ZAGGLE PREPAID OCEAN SERVICES LIMITED

BSE: ZAGGLE543985ISIN INE07K301024

Information Technology
IT Enabled Services
BSE 1000

BSE listing

Share price

₹178.35-3.35 (-1.84%)

as of 18 Sep 2026

52W high: ₹405.10
52W low: ₹154.40
Off 52W high: -55.97%
1M return: -4.11%
3M return: -16.09%
6M return: -14.25%
1Y return: -50.07%
20D avg volume: 1,09,358
50 DMA: ₹195.27
200 DMA: ₹245.52

Key ratios Consolidated

Market cap: ₹2,398 Cr
Current price: ₹178.35
52W high / low: ₹405.10 / ₹154.40
Face value: ₹1.00
P/E: 18.42
P/B: —
EPS (TTM): ₹9.68
Book value / share: —
ROE: —
ROCE: 13.10%
Operating margin: —
Net margin: —
Debt / equity: 0.03
Net debt: ₹-60.58 Cr
Interest cover: 34.91
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: 65.3 days

About

In plain English

Zaggle runs a single software platform that helps big companies manage all of their spending in one place—things like employee expenses, vendor payments, and rewards for sales partners. For example, its 'Zaggle Save' tool digitizes employee expense reports and tax benefits, while 'Zaggle Propel' handles rewards and incentives for channel partners, letting them redeem via prepaid cards or vouchers. Clients range from Fanuc India and Federal Bank to Campus Activewear and CNH Industrial, who use these tools to reduce manual work, cut errors, and get real-time spending visibility. Zaggle makes money mainly from two sources: program fees (a cut of the interchange fee from banks on every card transaction) and the Propel platform itself, with a small portion from SaaS subscriptions.

AI-generated summary, written from the company's own filings and disclosures. Every figure elsewhere on this page comes from exchange data, not from a model. See our editorial standards. Generated 17 Aug 2026.

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	423.26	617.92	525.55	432.22	331.96	412.11	336.89	302.56	252.21	273.37	199.51	184.24
	6.59	8.40	8.66	9.23	11.71	12.72	3.53	6.01	4.52	4.68	4.47	0.67
	406.71	573.72	484.51	397.10	309.57	383.58	314.14	280.50	233.97	252.09	183.07	174.99
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	19.12	17.36	19.44	16.16	17.46	17.63	17.11	17.91	14.09	8.26	11.15	17.92
	1.66	1.60	1.28	1.37	1.08	1.13	2.25	2.21	2.06	3.79	2.14	3.37
	12.69	12.54	9.85	7.47	7.02	6.26	3.96	2.44	2.14	2.15	1.81	2.40
	373.24	542.22	453.95	372.09	284.01	358.56	22.14	17.04	15.57	16.20	14.62	11.41
	23.15	52.59	49.70	44.35	34.10	41.24	26.27	28.07	22.76	25.96	20.90	9.92
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	23.15	52.59	49.70	44.35	34.10	41.24	26.27	28.07	22.76	25.96	20.90	9.92
	7.95	13.86	12.68	11.22	8.64	10.15	6.52	7.81	6.04	6.80	5.68	2.34
	17.53	40.60	37.06	34.98	26.11	31.13	19.74	20.29	16.73	19.16	15.22	7.58
	1.30	3.02	2.76	2.61	1.94	2.32	1.61	1.66	1.37	1.57	1.47	0.78
Key metrics
	37.50	66.73	60.83	53.19	42.20	48.63	32.48	32.72	26.96	31.90	24.85	15.69
	8.90%	10.80%	11.60%	12.30%	12.70%	11.80%	9.60%	10.80%	10.70%	11.70%	12.50%	8.50%
	4.10%	6.60%	7.10%	8.10%	7.90%	7.60%	5.90%	6.70%	6.60%	7.00%	7.60%	4.10%
	—	3.80%	—	3.40%	—	3.40%	—	—	—	—	—	—
	27.50%	49.90%	56.00%	42.90%	31.60%	50.80%	68.90%	64.20%	—	—	—	—
	-32.90%	30.40%	87.70%	72.40%	56.10%	62.50%	29.70%	167.70%	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	1,999	1,908	1,304	775.60
	32.88	38.00	26.77	11.27
	1,862	1,765	1,212	727.09
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	72.08	70.42	66.74	51.28
	5.91	5.33	7.66	13.72
	42.55	36.88	14.79	8.36
	1,742	1,652	1,123	55.95
	169.79	180.75	118.33	59.78
	0.00	0.00	0.00	0.00
	169.79	180.75	118.33	59.78
	45.71	46.40	30.52	15.76
	130.17	138.75	87.90	44.02
	9.69	10.28	6.99	4.06
Key metrics
	218.25	222.96	140.78	81.86
	10.92%	11.70%	10.80%	10.60%
	6.51%	7.30%	6.70%	5.70%
	—	13.10%	10.00%	—
	—	46.30%	68.10%	—
	—	57.80%	99.70%	—
	—	-158.58	-47.78	—
	—	-0.37	0.22	—
	—	0.03	0.01	—
	—	-60.58	-29.64	—
	—	65.3	59.0	—
Balance sheet
	—	1,554	1,315	—
	—	1,207	1,053	—
	—	105.98	38.18	—
	—	361.18	215.17	—
	—	0.84	0.33	—
	—	291.83	174.09	—
	—	37.65	39.70	—
	—	20.80	4.72	—
	—	138.42	52.51	—
	—	45.40	8.54	—
	—	45.40	5.09	—
	—	0.00	3.45	—
	—	1,407	1,249	—
Cash flow
	—	-51.47	19.70	—
	—	75.13	-485.78	—
	—	44.14	496.32	—
	—	107.11	67.48	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	390.17	592.71	497.63	430.98	331.49	411.44	336.44	302.56	252.21	273.37	199.51	184.24
	6.73	7.75	8.50	9.30	11.71	12.73	3.53	3.74	4.52	4.68	4.47	0.67
	373.47	549.77	457.91	395.82	308.64	382.06	313.20	280.50	233.97	252.09	183.07	174.99
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	16.30	16.46	18.70	15.67	16.94	17.06	16.54	17.91	14.09	8.26	11.15	17.92
	1.66	1.49	1.39	1.37	1.08	1.11	2.25	2.21	2.06	3.79	2.14	3.37
	10.80	10.41	9.78	7.42	6.97	6.16	3.96	2.44	2.14	2.15	1.81	2.40
	344.72	521.41	428.04	371.37	283.65	357.74	21.77	17.04	15.57	16.20	14.62	11.41
	23.43	50.69	48.22	44.46	34.55	42.11	26.76	25.79	22.76	25.96	20.90	9.92
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	23.43	50.69	48.22	44.46	34.55	42.11	26.76	25.79	22.76	25.96	20.90	9.92
	6.00	12.92	12.25	11.22	8.68	10.15	6.53	7.23	6.04	6.80	5.68	2.34
	17.43	37.77	35.97	33.24	25.88	31.96	20.24	18.56	16.72	19.16	15.22	7.58
	1.30	2.81	2.68	2.48	1.93	2.38	1.65	1.51	1.37	1.57	1.47	0.78
Key metrics
	35.89	62.59	59.39	53.25	42.60	49.38	32.97	30.44	26.96	31.90	24.85	15.69
	9.20%	10.60%	11.90%	12.40%	12.90%	12.00%	9.80%	10.10%	10.70%	11.70%	12.50%	8.50%
	4.50%	6.40%	7.20%	7.70%	7.80%	7.80%	6.00%	6.10%	6.60%	7.00%	7.60%	4.10%
	—	3.70%	—	3.50%	—	3.40%	—	—	—	—	—	—
	17.70%	44.10%	47.90%	42.40%	31.40%	50.50%	68.60%	64.20%	—	—	—	—
	-32.70%	18.20%	77.70%	79.10%	54.80%	66.80%	33.00%	144.90%	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	1,911	1,853	1,303	775.60
	32.28	37.26	24.51	11.27
	1,777	1,712	1,210	727.09
	0.00	0.00	0.00	—
	0.00	0.00	0.00	—
	67.13	67.77	65.60	51.28
	5.91	5.33	7.63	13.72
	38.41	34.58	14.69	8.36
	1,666	1,604	1,122	55.95
	166.80	177.92	117.42	59.78
	0.00	0.00	0.00	—
	166.80	177.92	117.42	59.78
	42.39	45.07	29.94	15.76
	124.41	132.85	87.48	44.02
	9.27	9.89	6.96	4.06
Key metrics
	211.12	217.83	139.74	81.86
	11.04%	11.80%	10.70%	10.60%
	6.51%	7.20%	6.70%	5.70%
	—	13.00%	9.90%	—
	—	42.20%	68.00%	—
	—	51.90%	98.70%	—
	—	-113.32	-47.15	—
	—	-0.05	0.23	—
	—	0.03	0.00	—
	—	-53.07	-32.90	—
	—	64.6	59.3	—
Balance sheet
	—	1,520	1,308	—
	—	1,096	1,053	—
	—	96.97	37.99	—
	—	333.93	214.90	—
	—	0.84	0.33	—
	—	218.56	174.08	—
	—	37.40	39.68	—
	—	7.06	3.50	—
	—	111.61	50.82	—
	—	43.90	5.09	—
	—	43.90	5.09	—
	—	0.00	0.00	—
	—	1,400	1,248	—
Cash flow
	—	-6.32	19.85	—
	—	18.12	-486.14	—
	—	47.17	496.34	—
	—	107.00	67.00	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): +38.32%
Profit YoY (TTM): +28.74%

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): +44.48%
Profit YoY (TTM): +33.82%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding: 44.31%

Holder	Type	Holding	Previous	Change
RAJ P NARAYANAM	Promoter	34.33%	—	—
AVINASH RAMESH GODKHINDI	Promoter	5.71%	—	—
QUADIGO VENTURES LLP	Promoter Group	3.92%	—	—
ZUZU SOFTWARE SERVICES LLP	Public	3.89%	—	—
BANK OF INDIA LARGE & MID CAP FUND	Public	2.49%	—	—
ASHISH KACHOLIA	Public	2.16%	—	—
BENGAL FINANCE AND INVESTMENT PVT LTD	Public	1.72%	—	—
RAN VENTURES PRIVATE LIMITED	Promoter Group	0.35%	—	—
ROSHAN AHAD GODKHINDI	Promoter Group	0.00%	—	—
ANJANA RAMESH THAKKER	Promoter Group	0.00%	—	—
SHAIK NIZAMUDDIN	Promoter Group	0.00%	—	—
MANISH GODKHINDI	Promoter Group	0.00%	—	—
NEURO AND SPINE ASSOCIATES PRIVATE LIMITED	Promoter Group	0.00%	—	—
PRISMBERRY TECHNOLOGIES PRIVATE LIMITED	Promoter Group	0.00%	—	—
RAJESHWARI RAMESH GODKHINDI	Promoter Group	0.00%	—	—

Public shareholders are disclosed individually only above 1%.

Filings & corporate actions

Recent announcements

Pursuant to Regulation 30 of SEBI (LODR) Regulations, 2015, this is to inform you that Zaggle Prepaid Ocean Services Limited has entered into an agreement with Bandhan AMC Limited18 Sep 2026 · Company Update / Award of Order / Receipt of Order
Update to the disclosure made on March 26, 20269 Sep 2026 · Company Update / General
Newspaper Publication8 Sep 2026 · Company Update / Newspaper Publication
Business Responsibility and Sustainability Report for the financial year 2025-267 Sep 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Notice of the 15th Annual General Meeting7 Sep 2026 · AGM/EGM / AGM
15th Annual Report for the financial year 2025-267 Sep 2026 · Others / Reg. 34 (1) Annual Report
Newspaper Publication29 Aug 2026 · Company Update / Newspaper Publication
Transcript of Earnings call held on August 14, 202621 Aug 2026 · Company Update / Earnings Call Transcript
Update to the disclosure made on May 24, 202415 Aug 2026 · Company Update / General
Monitoring Agency Report for the quarter ended June 30, 202614 Aug 2026 · Company Update / Monitoring Agency Report
Audio Recording of earning calls for Q1 FY 2026-27.14 Aug 2026 · Company Update / Analyst / Investor Meet
Re-designation of Mr. Arun Vijay Kumar Gupta.14 Aug 2026 · Company Update / Change in Directorate
Investor Presentation14 Aug 2026 · Company Update / Investor Presentation
Press release14 Aug 2026 · Company Update / Press Release / Media Release
Approval of Standalone and Consolidated un-audited financial results for the quarter ended June 30, 202614 Aug 2026 · Result / Financial Results
Outcome of Board Meeting held on August 14, 202614 Aug 2026 · Board Meeting / Outcome of Board Meeting
Grant of Options under Zaggle ESOP 202214 Aug 2026 · Company Update / General
Pursuant to the Regulation 30 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we are enclosing herewith the schedule of Earnings ....11 Aug 2026 · Company Update / Analyst / Investor Meet
Pursuant to Regulation 30 of SEBI (LODR) Regulations 2015, this is to inform that Zaggle Prepaid Ocean Services Limited has entered into an Amendment Agreement to the Original Agreement ....8 Aug 2026 · Company Update / Award of Order / Receipt of Order
Zaggle Prepaid Ocean Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 14/08/2026 ,inter alia, to consider and approve the Standalone ....7 Aug 2026 · Board Meeting / Board Meeting
Pursuant to Regulation 30 of SEBI(LODR) Regulations, 2015, this is to inform you that Zaggle Prepaid Ocean Services Limited has entered into an agreement with Daimler India Commercial ....27 Jul 2026 · Company Update / Award of Order / Receipt of Order
Intimation of investment in Unobanc Private Limited23 Jul 2026 · Company Update / Acquisition
Intimation of receipt of Award23 Jul 2026 · Company Update / General
Intimation of investment in Unobanc Private Limited21 Jul 2026 · Company Update / Acquisition
Intimation of details of the KMP of the Company under Regulation 30(5) of the SEBI(LODR) Regulations, 201521 Jul 2026 · Company Update / General
Pursuant to regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform you, the Board of Directors ....21 Jul 2026 · Others / Outcome without intimation
Certificate under Regulation 74(5) of SEBI(DP) Regulations, 20189 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Pursuant to regulation 30 of SEBI (LODR), 2015, we wish to inform you that Zaggle Prepaid Ocean Services Limited has been empanelled by Canara Bank.1 Jul 2026 · Company Update / General
Pursuant to Regulation 30 of the SEBI(LODR) Regulations, 2015, this is to inform you that Zaggle Prepaid Ocean Services has entered into an agreement with Hindustan Petroleum Corporation Limited.1 Jul 2026 · Company Update / Award of Order / Receipt of Order
Pursuant to Regulation 30 of SEBI(LODR) Regulations, 2015, this is to inform you that Zaggle Prepaid Ocean Services Limited has entered into an agreement with APAC Financial Services Private Limited30 Jun 2026 · Company Update / Award of Order / Receipt of Order
Intimation for Closure of Trading Window25 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Intimation of Schedule of Analyst / Institutional Investor meetings24 Jun 2026 · Company Update / Analyst / Investor Meet
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for RAN Ventures Pvt Ltd24 Jun 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Pursuant to Regulation 30 of SEBI (LODR) Regulations, 2015, this is to inform you that Zaggle Prepaid Ocean Services Limited has entered into an agreement with Punjab National Bank19 Jun 2026 · Company Update / Award of Order / Receipt of Order
Intimation of Schedule of Analyst / Institutional Investor meetings17 Jun 2026 · Company Update / Analyst / Investor Meet
Update on Acquisition of Compulsory Convertible Preference Shares in Rivpe Technology Private Limited12 Jun 2026 · Company Update / Acquisition
Pursuant to Regulation 30 of SEBI(LODR) Regulations, 2015, this is to inform you that Zaggle Prepaid Ocean Services Limited has entered into an agreement with Crompton Greaves Consumer ....11 Jun 2026 · Company Update / Award of Order / Receipt of Order
Annual Secretarial Compliance Report for the year ended on March 31, 202630 May 2026 · Company Update / Reg.24(A)-Annual Secretarial Compliance
Intimation of resignation of Chief Technology Officer (Senior Management) of the Company23 May 2026 · Company Update / Change in Management
Intimation of resignation of Chief Technology Officer (Senior Management) of the Company.23 May 2026 · Company Update / Cessation

Board meetings

14 Aug 2026 Board Meeting - Financial Results