Jio Financial Services Limited

BSE: JIOFIN543940ISIN INE758E01017

Financial Services
Investment Company
BSE 100

Share price

₹222.20+8.20 (+3.83%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹316.65
52W low: ₹202.55
Off 52W high: -29.83%
1M return: +4.81%
3M return: -15.03%
6M return: -11.97%
1Y return: -26.40%
20D avg volume: 10,17,925
50 DMA: ₹223.15
200 DMA: ₹240.39

Key ratios Consolidated

Market cap: ₹1,46,722 Cr
Current price: ₹222.20
52W high / low: ₹316.65 / ₹202.55
Face value: ₹10.00
P/E: 85.71
P/B: 1.13
EPS (TTM): ₹2.59
Book value / share: ₹196.26
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 0.12
Net debt: ₹15,094 Cr
Interest cover: 3.13
Dividend yield: 0.27%
Dividend / share (TTM): ₹0.60
Payout: 23.17%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	1,699	2,004	1,019	900.90	981.39	612.46	493.24	438.35	693.50	417.82	418.10	413.61
	0.13	0.07	1.18	0.15	21.01	7.00	25.12	10.54	0.35	0.00	0.08	0.72
	1,699	2,005	1,020	901.05	1,002	619.46	518.36	448.89	693.85	417.82	418.18	414.33
	1,166	1,016	719.99	565.92	436.50	260.51	168.66	130.75	146.07	79.35	103.12	98.95
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	146.67	151.95	129.03	99.95	94.61	63.68	54.75	53.54	67.71	38.92	39.33	33.87
	577.73	418.33	298.09	212.38	135.82	98.80	7.65	0.00	0.00	0.00	0.00	0.00
	11.31	9.45	8.01	7.55	7.75	6.13	5.76	5.76	5.61	5.39	5.36	5.41
	389.61	411.45	257.46	227.48	185.08	84.93	76.59	59.11	68.99	34.70	56.63	59.43
	533.34	988.73	299.70	335.13	565.90	358.95	349.70	318.14	547.78	338.47	315.06	315.38
	0.00	0.00	0.00	0.00	0.00	28.57	0.00	0.00	0.00	0.00	0.00	0.00
	533.34	988.73	299.70	335.13	565.90	387.52	349.70	318.14	547.78	338.47	315.06	315.38
	149.02	139.43	66.31	102.11	88.03	94.31	79.70	—	—	—	—	—
	340.44	830.25	272.22	268.98	695.04	324.66	316.11	294.78	689.07	312.63	310.63	293.82
	0.51	1.27	0.43	0.42	1.10	0.47	0.50	0.46	1.09	0.49	0.49	0.46
Key metrics
	—	—	—	—	—	—	—	323.90	553.39	343.86	320.42	320.79
	—	—	—	—	—	—	—	73.90%	79.80%	82.30%	76.60%	77.60%
	20.00%	41.40%	26.70%	29.90%	70.80%	53.00%	64.10%	67.20%	99.40%	74.80%	74.30%	71.00%
	73.20%	227.30%	106.50%	105.50%	41.50%	46.60%	18.00%	6.00%	—	—	—	—
	-51.00%	155.70%	-13.90%	-8.80%	0.90%	3.80%	1.80%	0.30%	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	5,623	3,513	2,043	1,854
	1.53	29.35	36.01	0.80
	5,625	3,543	2,079	1,855
	3,468	1,983	524.83	327.31
	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00
	527.60	387.27	214.92	116.04
	1,507	745.09	7.65	10.27
	36.32	29.44	22.52	21.52
	1,286	754.96	239.39	177.43
	2,157	1,560	1,554	1,527
	0.00	28.57	0.00	0.00
	2,157	1,588	1,554	1,527
	456.87	350.76	334.32	—
	1,712	1,561	1,613	1,605
	2.63	2.41	2.54	2.53
Key metrics
	—	—	—	1,559
	—	—	—	84.10%
	30.44%	44.40%	78.90%	86.60%
	122.66%	72.00%	10.20%	—
	4.99%	-3.20%	0.50%	—
	—	-15,544	-10,125	—
	—	-9.89	-6.25	—
	—	0.12	0.02	—
	—	15,094	2,634	—
Balance sheet
	—	1,63,497	1,33,510	—
	—	715.04	352.32	—
	—	60.70	14.95	—
	—	0.00	0.00	—
	—	53.90	32.63	—
	—	15,809	2,987	—
	—	1,33,854	1,23,497	—
Cash flow
	—	-15,439	-10,083	—
	—	-5,697	6,406	—
	—	21,454	3,962	—
	—	105.46	41.80	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	677.72	219.04	134.79	159.19	520.49	134.28	151.53	137.37	382.77	133.89	140.51	134.08
	0.00	0.00	0.34	0.00	19.53	0.00	22.95	10.43	0.34	0.00	0.00	0.00
	677.72	219.04	135.13	159.19	540.02	134.28	174.48	147.80	383.11	133.89	140.51	134.08
	62.28	75.10	43.67	47.16	65.20	38.13	48.46	47.05	54.37	36.01	36.50	36.34
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	25.38	30.90	21.25	18.52	24.08	17.51	17.89	18.79	30.69	16.04	12.64	14.42
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	2.50	2.48	3.22	3.37	3.36	3.21	3.06	3.11	3.12	3.07	3.06	3.09
	30.70	35.49	24.40	25.26	32.27	23.52	26.94	19.62	25.84	11.07	20.80	18.83
	615.44	143.94	91.46	112.03	474.82	96.15	126.02	100.75	328.74	97.88	104.01	97.74
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	615.44	143.94	91.46	112.03	474.82	96.15	126.02	100.75	328.74	97.88	104.01	97.74
	40.10	38.70	11.42	38.95	18.37	24.69	28.88	—	—	—	—	—
	575.34	105.24	80.04	73.08	456.45	71.46	97.14	75.18	304.83	71.76	77.76	70.48
	0.87	0.16	0.13	0.12	0.72	0.11	0.15	0.12	0.48	0.11	0.12	0.11
Key metrics
	—	—	—	—	—	—	—	103.86	331.86	100.95	107.07	100.83
	—	—	—	—	—	—	—	75.60%	86.70%	75.40%	76.20%	75.20%
	84.90%	48.00%	59.40%	45.90%	87.70%	53.20%	64.10%	54.70%	79.60%	53.60%	55.30%	52.60%
	30.20%	63.10%	-11.00%	15.90%	36.00%	0.30%	7.80%	2.50%	—	—	—	—
	26.00%	47.30%	-17.60%	-2.80%	49.70%	-0.40%	24.90%	6.70%	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	1,191	948.74	805.56	638.06
	0.34	19.86	33.72	0.00
	1,191	968.60	839.28	638.06
	228.21	194.14	185.89	117.06
	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00
	96.05	81.35	83.41	42.73
	0.00	0.00	0.00	10.27
	11.57	13.16	12.36	12.31
	115.85	105.44	83.47	51.75
	962.87	774.46	653.39	521.00
	0.00	0.00	0.00	0.00
	962.87	774.46	653.39	521.00
	129.17	93.43	104.48	—
	833.70	681.03	548.91	382.47
	1.28	1.07	0.86	0.60
Key metrics
	—	—	—	543.58
	—	—	—	85.20%
	70.02%	71.80%	68.10%	59.90%
	26.18%	17.80%	26.30%	—
	19.06%	24.10%	43.50%	—
	—	1,359	-1,776	—
	—	2.00	-3.23	—
	—	0.00	0.00	—
	—	-8.52	-8.63	—
Balance sheet
	—	29,436	25,096	—
	—	8.52	8.63	—
	—	0.00	0.00	—
	—	0.00	0.00	—
	—	15.10	24.67	—
	—	0.00	0.00	—
	—	29,305	24,985	—
Cash flow
	—	1,360	-1,772	—
	—	-4,999	1,776	—
	—	3,639	0.00	—
	—	0.93	3.79	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +26.18%
Profit YoY (TTM): +19.06%

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +122.66%
Profit YoY (TTM): +4.99%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 51.00%

Quarter	September 2026	June 2026
Promoter %	51.00%	49.12%

Holder	Type	Holding	Previous	Change
Srichakra Commercials LLP	Promoter Group	10.79%	11.20%	-0.41%
Tattvam Enterprises LLP	Promoter Group	7.96%	8.26%	-0.30%
Karuna Commercials LLP	Promoter Group	7.96%	8.26%	-0.30%
Devarshi Commercials LLP	Promoter Group	7.96%	8.26%	-0.30%
Life Insurance Corporation of India	Public	6.58%	6.87%	-0.29%
Jamnagar Utilities and Power Private Limited	Promoter Group	5.52%	3.84%	+1.68%
Sikka Ports & Terminals Limited	Promoter Group	4.65%	2.93%	+1.72%
Reliance Industries Holding Private Ltd	Promoter Group	2.79%	2.89%	-0.10%
Samarjit Enterprises LLP	Promoter Group	1.82%	1.89%	-0.07%
SBI Mutual Funds	Public	1.27%	1.26%	+0.01%
JFSL Trust – PHYS (RIL)	Public	0.50%	0.53%	-0.03%
K D Ambani	Promoter Group	0.23%	0.24%	-0.01%
Shreeji Comtrade LLP	Promoter Group	0.21%	0.22%	-0.01%
Shrikrishna Tradecom LLP	Promoter Group	0.21%	0.22%	-0.01%
Svar Enterprises LLP	Promoter Group	0.20%	0.21%	-0.01%

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Jio Financial Services Limited	1,46,722	222.20	85.71	—	+122.66% TTM	+4.99% TTM	-26.40%
Aditya Birla Capital Ltd	1,03,935	379.60	22.08	—	+23.75% TTM	+40.82% TTM	+14.46%
Tata Investment Corporation Ltd.	28,551	564.30	71.62	—	+16.36% TTM	+13.32% TTM	-28.21%
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED	25,806	1,374.30	4.29	—	+17.83% TTM	+24.27% TTM	-31.78%
TVS Holdings Limited	24,737	12,226.65	6.36	—	—	—	-19.15%
Maharashtra Scooters Ltd. S	13,510	11,821.25	44.34	—	+0.80% TTM	-14.73% TTM	-19.60%
JSW Holdings Limited	12,153	10,949.00	60.44	—	+54.93% TTM	+61.39% TTM	-35.00%
Religare Enterprises Ltd	7,666	224.65	428.87	—	+19.12% TTM	-89.03% TTM	-14.34%
Pilani Investment And Industries Corporation Limited	4,257	3,845.10	-349.56	—	-14.64% TTM	-119.66% TTM	-26.34%
Nalwa Sons Investment Ltd	2,510	4,886.85	43.58	—	-19.75% TTM	+35.31% TTM	-28.05%
Elcid Investments Ltd.	1,968	98,400.00	12.63	—	+158.70% TTM	+105.15% TTM	-25.95%
Kalyani Investment Company Limited	1,897	4,346.25	46.70	—	+7.07% TTM	+24.09% TTM	-27.33%
Shipping Corporation of India Land and Assets Limited S	1,678	36.03	46.79	1.10%	+19.06% TTM	+118.43% TTM	-27.95%
SUMMIT SECURITIES LTD.	1,450	1,330.00	11.51	—	+29.31% TTM	+24.27% TTM	-41.53%
PNB Gilts Ltd S	1,420	78.90	7.38	—	-2.69% TTM	+7.14% TTM	-12.73%
BELDING INDIA LIMITED S	1,196	826.15	-786.81	-0.10%	-100.00% TTM	-168.02% TTM	—
Jindal Photo Limited	1,170	1,140.20	-18.84	—	+744.30% TTM	-126.89% TTM	-17.04%
Vardhman Holdings Limited	1,092	3,421.00	4.34	—	+0.46% TTM	+1.65% TTM	-17.85%
Industrial & Prudential Inv. Co. Lt	1,020	6,089.00	16.76	—	-28.28% TTM	-3.16% TTM	+1.09%
JINDAL POLY INVESTMENT AND FINANCE COMPANY LIMITED	977	929.60	1.21	—	+3,152.89% TTM	+167.19% TTM	-4.75%
STEL Holdings Limited	970	525.35	49.44	1.60%	+19.92% TTM	+21.64% TTM	+30.05%
Hexa Tradex Limited	836	151.30	-121.40	-0.10%	+0.66% TTM	+70.34% TTM	-13.07%
Welspun Investments and Commercials Ltd. S	695	1,903.00	205.89	—	+38.73% TTM	+0.60% TTM	+43.44%
BEML Land Assets Limited S	690	165.75	-16,575.00	-16.40%	—	+98.79% TTM	-20.73%
VLS Finance Limited	648	210.40	14.17	—	-65.51% TTM	+93.36% TTM	-3.04%

Filings & corporate actions

Recent announcements

The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Sikka Ports & Terminals Ltd & Other3 Nov 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Allotment of 25,00,00,000 equity shares upon conversion of 25,00,00,000 warrants allotted on preferential basis30 Oct 2026 · Company Update / Allotment of Equity Shares
Transcript of presentation on the unaudited financial results (Consolidated and Standalone) for the quarter and half year ended September 30, 202622 Oct 2026 · Company Update / Earnings Call Transcript
Audio/Video Recording of Presentation on Unaudited Financial Results (Consolidated and Standalone) for the quarter and half year ended September 30, 202615 Oct 2026 · Company Update / Analyst / Investor Meet
Monitoring Agency Report for the quarter ended September 30, 202615 Oct 2026 · Company Update / Monitoring Agency Report
Investor Presentation15 Oct 2026 · Company Update / Investor Presentation
Consolidated and Standalone Unaudited Financial Results for the quarter and half year ended September 30, 202615 Oct 2026 · Result / Financial Results
Outcome of Board Meeting15 Oct 2026 · Board Meeting / Outcome of Board Meeting
We wish to inform you that a presentation to analysts on financial results of the Company for the quarter and half year ended September 30, 2026 shall be made on October 15, 2026 at 19.15 ....12 Oct 2026 · Company Update / Analyst / Investor Meet
Jio Financial Services Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 15/10/2026 ,inter alia, to consider and approve the standalone and consolidated ....8 Oct 2026 · Board Meeting / Board Meeting
Investment in Jio Allianz General Insurance Limited, joint venture between the Company and Allianz Europe B.V.30 Sep 2026 · Company Update / Acquisition
This is to inform that pursuant to the JFSL Code to Regulate, Monitor and Report Trading by Directors, Promoters, Designated Persons and specified Connected Persons of the Company and Material ....29 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
This is further to the disclosure dated September 21, 2026 made by the Company. We wish to inform you that the Company executives participated in the Institutional Investors Meeting - J. ....24 Sep 2026 · Company Update / General
Please note that the Company executives will be participating in the Institutional Investors'' Meeting organized by a third party - J. P. Morgan India Financials Tour, scheduled to be held ....21 Sep 2026 · Company Update / Analyst / Investor Meet
This is further to the disclosure dated September 16, 2026 made by the Company. We wish to inform that the Company executives participated in the Institutional Investors'' Meeting - J.P. ....21 Sep 2026 · Company Update / General
Please note that the Company executives will be participating in the Institutional Investors'' Meeting organized by a third party - J. P. Morgan India Conference 2026, scheduled to be held ....16 Sep 2026 · Company Update / Analyst / Investor Meet
This is further to the disclosure dated August 26, 2026 made by the Company. We wish to inform that the Company executives participated in the Institutional Investors'' Meeting - Ashwamedh ....1 Sep 2026 · Company Update / General
The voting results along with the consolidated Scrutinizer''s Report in respect of Third Annual General Meeting (Post Listing) of the Company held on Wednesday, August 26, 2026, are attached28 Aug 2026 · AGM/EGM / AGM
Re-appointment of Shri Hitesh Kumar Sethia as Managing Director and Chief Executive Officer of the Company for a period of 5 (five) years from the expiry of his present term of office i.e. ....26 Aug 2026 · Company Update / Change in Directorate
Change in Auditors of the Company26 Aug 2026 · Company Update / General
Gist of the proceedings of the Third Annual General Meeting (Post-Listing) of the Company held today, i.e. Wednesday, August 26, 2026, is attached26 Aug 2026 · AGM/EGM / AGM
Presentation made to the members during the Third Annual General Meeting (Post Listing) of the Company26 Aug 2026 · AGM/EGM / AGM
Please note that the Company executives will be participating in the Institutional Investors Meeting organised by a third party - Ashwamedh - Elara India Dialogue 2026 on September 1, 2026 at Mumbai26 Aug 2026 · Company Update / Analyst / Investor Meet
This is further to the disclosure dated August 12, 2026 made by the Company. We wish to inform that the Company executives participated in the Institutional Investors'' Meeting17 Aug 2026 · Company Update / General
Presentation on Item Nos. 6 and 7 of the notice of 3rd Annual General Meeting (Post Listing) of the Company14 Aug 2026 · Company Update / General
Investment of up to Rs. 18,268.22 crore by NB Holdings Corporation, wholly owned subsidiary of Bank of America Corporation in Jio Credit Limited, wholly owned subsidiary of the Company12 Aug 2026 · Company Update / Press Release / Media Release
Investment of up to Rs. 18,268.22 crore by NB Holdings Corporation, wholly owned subsidiary of Bank of America Corporation in Jio Credit Limited, wholly owned subsidiary of the Company12 Aug 2026 · Company Update / General
Please note that the Company executives will be participating in the Institutional Investors Meeting organised by a third party - Motilal Oswal''s 22nd Annual Global Investor Conference, ....12 Aug 2026 · Company Update / Analyst / Investor Meet
The Newspaper clippings - "Third Annual General Meeting (Post Listing) and Information on E-voting" and other related information, are attached4 Aug 2026 · AGM/EGM / AGM
The Business Responsibility and Sustainability Report of the Company for the financial year 2025-26, is attached3 Aug 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Notice of the Third Annual General Meeting (Post Listing) and the Annual Report for the financial year 2025-26, are attached3 Aug 2026 · Others / Reg. 34 (1) Annual Report
Notice of the Third Annual General Meeting (Post Listing) and Annual Report for the financial year 2025-263 Aug 2026 · AGM/EGM / AGM
Newspaper Clippings on "AGM, Record Date and other related information" are attached1 Aug 2026 · AGM/EGM / AGM
Record Date for determining members eligible to receive dividend for the financial year 2025-2631 Jul 2026 · Corp. Action / Record Date
The Third Annual General Meeting (Post Listing) of the members of the Company will be held on Wednesday, August 26, 2026 at 2.00 p.m. (IST) through Video Conferencing / Other Audio Visual Means31 Jul 2026 · AGM/EGM / AGM
Transcript of Presentation on the unaudited financial results (Consolidated and Standalone) for the quarter ended June 30, 202622 Jul 2026 · Company Update / Earnings Call Transcript
Audio/Video Recording of Presentation on Unaudited Financial Results (Consolidated and Standalone) for the quarter ended June 30, 202616 Jul 2026 · Company Update / Analyst / Investor Meet
Monitoring Agency Report for the quarter ended June 30, 202616 Jul 2026 · Company Update / Monitoring Agency Report
Investor Presentation16 Jul 2026 · Company Update / Investor Presentation
Consolidated and Standalone Unaudited Financial Results for the quarter ended June 30, 202616 Jul 2026 · Result / Financial Results

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 0.6000	10 Aug 2026	10 Aug 2026	—
Final Dividend - Rs. - 0.5000	11 Aug 2025	11 Aug 2025	—

Board meetings

15 Oct 2026 Board Meeting - Financial Results
16 Jul 2026 Board Meeting - Financial Results