JANA SMALL FINANCE BANK LIMITED

BSE: JSFB544118ISIN INE953L01027

Financial Services
Other Bank
BSE 1000

Share price

₹405.65+28.20 (+7.47%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹606.45
52W low: ₹330.30
Off 52W high: -33.11%
1M return: -18.60%
3M return: -29.15%
6M return: -11.88%
1Y return: -16.67%
20D avg volume: 29,000
50 DMA: ₹488.72
200 DMA: ₹454.70

Key ratios Standalone

Market cap: ₹4,293 Cr
Current price: ₹405.65
52W high / low: ₹606.45 / ₹330.30
Face value: ₹10.00
P/E: 9.03
P/B: 1.11
EPS (TTM): ₹44.90
Book value / share: ₹365.45
ROE: 12.31%
ROCE: —
Operating margin: —
Net margin: 10.74%
Debt / equity: —
Net debt: —
Interest cover: —
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	228.88	226.92	265.60	244.73	247.47	265.99	233.88	177.40	175.56	189.01	179.87	139.52
	1,816	1,741	1,710	1,629	1,552	1,516	1,433	1,355	1,342	1,356	1,291	1,178
	170.36	155.23	139.82	9.70	75.00	101.93	119.84	105.34	88.38	160.13	166.49	134.64
	0.00	0.00	0.00	0.00	0.00	0.00	3.64	5.32	8.34	10.43	155.19	—
	170.36	155.23	139.82	9.70	75.00	101.93	123.48	110.66	96.72	170.56	321.68	134.64
	16.12	14.74	13.28	0.92	7.13	9.69	11.76	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	—	105.34	88.38	160.13	166.49	134.64
	—	—	—	—	—	—	—	7.80%	6.60%	11.80%	12.90%	11.40%
	9.40%	8.90%	8.20%	0.60%	4.80%	6.70%	8.60%	8.20%	7.20%	12.60%	24.90%	11.40%
	17.00%	14.90%	19.30%	20.20%	15.70%	11.80%	11.00%	15.10%	—	—	—	—
	127.10%	52.30%	13.20%	-91.20%	-22.50%	-40.20%	-61.60%	-17.80%	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	966.13	1,022	775.86	671.01
	6,896	6,375	5,486	4,684
	475.11	326.43	473.68	514.35
	0.00	0.00	27.74	155.19
	475.11	326.43	501.42	669.54
	45.06	31.02	47.89	—
Key metrics
	—	—	—	514.35
	—	—	—	11.00%
	6.89%	5.10%	9.10%	14.30%
	17.75%	16.20%	17.10%	—
	15.58%	-34.90%	-25.10%	—
	—	593.64	4,073	—
	—	1.82	8.12	—
Balance sheet
	—	47,448	38,464	—
	—	5,497	3,867	—
Cash flow
	—	593.64	4,073	—
	—	-4,133	-321.02	—
	—	1,641	-1,331	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +17.75%
Profit YoY (TTM): +15.58%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 16.87%

Holder	Type	Holding	Previous	Change
JANA HOLDINGS LIMITED	Promoter	16.87%	—	—
TPG ASIA VI SF PTE. LTD.	Public	8.07%	—	—
TVS MOTOR COMPANY LIMITED	Public	4.88%	—	—
VOLRADO VENTURE PARTNERS FUND - III - VOLRADO VENT	Public	2.76%	—	—
BHARTI (SATYA) TRUSTEES PRIVATE LIMITED	Public	2.73%	—	—
HARBOURVEST PARTNERS CO-INVESTMENT FUND IV L.P.	Public	2.37%	—	—
SACHIN BANSAL	Public	1.98%	—	—
SUNIL KANT MUNJAL	Public	1.89%	—	—
PROFITEX SHARES AND SECURITIES PRIVATE LIMITED	Public	1.56%	—	—
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED	Public	1.53%	—	—
PURAN ASSOCIATES PRIVATE LIMITED	Public	1.37%	—	—
SINGULARITY GROWTH OPPORTUNITIES FUND II	Public	1.37%	—	—
SINGULARITY EQUITY FUND I	Public	1.35%	—	—
ANANTA CAPITAL VENTURES FUND 1	Public	1.23%	—	—
KOTAK BALANCED ADVANTAGE FUND	Public	1.22%	—	—

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
AU Small Finance Bank Limited S	67,757	901.30	21.47	—	+16.85% TTM	+45.05% TTM	+2.41%
Ujjivan Small Finance Bank Limited S	11,095	56.81	9.65	—	+20.90% TTM	+175.64% TTM	+9.31%
Equitas Small Finance Bank Limited S	6,341	55.42	9.00	—	+15.28% TTM	+872.24% TTM	-8.17%
JANA SMALL FINANCE BANK LIMITED S	4,293	405.65	9.03	—	+17.75% TTM	+15.58% TTM	-16.67%
ESAF Small Finance Bank Ltd S	2,137	41.41	7.89	—	+24.64% TTM	+145.82% TTM	+48.64%
UTKARSH SMALL FINANCE BANK LIMITED S	2,086	11.72	-3.13	—	-7.26% TTM	+11.45% TTM	-41.16%
Suryoday Small Finance Bank Limited S	1,558	146.55	6.55	—	+28.96% TTM	+264.99% TTM	-3.71%
Capital Small Finance Bank Ltd S	1,196	263.00	7.41	—	+17.25% TTM	+19.39% TTM	-4.03%
Fino Payments Bank Limited S	1,000	120.15	-65.66	—	-23.97% TTM	-119.04% TTM	-57.82%

Filings & corporate actions

Recent announcements

Please find attached transcript of earning call29 Oct 2026 · Company Update / Earnings Call Transcript
Please find attached audio recording23 Oct 2026 · Company Update / Analyst / Investor Meet
Please find attached intimation regarding appointment of Company Secretary & Compliance Officer23 Oct 2026 · Company Update / Change in Management
Please find attached investor presentation23 Oct 2026 · Company Update / Investor Presentation
Please find attached ESOP allotment details23 Oct 2026 · Company Update / Allotment of ESOP / ESPS
Financials results quarterly and half yearly ended 30th September 202623 Oct 2026 · Result / Financial Results
Please find attached press release23 Oct 2026 · Company Update / Press Release / Media Release
Outcome of the Board Meeting un-audited financial results of the Bank for the quarter and half year ended 30th September 2026.23 Oct 2026 · Board Meeting / Outcome of Board Meeting
Please find the attached caption subject19 Oct 2026 · Others
The Exchange has sought clarification from Jana Small Finance Bank Ltd on 19th October, 2026, with reference to news appeared in https://www.moneycontrol.com/ dated 19th October, 2026 quoting ....19 Oct 2026 · Company Update / Clarification
Please find attached details of investor call16 Oct 2026 · Company Update / Analyst / Investor Meet
Jana Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 23/10/2026 ,inter alia, to consider and approve Board Meeting Intimation ....12 Oct 2026 · Board Meeting / Board Meeting
Please find attached intimation8 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Please find attached scrutinizers report30 Sep 2026 · AGM/EGM / AGM
Please find attached proceedings of the meeting29 Sep 2026 · AGM/EGM / AGM
Please find attached intimation28 Sep 2026 · Company Update / Change in Management
Please find attached intimation25 Sep 2026 · Others
The Exchange has sought clarification from Jana Small Finance Bank Ltd on September 25, 2026, with reference to news appeared in https://www.cnbctv18.com dated September 25, 2026 quoting ....25 Sep 2026 · Company Update / Clarification
Please find attached intimation regarding closure of trading window.25 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Please find attached intimation18 Sep 2026 · Company Update / Allotment of ESOP / ESPS
Please find attached intimation17 Sep 2026 · Company Update / General
Please find attached intimation on the captioned subject7 Sep 2026 · Company Update / Resignation of Company Secretary / Compliance Officer
Please find attached Business Responsibility and Sustainability Reporting4 Sep 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Please find attached Annual Report for the Financial Year 2025-264 Sep 2026 · Others / Reg. 34 (1) Annual Report
Please find attached notice of AGM4 Sep 2026 · AGM/EGM / AGM
Please find attached intimation on the captioned subject29 Aug 2026 · Company Update / General
Please find attached our response basis email received25 Aug 2026 · Others
The Exchange has sought clarification from Jana Small Finance Bank Ltd on 2026-08-25, with reference to news appeared in https://www.moneycontrol.com/ dated 2026-08-25 quoting "Jana Small ....25 Aug 2026 · Company Update / Clarification
Please find attached announcement regarding allotment of ESOP13 Aug 2026 · Company Update / Allotment of ESOP / ESPS
Please find attached intimation regarding conclusion of term of Director28 Jul 2026 · Company Update / Retirement
Please find attached transcript of Earnings call21 Jul 2026 · Company Update / Earnings Call Transcript
Please find attached disclosure on receipt of IBA Technology Award by the Bank17 Jul 2026 · Company Update / General
Please find attached disclosure on inauguration of 826th Branch of the Bank.17 Jul 2026 · Company Update / General
Please find attached disclosure of divergence in asset classification and provisioning for NPAs as per the Risk Assessment Report of the RBI for the year 2024-2517 Jul 2026 · Others / Disclosure of divergence in the asset classification and provisioning by banks
Please find attached disclosure regarding audio recording of the investor/analyst call15 Jul 2026 · Company Update / Analyst / Investor Meet
Please find attached announcement with regard to ESOP allotment15 Jul 2026 · Company Update / Allotment of ESOP / ESPS
Please find attached Press Release15 Jul 2026 · Company Update / Press Release / Media Release
Please find attached Investor Presentation15 Jul 2026 · Company Update / Investor Presentation
Outcome of Board Meeting - Financial Results - June 30, 202615 Jul 2026 · Result / Financial Results
Outcome of Board Meeting - Financial results - June 30, 202615 Jul 2026 · Board Meeting / Outcome of Board Meeting

Board meetings

23 Oct 2026 Board Meeting - Financial Results