IDFC FIRST BANK LIMITED

BSE: IDFCFIRSTB539437ISIN INE092T01019

Financial Services
Private Sector Bank
BSE 100

Share price

₹74.63+1.38 (+1.88%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹89.58
52W low: ₹58.08
Off 52W high: -16.69%
1M return: -9.21%
3M return: -12.30%
6M return: +7.26%
1Y return: -7.97%
20D avg volume: 8,10,374
50 DMA: ₹80.92
200 DMA: ₹76.75

Key ratios Consolidated

Market cap: ₹64,367 Cr
Current price: ₹74.63
52W high / low: ₹89.58 / ₹58.08
Face value: ₹10.00
P/E: 21.41
P/B: —
EPS (TTM): ₹3.49
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: —
Net debt: —
Interest cover: —
Dividend yield: 0.34%
Dividend / share (TTM): ₹0.25
Payout: 7.16%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	2,305	2,310	1,630	2,125	1,891	2,227	1,895	1,780	1,727	1,574	1,642	1,517
	14,228	13,361	12,183	12,542	11,828	11,869	11,308	11,123	10,684	10,363	9,862	9,396
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	1,412	1,482	200.99	611.15	423.71	571.15	344.32	422.16	245.09	852.60	948.38	929.74
	363.32	333.73	-129.65	132.50	75.91	117.68	48.72	81.99	33.15	209.96	216.48	197.65
	1,049	1,148	330.64	478.65	347.80	453.47	295.60	340.17	211.94	642.64	731.90	732.09
	1.22	1.33	0.38	0.54	0.35	0.62	0.40	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	—	422.16	245.09	852.60	948.38	929.74
	—	—	—	—	—	—	—	3.80%	2.30%	8.20%	9.60%	9.90%
	7.40%	8.60%	2.70%	3.80%	2.90%	3.80%	2.60%	3.10%	2.00%	6.20%	7.40%	7.80%
	20.30%	12.60%	7.70%	12.80%	10.70%	14.50%	14.70%	18.40%	—	—	—	—
	201.70%	153.10%	11.90%	40.70%	64.10%	-29.40%	-59.60%	-53.50%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18
Income statement
	8,370	7,874	6,977	5,932	4,467	3,173	2,254	1,722	938.64	1,120
	52,314	48,422	43,478	36,257	27,195	20,345	18,222	17,963	13,143	10,218
	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-2,599	0.00
	3,706	1,807	1,864	3,857	3,331	174.97	518.98	-2,346	-3,210	1,135
	699.90	196.44	373.82	914.81	846.47	42.66	35.80	497.50	1,330	179.69
	3,006	1,611	1,490	2,942	2,485	132.31	483.18	-2,843	-1,880	955.48
	3.47	1.89	2.04	—	—	—	—	—	—	—
Key metrics
	—	—	—	3,857	3,331	174.97	518.98	-2,346	-3,210	1,135
	—	—	—	10.60%	12.30%	0.90%	2.80%	-13.10%	-24.40%	11.10%
	5.75%	3.30%	3.40%	8.10%	9.10%	0.70%	2.70%	-15.80%	-14.30%	9.40%
	13.41%	11.40%	19.90%	33.30%	33.70%	11.70%	1.40%	36.70%	28.60%	—
	109.20%	8.10%	-49.30%	18.40%	1,778.10%	-72.60%	117.00%	-51.20%	-296.80%	—
	—	6,817	14,465	—	—	—	—	—	—	—
	—	4.23	9.71	—	—	—	—	—	—	—
Balance sheet
	—	3,99,775	3,43,909	—	—	—	—	—	—	—
	—	36,633	38,984	—	—	—	—	—	—	—
Cash flow
	—	6,817	14,465	—	—	—	—	—	—	—
	—	-14,143	-3,478	—	—	—	—	—	—	—
	—	4,972	-8,673	—	—	—	—	—	—	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	2,296	2,309	1,630	2,125	1,891	2,227	1,895	1,780	1,727	1,619	1,642	1,517
	14,218	13,361	12,183	12,542	11,828	11,869	11,308	11,123	10,684	10,408	9,861	9,396
	1,402	1,409	189.30	635.04	428.22	580.25	361.14	421.02	229.91	888.05	941.60	907.66
	356.98	333.73	-129.64	132.50	75.91	117.68	57.06	81.59	29.22	207.40	217.25	191.98
	1,045	1,075	318.94	502.54	352.31	462.57	304.08	339.43	200.69	680.65	724.35	715.68
	1.21	1.25	0.37	0.57	0.36	0.63	0.42	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	—	421.02	229.91	888.05	941.60	907.66
	—	—	—	—	—	—	—	3.80%	2.20%	8.50%	9.50%	9.70%
	7.30%	8.00%	2.60%	4.00%	3.00%	3.90%	2.70%	3.10%	1.90%	6.50%	7.30%	7.60%
	20.20%	12.60%	7.70%	12.80%	10.70%	14.00%	14.70%	18.40%	—	—	—	—
	196.50%	132.40%	4.90%	48.10%	75.50%	-32.00%	-58.00%	-52.60%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18
Income statement
	8,360	7,873	7,022	6,002	4,467	3,222	2,254	1,722	938.57	1,118
	52,303	48,422	43,523	36,324	27,195	20,395	18,222	17,589	12,887	10,048
	—	—	—	—	—	—	—	—	-2,599	—
	3,635	1,833	1,900	3,855	3,267	175.17	475.78	-2,379	-3,295	1,027
	693.57	196.45	375.27	898.81	830.00	29.68	23.50	485.69	1,351	168.00
	2,941	1,636	1,525	2,957	2,437	145.49	452.28	-2,864	-1,944	859.30
	3.40	1.93	2.09	—	—	—	—	—	—	—
Key metrics
	—	—	—	3,855	3,267	175.17	475.78	-2,379	-3,295	1,027
	—	—	—	10.60%	12.00%	0.90%	2.60%	-13.50%	-25.60%	10.20%
	5.62%	3.40%	3.50%	8.10%	9.00%	0.70%	2.50%	-16.30%	-15.10%	8.60%
	13.39%	11.30%	19.80%	33.60%	33.30%	11.90%	3.60%	36.50%	28.30%	—
	101.66%	7.30%	-48.40%	21.30%	1,575.10%	-67.80%	115.80%	-47.30%	-326.30%	—
	—	6,915	14,395	—	—	—	—	—	—	—
	—	4.23	9.44	—	—	—	—	—	—	—
Balance sheet
	—	3,99,780	3,43,819	—	—	—	—	—	—	—
	—	36,621	38,975	—	—	—	—	—	—	—
Cash flow
	—	6,915	14,395	—	—	—	—	—	—	—
	—	-14,241	-3,399	—	—	—	—	—	—	—
	—	4,969	-8,682	—	—	—	—	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +21.21%
Sales CAGR 5Y: +21.59%
Profit CAGR 3Y: -12.43%
Profit CAGR 5Y: +29.33%
Sales YoY (TTM): +13.39%
Profit YoY (TTM): +101.66%

Consolidated

Sales CAGR 3Y: +21.20%
Sales CAGR 5Y: +21.59%
Profit CAGR 3Y: -13.46%
Profit CAGR 5Y: +27.23%
Sales YoY (TTM): +13.41%
Profit YoY (TTM): +109.20%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 0.00%

Quarter	September 2026	June 2026
Promoter %	0.00%	0.00%

Holder	Type	Holding	Previous	Change
CURRANT SEA INVESTMENTS B.V.	Public	9.42%	9.43%	-0.01%
PRESIDENT OF INDIA	Public	7.73%	7.74%	-0.01%
PLATINUM INVICTUS B 2025 RSC LIMITED	Public	5.07%	5.07%	0.00%
ODYSSEY 44 A S	Public	2.90%	3.13%	-0.23%
LIFE INSURANCE CORPORATION OF INDIA - ULIF00520091	Public	2.35%	2.35%	0.00%
HDFC LIFE INSURANCE COMPANY LIMITED	Public	2.33%	2.29%	+0.04%
ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED	Public	2.07%	2.42%	-0.35%
TATA LARGE AND MID-CAP FUND	Public	1.69%	—	—
MOTILAL OSWAL NIFTY MIDSMALL FINANCIAL SERVICES IN	Public	1.59%	1.40%	+0.19%
SBI LIFE INSURANCE CO. LTD	Public	1.55%	—	—
PRINCIPAL FUNDS, INC. - GLOBAL EMERGING MARKETS FU	Public	1.15%	1.23%	-0.08%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
HDFC Bank Ltd.	11,35,825	736.00	13.82	—	+4.59% TTM	+11.17% TTM	-25.29%
ICICI Bank Ltd.	10,22,587	1,424.00	16.34	—	+7.92% TTM	+8.39% TTM	+6.54%
Kotak Mahindra Bank Ltd.	4,56,608	459.00	21.31	—	+12.39% TTM	+16.36% TTM	+9.50%
AXIS Bank Ltd.	3,83,499	1,231.50	12.79	—	+7.44% TTM	+15.22% TTM	+0.37%
IDBI Bank Ltd	85,202	79.24	10.26	—	+2.70% TTM	-10.51% TTM	-20.12%
Federal Bank Ltd.	82,812	335.00	15.40	—	+10.59% TTM	+32.07% TTM	+40.87%
IndusInd Bank Ltd.	67,170	862.10	22.38	—	-2.29% TTM	+495.13% TTM	+9.20%
IDFC FIRST BANK LIMITED	64,367	74.63	21.41	—	+13.41% TTM	+109.20% TTM	-7.97%
RBL Bank Limited	56,414	363.30	46.78	—	+9.04% TTM	+122.73% TTM	+12.13%
Yes Bank Ltd.	49,376	15.73	11.77	—	+5.03% TTM	+47.85% TTM	-31.67%
Karur Vysya Bank Ltd. S	33,113	344.85	—	—	+13.55% TTM	+40.55% TTM	+37.61%
Bandhan Bank Limited S	25,537	158.50	13.59	—	+0.82% TTM	+51.70% TTM	+1.47%
CITY UNION BANK LIMITED S	21,252	214.50	14.26	—	+21.59% TTM	+23.31% TTM	+10.55%
South Indian Bank Ltd.	14,618	55.79	9.22	—	+4.71% TTM	+16.77% TTM	+52.02%
Jammu and Kashmir Bank Ltd.	13,363	121.35	5.66	—	+6.41% TTM	+12.72% TTM	+15.35%
Tamilnad Mercantile Bank Limited S	12,670	800.10	8.03	—	+17.61% TTM	+29.91% TTM	+61.85%
Karnataka Bank Ltd.	11,760	310.80	7.57	—	+3.34% TTM	+35.38% TTM	+73.29%
DCB Bank Limited S	6,112	189.65	7.27	—	+10.25% TTM	+25.43% TTM	+16.64%
CSB Bank Limited S	5,251	302.70	7.64	—	+15.66% TTM	+10.63% TTM	-27.68%
Dhanlaxmi Bank Limited S	1,257	31.84	8.92	—	+23.55% TTM	+67.24% TTM	+21.85%

Filings & corporate actions

Recent announcements

Please refer the enclosed disclosure.30 Oct 2026 · Company Update / Change in Management
Please find enclosed Earnings Call Transcript for Q2 FY2730 Oct 2026 · Company Update / Earnings Call Transcript
Link of Audio Recordings of Earnings Call for Q2 FY''27.25 Oct 2026 · Company Update / General
Please refer the enclosed disclosure.24 Oct 2026 · Company Update / Change in Directorate
Investor Presentation - Financial results for the quarter and half year ended September 30, 2026.24 Oct 2026 · Company Update / Investor Presentation
Press Release- Financial Results for the quarter and half year ended September 30, 2026.24 Oct 2026 · Company Update / Press Release / Media Release
Financial Results of the Bank for the quarter and half year ended September 30, 2026.24 Oct 2026 · Result / Financial Results
Financial Results of the Bank for the quarter and half year ended September 30, 2026.24 Oct 2026 · Board Meeting / Outcome of Board Meeting
Allotment of equity shares pursuant to exercise of ESOP.23 Oct 2026 · Company Update / Allotment of ESOP / ESPS
Please refer the attachment.21 Oct 2026 · Company Update / General
Please find enclosed disclosure.17 Oct 2026 · Company Update / Credit Rating
Kindly refer the enclosed attachment of Earnings call for quarter and half year ended September 30, 2026.12 Oct 2026 · Company Update / General
Certificate in terms of Regulation 74(5) of SEBI (DP) Regulations, 2018.12 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Allotment of equity shares pursuant to exercise of ESOP.9 Oct 2026 · Company Update / Allotment of ESOP / ESPS
Please find enclosed disclosure.8 Oct 2026 · Company Update / Credit Rating
Please refer the enclosed disclosure regarding provisional numbers for Q2 FY27.5 Oct 2026 · Company Update / General
Please find enclosed disclosure1 Oct 2026 · Company Update / Credit Rating
Trading Window shall remain closed as per the Code of Conduct framed by the Bank.29 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
IDFC First Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 24/10/2026 ,inter alia, to consider and approve Unaudited Standalone And Consolidated ....29 Sep 2026 · Board Meeting / Board Meeting
Kindly refer the enclosed intimation regarding Schedule of Institutional Investor Meeting.24 Sep 2026 · Company Update / General
Appointment of Senior Management Personnel.22 Sep 2026 · Company Update / Change in Management
Allotment of equity shares pursuant to exercise of ESOP.22 Sep 2026 · Company Update / Allotment of ESOP / ESPS
Allotment of equity shares pursuant to exercise of ESOP.11 Sep 2026 · Company Update / Allotment of ESOP / ESPS
Kindly refer the enclosed attachment3 Sep 2026 · Company Update / General
Kindly refer the enclosed attachment3 Sep 2026 · Company Update / General
Voting results along with scrutinizer report2 Sep 2026 · AGM/EGM / AGM
Outcome of 12th Annual General Meeting31 Aug 2026 · AGM/EGM / AGM
Credit Rating27 Aug 2026 · Company Update / Credit Rating
Kindly refer the enclosed Intimation regarding Schedule of Institutional Investor Meeting25 Aug 2026 · Company Update / General
Please refer the enclosed disclosure.24 Aug 2026 · Company Update / General
Allotment of 4,89,934 equity shares pursuant to exercise of ESOP.21 Aug 2026 · Company Update / Allotment of ESOP / ESPS
Credit Rating assigned by S&P Global Ratings.21 Aug 2026 · Company Update / Credit Rating
Kindly refer the attached disclosure.19 Aug 2026 · Company Update / General
Kindly refer the enclosed attachement19 Aug 2026 · Company Update / General
Credit Rating assigned by S&P Global Ratings.13 Aug 2026 · Company Update / Credit Rating
Intimation of Change in Senior Management.11 Aug 2026 · Company Update / Change in Management
Newspaper Publication regarding dispatch of Notice of the AGM, Integrated Annual Report of the Bank for FY 2025-2026 and E-voting related matters.9 Aug 2026 · Company Update / Newspaper Publication
Kindly refer the enclosed Intimation regarding Schedule of Institutional Investor Meeting9 Aug 2026 · Company Update / General
BRSR for the FY 2025-2026.9 Aug 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Notice of AGM along with Annual Report for the FY 2025-2026.9 Aug 2026 · AGM/EGM / AGM

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.2500	7 Aug 2026	7 Aug 2026	—
Dividend - Rs. - 0.2500	11 Jul 2025	11 Jul 2025	—

Board meetings

24 Oct 2026 Board Meeting - Financial Results
25 Jul 2026 Board Meeting - Financial Results