Indian Overseas Bank

BSE: IOB532388ISIN INE565A01014

Financial Services
Public Sector Bank
BSE 200

BSE listing

Share price

₹32.16+0.06 (+0.19%)

as of 18 Sep 2026

52W high: ₹41.73
52W low: ₹31.18
Off 52W high: -22.93%
1M return: -3.07%
3M return: -8.43%
6M return: -4.85%
1Y return: -20.08%
20D avg volume: 2,33,217
50 DMA: ₹33.52
200 DMA: ₹34.43

Key ratios Consolidated

Market cap: ₹61,929 Cr
Current price: ₹32.16
52W high / low: ₹41.73 / ₹31.18
Face value: ₹10.00
P/E: 10.76
P/B: —
EPS (TTM): ₹2.99
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: —
Net debt: —
Interest cover: —
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	2,160	1,291	1,499	1,365	1,480	1,623	1,299	1,636	1,048	2,479	1,263	1,117
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	1,859	1,659	1,367	1,729	1,515	1,595	1,239	984.35	753.84	1,196	1,080	635.50
	199.83	153.64	2.33	501.16	402.86	503.40	363.71	204.73	105.18	385.54	356.16	8.32
	1,659	1,505	1,365	1,228	1,112	1,092	875.27	779.62	648.66	810.42	724.14	627.18
	0.89	0.81	0.71	0.65	0.61	0.58	—	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	1,239	984.35	753.84	1,196	1,080	635.50
	—	—	—	—	—	—	14.70%	11.60%	9.90%	13.10%	14.50%	9.20%
	15.20%	15.40%	14.10%	13.30%	12.50%	11.80%	10.40%	9.20%	8.50%	8.90%	9.70%	9.00%
	23.30%	5.60%	14.90%	8.60%	16.90%	1.60%	13.10%	22.30%	—	—	—	—
	49.30%	37.90%	56.00%	57.50%	71.40%	34.70%	20.90%	24.30%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	6,316	5,636	5,607	5,665	4,116	4,905
	0.00	0.00	0.00	0.00	0.00	0.00
	6,615	6,268	4,573	3,423	2,353	1,779
	856.96	1,060	1,177	757.08	249.34	69.69
	5,758	5,208	3,396	2,666	2,104	1,709
	3.06	2.81	1.79	—	—	—
Key metrics
	—	—	—	3,423	2,353	1,779
	—	—	—	11.50%	10.00%	8.20%
	—	13.90%	10.10%	9.00%	8.90%	7.90%
	—	11.20%	13.50%	26.40%	8.70%	—
	—	53.40%	27.40%	26.70%	23.10%	—
	—	4,780	2,840	—	—	—
	—	0.92	0.84	—	—	—
Balance sheet
	—	4,72,795	3,94,708	—	—	—
	—	51,603	42,228	—	—	—
Cash flow
	—	4,780	2,840	—	—	—
	—	-638.92	-578.92	—	—	—
	—	-137.80	144.11	—	—	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	2,160	1,291	1,499	1,365	1,481	1,581	1,298	1,633	1,033	2,477	1,262	1,114
	1,859	1,659	1,367	1,728	1,514	1,554	1,237	981.89	737.99	1,193	1,079	632.92
	199.83	153.64	2.33	501.16	402.86	503.39	363.71	204.73	105.18	385.35	356.22	8.34
	1,659	1,505	1,365	1,226	1,111	1,051	873.66	777.16	632.81	808.10	722.56	624.58
	0.86	0.78	0.71	0.64	0.58	0.56	—	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	1,237	981.89	737.99	1,193	1,079	632.92
	—	—	—	—	—	—	14.70%	11.60%	9.80%	13.10%	14.50%	9.10%
	15.20%	15.40%	14.10%	13.30%	12.50%	11.40%	10.40%	9.20%	8.40%	8.90%	9.70%	9.00%
	23.40%	6.10%	15.00%	8.60%	17.20%	1.20%	13.10%	22.30%	—	—	—	—
	49.30%	43.20%	56.30%	57.80%	75.60%	30.10%	20.90%	24.40%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18
Income statement
	6,316	5,636	5,545	5,656	4,109	4,903	5,559	3,306	4,206	3,746
	6,613	6,268	4,512	3,413	2,348	1,779	839.71	-8,398	-5,961	-8,632
	856.96	1,060	1,177	756.92	249.46	69.52	8.24	182.92	2,223	2,332
	5,756	5,208	3,335	2,656	2,099	1,710	831.47	-8,527	-3,738	-6,299
	2.99	2.70	1.76	—	—	—	—	—	—	—
Key metrics
	—	—	—	3,413	2,348	1,779	839.71	-8,398	-5,961	-8,632
	—	—	—	11.50%	10.00%	8.20%	3.70%	-40.50%	-27.30%	-39.80%
	—	13.90%	9.90%	8.90%	8.90%	7.90%	3.70%	-41.20%	-17.10%	-29.10%
	—	11.50%	13.40%	26.40%	8.70%	-4.00%	8.70%	-5.20%	0.80%	—
	—	56.20%	25.60%	26.50%	22.80%	105.60%	109.80%	-128.10%	40.70%	—
	—	5,502	2,963	—	—	—	—	—	—	—
	—	1.06	0.89	—	—	—	—	—	—	—
Balance sheet
	—	4,73,320	3,95,015	—	—	—	—	—	—	—
	—	51,603	42,228	—	—	—	—	—	—	—
Cash flow
	—	5,502	2,963	—	—	—	—	—	—	—
	—	-638.92	-565.30	—	—	—	—	—	—	—
	—	-710.27	117.96	—	—	—	—	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +16.88%
Sales CAGR 5Y: +10.75%
Sales CAGR 10Y: —
Profit CAGR 3Y: +35.38%
Profit CAGR 5Y: +44.33%
Profit CAGR 10Y: —
Sales YoY (TTM): +13.24%
Profit YoY (TTM): +50.97%

Consolidated

Sales CAGR 3Y: +16.85%
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: +35.27%
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): +13.06%
Profit YoY (TTM): +49.22%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding: 92.44%

Holder	Type	Holding	Previous	Change
President of India	Promoter	92.44%	—	—
Life Insurance Corporation of India	Public	3.70%	—	—

Public shareholders are disclosed individually only above 1%.

Filings & corporate actions

Recent announcements

Change in MCLR w.e.f. 15.08.202613 Aug 2026 · Corp Action / Interest Rates Updates
Rating Upgrade by CARE Credit Rating Agency31 Jul 2026 · Company Update / Credit Rating
Transcript of Analyst Meet held on 20.07.202624 Jul 2026 · Company Update / Earnings Call Transcript
Newspaper publication of Financial Results for the quarter ended 30.06.202621 Jul 2026 · Company Update / Newspaper Publication
Audio Recording link of Analyst meet held on Monday, 20.07.202620 Jul 2026 · Company Update / Analyst / Investor Meet
Investor Presentation for the quarter ended 30.06.202620 Jul 2026 · Company Update / Investor Presentation
Press Release on Financial Results for the quarter ended 30.06.202620 Jul 2026 · Company Update / Press Release / Media Release
Security Cover Certificate as on 30.06.202620 Jul 2026 · Others / Reg. 54 - Asset Cover details
Statement of Deviation and Variation as on 30.06.202620 Jul 2026 · Company Update / Reg. 32 (1), (3) - Statement of Deviation & Variation
Unaudited Financial Results for the Quarter ended 30.06.202620 Jul 2026 · Board Meeting / Outcome of Board Meeting
Intimation of Analyst Meet scheduled on July 20, 202614 Jul 2026 · Company Update / Analyst / Investor Meet
Indian Overseas Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 20/07/2026 ,inter alia, to consider and approve Unaudited (Reviewed) Financial ....14 Jul 2026 · Board Meeting / Board Meeting
Scrutinizer Report relating to the AGM held on 07.07.20269 Jul 2026 · AGM/EGM / AGM
Certificate under Reg.74(5) of SEBI (DP) Regulations, 20188 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Voting Results and Scrutinizer Report relating to 26th AGM of the Bank held on 07.07.20268 Jul 2026 · AGM/EGM / AGM
Outcome of 26th Annual General Meeting of the Bank7 Jul 2026 · AGM/EGM / AGM
Change in Senior Management Personnel1 Jul 2026 · Company Update / Change in Management
Change in Senior Management - Chief Compliance Officer30 Jun 2026 · Company Update / Change in Management
Rating Upgrade by CRISIL Ratings to AA+, Stable25 Jun 2026 · Company Update / Credit Rating
Closure of Trading Window25 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Newspaper publication of notice of AGM scheduled for 07.07.202615 Jun 2026 · Company Update / Newspaper Publication
Changes in MCLR w.e.f 15.06.202612 Jun 2026 · Corp Action / Interest Rates Updates
Business Responsibility and Sustainability Report for FY 2025-2611 Jun 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Notice of 26th AGM of the Bank scheduled for 07.07.202611 Jun 2026 · AGM/EGM / AGM
Annual Report of the Bank for the FY 2025-2611 Jun 2026 · Others / Reg. 34 (1) Annual Report
Receipt of License from IFSCA2 Jun 2026 · Company Update / General
Annual Secretarial Compliance report as on 31.03.202622 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Intimation of Annual General Meeting of the Bank scheduled to be held on 07.07.202621 May 2026 · AGM/EGM / AGM
Outcome of Board Meeting held on 21.05.202621 May 2026 · Board Meeting / Outcome of Board Meeting
Indian Overseas Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 21/05/2026 ,inter alia, to consider and approve Consideration of Capital Plan ....18 May 2026 · Board Meeting / Board Meeting
Transcript of Analyst Meet held on 08.05.202614 May 2026 · Company Update / Earnings Call Transcript
Changes in Base Rate w.e.f 15.05.202614 May 2026 · Corp Action / Interest Rates Updates
AUDIO RECORDING OF EARNING CALL HELD ON 08.05.20268 May 2026 · Company Update / Analyst / Investor Meet
Intimation of Analyst Meet scheduled on 08.05.20265 May 2026 · Company Update / Analyst / Investor Meet
Change in Senior Management30 Apr 2026 · Company Update / Change in Management
Newspaper publication of Financial Results as on 31.03.202630 Apr 2026 · Company Update / Newspaper Publication
IOB PERFORMANCE ANALYSIS 31.03.202630 Apr 2026 · Company Update / Investor Presentation
Press Release 31.03.202629 Apr 2026 · Company Update / Press Release / Media Release
Statement of Deviation and Variation as on 31.03.202629 Apr 2026 · Company Update / Reg. 32 (1), (3) - Statement of Deviation & Variation
Security Cover Certificate as on 31.03.202629 Apr 2026 · Others / Reg. 54 - Asset Cover details

Board meetings

20 Jul 2026 Board Meeting - Financial Results