CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED

BSE: CHOLAHLDNG504973ISIN INE149A01033

Financial Services
Investment Company
BSE 500

BSE listing

Share price

₹1,508.45+13.45 (+0.90%)

as of 18 Sep 2026

52W high: ₹2,061.45
52W low: ₹1,305.00
Off 52W high: -26.83%
1M return: -3.20%
3M return: -5.09%
6M return: +7.35%
1Y return: -22.65%
20D avg volume: 16,989
50 DMA: ₹1,550.33
200 DMA: ₹1,634.68

Key ratios Consolidated

Market cap: ₹28,325 Cr
Current price: ₹1,508.45
52W high / low: ₹2,061.45 / ₹1,305.00
Face value: ₹1.00
P/E: 4.71
P/B: —
EPS (TTM): ₹320.31
Book value / share: —
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 4.62
Net debt: ₹1,48,068 Cr
Interest cover: 1.51
Dividend yield: 0.09%
Dividend / share (TTM): ₹1.30
Payout: 0.41%
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24	Q4 FY18	Q3 FY18	Q2 FY18	Q1 FY18
Income statement
	11,114	10,444	9,949	9,487	9,296	8,913	—	858.18	886.68	835.20	764.71
	100.75	153.30	135.33	127.79	86.63	95.99	—	0.48	0.10	0.32	0.15
	8,816	8,457	8,222	7,985	7,688	7,149	—	773.87	785.78	737.77	696.40
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—
	1,275	1,217	1,221	1,198	1,050	1,052	—	36.14	31.55	34.05	28.71
	4,007	3,755	3,648	3,518	3,468	3,361	—	2.68	2.32	2.56	1.05
	87.42	84.24	87.18	82.55	78.60	79.27	—	5.78	4.85	4.93	4.19
	2,524	2,472	2,355	2,264	2,209	2,074	—	202.47	211.25	182.91	190.03
	2,398	2,140	1,862	1,630	1,695	1,860	—	84.79	101.00	97.75	68.46
	0.00	0.00	0.00	0.00	0.00	0.00	—	0.00	0.00	0.00	0.00
	2,398	2,140	1,862	1,630	1,695	1,860	—	84.79	101.00	97.75	68.46
	611.14	516.57	477.38	417.49	436.56	500.19	—	21.53	32.72	30.93	21.46
	1,789	1,626	1,386	1,214	1,260	1,362	—	63.26	68.28	66.82	47.00
	42.92	36.59	33.32	29.28	30.81	32.68	—	—	—	—	—
Key metrics
	—	—	—	—	—	—	—	93.25	108.17	105.24	73.70
	—	—	—	—	—	—	—	10.90%	12.20%	12.60%	9.60%
	16.10%	15.60%	13.90%	12.80%	13.50%	15.30%	—	7.40%	7.70%	8.00%	6.10%
	19.50%	17.20%	—	—	—	—	—	—	—	—	—
	42.00%	19.30%	—	—	—	—	—	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY19	FY18	FY17
Income statement
	40,993	39,073	33,125	—	10,926	3,345	12,267
	517.17	503.05	334.59	—	21.18	1.05	29.97
	33,481	32,250	27,060	—	8,812	2,994	10,587
	0.00	0.00	0.00	—	—	—	2,565
	0.00	0.00	0.00	—	—	—	186.93
	4,910	4,686	3,790	—	723.15	130.45	—
	14,928	14,388	12,494	—	3,587	8.61	73.92
	341.39	332.57	295.73	—	77.91	19.75	206.72
	9,616	9,301	8,028	—	—	786.66	2,530
	8,029	7,326	6,400	—	2,135	352.00	1,710
	0.00	0.00	0.00	—	0.00	0.00	0.00
	8,029	7,326	6,400	—	2,135	352.00	1,710
	2,023	1,848	1,666	—	721.07	106.64	528.17
	6,015	5,485	4,740	—	1,415	245.36	1,175
	142.11	130.01	115.76	—	37.02	—	—
Key metrics
	—	—	—	—	5,800	380.36	1,991
	—	—	—	—	53.10%	11.40%	16.20%
	14.67%	14.00%	14.30%	—	12.90%	7.30%	9.60%
	—	18.00%	—	—	226.60%	-72.70%	—
	—	15.70%	—	—	476.60%	-79.10%	—
	—	-30,393	-34,543	—	—	—	—
	—	-5.48	-7.22	—	—	—	—
	—	4.62	4.96	—	—	—	—
	—	1,48,068	1,28,406	—	—	—	—
Balance sheet
	—	2,68,333	2,24,616	—	—	—	—
	—	8,475	5,386	—	—	—	—
	—	327.05	204.19	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	2,046	1,901	—	—	—	—
	—	1,56,543	1,33,792	—	—	—	—
	—	33,880	26,949	—	—	—	—
Cash flow
	—	-30,033	-34,201	—	—	—	—
	—	-2,528	-1,038	—	—	—	—
	—	35,650	39,652	—	—	—	—
	—	360.21	341.48	—	—	—	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q4 FY24	Q4 FY19	Q3 FY19	Q2 FY19	Q1 FY19	Q4 FY18
Income statement
	4.36	52.38	3.69	30.07	3.65	51.53	—	36.45	3.63	29.53	3.89	35.61
	0.00	0.00	0.00	0.00	0.00	0.00	—	0.02	—	—	—	0.02
	0.85	1.52	0.77	0.78	0.82	1.50	—	1.21	0.52	0.55	0.33	0.83
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	0.51	0.51	0.52	0.52	0.49	0.48	—	0.28	0.23	0.21	0.19	0.24
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	0.01	0.01	0.01	0.00	0.01	0.01	—	—	—	—	—	—
	0.33	1.00	0.24	0.26	0.32	1.01	—	—	0.29	0.34	0.14	0.59
	3.51	50.86	2.92	29.29	2.83	50.03	—	35.26	3.11	28.98	3.56	34.80
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	3.51	50.86	2.92	29.29	2.83	50.03	—	35.26	3.11	28.98	3.56	34.80
	-0.87	12.38	0.26	2.13	0.72	12.43	—	1.00	1.06	1.19	1.13	1.18
	4.38	38.48	2.66	27.16	2.11	37.60	—	34.26	2.05	27.79	2.43	33.62
	0.23	2.05	0.14	1.45	0.11	2.00	—	1.83	0.11	1.48	—	—
Key metrics
	—	—	—	—	—	—	—	35.26	3.11	28.98	3.56	34.80
	—	—	—	—	—	—	—	96.70%	85.70%	98.10%	91.50%	97.70%
	100.50%	73.50%	72.10%	90.30%	57.80%	73.00%	—	94.00%	56.50%	94.10%	62.50%	94.40%
	19.50%	1.60%	—	—	—	—	—	2.40%	—	—	—	—
	107.60%	2.30%	—	—	—	—	—	1.90%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY19	FY18	FY17
Income statement
	90.50	89.79	86.20	—	73.50	64.62	4,416
	0.00	0.00	0.00	—	0.02	0.02	71.08
	3.92	3.89	3.63	—	2.61	3.23	4,249
	0.00	0.00	0.00	—	—	—	2,474
	0.00	0.00	0.00	—	—	—	133.47
	2.06	2.04	1.86	—	0.91	0.62	398.63
	0.00	0.00	0.00	—	—	—	72.05
	0.03	0.03	0.03	—	—	—	121.25
	1.83	1.82	1.74	—	—	2.61	850.49
	86.58	85.90	82.57	—	70.91	61.41	237.86
	0.00	0.00	0.00	—	—	—	—
	86.58	85.90	82.57	—	70.91	61.41	237.86
	13.90	15.49	18.17	—	4.38	2.05	41.69
	72.68	70.41	64.40	—	66.53	59.36	196.17
	3.87	3.75	3.43	—	3.55	—	—
Key metrics
	—	—	—	—	70.91	61.41	431.16
	—	—	—	—	96.50%	95.00%	9.80%
	80.31%	78.40%	74.70%	—	90.50%	91.90%	4.40%
	—	4.20%	—	—	13.70%	-98.50%	—
	—	9.30%	—	—	12.10%	-69.70%	—
	—	24.13	2.73	—	—	—	—
	—	0.34	0.04	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	-0.52	-0.78	—	—	—	—
Balance sheet
	—	1,404	1,355	—	—	—	—
	—	0.52	0.78	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	1,400	1,351	—	—	—	—
Cash flow
	—	24.13	2.75	—	—	—	—
	—	0.00	-0.02	—	—	—	—
	—	-24.39	-10.44	—	—	—	—
	—	0.00	0.02	—	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Consolidated

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): —
Profit YoY (TTM): —

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding: 46.43%

Holder	Type	Holding	Previous	Change
AMBADI INVESTMENTS LIMITED	Promoter	37.69%	—	—
NIPPON LIFE INDIA TRUSTEE LTD-A/C NIPPON INDIA NIF	Public	4.78%	—	—
SBI LARGE & MIDCAP FUND	Public	4.12%	—	—
BANDHAN MULTI CAP FUND	Public	3.01%	—	—
HDFC MUTUAL FUND - HDFC BSE 500 ETF	Public	2.13%	—	—
AXIS MUTUAL FUND TRUSTEE LIMITED A/C AXIS MUTUAL F	Public	2.13%	—	—
INVESCO INDIA MIDCAP FUND	Public	1.18%	—	—
CANARA ROBECO MUTUAL FUND A/C CANARA ROBECO EQUITY	Public	1.17%	—	—
PI OPPORTUNITIES AIF V LLP	Public	1.01%	—	—
M A M ARUNACHALAM	Promoter	0.45%	—	—
LAKSHMI RAMASWAMY FAMILY TRUST(AA ALAGAMMAI & LAKSHMI RAMASWAMY HOLDS SHARES ON BEHALF OF TRUST)	Promoter Group	0.40%	—	—
V ARUNACHALAM	Promoter	0.40%	—	—
ARUN ALAGAPPAN	Promoter	0.39%	—	—
MURUGAPPA EDUCATIONAL AND MEDICAL FOUNDATION	Promoter Group	0.39%	—	—
M.A.ALAGAPPAN	Promoter	0.38%	—	—

Public shareholders are disclosed individually only above 1%.

Filings & corporate actions

Recent announcements

Cholamandalam FInancial Holdings Limited has informed the exchange regarding transcript of investor meet20 Aug 2026 · Company Update / Earnings Call Transcript
Resubmission of proceedings of Annual General Meeting of the Company along with clarification to your e-mail dated August 18, 202618 Aug 2026 · AGM/EGM / AGM
Cholamandalam Financial Holdings Limited has informed the exchange regarding Voting results and Scrutinizer''s report17 Aug 2026 · AGM/EGM / AGM
Cholamandalam Financial Holdings Limited has informed the exchange regarding proceedings of Annual General Meeting held on August 14, 202615 Aug 2026 · AGM/EGM / AGM
Cholamandalam Financial Holdings Limited has informed the exchange regarding audio recording of the investor meet.14 Aug 2026 · Company Update / Analyst / Investor Meet
Cholamandalam Financial Holdings Limited has informed exchange regarding press release.14 Aug 2026 · Company Update / Press Release / Media Release
Cholamandalam Financial Holdings Limited has informed the exchange regarding investor presentation14 Aug 2026 · Company Update / Investor Presentation
Cholamandalam Financial Holdings Limited has informed the exchange regarding un-audited financial results for the quarter ended June 30, 2026.14 Aug 2026 · Result / Financial Results
Cholamandalam Financial Holdings Limited has informed the exchange regarding Outcome of Board Meeting held on August 14, 202614 Aug 2026 · Board Meeting / Outcome of Board Meeting
Cholamandalam Financial Holdings Limited has informed the exchange regarding Outcome of Board Meeting held on August 14, 202614 Aug 2026 · Board Meeting / Outcome of Board Meeting
Cholamandalam Financial Holdings Limited has informed the exchange regarding Schedule of investor meet.31 Jul 2026 · Company Update / Analyst / Investor Meet
Cholamandalam Financial Holdings Limited has informed the exchange regarding Newspaper publication23 Jul 2026 · Company Update / Newspaper Publication
Cholamandalam Financial Holdings Limited has informed the exchange regarding Business Responsibility and Sustainability Report for FY 2025-202622 Jul 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Cholamandalam Financial Holdings Limited has informed the exchange about notice of shareholder''''s meeting.22 Jul 2026 · AGM/EGM / AGM
Cholamandalam Financial Holdings Limited has informed the exchange regarding annual report and notice of annual general meeting22 Jul 2026 · Others / Reg. 34 (1) Annual Report
Cholamandalam Financial Holdings Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 14/08/2026 ,inter alia, to consider and approve Un-audited ....13 Jul 2026 · Board Meeting / Board Meeting
Cholamandalam Financial Holdings Limited has informed the exchange regarding certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulation, 2018.10 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Cholamandalam Financial Holdings Limited has informed the exchange regarding newspaper publication with regard to convening of 77th Annual General Meeting.8 Jul 2026 · Company Update / Newspaper Publication
Contact details of Key Managerial Personnel of the Company authorised under Regulation 30(5) of the SEBI Listing Regulations, 201515 Jun 2026 · Company Update / General
Cholamandalam Financial Holdings Limited has informed the exchange regarding copy of newspaper publication25 May 2026 · Company Update / Newspaper Publication
Cholamandalam Financial Holdings Limited has informed the exchange regarding transcript of investor meet15 May 2026 · Company Update / Earnings Call Transcript
Cholamandalam Financial Holdings Limited has informed the exchange regarding audio recording of investor meet8 May 2026 · Company Update / Analyst / Investor Meet
Cholamandalam Financial Holdings Limited has informed the exchange regarding retirement of Manager8 May 2026 · Company Update / Retirement
Cholamandalam Financial Holdings Limited has informed the exchange regarding Change in Management8 May 2026 · Company Update / Change in Management
Cholamandalam Financial holdings Limited has informed the exchange regarding resignation of CFO8 May 2026 · Company Update / Resignation of Chief Financial Officer (CFO)
Audited financial results of the company for the year ended March 31, 20268 May 2026 · Company Update / Press Release / Media Release
Cholamandalam Financial Holdings Limited has informed the exchange that record date for the purpose of dividend is August 7, 20268 May 2026 · Corp. Action / Record Date
Cholamandalam Financial Holdings Limited has announced exchanges regarding investor presentation.8 May 2026 · Company Update / Investor Presentation
Cholamandalam Financial Holdings Limited has informed the exchange regarding Audited financial results for the year ended March 31, 20268 May 2026 · Result / Financial Results
Cholamandalam Financial Holdings Limited has informed the exchange regarding outcome of board meeting8 May 2026 · Board Meeting / Outcome of Board Meeting
Cholamandalam Financial Holdings Limited has informed the exchange regarding outcome of board meeting8 May 2026 · Board Meeting / Outcome of Board Meeting
Cholamandalam Financial Holdings Limited has informed the exchange regarding schedule of investor meet1 May 2026 · Company Update / Analyst / Investor Meet
Cholamandalam Financial Holdings Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 08/05/2026 ,inter alia, to consider and approve Update on ....1 May 2026 · Board Meeting / Board Meeting
Cholamandalam Financial Holdings Limited has informed the exchange regarding No objection received under Regulation 31A(8) of SEBI Listing regulations from stock exchanges15 Apr 2026 · Company Update / General
Cholamandalam Financial Holdings Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 08/05/2026 ,inter alia, to consider and approve audited financial ....15 Apr 2026 · Board Meeting / Board Meeting
Cholamandalam Financial Holdings Limited has informed the exchange regarding certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018.10 Apr 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Cholamandalam Financial Holdings Limited has informed the exchange response to query received from BSE9 Apr 2026 · Company Update / General
The Exchange has sought clarification from Cholamandalam Financial Holdings Ltd on April 9, 2026, with reference to Movement in Volume.<BR><BR>The reply is awaited.9 Apr 2026 · Company Update / Clarification
Cholamandalam Financial Holdings Limited has informed the exchange regarding closure of trading window.31 Mar 2026 · Insider Trading / SAST / Closure of Trading Window
Cholamandalam Financial Holdings Limited has informed the exchange regarding credit rating.12 Mar 2026 · Company Update / Credit Rating

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 1.3000	7 Aug 2026	7 Aug 2026	—
Final Dividend - Rs. - 1.3000	1 Aug 2025	1 Aug 2025	—
Final Dividend - Rs. - 0.5500	2 Aug 2024	—	—

Board meetings

14 Aug 2026 Board Meeting - Financial Results