Repco Home Finance Limited

BSE: REPCOHOME535322ISIN INE612J01015

Financial Services
Housing Finance Company
BSE 1000

Share price

₹328.10+6.95 (+2.16%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹455.40
52W low: ₹294.80
Off 52W high: -27.95%
1M return: -0.52%
3M return: -15.18%
6M return: -19.26%
1Y return: -27.01%
20D avg volume: 4,266
50 DMA: ₹340.59
200 DMA: ₹377.51

Key ratios Consolidated

Market cap: ₹2,053 Cr
Current price: ₹328.10
52W high / low: ₹455.40 / ₹294.80
Face value: ₹10.00
P/E: 4.26
P/B: 0.51
EPS (TTM): ₹77.03
Book value / share: ₹645.90
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.95
Net debt: ₹11,646 Cr
Interest cover: 1.59
Dividend yield: 1.52%
Dividend / share (TTM): ₹5.00
Payout: 6.49%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	467.70	453.52	456.93	441.29	435.51	426.15	435.93	415.25	407.83	392.58	387.30	380.16
	0.20	0.65	0.20	0.61	5.19	8.85	9.39	8.94	8.42	4.61	5.90	3.75
	467.90	454.17	457.13	441.90	440.70	435.00	445.32	424.19	416.25	397.19	393.20	383.91
	320.16	305.87	308.16	303.25	294.37	280.88	301.31	275.22	279.65	258.52	259.12	251.69
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	34.22	44.05	42.31	34.31	27.83	33.67	28.85	28.35	29.05	28.81	24.22	25.45
	251.29	246.78	248.93	244.40	244.07	245.80	247.52	239.56	232.98	220.26	215.26	207.46
	10.38	10.20	10.27	7.90	7.70	7.13	8.50	9.27	3.74	5.57	4.77	3.84
	14.58	16.19	22.22	18.10	17.46	17.60	—	—	—	—	—	—
	147.74	148.30	148.97	138.65	146.33	154.12	144.01	148.97	136.60	138.67	134.08	132.22
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	147.74	148.30	148.97	138.65	146.33	154.12	144.01	148.97	136.60	138.67	134.08	132.22
	33.59	19.19	40.20	35.50	38.38	39.18	—	—	—	—	—	—
	121.62	135.18	115.44	109.66	115.14	120.65	113.17	115.13	112.53	113.71	104.01	103.15
	19.44	21.61	18.45	17.53	18.40	19.29	18.09	18.40	17.99	18.18	16.63	16.49
Key metrics
	—	—	—	—	—	—	400.03	397.80	373.32	364.50	354.11	343.52
	—	—	—	—	—	—	91.80%	95.80%	91.50%	92.80%	91.40%	90.40%
	26.00%	29.80%	25.30%	24.80%	26.40%	28.30%	26.00%	27.70%	27.60%	29.00%	26.90%	27.10%
	7.40%	6.40%	4.80%	6.30%	6.80%	8.60%	12.60%	9.20%	—	—	—	—
	5.60%	12.00%	2.00%	-4.80%	2.30%	6.10%	8.80%	11.60%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	1,819	1,792	1,685	1,525	1,284	1,290
	1.66	1.90	35.60	16.28	15.42	16.38
	1,821	1,794	1,721	1,541	1,299	1,307
	1,237	1,212	1,137	1,016	898.40	1,047
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	154.89	148.50	119.92	102.18	87.89	78.63
	991.40	984.18	965.86	845.57	701.07	689.93
	38.75	36.07	28.64	18.22	14.97	12.88
	71.09	73.97	60.21	—	—	—
	583.66	582.25	583.70	524.72	400.76	259.51
	0.00	0.00	0.00	0.00	0.00	0.00
	583.66	582.25	583.70	524.72	400.76	259.51
	128.48	133.27	148.05	—	—	—
	481.90	475.42	461.48	416.31	316.28	194.10
	77.03	75.99	73.76	66.55	50.56	31.03
Key metrics
	—	—	—	1,389	1,117	962.32
	—	—	—	91.10%	87.00%	74.60%
	26.49%	26.50%	27.40%	27.30%	24.60%	15.00%
	6.22%	6.30%	10.50%	18.80%	-0.50%	—
	3.84%	3.00%	10.90%	31.60%	62.90%	—
	—	-923.32	-633.11	—	—	—
	—	-1.89	-1.32	—	—	—
	—	2.95	3.25	—	—	—
	—	11,646	11,003	—	—	—
Balance sheet
	—	16,444	14,716	—	—	—
	—	287.19	136.29	—	—	—
	—	0.00	0.00	—	—	—
	—	27.32	24.91	—	—	—
	—	11,933	11,139	—	—	—
	—	4,041	3,427	—	—	—
Cash flow
	—	-896.20	-609.91	—	—	—
	—	58.97	-10.20	—	—	—
	—	988.22	408.19	—	—	—
	—	27.12	23.20	—	—	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	467.70	453.52	456.93	445.08	435.51	426.15	435.93	415.25	407.83	392.58	387.30	380.16
	0.20	0.65	0.20	0.61	5.19	8.85	9.39	12.73	8.42	4.61	5.90	3.75
	467.90	454.17	457.13	445.69	440.70	435.00	445.32	427.98	416.25	397.19	393.20	383.91
	320.16	305.87	308.16	303.25	294.37	280.88	301.31	275.22	279.65	258.52	259.12	251.69
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	34.22	44.05	42.31	34.31	27.83	33.67	28.85	28.35	29.05	28.81	24.22	25.45
	251.29	246.78	248.93	244.40	244.07	245.80	247.52	239.56	232.98	220.26	215.26	207.46
	10.38	10.20	10.27	7.90	7.70	7.13	8.50	9.27	3.74	5.57	4.77	3.84
	14.58	16.19	22.22	18.10	17.46	17.60	—	—	—	—	—	—
	147.74	148.30	148.97	142.44	146.33	154.12	144.01	152.76	136.60	138.67	134.08	132.22
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	147.74	148.30	148.97	142.44	146.33	154.12	144.01	152.76	136.60	138.67	134.08	132.22
	33.59	19.19	40.20	35.50	38.38	39.18	—	—	—	—	—	—
	114.15	129.11	108.77	106.94	107.95	114.94	106.55	112.51	105.44	108.07	99.44	98.10
	18.25	20.64	17.39	17.09	17.26	18.37	17.03	17.98	16.85	17.27	15.90	15.68
Key metrics
	—	—	—	—	—	—	400.03	401.59	373.32	364.50	354.11	343.52
	—	—	—	—	—	—	91.80%	96.70%	91.50%	92.80%	91.40%	90.40%
	24.40%	28.50%	23.80%	24.00%	24.80%	27.00%	24.40%	27.10%	25.90%	27.50%	25.70%	25.80%
	7.40%	6.40%	4.80%	7.20%	6.80%	8.60%	12.60%	9.20%	—	—	—	—
	5.70%	12.30%	2.10%	-5.00%	2.40%	6.40%	7.20%	14.70%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	1,823	1,796	1,685	1,525	1,284	1,290
	1.66	1.90	39.39	16.28	15.42	16.38
	1,825	1,798	1,725	1,541	1,299	1,307
	1,237	1,212	1,137	1,016	898.40	1,047
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	154.89	148.50	119.92	102.18	87.89	78.63
	991.40	984.18	965.86	845.57	701.07	689.93
	38.75	36.07	28.64	18.22	14.97	12.88
	71.09	73.97	60.21	—	—	—
	587.45	586.04	587.49	524.72	400.76	259.51
	0.00	0.00	0.00	0.00	0.00	0.00
	587.45	586.04	587.49	524.72	400.76	259.51
	128.48	133.27	148.05	—	—	—
	458.97	452.77	439.44	394.70	296.08	191.54
	73.37	72.37	70.24	63.09	47.33	30.62
Key metrics
	—	—	—	1,389	1,117	962.32
	—	—	—	91.10%	87.00%	74.60%
	25.17%	25.20%	26.10%	25.90%	23.10%	14.80%
	6.44%	6.60%	10.50%	18.80%	-0.50%	—
	3.85%	3.00%	11.30%	33.30%	54.60%	—
	—	-923.32	-636.90	—	—	—
	—	-1.98	-1.40	—	—	—
	—	3.06	3.36	—	—	—
	—	11,646	11,003	—	—	—
Balance sheet
	—	16,308	14,602	—	—	—
	—	287.19	136.29	—	—	—
	—	0.00	0.00	—	—	—
	—	27.32	24.91	—	—	—
	—	11,933	11,139	—	—	—
	—	3,905	3,314	—	—	—
Cash flow
	—	-896.20	-613.70	—	—	—
	—	58.97	-6.41	—	—	—
	—	988.22	408.19	—	—	—
	—	27.12	23.20	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +11.84%
Sales CAGR 5Y: —
Profit CAGR 3Y: +15.21%
Profit CAGR 5Y: —
Sales YoY (TTM): +6.44%
Profit YoY (TTM): +3.85%

Consolidated

Sales CAGR 3Y: +11.76%
Sales CAGR 5Y: —
Profit CAGR 3Y: +14.55%
Profit CAGR 5Y: —
Sales YoY (TTM): +6.22%
Profit YoY (TTM): +3.84%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 37.13%

Holder	Type	Holding	Previous	Change
REPATRIATES CO OPERATIVE FINANCE & DEVELOPMENT BANK LTD	Promoter	37.13%	—	—
BANDHAN SMALL CAP FUND	Public	9.79%	—	—
ISIF EQUITY EX-TOP 100 LONG-SHORT FUND	Public	7.98%	—	—
WHITEOAK CAPITAL FLEXI CAP FUND	Public	3.02%	—	—
FIDELITY FUNDS - ASIAN SMALLER COMPANIES POOL	Public	2.81%	—	—
HDFC MUTUAL FUND - HDFC BANKING AND FINANCIAL SERV	Public	2.00%	—	—
ADITYA BIRLA SUN LIFE MUTUAL FUND - ADITYA BIRLA S	Public	1.51%	—	—
BAJAJ FINSERV SMALL CAP FUND	Public	1.02%	—	—

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Housing Finance Limited S	67,800	81.37	24.16	—	+17.18% TTM	+18.86% TTM	-25.76%
Lic Housing Finance Ltd.	28,603	520.00	4.85	—	-0.37% TTM	+6.78% TTM	-9.38%
PNB Housing Finance Limited	28,193	1,081.00	12.00	—	+10.03% TTM	+9.37% TTM	+16.06%
Aadhar Housing Finance Limited	18,882	430.70	16.55	—	+17.72% TTM	+20.23% TTM	-15.47%
Sammaan Capital Limited	14,641	126.05	-2.03	—	-17.09% TTM	-301.99% TTM	-32.27%
Home First Finance Company India Limited S	11,304	1,081.00	18.24	—	+19.25% TTM	+36.85% TTM	-9.60%
Aptus Value Housing Finance India Limited	10,335	206.35	10.50	—	+19.37% TTM	+21.60% TTM	-30.02%
Can Fin Homes Ltd. S	9,651	724.80	8.37	—	+7.87% TTM	+25.13% TTM	-15.86%
AAVAS Financiers Limited	8,924	1,125.40	18.19	—	+25.43% TTM	+14.21% TTM	-31.41%
India Shelter Finance Corporation Limited	7,018	642.50	13.94	—	+31.12% TTM	+33.15% TTM	-27.57%
Repco Home Finance Limited	2,053	328.10	4.26	—	+6.22% TTM	+3.84% TTM	-27.01%
GIC Housing Finance Ltd.	676	125.60	4.29	—	+1.24% TTM	+22.22% TTM	-27.25%
SRG Housing Finance Limited S	159	100.95	4.64	—	+31.34% TTM	+35.05% TTM	-65.50%
Reliance Home Finance Limited S	67	1.38	2.89	-84.90%	-64.52% TTM	+778.93% TTM	-59.05%
Ind Bank Housing Ltd S	49	48.55	12.40	—	+1,267.86% TTM	+1,729.17% TTM	+27.60%
India Home Loan Limited S	42	29.49	282.66	—	-11.09% TTM	-12.50% TTM	-19.09%
STAR HOUSING FINANCE LIMITED S	32	4.06	4.82	—	+23.80% TTM	-38.86% TTM	-75.36%
Sahara HousingFina Corporation Ltd. S	26	36.61	86.20	—	-12.62% TTM	-51.61% TTM	-31.35%
Manraj Housing Finance Ltd. S	17	34.00	-94.44	-2.50%	—	+63.04% TTM	—
Hindustan Housing Co. Ltd. S	0	—	0.04	4.40%	+12.13% TTM	-7.76% TTM	—

Filings & corporate actions

Recent announcements

Earnings Conference Call (Group Call)29 Oct 2026 · Company Update / Analyst / Investor Meet
Repco Home Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 06/11/2026 ,inter alia, to consider and approve Unaudited financial results ....29 Oct 2026 · Board Meeting / Board Meeting
Intimation of ESG rating assigned by M/s. SES ESG Research Private Limited28 Oct 2026 · Company Update / General
Intimation of ESG rating from CRISIL ESG Ratings & Analytics Limited21 Oct 2026 · Company Update / General
Intimation of ESG rating15 Oct 2026 · Company Update / Credit Rating
Newspaper publication and social media communication regarding special window for re-lodgement of transfer requests of physical shares of the company7 Oct 2026 · Company Update / General
Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulation, 2018 for the quarter ended 30th September 20267 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
We submit herewith the details of Company Secretary & Compliance Officer and Registrar & Share Transfer Agent of the company for the quarter ended 30th September 20267 Oct 2026 · Company Update / General
Raising of funds through issue of NCDs and CPs29 Sep 2026 · Company Update / General
Enhancement of borrowing limits of the company under section 180(1)(c) of Companies Act 201329 Sep 2026 · Company Update / General
Appointment of Directors29 Sep 2026 · Company Update / Change in Management
Appointment of Joint Statutory Auditors29 Sep 2026 · Company Update / Appointment of Statutory Auditor/s
Declaration of Final dividend29 Sep 2026 · Corp Action / Dividend Updates
Voting results of 26th AGM29 Sep 2026 · AGM/EGM / AGM
Proceedings of the 26th Annual general meeting held on 29-09-202629 Sep 2026 · AGM/EGM / AGM
Intimation of provisional rating for Pass through certificate (PTC)25 Sep 2026 · Company Update / Credit Rating
Allotment of Commercial paper25 Sep 2026 · Company Update / Allotment of Equity Shares
Intimation for closure of Trading window23 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Redemption of Commercial paper aggregating to Rs.75 crore on 21st September, 202621 Sep 2026 · Company Update / General
Intimation of contact details of authorized officials for the purpose of determining materiality of an event or information17 Sep 2026 · Company Update / General
Appointment of Mr. Bakthavatsalu Kannan, Wholetime Director as Chief Development Officer of the company16 Sep 2026 · Company Update / Change in Management
Cessation of Mr. Paiyur Kuppuraman Vaidyanathan as Wholetime Director and Chief Development Officer of the Company16 Sep 2026 · Company Update / Resignation of Director
Cessation of Wholetime Director and Chief Development Officer11 Sep 2026 · Company Update / Change in Directorate
The Company has dispatched the letter providing weblink of Annual report to members who have not registered their email id7 Sep 2026 · Company Update / General
Outcome of Analyst/Investor meet held on 3rd September, 20263 Sep 2026 · Company Update / Analyst / Investor Meet
Newspaper publication regarding Notice of 26th Annual General Meeting and Annual Report for FY 2025-263 Sep 2026 · Company Update / Newspaper Publication
Business Responsibility and Sustainability report for FY 2025-262 Sep 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Record date for payment of dividend and AGM2 Sep 2026 · Corp. Action / Record Date
Notice of 26th Annual general meeting to be held on 29th September, 2026 at 11:30 A.M.2 Sep 2026 · AGM/EGM / AGM
Annual Report of the financial year 2025-262 Sep 2026 · Others / Reg. 34 (1) Annual Report
Schedule of Analyst/investor meet on 03-09-202626 Aug 2026 · Company Update / Analyst / Investor Meet
Intimation of reaffirmed credit rating21 Aug 2026 · Company Update / Credit Rating
Transcript of Earnings conference call held on 12th August 202617 Aug 2026 · Company Update / Earnings Call Transcript
Publication of un-audited financial results13 Aug 2026 · Company Update / Newspaper Publication
Outcome of earning call12 Aug 2026 · Company Update / Analyst / Investor Meet
Appointment of Joint Statutory Auditors11 Aug 2026 · Company Update / Appointment of Statutory Auditor/s
Appointment of Directors and Senior Management a11 Aug 2026 · Company Update / Change in Management
Un-audited financial results for quarter ended 30th June, 202611 Aug 2026 · Result / Financial Results
Investor presentation on financial results11 Aug 2026 · Company Update / Investor Presentation
Press release of un-audited financial results11 Aug 2026 · Company Update / Press Release / Media Release

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 3.0000	22 Sep 2026	22 Sep 2026	—
Interim Dividend - Rs. - 2.0000	12 Feb 2026	12 Feb 2026	—
Interim Dividend - Rs. - 2.5000	25 Aug 2025	25 Aug 2025	—
Final Dividend - Rs. - 4.0000	14 Aug 2025	15 Aug 2025	—
Final Dividend - Rs. - 3.0000	26 Jul 2024	—	—

Board meetings

6 Nov 2026 Board Meeting - Financial Results
11 Aug 2026 Board Meeting - Financial Results