STAR HOUSING FINANCE LIMITED

BSE: STARHFL539017ISIN INE526R01028

Financial Services
Housing Finance Company

Share price

₹4.06+0.02 (+0.50%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded. Earlier history is omitted pending corporate-action verification.

52W high: ₹16.88
52W low: ₹3.66
Off 52W high: -75.95%
1M return: +1.50%
3M return: -32.89%
6M return: -45.58%
1Y return: -75.36%
20D avg volume: 37,029
50 DMA: ₹4.43
200 DMA: ₹6.43

Key ratios Standalone

Market cap: ₹32.06 Cr
Current price: ₹4.06
52W high / low: ₹16.88 / ₹3.66
Face value: ₹5.00
P/E: 4.82
P/B: 0.23
EPS (TTM): ₹0.84
Book value / share: ₹17.65
ROE: 4.74%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.65
Net debt: ₹297.01 Cr
Interest cover: 1.31
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24	Q1 FY24
Income statement
	25.82	25.15	21.81	27.71	24.03	21.90	18.91	16.33	16.33	13.67	12.29
	0.00	0.00	0.00	0.18	0.55	0.73	2.05	3.01	0.00	0.00	0.00
	25.82	25.15	21.81	27.89	23.48	22.63	20.96	19.34	16.33	13.67	12.29
	25.05	22.84	20.04	24.06	20.98	18.68	17.05	15.22	13.26	11.46	10.21
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	5.54	4.51	4.46	4.57	5.22	4.68	4.11	3.80	3.48	2.80	3.12
	13.62	13.84	12.88	13.04	12.14	11.12	10.20	8.18	7.67	6.53	5.45
	0.42	0.41	0.22	0.28	0.19	0.18	0.17	0.19	0.18	0.15	0.14
	4.48	3.79	2.07	3.33	2.28	1.80	2.35	2.56	1.52	1.41	1.18
	0.77	2.31	1.77	3.83	2.50	3.94	3.91	4.12	3.07	2.21	2.08
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.77	2.31	1.77	3.83	2.50	3.94	3.91	4.12	3.07	2.21	2.08
	0.27	0.52	0.39	0.85	—	—	—	—	—	—	—
	0.49	1.79	1.38	2.98	2.04	3.06	3.02	2.74	2.52	2.07	1.55
	0.06	0.23	0.18	0.38	0.26	0.39	0.38	0.35	0.32	0.13	0.20
Key metrics
	—	—	—	—	14.83	15.24	14.28	12.49	10.92	8.89	7.67
	—	—	—	—	61.70%	69.60%	75.50%	76.50%	66.90%	65.00%	62.40%
	1.90%	7.10%	6.30%	10.80%	8.50%	14.00%	16.00%	16.80%	15.40%	15.10%	12.60%
	7.40%	14.80%	15.30%	69.70%	47.20%	60.20%	53.90%	—	—	—	—
	-76.00%	-41.50%	-54.30%	8.80%	-19.00%	47.80%	94.80%	—	—	—	—

Metric	TTM	FY25	FY24
Income statement
	100.49	92.55	58.62
	0.18	2.41	3.01
	100.67	94.96	61.64
	91.99	80.78	50.16
	0.00	0.00	0.00
	0.00	0.00	0.00
	19.08	18.57	13.21
	53.38	46.49	27.83
	1.33	0.82	0.67
	13.67	9.77	6.66
	8.68	14.19	11.47
	0.00	0.00	0.00
	8.68	14.19	11.47
	2.03	3.09	—
	6.64	11.10	8.88
	0.85	1.41	1.14
Key metrics
	—	—	39.97
	—	—	68.20%
	6.61%	12.00%	15.10%
	23.80%	57.90%	—
	-38.86%	25.00%	—
	—	-65.30	—
	—	-5.88	—
	—	2.65	—
	—	297.01	—
Balance sheet
	—	555.00	—
	—	84.17	—
	—	0.00	—
	—	1.20	—
	—	381.18	—
	—	143.87	—
Cash flow
	—	-65.25	—
	—	3.96	—
	—	84.52	—
	—	-0.05	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +23.80%
Profit YoY (TTM): -38.86%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 17.12%

Quarter	September 2026	June 2026
Promoter %	17.12%	17.49%

Holder	Type	Holding	Previous	Change
ARKFIN INVESTMENTS AND ADVISORS PRIVATE LIMITED	Public	15.94%	15.94%	0.00%
PUSHPA NAGDA	Promoter Group	5.86%	5.86%	0.00%
YASHPAL VELCHAND JAIN	Promoter Group	2.95%	0.00%	+2.95%
SHARE INDIA ALGOPLUS PRIVATE LIMITED	Public	2.41%	2.41%	0.00%
SHARE INDIA SECURITIES LIMITED . INV	Public	2.41%	2.41%	0.00%
KAVISH JAIN	Promoter Group	2.08%	2.08%	0.00%
ASHISH JAIN	Promoter Group	2.05%	2.05%	0.00%
ASHISH JAIN HUF	Promoter Group	1.57%	1.57%	0.00%
COLO SECURITIES PRIVATE LIMITED	Public	1.28%	1.28%	0.00%
SKYVEIL TRADE SOLUTIONS LLP	Public	1.11%	1.11%	0.00%
SAPAN ANIL SHAH HUF	Public	1.02%	1.27%	-0.25%
KAVISH JAIN (HUF)	Promoter Group	0.99%	0.99%	0.00%
VINITA JAIN	Promoter Group	0.61%	—	—
SURBHI JAIN	Promoter Group	0.53%	0.53%	0.00%
KAILASH JAIN	Promoter Group	0.20%	0.20%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Housing Finance Limited S	69,217	81.37	24.16	—	+17.18% TTM	+18.86% TTM	-25.76%
Lic Housing Finance Ltd.	29,313	520.00	4.85	—	-0.37% TTM	+6.78% TTM	-9.38%
PNB Housing Finance Limited	28,695	1,081.00	12.00	—	+10.03% TTM	+9.37% TTM	+16.06%
Aadhar Housing Finance Limited	19,208	430.70	16.55	—	+17.72% TTM	+20.23% TTM	-15.47%
Sammaan Capital Limited	15,547	126.05	-2.03	—	-17.09% TTM	-301.99% TTM	-32.27%
Home First Finance Company India Limited S	11,531	1,081.00	18.24	—	+19.25% TTM	+36.85% TTM	-9.60%
Can Fin Homes Ltd. S	9,899	724.80	8.37	—	+7.87% TTM	+25.13% TTM	-15.86%
Aptus Value Housing Finance India Limited	9,025	206.35	10.50	—	+19.37% TTM	+21.60% TTM	-30.02%
AAVAS Financiers Limited	8,983	1,125.40	18.19	—	+25.43% TTM	+14.21% TTM	-31.41%
India Shelter Finance Corporation Limited	6,940	642.50	13.94	—	+31.12% TTM	+33.15% TTM	-27.57%
Repco Home Finance Limited	2,048	328.10	4.26	—	+6.22% TTM	+3.84% TTM	-27.01%
GIC Housing Finance Ltd.	690	125.60	4.29	—	+1.24% TTM	+22.22% TTM	-27.25%
SRG Housing Finance Limited S	159	100.95	4.64	—	+31.34% TTM	+35.05% TTM	-65.50%
Reliance Home Finance Limited S	66	1.38	2.89	-84.90%	-64.52% TTM	+778.93% TTM	-59.05%
Ind Bank Housing Ltd S	49	48.55	12.40	—	+1,267.86% TTM	+1,729.17% TTM	+27.60%
India Home Loan Limited S	43	29.49	282.66	—	-11.09% TTM	-12.50% TTM	-19.09%
STAR HOUSING FINANCE LIMITED S	31	4.06	4.82	—	+23.80% TTM	-38.86% TTM	-75.36%
Sahara HousingFina Corporation Ltd. S	26	36.61	86.20	—	-12.62% TTM	-51.61% TTM	-31.35%
Manraj Housing Finance Ltd. S	17	34.00	-94.44	-2.50%	—	+63.04% TTM	—
Hindustan Housing Co. Ltd. S	0	—	0.04	4.40%	+12.13% TTM	-7.76% TTM	—

Filings & corporate actions

Recent announcements

As per the attachment.24 Oct 2026 · Company Update / General
Certificate under Reg 74(5) of SEBI(DP) Regulations.14 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation of Closure of Trading Window26 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
As per the attachment.24 Sep 2026 · Company Update / General
Intimation of approval of extension of AGM for the Financial Year ended 31st March 2026.17 Sep 2026 · Company Update / General
Disclosure of Scrutiniser Report.16 Sep 2026 · AGM/EGM / Postal Ballot
Disclosure of the voting result of Postal Ballot16 Sep 2026 · AGM/EGM / Postal Ballot
Announcement under Regulation 30 - Updates9 Sep 2026 · Company Update / General
Intimation regarding change in the registered office of the company within the local limits.9 Sep 2026 · Company Update / Change in Registered Office Address
As per the attachment.27 Aug 2026 · Company Update / General
Announcement under Regulation 30 of SEBI LODR Regulations.27 Aug 2026 · Company Update / General
Intimation of change in credit rating by India Ratings & Research Pvt. Limited22 Aug 2026 · Company Update / Credit Rating
The copy of newspaper publication of Postal Ballot Notice dated 14th August 2026 is attached,17 Aug 2026 · Company Update / General
The Postal Ballot Notice along with the explanatory statement as per Section 102 of the Companies Act, 2013 is attached herewith.14 Aug 2026 · AGM/EGM / Postal Ballot
The Board of Directors of the Company has authorised for conducting the resolution to be passed through postal ballot and issuance of notice thereof to the Members of the Company.14 Aug 2026 · Company Update / General
Letter of Intent executed by certain shareholders of the Company with Catye Consultancy Services Private Limited.13 Aug 2026 · Company Update / General
Annual Secretarial Compliance Report issed by M/s. D.M. Zaveri & Co., Company Secretaries for the Financial Year ended 31st March 202613 Jul 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Certificate under Reg 74(5) of SEBI (DP) Regulations 2018.13 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation as per the attachment.11 Jul 2026 · Company Update / General
Corrigendum to the intimation dated 08th July 202610 Jul 2026 · Company Update / Change in Management
Intimation of Appointment of Mr. Abhaykumar J Pal as an Additional Director in the category of Non Executive Independent Director of the Company.8 Jul 2026 · Company Update / Change in Management
The Company has received request letters from Promoters seeking reclassification.1 Jul 2026 · Company Update / General
The Company has received a request from promoters for reclassification.30 Jun 2026 · Company Update / General
Appointment of Mr. Kalpesh Dave as an advisor (External Consultant)26 Jun 2026 · Company Update / General
Intimation of Closure of Trading window of the Company26 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Cessation of tenure and employment of Executive Director and CEO, Mr. Kalpesh Dave (DIN: 08221964)26 Jun 2026 · Company Update / Change in Management
Intimation of appointment of Mr. Yogesh Limbachia (DIN: 11709935) as a Nominee Director of the Company.17 Jun 2026 · Company Update / Change in Management
Intimation of Appointment of Ms. Shweta Mehta as an Additional Director in the category of Non Executive Independent Director13 Jun 2026 · Company Update / Change in Management
As per the attachment.23 May 2026 · Company Update / General
Intimation under Regulation 30 of SEBI (LODR) Regulations 2015 - Letter of Intent received from Bassinvictus Private Limited addressed to the lenders.8 May 2026 · Company Update / General
Announcement under Regulation 30 as per the attached file.1 May 2026 · Company Update / General
Disclosure Under Regulation 30 of SEBI LODR, 201530 Apr 2026 · Company Update / General
As per the attached document.28 Apr 2026 · Company Update / General
As per the attached document.14 Apr 2026 · Company Update / General
Update on the Intimation dated 31st March 2026.7 Apr 2026 · Company Update / General
Disclosures by listed entities of defaults on payment of interest/ repayment of principal amount for loans including revolving facilities like cash credit from banks ....7 Apr 2026 · Others / Disclosures by listed entities of defaults on payment of interest/ repayment of principal amount for loans including revolving facilities like cash credit from banks / financial institutions.
Disclosures by listed entities of defaults on payment of interest/ repayment of principal amount for loans including revolving facilities like cash credit from banks ....7 Apr 2026 · Others / Disclosures by listed entities of defaults on payment of interest/ repayment of principal amount for loans including revolving facilities like cash credit from banks / financial institutions.
Certificate received under Regulation 74(5) of SEBI (Depositories Participants) Regulations 2018 for the quarter ended 31st March 2026.7 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation under Regulation 30 of SEBI LODR. Filing of Fraud Monitoring Report -1 with NHB.6 Apr 2026 · Others
Outcome of Discussion of Board of Directors dated 03.04.20263 Apr 2026 · Company Update / General

Corporate actions

Purpose	Ex date	Record date	Payment date
Right Issue of Equity Shares	30 Sep 2025	30 Sep 2025	—
Final Dividend - Rs. - 0.1000	19 Sep 2025	19 Sep 2025	—
Final Dividend - Rs. - 0.0750	9 Sep 2024	9 Sep 2024	—