Suryoday Small Finance Bank Limited
BSE: SURYODAY543279ISIN INE428Q01011
- Financial Services
- Other Bank
- BSE Financial Services
Share price
₹146.55+8.30 (+6.00%)
as of 4 Nov 2026
Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.
- 52W high
- ₹217.50
- 52W low
- ₹115.30
- Off 52W high
- -32.62%
- 1M return
- -0.17%
- 3M return
- -9.93%
- 6M return
- -8.49%
- 1Y return
- -3.71%
- 20D avg volume
- 24,790
- 50 DMA
- ₹146.78
- 200 DMA
- ₹151.06
Key ratios Standalone
- Market cap
- ₹1,558 Cr
- Current price
- ₹146.55
- 52W high / low
- ₹217.50 / ₹115.30
- Face value
- ₹10.00
- P/E
- 6.55
- P/B
- 0.81
- EPS (TTM)
- ₹22.39
- Book value / share
- ₹180.93
- ROE
- 12.36%
- ROCE
- —
- Operating margin
- —
- Net margin
- 10.89%
- Debt / equity
- —
- Net debt
- —
- Interest cover
- —
- Dividend yield
- 1.02%
- Dividend / share (TTM)
- ₹1.50
- Payout
- 6.70%
- Cash conversion cycle
- —
Financials
| Metric | Q2 FY27 | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 126.52 | 147.86 | 90.30 | 80.88 | 79.84 | 108.65 | 60.10 | 39.55 | 47.45 | 70.15 | 64.70 | 51.90 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 829.38 | 770.22 | 691.89 | 624.75 | 599.50 | 603.82 | 530.68 | 527.40 | 554.65 | 558.27 | 509.36 | 462.61 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 104.24 | 101.90 | 65.65 | 47.79 | 39.30 | 46.83 | -46.78 | 37.74 | 60.15 | 92.72 | 80.17 | 76.30 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 27.69 | 26.72 | 15.93 | 11.23 | 8.89 | 11.55 | -13.00 | 4.44 | 14.76 | 22.66 | 19.33 | 19.08 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 76.55 | 75.18 | 49.72 | 36.56 | 30.41 | 35.28 | -33.78 | 33.30 | 45.39 | 70.06 | 60.84 | 57.22 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 7.20 | 7.07 | 4.68 | 3.44 | 2.86 | 3.32 | -3.18 | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Key metrics | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | — | — | — | — | 37.74 | 60.15 | 92.72 | 80.17 | 76.30 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | — | — | — | — | 7.20% | 10.80% | 16.60% | 15.70% | 16.50% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 9.20% | 9.80% | 7.20% | 5.90% | 5.10% | 5.80% | -6.40% | 6.30% | 8.20% | 12.50% | 11.90% | 12.40% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 38.30% | 27.60% | 30.40% | 18.50% | 8.10% | 8.20% | 4.20% | 14.00% | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 151.70% | 113.10% | 247.20% | 9.80% | -33.00% | -49.60% | -155.50% | -41.80% | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric | TTM | FY26 | FY25 | FY24 | FY23 | FY22 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 445.56 | 359.67 | 217.25 | 219.39 | 97.42 | 93.56 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2,916 | 2,520 | 2,171 | 1,808 | 1,281 | 1,035 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 319.58 | 199.57 | 143.83 | 287.57 | 100.86 | -127.06 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 81.57 | 47.60 | 28.86 | 71.61 | 23.16 | 34.03 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 238.01 | 151.97 | 114.97 | 215.96 | 77.70 | -93.03 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 22.39 | 14.30 | 10.82 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Key metrics | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | 287.57 | 100.86 | -127.06 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | 15.90% | 7.90% | -12.30% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 8.16% | 6.00% | 5.30% | 11.90% | 6.10% | -9.00% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 28.96% | 16.10% | 20.10% | 41.10% | 23.70% | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 264.99% | 32.20% | -46.80% | 177.90% | 183.50% | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 652.33 | 1,320 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 4.29 | 11.48 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance sheet | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 19,884 | 15,614 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 3,122 | 2,710 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash flow | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 652.33 | 1,320 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | -791.57 | -1,059 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 412.13 | 268.32 | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Compounded growth
- Sales CAGR 3Y
- +25.30%
- Sales CAGR 5Y
- —
- Profit CAGR 3Y
- +25.06%
- Profit CAGR 5Y
- —
- Sales YoY (TTM)
- +28.96%
- Profit YoY (TTM)
- +264.99%
Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.
Peer comparison
| Company | Mkt cap (₹ Cr) | Price (₹) | P/E | ROCE | Sales YoY | Profit YoY | 1Y return |
|---|---|---|---|---|---|---|---|
| AU Small Finance Bank Limited S | 70,524 | 901.30 | 21.47 | — | +16.85% TTM | +45.05% TTM | +2.41% |
| Ujjivan Small Finance Bank Limited S | 11,425 | 56.81 | 9.65 | — | +20.90% TTM | +175.64% TTM | +9.31% |
| Equitas Small Finance Bank Limited S | 6,288 | 55.42 | 9.00 | — | +15.28% TTM | +872.24% TTM | -8.17% |
| JANA SMALL FINANCE BANK LIMITED S | 4,304 | 405.65 | 9.03 | — | +17.75% TTM | +15.58% TTM | -16.67% |
| ESAF Small Finance Bank Ltd S | 2,176 | 41.41 | 7.89 | — | +24.64% TTM | +145.82% TTM | +48.64% |
| UTKARSH SMALL FINANCE BANK LIMITED S | 2,091 | 11.72 | -3.13 | — | -7.26% TTM | +11.45% TTM | -41.16% |
| Suryoday Small Finance Bank Limited S | 1,574 | 146.55 | 6.55 | — | +28.96% TTM | +264.99% TTM | -3.71% |
| Capital Small Finance Bank Ltd S | 1,218 | 263.00 | 7.41 | — | +17.25% TTM | +19.39% TTM | -4.03% |
| Fino Payments Bank Limited S | 1,018 | 120.15 | -65.66 | — | -23.97% TTM | -119.04% TTM | -57.82% |
Filings & corporate actions
Recent announcements
- Please find attached herewith transcript of the Conference Call held on October 30, 2026, on the Unaudited Financial Results of the Bank for the Quarter (Q2) and half year ended September 30, 2026
- Please find attached herewith Newspaper publication regarding Unaudited Financial Results of the Bank for the Quarter (Q-2)ended September 30, 2026
- Please find attached herewith intimation regarding making available the Audio Recording of the Conference Call held on October 30, 2026
- Please find attached herewith Investor Presentation on the Unaudited Financial Results of the Bank for the Quarter and Half year ended on September 30, 2026
- Please find attached herewith Press Release on the Unaudited Financial Results of the Bank for the Quarter and Half year ended September 30, 2026
- Please find attached herewith Outcome of Board meeting held on October 29, 2026
- Please find attached herewith Outcome of the meeting of the Board of Directors of the Bank held on October 29, 2026 - Approval of the Unaudited Financial Results of the Bank for the Quarter ....
- Please find attached herewith outcome of the Board meeting of the Bank held on October 22, 2026
- Suryoday Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 22/10/2026 ,inter alia, to consider and approve proposal to raise ....
- Please find attached herewith update regarding receipt of approval from the Reserve Bank of India for the remuneration payable to the Managing Director & CEO and Whole-time Director (Executive ....
- Please find attached herewith Intimation regarding Conference Call to discuss the Unaudited Financial Results of the Bank for the Quarter (Q-2) and Half year ended on September 30, 2026.
- Please find attached herewith Intimation regarding allotment of Non-Convertible Debentures
- Please find attached herewith Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.
- Suryoday Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2026 ,inter alia, to consider and approve the Unaudited Financial ....
- Please find attached herewith Disclosure under Regulation 30 read with Schedule III of the SEBI (LODR) Regulations, 2015
- Please find attached herewith Intimation under Regulation 30 of SEBI (LODR) Regulations, 2015-Change in Senior Management Personnel
- Please find attached herewith Schedule of Analysts / Institutional Investors Meet.
- Please find attached herewith Intimation under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements)Regulations, 2015- Change in Senior Management Personnel
- Please find attached herewith Intimation of Closure of Trading window for dealing in Securities of the Bank in terms of the Securities and Exchange Board of India (Prohibition of Insider ....
- Please find attached herewith Schedule of Analyst/Institutional Investor Meet.
- Please find attached herewith Outcome of the meeting of the Board of Directors of the Bank held on September 21, 2026
- Please find attached herewith intimation regarding Grant of Stock Options to the Employees of the Bank under Suryoday ESOP Scheme - 2019
- Suryoday Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 21/09/2026 ,inter alia, to consider and approve raising of funds ....
- Please find attached herewith intimation regarding Grant of Stock Options to the employees of the Bank under Suryoday ESOP Scheme - 2019
- Please find attached herewith intimation regarding Allotment of Equity Shares of the Bank pursuant to exercise ESOP under Suryoday ESOP Scheme 2019
- Intimation regarding retirement of Mr. John Arunkumar Diaz as an Independent Director of the Bank and resignation of Mr. Krishna Kant Chaturvedi from the position of Company Secretary and ....
- Please find attached herewith the Results of e-voting (i.e. Remote e-voting as well as e-voting during the AGM/ Insta-poll) on the Resolutions set out in the Notice convening 18th Annual ....
- Please find attached herewith proceedings of the 18th Annual General Meeting of the Bank
- Please find attached herewith copy of the Scrutinizers Report of the Annual General Meeting of the Bank
- Please find attached herewith intimation regarding Trading Plan pursuant to Regulation 5 of the SEBI (PIT) Regulations 2015.
- Please find attached herewith Transcript of the Conference Call.
- Please find attached herewith Newspaper advertisement regarding Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026.
- Please find attached herewith Intimation regarding making available the Audio Recording of the Conference Call held on July 24, 2026.
- Please find attached herewith the Investor Presentation on unaudited financial result for the quarter ended June 30, 2026
- Please find attached herewith Press Release on the Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026
- Please find attached herewith Unaudited Financial Results of the Bank for the Quarter ended June 30, 2026.
- Please find attached herewith Unaudited Financial Results of the Bank for the quarter ended June 30, 2026.
- Please find attached herewith Intimation regarding Conference Call to discuss the Unaudited Financial Results of the Bank for the quarter ended on June 30, 2026.
- Please find attached herewith Newspaper Advertisements regarding the dispatch of notice of 18th AGM of the Bank and e-voting information
- Please find attached herewith Business Responsibility and Sustainability Reporting for the FY 2025-26
Corporate actions
| Purpose | Ex date | Record date | Payment date |
|---|---|---|---|
| Final Dividend - Rs. - 1.5000 | 17 Jul 2026 | 17 Jul 2026 | — |
Board meetings
- Board Meeting - Financial Results
- Board Meeting - Financial Results