Karnataka Bank Ltd.

BSE: KTKBANK532652ISIN INE614B01018

Financial Services
Private Sector Bank
BSE 1000

Share price

₹310.80+5.60 (+1.83%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹345.90
52W low: ₹173.85
Off 52W high: -10.15%
1M return: -4.79%
3M return: +3.77%
6M return: +16.60%
1Y return: +73.29%
20D avg volume: 1,05,733
50 DMA: ₹324.42
200 DMA: ₹266.66

Key ratios Consolidated

Market cap: ₹11,760 Cr
Current price: ₹310.80
52W high / low: ₹345.90 / ₹173.85
Face value: ₹10.00
P/E: 7.57
P/B: —
EPS (TTM): ₹41.07
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: —
Net debt: —
Interest cover: —
Dividend yield: 1.61%
Dividend / share (TTM): ₹5.00
Payout: 12.17%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	290.09	355.48	398.86	302.28	343.40	358.37	421.64	299.00	269.92	279.01	419.41	326.07
	2,794	2,738	2,656	2,522	2,523	2,620	2,680	2,542	2,504	2,557	2,620	2,439
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	587.46	551.83	524.76	356.93	420.08	356.58	344.25	349.25	429.23	518.40	315.16	395.92
	151.60	132.71	116.51	66.15	100.86	64.08	91.63	65.70	92.99	117.97	40.73	64.71
	435.86	419.12	408.25	290.78	319.22	292.50	252.62	283.55	336.24	400.43	274.43	331.21
	11.52	11.08	10.80	7.69	8.44	7.74	6.68	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	—	349.25	429.23	518.40	315.16	395.92
	—	—	—	—	—	—	—	13.70%	17.10%	20.30%	12.00%	16.20%
	15.60%	15.30%	15.40%	11.50%	12.70%	11.20%	9.40%	11.20%	13.40%	15.70%	10.50%	13.60%
	10.80%	4.50%	-0.90%	-0.80%	0.70%	2.50%	2.30%	4.20%	—	—	—	—
	36.50%	43.30%	61.60%	2.50%	-5.10%	-27.00%	-7.90%	-14.40%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	1,347	1,403	1,270	1,319	992.58	953.88
	10,711	10,321	10,283	9,617	8,213	7,176
	—	0.00	0.00	0.00	0.00	0.00
	2,021	1,658	1,641	1,563	1,440	693.93
	466.97	347.60	368.29	256.36	260.80	185.94
	1,554	1,311	1,273	1,307	1,180	507.99
	41.09	34.67	33.70	—	—	—
Key metrics
	—	—	—	1,563	1,440	693.93
	—	—	—	16.30%	17.50%	9.70%
	14.51%	12.70%	12.40%	13.60%	14.40%	7.10%
	3.34%	0.40%	6.90%	17.10%	14.50%	—
	35.38%	3.00%	-2.60%	10.80%	132.20%	—
	—	1,100	209.56	—	—	—
	—	0.84	0.16	—	—	—
Balance sheet
	—	1,29,355	1,20,960	—	—	—
	—	5,329	1,941	—	—	—
Cash flow
	—	1,100	209.56	—	—	—
	—	-87.82	-690.59	—	—	—
	—	-1,260	412.07	—	—	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	290.09	355.42	398.86	302.30	343.37	358.36	428.23	292.36	269.92	279.01	419.41	326.08
	2,794	2,738	2,656	2,522	2,523	2,620	2,687	2,535	2,504	2,557	2,620	2,439
	587.48	551.64	524.70	356.94	419.97	356.49	343.94	349.30	429.03	518.33	315.06	395.79
	151.59	132.69	116.51	66.15	100.85	64.09	91.57	65.70	92.96	118.00	40.82	64.71
	435.89	418.95	408.19	290.79	319.12	292.40	252.37	283.60	336.07	400.33	274.24	331.08
	11.52	11.08	10.79	7.69	8.44	7.74	6.68	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	—	349.30	429.03	518.33	315.06	395.79
	—	—	—	—	—	—	—	13.80%	17.10%	20.30%	12.00%	16.20%
	15.60%	15.30%	15.40%	11.50%	12.70%	11.20%	9.40%	11.20%	13.40%	15.70%	10.50%	13.60%
	10.80%	4.50%	-1.10%	-0.50%	0.70%	2.40%	2.50%	4.00%	—	—	—	—
	36.60%	43.30%	61.70%	2.50%	-5.00%	-27.00%	-8.00%	-14.30%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	1,347	1,403	1,270	1,319	992.58	953.88
	10,711	10,321	10,283	9,617	8,213	7,176
	2,021	1,658	1,641	1,563	1,441	694.56
	466.94	347.60	368.23	256.45	260.80	185.94
	1,554	1,310	1,272	1,306	1,180	508.62
	41.08	34.66	33.69	—	—	—
Key metrics
	—	—	—	1,563	1,441	694.56
	—	—	—	16.20%	17.50%	9.70%
	14.51%	12.70%	12.40%	13.60%	14.40%	7.10%
	3.34%	0.40%	6.90%	17.10%	14.50%	—
	35.41%	3.00%	-2.60%	10.70%	132.00%	—
	—	1,100	209.52	—	—	—
	—	0.84	0.16	—	—	—
Balance sheet
	—	1,29,357	1,20,962	—	—	—
	—	5,329	1,941	—	—	—
Cash flow
	—	1,100	209.52	—	—	—
	—	-87.81	-690.55	—	—	—
	—	-1,260	412.07	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +7.91%
Sales CAGR 5Y: —
Profit CAGR 3Y: +3.55%
Profit CAGR 5Y: —
Sales YoY (TTM): +3.34%
Profit YoY (TTM): +35.41%

Consolidated

Sales CAGR 3Y: +7.91%
Sales CAGR 5Y: —
Profit CAGR 3Y: +3.57%
Profit CAGR 5Y: —
Sales YoY (TTM): +3.34%
Profit YoY (TTM): +35.38%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 0.00%

Quarter	30 Sep 2026	September 2026	June 2026
Promoter %	0.00%	0.00%	0.00%

Holder	Type	Holding	Previous	Change
QUANT MUTUAL FUND	Public	5.00%	5.00%	0.00%
BANDHAN SMALL CAP FUND	Public	4.02%	4.02%	0.00%
HDFC LIFE INSURANCE COMPANY LIMITED	Public	2.74%	2.74%	0.00%
B SUMANTHKUMAR REDDY .	Public	1.88%	1.88%	0.00%
ANIL KUMAR GOEL	Public	1.51%	1.51%	0.00%
BAJAJ LIFE INSURANCE LIMITED	Public	1.38%	1.38%	0.00%
VAIPAN ADVISORS PRIVATE LIMITED	Public	1.17%	1.17%	0.00%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
HDFC Bank Ltd.	11,35,825	736.00	13.82	—	+4.59% TTM	+11.17% TTM	-25.29%
ICICI Bank Ltd.	10,22,587	1,424.00	16.34	—	+7.92% TTM	+8.39% TTM	+6.54%
Kotak Mahindra Bank Ltd.	4,56,608	459.00	21.31	—	+12.39% TTM	+16.36% TTM	+9.50%
AXIS Bank Ltd.	3,83,499	1,231.50	12.79	—	+7.44% TTM	+15.22% TTM	+0.37%
IDBI Bank Ltd	85,202	79.24	10.26	—	+2.70% TTM	-10.51% TTM	-20.12%
Federal Bank Ltd.	82,812	335.00	15.40	—	+10.59% TTM	+32.07% TTM	+40.87%
IndusInd Bank Ltd.	67,170	862.10	22.38	—	-2.29% TTM	+495.13% TTM	+9.20%
IDFC FIRST BANK LIMITED	64,367	74.63	21.41	—	+13.41% TTM	+109.20% TTM	-7.97%
RBL Bank Limited	56,414	363.30	46.78	—	+9.04% TTM	+122.73% TTM	+12.13%
Yes Bank Ltd.	49,376	15.73	11.77	—	+5.03% TTM	+47.85% TTM	-31.67%
Karur Vysya Bank Ltd. S	33,113	344.85	—	—	+13.55% TTM	+40.55% TTM	+37.61%
Bandhan Bank Limited S	25,537	158.50	13.59	—	+0.82% TTM	+51.70% TTM	+1.47%
CITY UNION BANK LIMITED S	21,252	214.50	14.26	—	+21.59% TTM	+23.31% TTM	+10.55%
South Indian Bank Ltd.	14,618	55.79	9.22	—	+4.71% TTM	+16.77% TTM	+52.02%
Jammu and Kashmir Bank Ltd.	13,363	121.35	5.66	—	+6.41% TTM	+12.72% TTM	+15.35%
Tamilnad Mercantile Bank Limited S	12,670	800.10	8.03	—	+17.61% TTM	+29.91% TTM	+61.85%
Karnataka Bank Ltd.	11,760	310.80	7.57	—	+3.34% TTM	+35.38% TTM	+73.29%
DCB Bank Limited S	6,112	189.65	7.27	—	+10.25% TTM	+25.43% TTM	+16.64%
CSB Bank Limited S	5,251	302.70	7.64	—	+15.66% TTM	+10.63% TTM	-27.68%
Dhanlaxmi Bank Limited S	1,257	31.84	8.92	—	+23.55% TTM	+67.24% TTM	+21.85%

Filings & corporate actions

Recent announcements

Transcript of earnings audio call4 Nov 2026 · Company Update / Earnings Call Transcript
Change in Senior Management of the Bank31 Oct 2026 · Company Update / Change in Management
Appointment of Chief Technology Officer of the Bank30 Oct 2026 · Company Update / Change in Management
Outcome of Analyst/ Investors call29 Oct 2026 · Company Update / Analyst / Investor Meet
Investors presentation for the quarter and half year ended September 30, 202628 Oct 2026 · Company Update / General
Karnataka Bank hits an all-time high of Rs. 2,07,132.41 Crores in aggregate business and Rs. 435.89 crores in net profit28 Oct 2026 · Company Update / Press Release / Media Release
Quarterly and half yearly unaudited Financial Results28 Oct 2026 · Result / Financial Results
Unaudited Reviewed Standalone and Consolidated Financial Results for the Quarter and Half year ended September 30, 202628 Oct 2026 · Board Meeting / Outcome of Board Meeting
The Karnataka Bank Limited has informed the Exchange about Change in Senior Management of the Bank - Resignation of Chief Operating Officer of the Bank19 Oct 2026 · Company Update / Change in Management
Allotment of equity shares pursuant to exercise of vested stock options under the KBL Stock Option Scheme 201819 Oct 2026 · Company Update / Allotment of ESOP / ESPS
Scheduling of Q2FY27 Earnings' Audio Conference Call17 Oct 2026 · Company Update / Analyst / Investor Meet
Karnataka Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 28/10/2026 ,inter alia, to consider and approve Intimation of the Scheduling ....16 Oct 2026 · Board Meeting / Board Meeting
Karnataka Bank Unveils ''Nava Dhamaka 2026'' - Enhancing Banking Experience15 Oct 2026 · Company Update / Press Release / Media Release
Karnataka Bank launches "Trade Konnect" - A Digital platform for Import, Export & Outward Remittance Transactions12 Oct 2026 · Company Update / Press Release / Media Release
Statement of Debt Securities issued under Private Placement basis in accordance with SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021 - For the Half Year ended September ....9 Oct 2026 · Company Update / General
Certificate under Regulation 74(5) of the SEBI (DP) Regulations7 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Disclosure in terms of Regulations 6(1) and 7(1) of the SEBI (LODR) Regulations, 20157 Oct 2026 · Company Update / General
Provisional Key Business Parameters as on 30.09.20261 Oct 2026 · Company Update / General
Closure of Trading Window25 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Strike Notice24 Sep 2026 · Company Update / Strikes /Lockouts / Disturbances
Press Release - Karnataka Bank''s 102 AGM : Shareholders approve all seven resolutions23 Sep 2026 · Company Update / Press Release / Media Release
Scrutinizer''s Report and declaration of the results of the E-Voting conducted through remote E-Voting in the 102nd Annual General Meeting of the Bank22 Sep 2026 · Company Update / General
Summary of the proceedings of the 102nd Annual General Meeting of the Bank22 Sep 2026 · AGM/EGM / AGM
Appointment and Re-appointment of Directors of the Bank22 Sep 2026 · Company Update / Change in Directorate
Appointment of joint Statutory Auditors of the Bank22 Sep 2026 · Company Update / Appointment of Statutory Auditor/s
Scrutinizer''s Report and declaration of Results of the E-Voting conducted through remote E-Voting in 102nd Annual General Meeting of the Bank22 Sep 2026 · AGM/EGM / AGM
Change in Senior Management of the Bank19 Sep 2026 · Company Update / Change in Management
Outcome of Analysts / Institutional Investors Meet11 Sep 2026 · Company Update / Analyst / Investor Meet
Strike Notice10 Sep 2026 · Company Update / Strikes /Lockouts / Disturbances
Allotment of equity shares pursuant to exercise of vested stock options under the Karnataka Bank Employees Stock Options Scheme, 20238 Sep 2026 · Company Update / Allotment of ESOP / ESPS
Change in Senior Management of the Bank3 Sep 2026 · Company Update / Change in Management
Scheduling of meeting with Analysts / Institutional Investors3 Sep 2026 · Company Update / Analyst / Investor Meet
Scheduling of meeting with Analysts / Institutional Investors3 Sep 2026 · Company Update / Analyst / Investor Meet
Newspaper Advertisement in respect of 102nd Annual General Meeting of the Bank1 Sep 2026 · Company Update / Newspaper Publication
Disclosure in terms of Regulation 36 (1) (b) of the SEBI LODR Regulations, 201531 Aug 2026 · Company Update / General
Business Responsibility and Sustainability Report of the Bank for the FY 2025-2631 Aug 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Integrated Annual Report of the Bank for the FY 2025-2631 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of 102nd Annual General Meeting of the Bank31 Aug 2026 · AGM/EGM / AGM
Newspaper Advertisement in respect of 102nd Annual General Meeting of the Bank31 Aug 2026 · Company Update / Newspaper Publication
Fixation of Record Date for payment of Dividend29 Aug 2026 · Corp. Action / Record Date

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 5.0000	15 Sep 2026	15 Sep 2026	—
Final Dividend - Rs. - 5.0000	16 Sep 2025	16 Sep 2025	—
Final Dividend - Rs. - 5.5000	3 Sep 2024	3 Sep 2024	—

Board meetings

28 Oct 2026 Board Meeting - Financial Results
29 Jul 2026 Board Meeting - Financial Results