AU Small Finance Bank Limited
BSE: AUBANK540611ISIN INE949L01017
- Financial Services
- Other Bank
- BSE 100
Share price
₹901.30+20.40 (+2.32%)
as of 4 Nov 2026
Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.
- 52W high
- ₹1,144.65
- 52W low
- ₹832.00
- Off 52W high
- -21.26%
- 1M return
- -12.41%
- 3M return
- -13.92%
- 6M return
- -12.02%
- 1Y return
- +2.41%
- 20D avg volume
- 1,06,925
- 50 DMA
- ₹1,005.18
- 200 DMA
- ₹1,000.12
Key ratios Standalone
- Market cap
- ₹67,757 Cr
- Current price
- ₹901.30
- 52W high / low
- ₹1,144.65 / ₹832.00
- Face value
- ₹10.00
- P/E
- 21.47
- P/B
- 4.22
- EPS (TTM)
- ₹41.97
- Book value / share
- ₹213.58
- ROE
- 19.66%
- ROCE
- —
- Operating margin
- —
- Net margin
- 15.28%
- Debt / equity
- —
- Net debt
- —
- Interest cover
- —
- Dividend yield
- 0.11%
- Dividend / share (TTM)
- ₹1.00
- Payout
- 2.38%
- Cash conversion cycle
- —
Financials
| Metric | Q2 FY27 | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 770.18 | 689.22 | 730.95 | 723.80 | 712.58 | 810.61 | 760.67 | 618.41 | 637.97 | 545.66 | 555.62 | 449.69 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 6,382 | 5,992 | 5,750 | 5,451 | 5,224 | 5,189 | 5,031 | 4,732 | 4,549 | 4,315 | 3,385 | 3,186 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | — | — | — | — | — | — | — | -76.80 | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1,154 | 1,064 | 1,082 | 884.17 | 728.89 | 778.90 | 657.15 | 703.23 | 758.78 | 668.89 | 454.84 | 498.15 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 296.61 | 268.03 | 250.21 | 216.51 | 168.02 | 198.05 | 153.45 | 174.78 | 187.57 | 166.32 | 84.10 | 122.90 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 857.69 | 795.95 | 831.87 | 667.66 | 560.87 | 580.86 | 503.70 | 528.45 | 571.21 | 502.57 | 370.74 | 375.25 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 11.44 | 10.63 | 11.13 | 8.94 | 7.52 | 7.80 | 6.77 | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Key metrics | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | — | — | — | — | 703.23 | 758.78 | 668.89 | 454.84 | 498.15 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | — | — | — | — | 14.90% | 16.70% | 15.50% | 13.40% | 15.60% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 13.40% | 13.30% | 14.50% | 12.20% | 10.70% | 11.20% | 10.00% | 11.20% | 12.60% | 11.60% | 11.00% | 11.80% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 22.20% | 15.50% | 14.30% | 15.20% | 14.80% | 20.30% | 48.60% | 48.50% | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 52.90% | 37.00% | 65.20% | 26.30% | -1.80% | 15.60% | 35.90% | 40.80% | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Metric | TTM | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2,914 | 2,978 | 2,526 | 1,746 | 1,034 | 993.69 | 1,452 | 706.09 | 462.03 | 388.06 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 23,575 | 21,614 | 18,590 | 12,301 | 9,240 | 6,915 | 6,402 | 4,992 | 3,411 | 2,155 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | -76.80 | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 4,185 | 3,474 | 2,788 | 1,999 | 1,865 | 1,454 | 1,459 | 913.98 | 580.13 | 443.35 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1,031 | 832.79 | 682.13 | 464.71 | 436.71 | 324.24 | 287.82 | 239.19 | 198.32 | 151.31 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 3,153 | 2,641 | 2,106 | 1,535 | 1,428 | 1,130 | 1,171 | 674.78 | 381.81 | 292.04 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 42.14 | 35.40 | 28.32 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Key metrics | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | 1,999 | 1,865 | 1,454 | 1,459 | 913.98 | 580.13 | 443.35 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | — | — | 16.30% | 20.20% | 21.00% | 22.80% | 18.30% | 17.00% | 20.60% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 13.37% | 12.20% | 11.30% | 12.50% | 15.50% | 16.30% | 18.30% | 13.50% | 11.20% | 13.60% | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 16.85% | 16.30% | 51.10% | 33.10% | 33.60% | 8.00% | 28.20% | 46.40% | 58.30% | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 45.05% | 25.40% | 37.20% | 7.50% | 26.40% | -3.50% | 73.50% | 76.70% | 30.70% | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 1,829 | 5,462 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 0.69 | 2.59 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance sheet | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 1,91,797 | 1,57,846 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 13,872 | 11,660 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash flow | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 1,829 | 5,462 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | -5,090 | -5,931 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| — | 2,318 | 2,407 | — | — | — | — | — | — | — | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Compounded growth
- Sales CAGR 3Y
- +32.75%
- Sales CAGR 5Y
- +27.55%
- Profit CAGR 3Y
- +22.75%
- Profit CAGR 5Y
- +17.67%
- Sales YoY (TTM)
- +16.85%
- Profit YoY (TTM)
- +45.05%
Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.
Peer comparison
| Company | Mkt cap (₹ Cr) | Price (₹) | P/E | ROCE | Sales YoY | Profit YoY | 1Y return |
|---|---|---|---|---|---|---|---|
| AU Small Finance Bank Limited S | 67,757 | 901.30 | 21.47 | — | +16.85% TTM | +45.05% TTM | +2.41% |
| Ujjivan Small Finance Bank Limited S | 11,095 | 56.81 | 9.65 | — | +20.90% TTM | +175.64% TTM | +9.31% |
| Equitas Small Finance Bank Limited S | 6,341 | 55.42 | 9.00 | — | +15.28% TTM | +872.24% TTM | -8.17% |
| JANA SMALL FINANCE BANK LIMITED S | 4,293 | 405.65 | 9.03 | — | +17.75% TTM | +15.58% TTM | -16.67% |
| ESAF Small Finance Bank Ltd S | 2,137 | 41.41 | 7.89 | — | +24.64% TTM | +145.82% TTM | +48.64% |
| UTKARSH SMALL FINANCE BANK LIMITED S | 2,086 | 11.72 | -3.13 | — | -7.26% TTM | +11.45% TTM | -41.16% |
| Suryoday Small Finance Bank Limited S | 1,558 | 146.55 | 6.55 | — | +28.96% TTM | +264.99% TTM | -3.71% |
| Capital Small Finance Bank Ltd S | 1,196 | 263.00 | 7.41 | — | +17.25% TTM | +19.39% TTM | -4.03% |
| Fino Payments Bank Limited S | 1,000 | 120.15 | -65.66 | — | -23.97% TTM | -119.04% TTM | -57.82% |
Filings & corporate actions
Recent announcements
- Reply to clarification sought by Stock Exchanges. Please refer attachment for details.
- The Exchange has sought clarification from AU Small Finance Bank Ltd with reference to the media report appearing on https://timesofindia.indiatimes.com dated November 02, 2026,(Link: https://timesofindia.indiatimes.com/business/india-business/au-bank-probes-potential-data-leak/articleshow/135380899.cms) ....
- We submit herewith the transcript of conference call held on Saturday, October 24, 2026 for unaudited financial results of AU Small Finance Bank Limited ('the Bank') for the quarter and ....
- The unaudited financial results for the quarter and half year ended on September 30, 2026 have been published in following newspapers on October 26, 2026: 1. All editions of 'The Economic ....
- In continuation to our letter dated October 12, 2026 regarding hosting of conference call by the Bank to discuss unaudited financial results for quarter and half year ended on September ....
- In continuation to our letter dated October 12, 2026, intimating about Board meeting to be held on October 24, 2026, it is hereby informed that the Board of Directors at its Meeting held ....
- In continuation to our intimation for conference call vide letter dated October 12, 2026, we submit herewith Investors Presentation on unaudited financial results of the Bank for quarter ....
- In continuation to our disclosure for unaudited financial results of the Bank for the quarter and half year ended on September 30, 2026, we submit herewith the Press Release on the same. ....
- In continuation to our letter dated October 12, 2026, intimating about Board meeting to be held on October 24, 2026, it is hereby informed that the Board of Directors at its Meeting held ....
- We hereby inform that the Bank has allotted 4,03,913 equity shares of face value of Rs. 10/- each on October 14, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....
- We wish to inform that the Bank will host a group conference call with analysts and investors on Saturday, October 24, 2026 at 05:00 PM (IST) wherein the senior management of the Bank will ....
- AU Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/10/2026 ,inter alia, to consider and approve the unaudited financial ....
- Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026
- Pursuant to the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and the Code of Fair Disclosure and Conduct and in terms of Regulation 8 of the SEBI (Prohibition ....
- We wish to inform that ICRA Ratings has re-affirmed [ICRA] AA rating and revised the outlook from Stable to Positive on Long-Term Debt Instruments (Tier-II Bonds) of the Bank: INE949L08459, ....
- Pursuant to the PIT Regulations and Bank's Code of Conduct - Prohibition of Insider Trading, we hereby inform that trading window for dealing in securities of the Bank will be closed for ....
- We wish to inform that based on the recommendations of the Audit Committee and Nomination and Remuneration Committee, the Board of Directors of the Bank, at its meeting held today, i.e., ....
- In continuation to our intimation for Analysts / Institutional Investors Meet vide letter dated September 21, 2026, we submit herewith the revised investor presentation for the Group Meeting ....
- In continuation to our intimation for Analysts / Institutional Investors Meet vide letter dated September 21, 2026, we submit herewith the investor presentation for the Group Meeting organised ....
- We hereby inform that the Bank has allotted 3,78,830 equity shares of face value of Rs. 10/- each on September 22, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....
- We submit herewith the details of Analysts/Institutional Investor Meet where the Bank would be participating. Please refer the attachment for details.
- We wish to inform that the Board of Directors today, on the recommendation of Nomination and Remuneration Committee, has approved the appointment of Mr. Anil Agarwal as Senior Executive ....
- We hereby inform that AU Small Finance Bank ('AU SFB') has received RBI's letter dated September 8, 2026 according its approval to ICICI Prudential Asset Management Company Limited ('I-Pru ....
- We hereby inform that the Bank has allotted 4,11,669 equity shares of face value of Rs. 10/- each on September 8, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....
- We submit herewith the details of Analysts/Institutional Investor Meets where the Bank would be participating. Please refer the attached for details.
- We hereby submit the voting results of 31st Annual General Meeting ('AGM') of the members of the Bank held on Saturday, September 5, 2026 at 03:00 P.M. through Video Conferencing ('VC') ....
- We wish to inform you that the 31st Annual General Meeting (AGM) of AU Small Finance Bank Limited ('the Bank') was held on Saturday, September 5, 2026 at 03:00 P.M. (IST) through Video ....
- We submit herewith the details of Analysts/Institutional Investor meet where the Bank would be participating. Please refer attachment for details.
- We hereby inform that the Bank has allotted 6,47,261 equity shares of face value of Rs. 10/- each on August 25, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....
- We submit herewith copies of the newspaper advertisement published by the Bank in Business Standard (all editions in English and Jaipur edition in Hindi) on August 14, 2026, regarding the ....
- In continuation to our letter dated July 25, 2026 informing about 31st Annual General Meeting ('AGM') of AU Small Finance Bank Limited ('Bank') to be held on Saturday, September 5, 2026 ....
- In continuation to our letter dated July 25, 2026 informing about 31st Annual General Meeting ('AGM') of AU Small Finance Bank Limited ('Bank') to be held on Saturday, September 5, 2026 ....
- In continuation to our letter dated July 25, 2026 informing about 31st Annual General Meeting ('AGM') of AU Small Finance Bank Limited ('Bank') to be held on Saturday, September 5, 2026 ....
- We submit herewith the details of Analysts/Institutional Investor meets where the Bank would be participating. Please refer attachment for details.
- We hereby inform that the Bank has allotted 3,41,779 equity shares of face value of Rs. 10/- each on August 7, 2026, pursuant to exercise of equivalent number of Employee Stock Options ....
- We submit herewith copies of the newspaper advertisement published by the Bank in Business Standard in all editions in English and Jaipur edition in Hindi on July 30, 2026, in compliance ....
- We submit herewith the transcript of Conference Call held on Saturday, July 25, 2026 for Unaudited Financial Results of AU Small Finance Bank Limited ('the Bank') for the Quarter ended ....
- Newspaper advertisement for Unaudited Financial Results for the quarter ended on June 30, 2026.
- In continuation to our letter dated July 14, 2026 regarding hosting of conference call by the Bank to discuss Unaudited Financial Results for the quarter ended on June 30, 2026, we wish ....
- In continuation to our intimation for conference call vide letter dated July 14, 2026, we submit herewith Investors Presentation on Unaudited Financial Results of the Bank for the quarter ....
Corporate actions
| Purpose | Ex date | Record date | Payment date |
|---|---|---|---|
| Final Dividend - Rs. - 1.0000 | 31 Jul 2026 | 31 Jul 2026 | — |
| Final Dividend - Rs. - 1.0000 | 4 Jul 2025 | 4 Jul 2025 | — |
| Final Dividend - Rs. - 1.0000 | 12 Jul 2024 | 12 Jul 2024 | — |
Board meetings
- Board Meeting - Financial Results
- Board Meeting - Financial Results