COMFORT FINCAP LIMITED

BSE: COMFINCAP535267ISIN INE274M01026

Financial Services
Non Banking Financial Company (NBFC)

Share price

₹7.98-0.10 (-1.24%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹9.10
52W low: ₹6.06
Off 52W high: -12.31%
1M return: +6.12%
3M return: +7.84%
6M return: +0.50%
1Y return: -2.80%
20D avg volume: 66,973
50 DMA: ₹7.63
200 DMA: ₹7.54

Key ratios Consolidated

Market cap: ₹78.25 Cr
Current price: ₹7.98
52W high / low: ₹9.10 / ₹6.06
Face value: ₹2.00
P/E: 10.51
P/B: 0.72
EPS (TTM): ₹0.76
Book value / share: ₹11.08
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.04
Net debt: ₹3.15 Cr
Interest cover: 10.54
Dividend yield: 1.25%
Dividend / share (TTM): ₹0.10
Payout: 13.16%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24
Income statement
	4.56	4.43	4.00	4.52	3.75	3.83	3.87	3.07	3.13	3.96	—
	-0.17	0.16	0.04	-0.04	-0.49	0.54	-0.95	0.01	0.00	0.06	—
	4.39	4.59	4.04	4.48	3.27	4.37	2.91	3.08	3.12	4.02	—
	1.81	1.67	2.47	1.45	1.22	1.20	1.76	1.49	1.68	1.33	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.76	0.54	0.79	0.64	0.60	0.46	0.59	0.51	0.48	0.40	—
	0.31	0.16	0.14	0.51	0.11	0.28	0.58	0.59	0.69	0.65	—
	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	—
	0.59	0.77	1.44	0.25	0.33	0.36	0.46	0.28	0.40	0.26	—
	2.58	2.93	1.57	3.03	2.05	3.17	1.16	1.59	1.45	2.69	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	2.58	2.93	1.57	3.03	2.05	3.17	1.16	1.59	1.45	2.69	—
	0.69	0.73	0.51	0.74	0.58	0.51	0.38	—	—	—	—
	1.89	2.20	1.07	2.29	1.47	2.67	0.77	1.36	1.04	1.93	—
	0.19	0.22	0.12	0.26	0.48	0.32	0.12	0.22	0.19	0.35	—
Key metrics
	—	—	—	—	—	—	—	2.20	2.16	3.36	—
	—	—	—	—	—	—	—	71.70%	69.00%	84.80%	—
	41.40%	49.70%	26.80%	50.70%	39.20%	69.70%	19.90%	44.30%	33.20%	48.70%	—
	21.60%	15.70%	3.40%	47.20%	19.80%	-3.30%	—	—	—	—	—
	28.60%	-17.60%	39.00%	68.40%	41.30%	38.30%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	17.51	16.11	13.31	—
	-0.01	0.05	-0.18	—
	17.50	16.16	13.13	—
	7.40	6.33	6.25	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	2.73	2.49	1.97	—
	1.12	1.03	2.51	—
	0.08	0.08	0.08	—
	3.05	2.35	1.44	—
	10.11	9.83	6.88	—
	0.00	0.00	0.00	—
	10.11	9.83	6.88	—
	2.67	2.34	1.78	—
	7.45	7.49	5.10	—
	0.79	0.86	0.88	—
Key metrics
	42.55%	46.50%	38.30%	—
	20.59%	21.00%	—	—
	18.82%	46.90%	—	—
	—	13.06	-19.73	—
	—	1.74	-3.87	—
	—	0.04	0.00	—
	—	3.15	-0.66	—
Balance sheet
	—	107.05	110.66	—
	—	1.22	0.66	—
	—	0.35	—	—
	—	0.00	0.00	—
	—	0.52	0.59	—
	—	4.37	0.00	—
	—	100.18	86.64	—
Cash flow
	—	13.06	-19.73	—
	—	0.04	0.52	—
	—	-12.54	19.86	—
	—	0.00	0.00	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24
Income statement
	4.56	4.43	4.00	4.52	3.75	3.83	3.87	3.07	3.13	3.96	—
	-0.17	0.16	0.04	-0.04	-0.49	0.54	-0.95	0.01	0.00	0.06	—
	4.39	4.59	4.04	4.48	3.27	4.37	2.91	3.08	3.12	4.02	—
	1.81	1.67	2.47	1.45	1.22	1.20	1.76	1.49	1.68	1.33	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.76	0.54	0.79	0.64	0.60	0.46	0.59	0.51	0.48	0.40	—
	0.31	0.16	0.14	0.51	0.11	0.28	0.58	0.59	0.69	0.65	—
	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	0.02	—
	0.59	0.77	0.16	0.25	0.33	0.36	0.46	0.28	0.40	0.26	—
	2.58	2.93	1.57	3.03	2.05	3.17	1.16	1.59	1.45	2.69	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—
	2.58	2.93	1.57	3.03	2.05	3.17	1.16	1.59	1.45	2.69	—
	0.69	0.73	0.51	0.74	0.58	0.51	0.38	—	—	—	—
	1.89	2.20	1.07	2.29	1.47	2.67	0.77	1.36	1.04	1.93	—
	0.19	0.22	0.12	0.26	0.48	0.32	0.12	0.22	0.19	0.35	—
Key metrics
	—	—	—	—	—	—	—	2.20	2.16	3.36	—
	—	—	—	—	—	—	—	71.70%	69.00%	84.80%	—
	41.40%	49.70%	26.80%	50.70%	39.20%	69.70%	19.90%	44.30%	33.20%	48.70%	—
	21.60%	15.70%	3.40%	47.20%	19.80%	-3.30%	—	—	—	—	—
	28.60%	-17.60%	39.00%	68.40%	41.30%	38.30%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	17.51	16.11	13.31	—
	-0.01	0.05	-0.18	—
	17.50	16.16	13.13	—
	7.40	6.33	6.25	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	2.73	2.49	1.97	—
	1.12	1.03	2.51	—
	0.08	0.08	0.08	—
	1.77	0.94	1.44	—
	10.11	9.83	6.88	—
	0.00	0.00	0.00	—
	10.11	9.83	6.88	—
	2.67	2.34	1.78	—
	7.45	7.49	5.10	—
	0.79	0.86	0.88	—
Key metrics
	42.55%	46.50%	38.30%	—
	20.59%	21.00%	—	—
	18.82%	46.90%	—	—
	—	13.06	-19.73	—
	—	1.74	-3.87	—
	—	0.04	0.00	—
	—	3.15	-0.66	—
Balance sheet
	—	107.02	110.63	—
	—	1.22	0.66	—
	—	0.35	—	—
	—	0.00	0.00	—
	—	0.52	0.59	—
	—	4.37	0.00	—
	—	100.14	86.61	—
Cash flow
	—	13.06	-19.73	—
	—	0.04	0.52	—
	—	-12.54	19.86	—
	—	0.00	0.00	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +20.59%
Profit YoY (TTM): +18.82%

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +20.59%
Profit YoY (TTM): +18.82%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 57.62%

Quarter	September 2026	June 2026
Promoter %	57.62%	57.17%

Holder	Type	Holding	Previous	Change
LUHARUKA INVESTMENT & CONSULTANTS PVT LTD	Promoter Group	24.37%	24.37%	0.00%
LUHARUKA COMMOTRADE PRIVATE LIMITED	Promoter Group	22.00%	21.55%	+0.45%
ANIL AGRAWAL HUF	Promoter	5.94%	5.94%	0.00%
LUHARUKA SALES & SERVICES PRIVATE LIMITED	Promoter Group	5.31%	5.31%	0.00%
ASHISH BANSAL	Public	4.08%	4.08%	0.00%
FIRST FINANCIAL SERVICES LTD	Public	1.65%	1.19%	+0.46%
INVESTOR EDUCATION AND PROTECTION FUND AUTHORITY MINISTRY OF CORPORATE AFFAIRS	Public	1.26%	1.26%	0.00%
RAJ KUMAR GOEL	Public	1.20%	1.20%	0.00%
GEETABEN PRAVINBHAI PADSALA	Public	1.12%	1.12%	0.00%
RAJENDRA KUMAR RAWAL	Public	1.07%	1.25%	-0.18%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
COMFORT FINCAP LIMITED	78	7.98	10.51	—	+20.59% TTM	+18.82% TTM	-2.80%

Filings & corporate actions

Recent announcements

Newspaper Publication regarding Unaudited Financials Results (Standalone and Consolidated) for the quarter and half year ended September 30, 2026.30 Oct 2026 · Company Update / Newspaper Publication
Investor Presentation for Quarter -II for FY2026-27 on the Business Operations of the Company.30 Oct 2026 · Company Update / Investor Presentation
Unaudited Financial Results (Standalone and Consolidated) alongwith Limited Review Report for quarter and half year ended September 30, 2026.29 Oct 2026 · Result / Financial Results
Pursuant to the Regulation 30 and 33 of SEBI Listing Regulations, the Board of Directors of the Company at its Meeting held today i.e., Thursday, October 29, 2026 have considered and approved ....29 Oct 2026 · Board Meeting / Outcome of Board Meeting
Comfort Fincap Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2026 ,inter alia, to consider and approve and take on record the Unaudited ....26 Oct 2026 · Board Meeting / Board Meeting
Enclosed herewith Newspaper Advertisement of Special Window for Re-lodgement of Transfer Requests of Physical Shares.13 Oct 2026 · Company Update / Newspaper Publication
Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018, for the quarter ended September 30, 2026.9 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Pursuant to Regulation 30 of SEBI Listing Regulations, Intimation regarding receipt of order from Regional Director [Eastern Region] for shifting of Registered Office from the State of ....7 Oct 2026 · Company Update / Change in Registered Office Address
Intimation for Closure of Trading Window for the quarter ended September 30, 2026.28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Pursuant to Regulation 44 of the SEBI Listing Regulations, we enclosed herewith the Voting Results along with the Scrutinizer''s Report of the e-voting conducted for the 44th Annual General Meeting.22 Sep 2026 · AGM/EGM / AGM
Summary of proceedings of 44th Annual General Meetings.21 Sep 2026 · AGM/EGM / AGM
Pursuant to Regulation 30 of SEBI Listing Regulations, please find enclosed herewith Newspaper Advertisement regarding dispatch of Notice of 44th AGM and related matters.30 Aug 2026 · Company Update / Newspaper Publication
Pursuant to Regulations 36(1)(b) of SEBI Listing Regulations, we enclosed herewith letter communication sent to Shareholders.28 Aug 2026 · Company Update / General
Pursuant to Regulations 30 of SEBI Listing Regulations, we enclosed herewith e-mail communication sent to Shareholders regarding deduction of Tax at Source on Final Dividend.28 Aug 2026 · Company Update / General
Pursuant to Regulation 34 of SEBI Listing Regulations , we hereby enclosed herewith 44th Annual Report for financial year 2025-26 of the Company.28 Aug 2026 · Others / Reg. 34 (1) Annual Report
Pursuant to Regulations 30 and 34 of SEBI Listing Regulations, we enclosed herewith Notice convening 44th Annual General Meeting of the Company.28 Aug 2026 · AGM/EGM / AGM
Pursuant to Regulations 30 of SEBI Listing Regulations, please find enclosed herewith Newspaper Advertisement regarding Notice of 44th Annual General Meeting and related shareholder matters.26 Aug 2026 · Company Update / Newspaper Publication
Press Release for the Financials and Operational Results of the Company for the quarter ended June 30, 2026.17 Aug 2026 · Company Update / Press Release / Media Release
Investor Presentation for Quarter - I for FY 2026-27 on the Business operations of the Company.13 Aug 2026 · Company Update / Investor Presentation
Newspaper Publication regarding Unaudited Financials Results for the quarter ended June 30, 2026 and Special Window for re-lodgement of physical shares.13 Aug 2026 · Company Update / Newspaper Publication
The Board of Directors has fixed the date for 44th AGM of the Company which will be held on Monday, September 21, 2026 and approved draft notice thereof. Further, final notice will be uploaded ....12 Aug 2026 · AGM/EGM / AGM
In terms of Regulation 42 of SEBI Listing Regulations, the Board has fixed the record date as Monday, September 14, 2026 for 44th AGM and Final Dividend.12 Aug 2026 · Corp. Action / Record Date
Appointment of M/s. AHSP & Co. LLP, Chartered Accountants as the Internal Auditors of the Company.12 Aug 2026 · Company Update / Change in Management
Unaudited Financial Results (Standalone and Consolidated) for the quarter ended June 30, 2026.12 Aug 2026 · Result / Financial Results
Pursuant to the Regulations 30 of SEBI Listing Regulations the Board of Directors, inter alia, considered and approved: 1. Unaudited Financial Results (Standalone and Consolidated) for ....12 Aug 2026 · Board Meeting / Outcome of Board Meeting
Comfort Fincap Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 12/08/2026 ,inter alia, to consider and approve Unaudited Financial Results ....7 Aug 2026 · Board Meeting / Board Meeting
Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2026.10 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Receipt of Trading Approval for 80,50,000 equity shares issued on Preferential Basis.7 Jul 2026 · Company Update / General
Pursuant to Regulation 30 of SEBI Listing Regulation, enclosed herewith Newspaper Advertisement in Form INC-26 regarding shifting of Registered office of the Company.1 Jul 2026 · Company Update / Newspaper Publication
Intimation of Closure of Trading Window for quarter ended June 30, 2026.25 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Enclosed herewith Newspaper Publication of Special Window for Re-lodgement of Transfer Request of Physical Shares.19 Jun 2026 · Company Update / Newspaper Publication
Receipt of Listing Approval for 80,50,000 equity shares issued on Preferential Basis.15 Jun 2026 · Company Update / General
Receipt of Trading Approval for 25,00,000 equity shares issued on Preferential Basis.8 Jun 2026 · Company Update / General
Pursuant to Regulation 24(A) of the SEBI Listing Regulations, we enclose herewith Annual Secretarial Compliance Report for the financial year ended March 31, 2026.19 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Investors Presentation for Quarter - IV & FY 25-26 on the Business Operations of the Company.15 May 2026 · Company Update / Investor Presentation
Press Release for the Financial and Operational Results of the Company for the quarter and financial year ended March 31, 2026.15 May 2026 · Company Update / Press Release / Media Release
Newspaper Publication for the Financial Result for the quater and financial year ended March 31, 2026.15 May 2026 · Company Update / Newspaper Publication
The Board has recommended Final Dividend of 5% per equity share of face value of Rs. 02/-.14 May 2026 · Corp. Action / Dividend
Audited Financial Statement (Standalone and Consolidated) for the quarter and financial year ended March 31, 2026.14 May 2026 · Result / Financial Results
Pursuant to the Regulation 30 of SEBI Listing Regulations, we hereby inform you that the Board of Directors of the Company at its Meeting held on May 14, 2026 have inter alia, considered ....14 May 2026 · Board Meeting / Outcome of Board Meeting

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.1000	11 Sep 2026	14 Sep 2026	—
Final Dividend - Rs. - 0.1000	4 Sep 2025	5 Sep 2025	—
Final Dividend - Rs. - 0.1000	16 Aug 2024	17 Aug 2024	—

Board meetings

29 Oct 2026 Board Meeting - Financial Results
12 Aug 2026 Board Meeting - Financial Results