CAPITAL INDIA FINANCE LIMITED

BSE: CIFL530879ISIN INE345H01024

Financial Services
Non Banking Financial Company (NBFC)
BSE Financial Services

Share price

₹17.88-0.02 (-0.11%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

Splits and bonuses

17 Feb 2025 · Split 5:1 (₹10 → ₹2)

52W high: ₹40.00
52W low: ₹15.59
Off 52W high: -55.30%
1M return: -13.41%
3M return: -16.45%
6M return: -38.37%
1Y return: -49.13%
20D avg volume: 25,305
50 DMA: ₹19.94
200 DMA: ₹24.73

Key ratios Consolidated

Market cap: ₹699.21 Cr
Current price: ₹17.88
52W high / low: ₹40.00 / ₹15.59
Face value: ₹2.00
P/E: 26.00
P/B: 1.04
EPS (TTM): ₹0.69
Book value / share: ₹17.21
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 1.27
Net debt: ₹656.43 Cr
Interest cover: 1.44
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	127.74	125.15	147.02	130.84	139.79	139.32	154.45	165.71	158.27	164.51	165.70	174.91
	0.79	2.73	1.06	0.74	0.35	2.00	0.44	1.63	0.70	3.00	1.27	2.47
	128.53	127.87	148.08	131.59	140.14	141.32	154.89	167.34	158.97	167.51	166.97	177.38
	136.97	131.40	154.05	185.70	144.97	144.24	155.81	164.89	166.48	169.73	168.12	179.90
	0.06	0.02	0.05	0.12	0.22	0.20	0.26	0.09	0.13	0.16	0.24	0.35
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	34.00	38.00	33.14	31.56	37.30	34.02	36.49	38.41	38.39	34.59	39.42	41.46
	25.34	21.72	22.24	19.75	27.90	27.88	27.74	25.41	25.68	22.48	27.59	26.24
	7.79	7.47	7.66	8.12	8.22	7.94	8.15	7.92	7.92	7.26	7.64	7.96
	33.40	27.34	25.06	16.00	18.09	20.21	24.64	23.58	23.56	30.27	15.10	21.48
	-8.44	-3.53	-5.97	-54.11	-4.83	-2.92	-0.92	2.45	-7.51	-2.21	-1.16	-2.52
	0.00	0.00	0.00	106.38	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	-8.44	-3.53	-5.97	52.27	-4.83	-2.92	-0.92	2.45	-7.51	-2.21	-1.16	-2.52
	1.19	-0.55	-0.78	6.37	0.81	-0.35	—	—	—	—	—	—
	-9.63	-2.98	-5.19	44.70	-5.64	-2.56	-1.91	0.60	-6.35	-3.80	-2.37	-5.11
	-0.08	0.00	-0.08	1.15	-0.07	-0.02	0.09	0.39	-0.21	0.10	0.04	0.01
Key metrics
	—	—	—	—	—	—	34.97	35.78	26.09	27.53	34.07	31.68
	—	—	—	—	—	—	22.60%	21.60%	16.50%	16.70%	20.60%	18.10%
	-7.50%	-2.40%	-3.50%	34.20%	-4.00%	-1.80%	-1.20%	0.40%	-4.00%	-2.30%	-1.40%	-2.90%
	-8.60%	-10.20%	-4.80%	-21.00%	-11.70%	-15.30%	-6.80%	-5.30%	—	—	—	—
	-70.70%	-16.40%	-171.70%	7,350.00%	11.20%	32.60%	19.40%	111.70%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	530.75	527.96	614.53	680.11	649.67	529.88
	5.32	4.88	4.17	7.89	7.26	2.21
	536.07	532.84	618.71	688.00	656.94	532.09
	608.12	602.21	627.60	697.03	742.36	549.65
	0.25	0.41	0.68	1.22	3.11	0.00
	0.00	0.00	0.00	0.00	0.00	3.89
	136.70	134.28	147.31	157.24	184.14	93.66
	89.05	83.53	106.72	102.05	80.64	51.15
	31.04	31.36	31.93	30.17	24.76	20.91
	101.80	87.46	88.19	84.33	78.12	—
	-72.05	-69.37	-8.89	-9.02	-85.43	-17.57
	106.38	106.38	0.00	10.31	0.00	0.00
	34.33	37.01	-8.89	1.29	-85.43	-17.57
	6.23	5.05	1.33	—	—	—
	26.90	30.89	-10.22	-6.43	-87.07	-20.69
	0.99	0.99	0.04	1.50	-5.35	-0.36
Key metrics
	—	—	—	133.51	19.97	54.49
	—	—	—	19.60%	3.10%	10.30%
	5.07%	5.90%	-1.70%	-0.90%	-13.40%	-3.90%
	-11.43%	-14.10%	-9.60%	4.70%	22.60%	—
	—	402.30%	-58.90%	92.60%	-320.80%	—
	—	-259.54	2.12	—	—	—
	—	-8.23	-1.23	—	—	—
	—	1.27	1.49	—	—	—
	—	656.43	809.68	—	—	—
Balance sheet
	—	1,846	1,853	—	—	—
	—	223.39	161.79	—	—	—
	—	7.76	11.74	—	—	—
	—	0.66	0.98	—	—	—
	—	9.72	14.24	—	—	—
	—	879.82	971.47	—	—	—
	—	690.55	653.21	—	—	—
Cash flow
	—	-254.08	12.53	—	—	—
	—	98.47	-60.81	—	—	—
	—	217.22	-26.75	—	—	—
	—	5.46	10.41	—	—	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	68.99	63.79	62.50	40.70	45.47	42.78	52.39	52.90	46.04	45.60	45.51	51.19
	0.54	1.14	1.02	0.41	0.34	0.17	0.34	0.35	0.37	0.89	0.74	0.72
	69.53	64.93	63.52	41.10	45.81	42.96	52.73	53.25	46.41	46.49	46.26	51.91
	64.58	62.52	64.72	94.95	45.69	41.68	48.87	48.88	43.03	39.12	42.19	44.01
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	21.64	26.46	19.71	19.53	18.05	14.93	16.22	16.65	16.41	13.63	16.30	16.19
	25.08	21.46	21.97	19.47	19.54	18.89	18.65	16.57	17.10	16.92	17.58	18.54
	2.90	2.32	2.25	2.28	2.31	2.31	2.50	2.28	2.24	1.97	2.23	2.44
	19.85	25.01	18.64	6.60	6.36	6.80	10.81	10.25	5.80	6.13	6.14	6.19
	4.94	2.42	-1.20	-53.85	0.12	1.28	3.85	4.37	3.38	7.37	4.07	7.91
	0.00	0.00	0.00	97.92	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	4.94	2.42	-1.20	44.07	0.12	1.28	3.85	4.37	3.38	7.37	4.07	7.91
	1.19	-0.55	-0.78	6.37	0.01	0.15	—	—	—	—	—	—
	3.76	2.97	-0.42	37.70	0.11	1.13	2.92	3.21	4.51	5.41	3.03	5.57
	0.10	0.08	-0.01	0.97	0.00	0.03	0.38	0.41	0.58	0.70	0.39	0.72
Key metrics
	—	—	—	—	—	—	25.00	23.22	22.72	26.26	23.88	28.89
	—	—	—	—	—	—	47.70%	43.90%	49.30%	57.60%	52.50%	56.40%
	5.50%	4.70%	-0.70%	92.60%	0.20%	2.60%	5.60%	6.10%	9.80%	11.90%	6.70%	10.90%
	51.70%	49.10%	19.30%	-23.10%	-1.20%	-6.20%	15.10%	3.30%	—	—	—	—
	3,318.20%	162.80%	-114.40%	1,074.50%	-97.60%	-79.10%	-3.60%	-42.40%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	235.98	226.76	183.22	192.12	161.57	125.66
	3.11	2.91	1.23	2.54	1.86	1.25
	239.08	229.67	184.45	194.66	163.43	125.66
	286.77	282.18	171.57	167.22	143.50	110.71
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	87.34	83.75	64.21	60.30	48.70	38.08
	87.98	82.44	71.21	71.55	62.96	39.39
	9.75	9.16	9.33	9.10	10.42	11.68
	70.10	70.92	22.77	24.62	22.08	19.72
	-47.69	-52.51	12.88	27.45	19.93	14.95
	97.92	97.92	0.00	0.00	0.00	0.00
	50.23	45.41	12.88	27.45	19.93	14.95
	6.23	5.05	1.10	—	—	—
	44.01	40.36	11.78	20.10	15.05	11.66
	1.14	1.03	0.30	2.59	1.94	1.50
Key metrics
	—	—	—	108.10	93.31	66.02
	—	—	—	56.30%	57.80%	52.50%
	18.65%	17.80%	6.40%	10.50%	9.30%	9.30%
	21.93%	23.80%	-4.60%	18.90%	28.60%	—
	497.15%	242.60%	-41.40%	33.60%	29.10%	—
	—	-280.51	45.15	—	—	—
	—	-6.91	4.07	—	—	—
	—	1.31	1.06	—	—	—
	—	704.12	558.47	—	—	—
Balance sheet
	—	1,711	1,367	—	—	—
	—	175.70	100.93	—	—	—
	—	7.91	10.04	—	—	—
	—	0.00	0.00	—	—	—
	—	7.30	9.59	—	—	—
	—	879.82	659.40	—	—	—
	—	669.32	621.54	—	—	—
Cash flow
	—	-278.72	47.93	—	—	—
	—	85.62	-46.61	—	—	—
	—	267.86	16.50	—	—	—
	—	1.79	2.78	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +11.96%
Sales CAGR 5Y: —
Profit CAGR 3Y: +38.93%
Profit CAGR 5Y: —
Sales YoY (TTM): +21.93%
Profit YoY (TTM): +497.15%

Consolidated

Sales CAGR 3Y: -6.68%
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): -11.43%
Profit YoY (TTM): +382.86%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 72.59%

Quarter	September 2026	June 2026
Promoter %	72.59%	72.59%

Holder	Type	Holding	Previous	Change
CAPITAL INDIA CORP PRIVATE LIMITED	Promoter	72.59%	72.59%	0.00%
DHARAMPAL SATYAPAL LIMITED	Public	9.77%	9.77%	0.00%
RJ CORP LIMITED	Public	4.87%	4.87%	0.00%
DLF UTILITIES LIMITED	Public	2.83%	2.83%	0.00%
THE GOOD STUFF PRIVATE LIMITED	Public	1.39%	1.39%	0.00%
SUDHIR POWER LIMITED	Public	1.22%	1.22%	0.00%
RAPIPAY FINTECH PRIVATE LIMITED	Promoter Group	0.00%	0.00%	0.00%
CIFL HOLDINGS PRIVATE LIMITED	Promoter Group	0.00%	0.00%	0.00%
CREDENC WEB TECHNOLOGIES PRIVATE LIMITED	Promoter Group	0.00%	0.00%	0.00%
YELLOW WHALE TECHNOLOGIES PRIVATE LIMITED	Promoter Group	0.00%	0.00%	0.00%
CAPITAL INDIA WEALTH MANAGEMENT PRIVATE LIMITED	Promoter Group	0.00%	0.00%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Finance Limited	6,18,269	993.05	28.02	—	+18.82% TTM	+18.85% TTM	-6.05%
Shriram Finance Limited	2,13,119	905.70	16.80	—	+13.76% TTM	+28.60% TTM	+13.74%
Tata Capital Limited	1,43,392	337.80	23.16	—	—	—	+2.57%
Cholamandalam Investment and Finance Company Ltd	1,42,265	1,659.05	22.87	—	+21.13% TTM	+33.94% TTM	-5.48%
MUTHOOT FINANCE LIMITED	1,08,792	2,709.85	8.83	—	+47.27% TTM	+70.66% TTM	-15.07%
L&T Finance Limited	66,033	263.45	19.22	—	+20.11% TTM	+27.39% TTM	-5.93%
SBI CARDS AND PAYMENT SERVICES LIMITED S	52,626	553.00	20.18	—	+5.81% TTM	+35.96% TTM	-37.17%
Piramal Finance Limited	45,975	1,942.90	24.08	—	—	—	—
SUNDARAM FINANCE LTD	44,403	3,996.55	27.42	—	—	—	-16.26%
Authum Investment & Infrastructure Limited	43,913	517.10	25.16	—	-24.30% TTM	-56.50% TTM	-10.17%
HDB FINANCIAL SERVICES LIMITED S	42,098	506.65	14.22	—	—	—	-30.70%
POONAWALLA FINCORP LIMITED	41,349	469.55	38.02	—	+75.12% TTM	+399.21% TTM	-0.70%
Mahindra & Mahindra Financial Services Limited	37,542	270.05	10.42	—	+14.94% TTM	+45.99% TTM	-15.21%
Manappuram Finance Limited	29,495	314.00	20.41	—	+4.79% TTM	+85.35% TTM	+17.85%
IIFL FINANCE LIMITED	24,697	578.65	9.35	—	+35.37% TTM	+157.78% TTM	+7.38%
Capri Global Capital Limited	23,121	240.30	17.65	—	+52.88% TTM	+82.77% TTM	+21.89%
Five-Star Business Finance Ltd. S	11,724	397.15	10.50	—	+8.28% TTM	+1.05% TTM	-39.17%
SBFC Finance Limited	9,820	88.32	28.37	—	+28.23% TTM	+45.63% TTM	-24.80%
PAISALO DIGITAL LIMITED	7,279	77.43	27.42	—	+23.60% TTM	+27.97% TTM	+101.17%
Bengal & Assam Company Limited	6,477	5,680.00	8.29	—	+12.05% TTM	+3.26% TTM	-25.74%
Fedbank Financial Services Limited S	5,923	157.85	13.66	—	+21.29% TTM	+76.56% TTM	+10.46%
Mrugesh Trading Ltd. S	5,665	78.41	—	-0.30%	+21.12% TTM	+94.74% TTM	+3,464.09%
SG FINSERVE LIMITED S	4,670	708.75	24.95	—	+104.57% TTM	+86.47% TTM	+85.76%
MAS Financial Services Limited	4,607	253.90	10.89	—	+22.72% TTM	+23.77% TTM	-19.01%
Northern Arc Capital Ltd.	4,481	276.95	9.38	—	+29.02% TTM	+70.21% TTM	+0.64%
CAPITAL INDIA FINANCE LIMITED	699	17.88	26.00	—	-11.43% TTM	+382.86% TTM	-49.13%

Filings & corporate actions

Recent announcements

The Company has received Credit Rating for the proposed Non-Convertible Debentures.3 Nov 2026 · Company Update / Credit Rating
Intimation under Regulations 30 and 51 of the Securities and Exchange Board of India (Listing Obligations & Disclosure Requirements) Regulations, 201531 Oct 2026 · Company Update / Change in Management
Capital India Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 06/11/2026 ,inter alia, to consider and approve the Unaudited Financial ....31 Oct 2026 · Board Meeting / Board Meeting
Newspaper Publication for informing shareholders about the Special Window for Transfer and Dematerialisation of Physical Shares24 Oct 2026 · Company Update / Newspaper Publication
Certificate under Reg 74(5) of SEBI (Depositories & Participants) Regulations, 201815 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Statement on ISIN of Debt Securities under Reg 17 of SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 202115 Oct 2026 · Others / Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)
Statement of ISIN of Debt Securities under Reg 17 of SEBI (Issue & Listing of Non-Convertible Securities) Regulations, 2021 for the half year ended September 30, 202614 Oct 2026 · Others / Half Yearly Communication - Debt Instruments
The Board authorised Key Managerial Personnel(s) for determination of Materiality of event or information and disclosure of same to the stock exchanges.5 Oct 2026 · Company Update / General
The Board of Directors in its meeting held on October 5, 2026 has approved the appointment of a) Company Secretary & Compliance Officer; and b) Chief Compliance Officer ("CCO") of the Company.5 Oct 2026 · Company Update / Change in Management
The Board of Directors in its meeting held on October 5, 2026 has approved the appointment of Mr. Hitesh Kumar as Company Secretary & Compliance Officer5 Oct 2026 · Company Update / Appointment of Company Secretary / Compliance Officer
The Board of Directors in its meeting held on October 5, 2026 has approved the appointment of a) Company Secretary & Compliance Officer; and b) Chief Compliance Officer ("CCO")5 Oct 2026 · Others / Outcome without intimation
Capital India Finance Limited raised INR 100 Crores through the issuance of Non-Convertible Debentures on Private Placement basis29 Sep 2026 · Company Update / Press Release / Media Release
The Company raised INR 100 Crores through the issuance of Non-Convertible Debentures29 Sep 2026 · Company Update / Allotment of Equity Shares
The trading Window for dealing in the equity shares of the Company shall remain closed w.e.f October 1, 2026 till the declaration of financial results for the quarter and half year ended ....28 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Pursuant to provisions of Reg 30, 51 and other applicable regulations, we would like to inform that Acuite Ratings & Research Limited, has assigned the credit rating for Proposed NCD''s ....18 Sep 2026 · Company Update / Credit Rating
The Securities Issuance Committee at its meeting held on September 16, 2026, has, inter-alia approved the issuance of Non-Convertible Debentures on Private Placement Basis.16 Sep 2026 · Company Update / Issue of Securities
Intimation for Cessation of Mr. Sulabh Kaushal, Chief Compliance Officer & Company Secretary, KMP of the Company is attached7 Sep 2026 · Company Update / Change in Management
Scrutinizer''s Report along with Proceedings and Voting Results of AGM attached7 Sep 2026 · AGM/EGM / AGM
AGM Outcome attached7 Sep 2026 · AGM/EGM / AGM
Press/Media Release by Capital India Finance Limited titled "Capital India Finance Approves Transfer of RemitX Forex Assets, Sharpens Focus on MSME Lending".31 Aug 2026 · Company Update / Press Release / Media Release
Board of Directors at its meeting held on August 31, 2026, approved the transfer of the assets in connection with the foreign exchange business operating under the brand name "RemitX".31 Aug 2026 · Company Update / General
Approved the transfer of assets in connection with the foreign exchange business operating under the brand name "RemitX".31 Aug 2026 · Others / Outcome without intimation
Letter dispatched to the Members of the Company containing the exact path to access the Annual Report for the F.Y. 2025-26 is attached18 Aug 2026 · Company Update / General
Newspaper Publication with respect to dispatch of Notice and Annual Report of 32nd Annual General Meeting of the Company is attached15 Aug 2026 · Company Update / Newspaper Publication
Please find attached Newspaper Publication pertaining to Unaudited Financial Results (Standalone and Consolidated) for the quarter ended on June 30, 2026 is attached15 Aug 2026 · Company Update / Newspaper Publication
Business Responsibility & Sustainability Report attached14 Aug 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Annual Report for the Financial Year 2025-26 is attached14 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of 32nd Annual General Meeting14 Aug 2026 · AGM/EGM / AGM
Financial Results attached14 Aug 2026 · Result / Financial Results
The Board of Directors at its meeting held on August 14, 2026 has considered and approved the Unaudited Financial Results (Standalone and Consolidated) for the quarter ended on June 30, ....14 Aug 2026 · Board Meeting / Outcome of Board Meeting
Newspaper Advertisement - Public Notice for conducting the 32nd Annual General Meeting of Capital India Finance Limited through Video Conferencing ("VC") / Other Audio Visual Means ("OAVM")14 Aug 2026 · Company Update / Newspaper Publication
Capital India Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 14/08/2026 ,inter alia, to consider and approve Un-audited financial ....7 Aug 2026 · Board Meeting / Board Meeting
Disclosure under Regulation 74(5) of SEBI (Depositories Participants) Regulations, 2018.7 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation for closure of Trading Window in accordance with the provisions of SEBI (Prohibition of Insider Trading) Regulations, 201526 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper Advertisement published with respect to Special Window for transfer and dematerialisation of physical shares and IEPFA Second 100 days'' campaign - "Saksham Niveshak"24 Jun 2026 · Company Update / Newspaper Publication
Update on outcome of Board meeting dated May 20, 2026 is attached.16 Jun 2026 · Company Update / General
Annual Secretarial Compliance Report attached29 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Advertisement of Financial Results for the quarter and year ended March 31, 2026.21 May 2026 · Company Update / Newspaper Publication
Investor Presentation20 May 2026 · Company Update / Investor Presentation
Press Release - Capital India Finance Reports F.Y. 26 Results; FY27 focus on scalable MSME lending franchise20 May 2026 · Company Update / Press Release / Media Release

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.0200	19 Sep 2025	19 Sep 2025	—
Stock Split From Rs.10/- to Rs.2/-	17 Feb 2025	17 Feb 2025	—
Final Dividend - Rs. - 0.1000	20 Sep 2024	20 Sep 2024	—

Board meetings

6 Nov 2026 Board Meeting - Financial Results
14 Aug 2026 Board Meeting - Financial Results