Home First Finance Company India Limited

BSE: HOMEFIRST543259ISIN INE481N01025

Financial Services
Housing Finance Company
BSE 500

Share price

₹1,081.00+17.80 (+1.67%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹1,313.00
52W low: ₹893.95
Off 52W high: -17.67%
1M return: -1.27%
3M return: -8.67%
6M return: -11.77%
1Y return: -9.60%
20D avg volume: 16,532
50 DMA: ₹1,131.12
200 DMA: ₹1,126.96

Key ratios Standalone

Market cap: ₹11,304 Cr
Current price: ₹1,081.00
52W high / low: ₹1,313.00 / ₹893.95
Face value: ₹2.00
P/E: 18.24
P/B: 4.94
EPS (TTM): ₹59.26
Book value / share: ₹218.83
ROE: 27.07%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.38
Net debt: ₹9,914 Cr
Interest cover: 1.89
Dividend yield: 0.48%
Dividend / share (TTM): ₹5.20
Payout: 8.77%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	566.99	538.01	501.41	482.25	477.32	453.61	414.67	405.95	372.92	336.42	312.76	296.31
	0.05	1.83	3.33	1.43	1.73	1.65	1.53	1.50	1.32	4.91	4.99	4.70
	567.04	539.84	504.74	483.68	479.05	455.26	416.19	407.45	374.24	341.32	317.75	301.01
	344.83	332.21	309.55	300.84	305.81	298.77	278.30	277.63	253.88	227.81	207.00	198.27
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	71.06	76.23	64.92	63.56	59.85	60.37	51.79	50.79	50.26	41.57	36.56	39.01
	224.61	208.45	195.32	194.10	202.62	200.28	190.31	192.63	175.56	156.77	145.87	130.21
	5.66	5.30	5.10	4.88	4.54	4.38	4.33	4.12	3.62	3.46	3.23	3.01
	28.10	26.33	28.42	24.13	23.56	22.06	24.17	20.31	18.71	20.45	18.60	19.03
	222.21	207.63	195.19	182.83	173.23	156.50	137.90	129.82	120.36	113.52	110.75	102.74
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	222.21	207.63	195.19	182.83	173.23	156.50	137.90	129.82	120.36	113.52	110.75	102.74
	52.02	47.78	45.74	42.63	41.39	37.61	33.20	—	—	—	—	—
	170.19	159.85	149.44	140.20	131.85	118.89	104.69	97.38	92.22	87.77	83.47	78.82
	16.28	15.31	14.35	13.52	12.76	11.69	11.65	10.90	10.36	9.90	9.43	8.93
Key metrics
	—	—	—	—	—	—	—	326.57	299.54	273.75	259.85	235.96
	—	—	—	—	—	—	—	80.40%	80.30%	81.40%	83.10%	79.60%
	30.00%	29.70%	29.80%	29.10%	27.60%	26.20%	25.20%	24.00%	24.70%	26.10%	26.70%	26.60%
	18.80%	18.60%	20.90%	18.80%	28.00%	34.80%	32.60%	37.00%	—	—	—	—
	29.10%	34.50%	42.70%	44.00%	43.00%	35.50%	25.40%	23.50%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	2,089	1,915	1,530	1,137	790.99	595.67
	6.64	8.13	9.26	19.10	4.61	0.03
	2,095	1,923	1,539	1,157	795.60	595.70
	1,287	1,215	1,038	756.59	500.38	369.41
	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00
	275.77	248.70	194.41	148.34	107.01	80.77
	822.48	792.32	715.27	499.86	304.29	215.67
	20.94	18.90	15.53	11.73	9.07	7.52
	106.98	98.16	83.64	71.22	58.49	40.43
	807.86	707.75	501.59	399.96	295.22	226.29
	0.00	0.00	0.00	0.00	0.00	0.00
	807.86	707.75	501.59	399.96	295.22	226.29
	188.17	167.37	119.52	—	—	—
	619.68	540.38	382.07	305.72	228.29	186.10
	59.46	52.35	42.83	34.65	26.01	21.26
Key metrics
	—	—	—	911.55	608.58	449.48
	—	—	—	80.10%	76.90%	75.50%
	29.67%	28.20%	25.00%	26.90%	28.90%	31.20%
	19.25%	25.10%	34.50%	43.80%	32.80%	—
	36.85%	41.40%	25.00%	33.90%	22.70%	—
	—	-1,949	-2,210	—	—	—
	—	-3.59	-5.75	—	—	—
	—	2.38	3.68	—	—	—
	—	9,914	8,667	—	—	—
Balance sheet
	—	15,167	12,212	—	—	—
	—	448.70	599.13	—	—	—
	—	7.81	5.55	—	—	—
	—	0.00	0.00	—	—	—
	—	54.13	44.70	—	—	—
	—	10,363	9,266	—	—	—
	—	4,357	2,521	—	—	—
Cash flow
	—	-1,940	-2,198	—	—	—
	—	-408.14	-0.21	—	—	—
	—	2,198	2,217	—	—	—
	—	9.55	11.93	—	—	—

Compounded growth

Sales CAGR 3Y: +34.27%
Sales CAGR 5Y: —
Profit CAGR 3Y: +33.27%
Profit CAGR 5Y: —
Sales YoY (TTM): +19.25%
Profit YoY (TTM): +36.85%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 6.97%

Quarter	September 2026	June 2026
Promoter %	6.97%	6.98%

Holder	Type	Holding	Previous	Change
HDFC MUTUAL FUND - HDFC BSE 500 ETF	Public	8.12%	—	—
SMALLCAP WORLD FUND, INC	Public	7.07%	7.98%	-0.91%
GOVERNMENT PENSION FUND GLOBAL	Public	5.18%	5.30%	-0.12%
KOTAK SMALL CAP FUND	Public	5.14%	5.14%	0.00%
TRUE NORTH FUND V LLP	Promoter	4.71%	4.72%	-0.01%
INTERNATIONAL FINANCE CORPORATION	Public	3.43%	3.43%	0.00%
ADITYA BIRLA SUN LIFE MUTUAL FUND - ADITYA BIRLA S	Public	2.71%	—	—
GOLDMAN SACHS FUNDS - GOLDMAN SACHS INDIA EQUITY P	Public	2.41%	2.52%	-0.11%
AETHER (MAURITIUS) LIMITED	Promoter	2.26%	2.26%	0.00%
FIDELITY FUNDS - INDIA FOCUS FUND	Public	2.21%	2.21%	0.00%
FIDELITY FUNDS - ASIA EQUITY ESG FUND	Public	2.21%	2.12%	+0.09%
PICTET - INDIAN EQUITIES	Public	1.72%	1.72%	0.00%
TATA AIA LIFE INSURANCE COMPANY LIMITED A/C DYNAMI	Public	1.37%	—	—
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND	Public	1.33%	1.24%	+0.09%
HDFC LIFE INSURANCE COMPANY LIMITED	Public	1.31%	—	—

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Bajaj Housing Finance Limited S	67,800	81.37	24.16	—	+17.18% TTM	+18.86% TTM	-25.76%
Lic Housing Finance Ltd.	28,603	520.00	4.85	—	-0.37% TTM	+6.78% TTM	-9.38%
PNB Housing Finance Limited	28,193	1,081.00	12.00	—	+10.03% TTM	+9.37% TTM	+16.06%
Aadhar Housing Finance Limited	18,882	430.70	16.55	—	+17.72% TTM	+20.23% TTM	-15.47%
Sammaan Capital Limited	14,641	126.05	-2.03	—	-17.09% TTM	-301.99% TTM	-32.27%
Home First Finance Company India Limited S	11,304	1,081.00	18.24	—	+19.25% TTM	+36.85% TTM	-9.60%
Aptus Value Housing Finance India Limited	10,335	206.35	10.50	—	+19.37% TTM	+21.60% TTM	-30.02%
Can Fin Homes Ltd. S	9,651	724.80	8.37	—	+7.87% TTM	+25.13% TTM	-15.86%
AAVAS Financiers Limited	8,924	1,125.40	18.19	—	+25.43% TTM	+14.21% TTM	-31.41%
India Shelter Finance Corporation Limited	7,018	642.50	13.94	—	+31.12% TTM	+33.15% TTM	-27.57%
Repco Home Finance Limited	2,053	328.10	4.26	—	+6.22% TTM	+3.84% TTM	-27.01%
GIC Housing Finance Ltd.	676	125.60	4.29	—	+1.24% TTM	+22.22% TTM	-27.25%
SRG Housing Finance Limited S	159	100.95	4.64	—	+31.34% TTM	+35.05% TTM	-65.50%
Reliance Home Finance Limited S	67	1.38	2.89	-84.90%	-64.52% TTM	+778.93% TTM	-59.05%
Ind Bank Housing Ltd S	49	48.55	12.40	—	+1,267.86% TTM	+1,729.17% TTM	+27.60%
India Home Loan Limited S	42	29.49	282.66	—	-11.09% TTM	-12.50% TTM	-19.09%
STAR HOUSING FINANCE LIMITED S	32	4.06	4.82	—	+23.80% TTM	-38.86% TTM	-75.36%
Sahara HousingFina Corporation Ltd. S	26	36.61	86.20	—	-12.62% TTM	-51.61% TTM	-31.35%
Manraj Housing Finance Ltd. S	17	34.00	-94.44	-2.50%	—	+63.04% TTM	—
Hindustan Housing Co. Ltd. S	0	—	0.04	4.40%	+12.13% TTM	-7.76% TTM	—

Filings & corporate actions

Recent announcements

Transcript of the earnings conference call for the quarter and half year ended September 30, 20263 Nov 2026 · Company Update / Earnings Call Transcript
Vacation of office of Independent Director upcon compeltion of tenure.2 Nov 2026 · Company Update / Change in Directorate
Audio Recording of the earnings conference call for the quarter and half year ended September 30, 202628 Oct 2026 · Company Update / Analyst / Investor Meet
Newspaper Publication under Regulation 47 and 52(8) of SEBI Listing Regulations.28 Oct 2026 · Company Update / Newspaper Publication
Details of the Authorised persons for determining the materiality of events or information and for making disclosure to the Stock Exchanges.27 Oct 2026 · Company Update / General
Appointment of Ms. Rinkoo Somani as Chief Financial Officer of the Company27 Oct 2026 · Company Update / Change in Management
Investor Press Release on the Financial and Operational Performance of the Company for the quarter and half year ended September 30, 202627 Oct 2026 · Company Update / Press Release / Media Release
Investor Presentation on the Reviewed Financial Results of the Company for the quarter and half year ended September 30, 202627 Oct 2026 · Company Update / Investor Presentation
Reviewed Financial Results for the quarter and half year ended September 30, 2026.27 Oct 2026 · Result / Financial Results
Outcome of the Board Meeting held on Tuesday, october 27, 202627 Oct 2026 · Board Meeting / Outcome of Board Meeting
Grant of 78,000 Employee Stock options under Home First Finance Company India Limited Employee Stock option Scheme 202127 Oct 2026 · Company Update / General
Intimation of allotment of equity shares against exercise of vested employee stock options under ESOP Schemes of the Company27 Oct 2026 · Company Update / Allotment of ESOP / ESPS
Appointment of an Additional Non-executive Independent Director of the Company24 Oct 2026 · Company Update / Change in Directorate
Revised Intimation of Schedule of call with analyst(s) / institutional investor(s)23 Oct 2026 · Company Update / Analyst / Investor Meet
Intimation of Schedule of call with analyst(s) / institutional investor(s)22 Oct 2026 · Company Update / Analyst / Investor Meet
Home First Finance Company India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 27/10/2026 ,inter alia, to consider and approve the Reviewed ....20 Oct 2026 · Board Meeting / Board Meeting
Half yearly statement for privately placed listed Non Covertible Debt Securities14 Oct 2026 · Others / Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)
Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 20268 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation for closure of Trading window29 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201529 Sep 2026 · Company Update / Analyst / Investor Meet
Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201525 Sep 2026 · Company Update / Analyst / Investor Meet
Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201519 Sep 2026 · Company Update / Analyst / Investor Meet
Intimation of allotment of Equity Shares against exercise of ESOPs under ESOP Schemes of the Company17 Sep 2026 · Company Update / Allotment of ESOP / ESPS
Intimation of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201511 Sep 2026 · Company Update / Analyst / Investor Meet
Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201510 Sep 2026 · Company Update / Analyst / Investor Meet
Intimation of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 20157 Sep 2026 · Company Update / Analyst / Investor Meet
ESG Score assigned by NSE Sustainability Ratings and Analytics Limited2 Sep 2026 · Company Update / General
Intimation and Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 20152 Sep 2026 · Company Update / Analyst / Investor Meet
Intimation under Regulation 30 of SEBI Listing Regulations - Resignation of Chief Financial Officer of the Company31 Aug 2026 · Company Update / Resignation of Chief Financial Officer (CFO)
Intimation of allotment of Non Convertible Debentures28 Aug 2026 · Company Update / Allotment of Equity Shares
Intimation of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201526 Aug 2026 · Company Update / Analyst / Investor Meet
Intimation and Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201524 Aug 2026 · Company Update / Analyst / Investor Meet
Intimation of allotment of equity shares against exercise of vested employee stock options under esop schemes of the company24 Aug 2026 · Company Update / Allotment of ESOP / ESPS
Outcome of the Committee of Directors and Review Committee - Approved Raising of funds through issuance of Non Convertible Debentures21 Aug 2026 · Company Update / Raising of Funds
Outcome of the Meeting Committee of Directors and Review Committee - Approved the Raising of funds through Issuance of Non Convertible Debentures21 Aug 2026 · Company Update / Issue of Securities
Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201520 Aug 2026 · Company Update / Analyst / Investor Meet
Intimation of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201519 Aug 2026 · Company Update / Analyst / Investor Meet
Prior Intimation of the COD and Review Committee scheduled to be held on Friday, August 21, 2026 - to consider the issuance of Non Convertible Debentures.18 Aug 2026 · Company Update / General
Outcome of Schedule of Analyst / Institutional Investor meeting under the SEBI (Listing Obligations and Disclosure Requirements), Regulations 201513 Aug 2026 · Company Update / Analyst / Investor Meet
Intimation of Revalidation of Credit Rating assigned to Company''s Non Convertible Debentures by ICRA Limited12 Aug 2026 · Company Update / Credit Rating

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 5.2000	29 May 2026	29 May 2026	—
Final Dividend - Rs. - 3.7000	30 May 2025	30 May 2025	—

Board meetings

27 Oct 2026 Board Meeting - Financial Results
27 Jul 2026 Board Meeting - Financial Results