaper Publication
Copy of Newspaper Publication.13 Aug 2026 · Company Update / Newspaper Publication
Investor Presentation Q1FY2712 Aug 2026 · Company Update / Investor Presentation
Amendment to Articles of Association (AOA) subject to approval of Shareholders in the ensuing AGM.12 Aug 2026 · Company Update / Amendments to Memorandum & Articles of Association
Re-appointment of Mr. Rohit Gupta as Managing Director of the company for another term of 5 years commencing from 10 August 2027 to 09 August 2032 subject to shareholders approval in the ensuing AGM.12 Aug 2026 · Company Update / Change in Management
Un-Audited Financial Results for the Quarter ended June 30, 2026.12 Aug 2026 · Result / Financial Results
Outcome of the Meeting of the Board of Directors held on August 12, 2026 interalia to consider & approve the Un-Audited Financial Results for the Quarter Ended June 30, 202612 Aug 2026 · Board Meeting / Outcome of Board Meeting
Intimation of Withdrawal of resignation by Mr. Atul Kumar Agrawal as President- Finance & Treasury of the Company.11 Aug 2026 · Company Update / Change in Management
CSL Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 12/08/2026 ,inter alia, to consider and approve Un-Audited Financial Results for ....5 Aug 2026 · Board Meeting / Board Meeting
Newspaper Publication for the Shareholders of the company.23 Jul 2026 · Company Update / Newspaper Publication

Corporate actions

Purpose	Ex date	Record date	Payment date
Special Dividend - Rs. - 7.0000	11 Sep 2026	12 Sep 2026	—
Final Dividend - Rs. - 3.0000	11 Sep 2026	12 Sep 2026	—
Final Dividend - Rs. - 3.0000	12 Sep 2025	13 Sep 2025	—
Final Dividend - Rs. - 2.5000	13 Sep 2024	—	—

Board meetings

2 Nov 2026 Board Meeting - Financial Results
12 Aug 2026 Board Meeting - Financial Results