Aptus Value Housing Finance India Limited

BSE: APTUS543335ISIN INE852O01025

Financial Services
Housing Finance Company
BSE 500

BSE listing

Share price

₹237.70-0.75 (-0.31%)

as of 18 Sep 2026

52W high: ₹334.15
52W low: ₹193.50
Off 52W high: -28.86%
1M return: -6.01%
3M return: -11.65%
6M return: +13.92%
1Y return: -27.94%
20D avg volume: 4,36,971
50 DMA: ₹265.01
200 DMA: ₹260.47

Key ratios Consolidated

Market cap: ₹11,905 Cr
Current price: ₹237.70
52W high / low: ₹334.15 / ₹193.50
Face value: ₹2.00
P/E: 12.09
P/B: —
EPS (TTM): ₹19.66
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 1.29
Net debt: ₹5,976 Cr
Interest cover: 2.87
Dividend yield: 1.89%
Dividend / share (TTM): ₹4.50
Payout: 22.89%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24
Income statement
	600.29	593.12	568.53	544.04	520.26	484.04	—
	10.37	0.00	0.00	9.65	9.88	15.20	—
	281.56	265.56	264.75	259.42	244.60	228.28	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	64.01	62.10	64.88	53.06	50.44	46.70	—
	169.68	160.51	162.49	165.01	160.43	149.78	—
	3.49	3.57	3.38	3.20	3.13	3.34	—
	22.90	23.45	17.09	20.06	20.01	20.52	—
	329.09	327.56	303.78	294.26	285.55	270.96	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	329.09	327.56	303.78	294.26	285.55	270.96	—
	68.15	66.61	67.60	67.71	66.30	63.94	—
	260.94	260.95	236.19	226.55	219.25	207.03	—
	5.21	5.22	4.72	4.54	4.39	4.15	—
Key metrics
	43.50%	44.00%	41.50%	41.60%	42.10%	42.80%	—
	15.40%	22.50%	—	—	—	—	—
	19.00%	26.00%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	2,306	2,245	1,750	—
	20.02	0.00	47.99	—
	1,071	1,034	823.56	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	244.05	230.48	177.06	—
	657.69	648.45	540.51	—
	13.64	13.28	12.06	—
	83.50	80.61	65.61	—
	1,255	1,211	974.84	—
	0.00	0.00	0.00	—
	1,255	1,211	974.84	—
	270.07	268.21	223.59	—
	984.63	942.94	751.25	—
	19.69	18.84	15.04	—
Key metrics
	42.70%	42.00%	42.90%	—
	—	28.30%	—	—
	—	25.50%	—	—
	—	-598.79	-1,412	—
	—	-0.63	-1.87	—
	—	1.29	1.29	—
	—	5,976	5,149	—
Balance sheet
	—	13,048	11,243	—
	—	563.32	405.73	—
	—	0.00	0.00	—
	—	0.00	0.00	—
	—	8.07	7.53	—
	—	6,539	5,555	—
	—	5,060	4,317	—
Cash flow
	—	-592.41	-1,405	—
	—	-71.99	13.12	—
	—	821.99	1,461	—
	—	6.38	6.91	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24
Income statement
	417.84	377.85	370.28	380.98	355.67	354.36	—
	10.30	18.98	15.15	35.09	10.15	15.49	—
	185.19	183.66	184.29	164.20	167.40	150.27	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	52.61	44.96	49.63	30.62	33.28	28.81	—
	113.10	106.04	109.52	115.02	113.13	109.64	—
	3.26	3.40	3.19	3.07	3.09	3.34	—
	10.65	9.04	8.19	10.87	8.83	6.56	—
	242.95	213.18	201.14	251.87	198.43	219.59	—
	0.00	0.00	0.00	0.00	0.00	0.00	—
	242.95	213.18	201.14	251.87	198.43	219.59	—
	50.23	36.71	41.33	50.01	43.70	49.95	—
	192.72	176.47	159.82	201.86	154.73	169.63	—
	3.85	3.53	3.19	4.04	3.10	3.40	—
Key metrics
	46.10%	46.70%	43.20%	53.00%	43.50%	47.90%	—
	17.50%	6.60%	—	—	—	—	—
	24.60%	4.00%	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	1,547	1,485	1,294	—
	79.52	79.38	36.92	—
	717.34	699.54	593.75	—
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	177.82	158.50	128.73	—
	443.68	443.72	405.49	—
	12.92	12.76	12.06	—
	38.75	36.93	33.25	—
	909.14	864.61	737.20	—
	0.00	0.00	0.00	—
	909.14	864.61	737.20	—
	178.28	171.74	161.76	—
	730.87	692.87	575.44	—
	14.61	13.86	11.52	—
Key metrics
	47.25%	46.70%	44.50%	—
	—	14.70%	—	—
	—	20.40%	—	—
	—	18.17	-649.08	—
	—	0.03	-1.12	—
	—	0.93	0.99	—
	—	3,662	3,565	—
Balance sheet
	—	9,553	8,684	—
	—	318.24	163.42	—
	—	—	0.00	—
	—	0.00	0.00	—
	—	7.52	7.53	—
	—	3,980	3,728	—
	—	4,274	3,781	—
Cash flow
	—	23.45	-642.17	—
	—	-17.64	-95.11	—
	—	149.01	642.12	—
	—	5.28	6.91	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding: 23.85%

Holder	Type	Holding	Previous	Change
MUNUSWAMY ANANDAN	Promoter	19.20%	—	—
SBI CONSERVATIVE HYBRID FUND	Public	9.39%	—	—
KOTAK SMALL CAP FUND	Public	4.83%	—	—
MALABAR INDIA FUND LIMITED	Public	4.36%	—	—
GOVERNMENT PENSION FUND GLOBAL	Public	3.18%	—	—
SMALLCAP WORLD FUND, INC	Public	2.74%	—	—
ADITYA BIRLA SUN LIFE TRUSTEE PRIVATE LIMITED A/C	Public	2.71%	—	—
PADMA ANANDAN	Promoter	2.69%	—	—
WF ASIAN SMALLER COMPANIES FUND LIMITED	Public	2.32%	—	—
BANDHAN MULTI ASSET ALLOCATION FUND	Public	1.82%	—	—
AKASH BHANSHALI	Public	1.52%	—	—
BORDER TO COAST EMERGING MARKETS EQUITY FUND, A SU	Public	1.27%	—	—
ICICI PRUDENTIAL BANKING AND FINANCIAL SERVICES FU	Public	1.24%	—	—
A R CHADHA AND CO INDIA PRIVATE LIMITED	Public	1.21%	—	—
TATA AIG GENERAL INSURANCE COMPANY LIMITED	Public	1.18%	—	—

Public shareholders are disclosed individually only above 1%.

Filings & corporate actions

Recent announcements

Intimation of Investor/Analyst Meet5 Sep 2026 · Company Update / Analyst / Investor Meet
Intimation of Investor Meet3 Sep 2026 · Company Update / Analyst / Investor Meet
Intimation of Analyst/Investor Meet31 Aug 2026 · Company Update / Analyst / Investor Meet
Allotment of 12,500 Equity shares of Rs.2/- each under Aptus Employee stock option Scheme 202131 Aug 2026 · Company Update / Allotment of ESOP / ESPS
Intimation of Investor/Analyst Meet21 Aug 2026 · Company Update / Analyst / Investor Meet
Earnings call Transcript for the First Quarter ended on 30th June 20267 Aug 2026 · Company Update / Earnings Call Transcript
Submission of voting results of 17th AGM along with scrutinizer report6 Aug 2026 · AGM/EGM / AGM
Proceedings of the 17th Annual General Meeting of the Company held on 04th August 20264 Aug 2026 · AGM/EGM / AGM
Clarifications regarding certain comments made during the Earnings Call held on August 01, 20263 Aug 2026 · Company Update / General
Copy of Newspaper Publication of Unaudited financial results for the quarter ended 30th June 20261 Aug 2026 · Company Update / Newspaper Publication
Audio Recording of the earnings call for the First quarter ended on 30th June 20261 Aug 2026 · Company Update / Analyst / Investor Meet
Allotment of 25,000 Equity shares of Rs.2/- each under Aptus Employee stock option scheme 202131 Jul 2026 · Company Update / Allotment of ESOP / ESPS
Asset Cover details for the quarter ended on 30th June 202631 Jul 2026 · Others / Reg. 54 - Asset Cover details
Investor presentation for the Quarter ended on 30th June 202631 Jul 2026 · Company Update / Investor Presentation
Investor Press release for the Quarter ended on 31st June 202631 Jul 2026 · Company Update / Press Release / Media Release
Outcome of the Board Meeting held on 31st July 202631 Jul 2026 · Result / Financial Results
Outcome of the Board Meeting held on 31st July 202631 Jul 2026 · Board Meeting / Outcome of Board Meeting
Newspaper Publication regarding electronic dispatch of Notice of 17th Annual general Meeting and Annual report for FY 2025-26 and e-voting information15 Jul 2026 · Company Update / Newspaper Publication
Business Responsibility and sustainability Report for the Financial year 2025-202613 Jul 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Annual Report for the Financial Year 2025-202613 Jul 2026 · Others / Reg. 34 (1) Annual Report
We wish to inform you that the 17th Annual general Meeting of the Company will be Held on Tuesday, 04th August 2026 at 11:00 A.M Through Video Conferencing13 Jul 2026 · AGM/EGM / AGM
Certificate under Reg 74(5) of SEBI (DP) regulations for the quarter ended 30th July, 202610 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Intimation of Schedule of Earnings Conference Call.8 Jul 2026 · Company Update / Analyst / Investor Meet
Aptus Value Housing Finance India Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 31/07/2026 ,inter alia, to consider and approve the Unaudited ....7 Jul 2026 · Board Meeting / Board Meeting
Allotment of 50,000 equity shares of Rs.2/- each under Aptus Employee Stock Option Scheme 202126 Jun 2026 · Company Update / Allotment of ESOP / ESPS
Closure of Trading Window for the quarter ended 30th June 202626 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Intimation of Investor/Analyst Meet19 Jun 2026 · Company Update / Analyst / Investor Meet
Intimation of investor/Analyst Meet3 Jun 2026 · Company Update / Analyst / Investor Meet
Intimation of Investor/Analyst Meet1 Jun 2026 · Company Update / Analyst / Investor Meet
Intimation of Annual Secretarial compliance report.29 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Intimation of Investor/Analyst Meet.25 May 2026 · Company Update / Analyst / Investor Meet
Earnings Call Transcript14 May 2026 · Company Update / Earnings Call Transcript
Intimation of Investor/Analyst Meet.13 May 2026 · Company Update / Analyst / Investor Meet
Communication to Shareholders- Intimation on Tax Deduction at Source ( TDS) /Withholding Tax on Dividend.13 May 2026 · Company Update / General
Revised Audio Recordings of the earnings call for the Fourth quarter and Year ended on 31st March 20267 May 2026 · Company Update / Analyst / Investor Meet
Newspaper Publication of Audited Financial results for the Fourth Quarter and year ended on 31st March 2026.7 May 2026 · Company Update / Newspaper Publication
Audio Recordings of the earnings call for the Fourth quarter and Year ended on 31st March 20267 May 2026 · Company Update / Analyst / Investor Meet
The Board has declared second interim dividend of Rs.2.50 per equity share for the FY 2025-266 May 2026 · Corp. Action / Dividend
Audited Financial Results for the FY ended 31st March 20266 May 2026 · Company Update / General
Investor Press release for the fourth Quarter and year ended as on 31st March 20266 May 2026 · Company Update / Press Release / Media Release

Corporate actions

Purpose	Ex date	Record date	Payment date
Interim Dividend - Rs. - 2.5000	15 May 2026	15 May 2026	—
Interim Dividend - Rs. - 2.0000	7 Nov 2025	7 Nov 2025	—
Interim Dividend - Rs. - 2.5000	16 May 2025	16 May 2025	—
Interim Dividend - Rs. - 2.0000	14 Nov 2024	15 Nov 2024	—

Board meetings

31 Jul 2026 Board Meeting - Financial Results