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Union Bank of India

BSE: UNIONBANK532477ISIN INE692A01016
  • Financial Services
  • Public Sector Bank
  • BSE 200

Share price

₹177.00-0.45 (-0.25%)
as of 18 Sep 2026
Union Bank of India share price, 18 Sep 2025 to 18 Sep 2026: ₹136.50 to ₹177.00 (+29.7%). Low ₹134.05, high ₹202.30. Volume shown below the price.
52W high
₹205.45
52W low
₹133.85
Off 52W high
-13.85%
1M return
-4.58%
3M return
+0.65%
6M return
-0.37%
1Y return
+29.67%
20D avg volume
4,74,901
50 DMA
₹178.73
200 DMA
₹172.92

Key ratios Consolidated

Market cap
₹1,35,115 Cr
Current price
₹177.00
52W high / low
₹205.45 / ₹133.85
Face value
₹10.00
P/E
6.75
P/B
EPS (TTM)
₹26.22
Book value / share
ROE
ROCE
Operating margin
Net margin
Debt / equity
Net debt
Interest cover
Dividend yield
2.82%
Dividend / share (TTM)
₹5.00
Payout
19.07%
Cash conversion cycle

About

In plain English

Union Bank of India is a large government-owned bank in India, much like a typical high-street bank. It takes deposits from people and businesses, then lends that money out as home loans, car loans, business loans, and working capital. For example, if you need a mortgage to buy a flat or a small business needs a loan to buy inventory, Union Bank is one of the lenders you can go to. It also issues bonds to raise money from investors, and offers services like savings accounts, fixed deposits, and digital payments. Its customers range from individual savers and borrowers to big corporations and government agencies, all across India. The bank makes money mainly by charging interest on the loans it gives out, plus fees for services like account maintenance, transfers, and loan processing.

AI-generated summary, written from the company's own filings and disclosures. Every figure elsewhere on this page comes from exchange data, not from a model. See our editorial standards. Generated 15 Jul 2026.

Financials

MetricQ1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24Q3 FY24Q2 FY24
Income statement
5,2335,9995,1835,5504,8696,2234,6145,9264,7995,1024,2814,221
0.000.000.000.000.000.000.000.000.000.000.00
7,0676,9266,6385,4535,2696,1755,8896,4064,9545,2815,5545,492
1,6991,5921,6091,1711,1321,1741,2921,6841,3541,9711,9441,944
5,6425,3345,0294,2814,1375,0014,5974,7223,6013,3103,6103,548
7.397.216.655.805.806.56
Key metrics
5,8896,4064,9545,2815,5545,492
18.50%19.50%15.80%16.70%18.60%19.00%
17.30%16.30%15.70%13.30%12.80%14.70%14.50%14.40%11.50%10.50%12.10%12.30%
1.00%-4.20%0.80%-1.80%3.30%7.80%6.50%13.30%
36.40%6.70%9.40%-9.30%14.90%51.10%27.30%33.10%
MetricTTMFY26FY25FY24FY23FY22FY21FY20FY19FY18FY17
Income statement
21,96521,60121,56217,81315,91513,52413,8995,7895,0425,4625,430
0.000.000.000.000.000.00-2,5100.000.000.00
26,08324,28423,42421,50812,1468,5662,327-4,151-3,933-6,607358.76
6,0705,5045,5037,7993,7163,358500.841,110999.751,386207.99
20,28618,78117,92113,7098,4305,2082,828-3,041-2,933-5,221566.75
27.0525.4523.62
Key metrics
21,50812,1468,5662,327-4,151-3,933-6,607358.76
18.20%12.50%10.50%2.80%-9.60%-10.00%-17.20%0.90%
14.60%13.80%11.60%8.70%6.40%3.40%-7.00%-7.50%-13.60%1.50%
-1.20%10.00%21.70%18.70%-1.80%92.30%9.90%2.50%0.40%
4.80%30.70%62.60%61.90%84.20%193.00%-3.70%43.80%-1,021.20%
-35,79817,479
-1.910.98
Balance sheet
15,87,50315,11,329
77,79827,490
Cash flow
-35,79817,479
-7,075-1,891
7,729-3,550
MetricQ1 FY27Q4 FY26Q3 FY26Q2 FY26Q1 FY26Q4 FY25Q3 FY25Q2 FY25Q1 FY25Q4 FY24Q3 FY24Q2 FY24
Income statement
4,6035,4124,5414,9964,4865,5594,4175,3284,5094,7073,7743,695
7,0236,9006,6195,4175,2446,1565,8936,4015,0305,2735,5305,453
1,6911,5851,6031,1681,1291,1711,2891,6811,3511,9631,9401,942
5,3325,3165,0174,2494,1164,9854,6044,7203,6793,3113,5903,511
6.996.966.575.575.396.53
Key metrics
5,8936,4015,0305,2735,5305,453
18.80%20.00%16.30%17.00%19.00%19.30%
16.80%16.70%16.20%13.40%12.90%15.00%14.70%14.70%11.90%10.70%12.30%12.40%
0.10%-4.20%-1.20%-1.20%2.90%7.10%7.70%13.30%
29.60%6.60%9.00%-10.00%11.90%50.60%28.20%34.40%
MetricTTMFY26FY25FY24FY23FY22FY21FY20FY19FY18FY17
Income statement
19,55219,43519,81316,08014,63312,52511,3375,2614,4744,9904,965
-2,510
25,96024,18123,47921,43012,1388,5792,399-4,028-3,927-6,641342.61
6,0465,4845,4927,7823,7043,347506.551,130979.211,394212.62
19,91418,69717,98713,6488,4335,2322,906-2,898-2,947-5,247555.23
26.0924.4923.56
Key metrics
21,43012,1388,5792,399-4,028-3,927-6,641342.61
18.50%12.70%10.70%3.00%-9.50%-10.20%-17.60%0.90%
14.90%14.10%11.80%8.80%6.50%3.60%-6.80%-7.60%-13.90%1.50%
-1.70%10.10%21.50%18.50%0.50%88.50%10.30%2.10%0.30%
3.90%31.80%61.80%61.20%80.00%200.30%1.70%43.80%-1,045.10%
-39,42616,014
-2.110.89
Balance sheet
15,69,35514,99,856
77,19027,342
Cash flow
-39,42616,014
-2,976-1,600
7,269-2,383

Compounded growth

Standalone

Sales CAGR 3Y
+9.56%
Sales CAGR 5Y
+9.38%
Sales CAGR 10Y
Profit CAGR 3Y
+30.39%
Profit CAGR 5Y
+45.11%
Profit CAGR 10Y
Sales YoY (TTM)
-1.68%
Profit YoY (TTM)
+8.09%

Consolidated

Sales CAGR 3Y
+9.77%
Sales CAGR 5Y
+9.06%
Sales CAGR 10Y
Profit CAGR 3Y
+30.60%
Profit CAGR 5Y
+46.03%
Profit CAGR 10Y
Sales YoY (TTM)
-1.10%
Profit YoY (TTM)
+9.91%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding
74.76%
HolderTypeHoldingPreviousChange
PRESIDENT OF INDIAPromoter74.76%
LICI ULIP-GROWTH FUNDPublic4.92%
HDFC MUTUAL FUND-HDFC ARBITRAGE FUNDPublic1.34%
NIPPON LIFE INDIA TRUSTEE LTD-A/C NIPPON INDIA ETFPublic1.06%

Public shareholders are disclosed individually only above 1%.

Filings & corporate actions

Recent announcements

Corporate actions

PurposeEx dateRecord datePayment date
Dividend - Rs. - 5.00003 Jul 20263 Jul 2026
Final Dividend - Rs. - 4.750025 Jul 202525 Jul 2025
Final Dividend - Rs. - 3.600019 Jul 2024

Coverage