PB Fintech Limited

BSE: POLICYBZR543390ISIN INE417T01026

Financial Services
Financial Technology (Fintech)
BSE 100

BSE listing

Share price

₹1,740.00-22.25 (-1.26%)

as of 18 Sep 2026

52W high: ₹1,963.00
52W low: ₹1,334.20
Off 52W high: -11.36%
1M return: -2.25%
3M return: +6.39%
6M return: +16.20%
1Y return: -2.78%
20D avg volume: 1,65,408
50 DMA: ₹1,700.34
200 DMA: ₹1,652.75

Key ratios Consolidated

Market cap: ₹80,509 Cr
Current price: ₹1,740.00
52W high / low: ₹1,963.00 / ₹1,334.20
Face value: ₹2.00
P/E: 107.58
P/B: —
EPS (TTM): ₹16.17
Book value / share: —
ROE: —
ROCE: 9.70%
Operating margin: —
Net margin: —
Debt / equity: 0.00
Net debt: ₹-746.26 Cr
Interest cover: 20.11
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: 67.6 days

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	1,888	2,061	1,771	1,614	1,348	1,508	1,292	1,167	1,010	1,090	870.89	811.63
	93.04	104.31	84.85	84.51	98.75	101.09	100.38	106.00	100.26	98.31	93.61	97.50
	1,800	1,888	1,655	1,559	1,356	1,437	1,307	1,213	1,081	1,115	925.91	930.22
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	715.73	699.34	606.70	600.01	559.86	508.21	487.43	507.57	455.46	439.63	397.75	422.84
	11.13	9.78	9.31	9.23	8.77	9.17	9.31	8.98	6.37	6.57	6.44	7.18
	40.12	34.87	33.76	33.86	33.48	33.29	33.57	29.39	25.02	23.80	23.08	22.32
	1,033	1,144	1,006	915.72	753.74	886.62	450.15	355.23	317.47	376.39	256.07	200.49
	181.06	277.92	200.56	139.24	90.89	171.67	85.18	59.84	29.62	73.36	38.59	-21.10
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	41.05	0.00	0.00	0.00
	181.06	277.92	200.56	139.24	90.89	171.67	85.18	59.84	70.67	73.36	38.59	-21.10
	15.67	10.74	11.64	7.17	7.69	0.79	13.58	9.27	10.82	12.70	0.00	0.32
	162.91	261.16	189.43	134.89	84.65	170.66	71.54	50.98	59.98	60.19	37.23	-21.11
	3.53	5.65	4.11	2.94	1.85	3.73	1.57	1.12	1.34	1.35	0.85	-0.45
Key metrics
	232.31	322.57	243.63	182.33	133.14	214.13	128.06	98.21	102.06	103.73	68.11	8.40
	12.30%	15.60%	13.80%	11.30%	9.90%	14.20%	9.90%	8.40%	10.10%	9.50%	7.80%	1.00%
	8.60%	12.70%	10.70%	8.40%	6.30%	11.30%	5.50%	4.40%	5.90%	5.50%	4.30%	-2.60%
	—	3.70%	—	2.10%	—	2.70%	—	—	—	—	—	—
	40.10%	36.70%	37.10%	38.20%	33.40%	38.40%	48.30%	43.80%	—	—	—	—
	92.50%	53.00%	164.80%	164.60%	41.10%	183.50%	92.20%	341.50%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	7,334	6,794	4,977	3,438	2,558	1,425
	366.71	372.43	407.73	380.57	258.99	125.39
	6,902	6,458	5,039	3,739	3,305	2,384
	0.00	0.00	0.00	—	—	—
	0.00	0.00	0.00	—	—	—
	2,622	2,466	1,959	1,644	1,540	1,256
	39.45	37.09	33.83	26.46	21.36	13.57
	142.61	135.97	121.27	88.72	63.82	42.84
	4,098	3,819	2,925	966.03	225.74	137.72
	798.78	708.61	346.31	79.13	-487.79	-833.35
	0.00	0.00	41.05	0.00	0.00	0.00
	798.78	708.61	387.36	79.13	-487.79	-833.35
	45.22	37.24	34.46	12.70	0.02	0.48
	748.39	670.13	353.16	64.41	-487.94	-832.91
	16.23	14.58	7.77	1.50	-10.97	20.34
Key metrics
	980.84	881.67	542.46	194.31	-402.61	-776.94
	13.37%	13.00%	10.90%	5.70%	-15.70%	-54.50%
	10.20%	9.90%	7.10%	1.90%	-19.10%	-58.50%
	—	9.70%	6.20%	—	—	—
	—	36.50%	44.80%	34.40%	79.50%	—
	—	89.80%	448.30%	113.20%	41.40%	—
	—	-38.41	-280.26	—	—	—
	—	0.06	-0.52	—	—	—
	—	0.00	0.00	—	—	—
	—	-746.26	-560.51	—	—	—
	—	67.6	46.4	—	—	—
Balance sheet
	—	8,707	7,529	—	—	—
	—	4,376	3,853	—	—	—
	—	746.26	560.51	—	—	—
	—	1,729	999.61	—	—	—
	—	0.00	0.00	—	—	—
	—	93.80	63.91	—	—	—
	—	430.40	411.10	—	—	—
	—	471.13	366.94	—	—	—
	—	991.97	751.28	—	—	—
	—	0.00	0.00	—	—	—
	—	0.00	0.00	—	—	—
	—	0.00	0.00	—	—	—
	—	7,318	6,438	—	—	—
Cash flow
	—	41.49	-183.14	—	—	—
	—	213.77	457.68	—	—	—
	—	-81.24	-72.69	—	—	—
	—	79.90	97.12	—	—	—

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	397.99	65.14	53.66	49.38	40.19	46.85	38.89	37.63	30.07	34.31	27.14	13.62
	55.18	50.35	54.05	52.48	56.45	63.22	65.36	67.71	62.20	63.37	63.15	63.90
	32.00	106.40	88.27	101.13	88.76	142.33	86.17	99.03	83.82	104.03	63.33	75.63
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—	—	—
	24.41	30.60	32.07	37.38	37.22	36.76	34.52	49.03	48.86	47.56	47.41	72.42
	0.80	0.82	0.82	0.83	0.29	0.04	0.05	0.09	0.10	0.13	0.14	0.17
	0.88	0.92	0.89	0.91	0.86	0.84	0.82	0.81	0.81	0.74	0.75	0.75
	5.91	74.06	54.49	62.01	50.39	104.69	1.91	2.25	2.27	2.95	2.43	1.11
	421.17	9.09	19.44	0.73	7.88	-32.26	18.08	6.31	8.45	-6.35	26.96	1.89
	0.00	9.53	0.00	0.00	0.00	11.16	—	—	3.22	-0.27	—	—
	421.17	18.62	19.44	0.73	7.88	-21.10	18.08	6.31	11.67	-6.62	26.96	1.89
	13.47	0.84	3.69	0.04	0.66	5.31	4.11	0.92	1.77	8.06	—	—
	407.70	17.78	15.75	0.69	7.22	-15.79	13.97	5.39	9.90	-14.68	26.96	1.89
	8.82	0.38	0.34	0.01	0.16	-0.34	0.31	0.12	0.22	-0.33	0.60	0.04
Key metrics
	422.85	20.36	21.15	2.47	9.03	-20.22	18.95	7.21	12.58	-5.75	27.85	2.81
	106.20%	31.30%	39.40%	5.00%	22.50%	-43.20%	48.70%	19.20%	41.80%	-16.80%	102.60%	20.60%
	102.40%	27.30%	29.40%	1.40%	18.00%	-33.70%	35.90%	14.30%	32.90%	-42.80%	99.30%	13.90%
	—	0.20%	—	0.00%	—	-0.30%	—	—	—	—	—	—
	890.30%	39.00%	38.00%	31.20%	33.70%	36.50%	43.30%	176.30%	—	—	—	—
	5,546.80%	212.60%	12.70%	-87.20%	-27.10%	-7.60%	-48.20%	185.20%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22
Income statement
	566.17	208.37	153.44	110.29	134.15	103.18
	212.06	213.34	258.49	252.11	194.74	114.25
	327.80	384.57	411.35	317.88	403.04	517.68
	0.00	0.00	0.00	—	—	—
	0.00	0.00	0.00	—	—	—
	124.46	137.27	169.17	238.39	381.98	483.80
	3.27	2.76	0.28	0.62	0.90	1.15
	3.60	3.58	3.28	3.05	3.74	3.90
	196.47	240.96	238.62	8.41	8.79	21.49
	450.43	37.14	0.58	44.52	-74.16	-300.25
	9.53	9.53	14.38	-0.27	—	—
	459.96	46.67	14.96	44.25	-74.16	-300.25
	18.04	5.23	1.49	8.06	0.00	0.56
	441.92	41.44	13.47	36.19	-74.16	-299.68
	9.55	0.90	0.30	0.81	-1.67	-7.32
Key metrics
	466.83	53.01	18.52	47.92	-69.52	-295.20
	82.45%	25.40%	12.10%	43.40%	-51.80%	-286.10%
	78.05%	19.90%	8.80%	32.80%	-55.30%	-290.40%
	—	0.60%	0.20%	—	—	—
	—	35.80%	39.10%	-17.80%	30.00%	—
	—	207.60%	-62.80%	148.80%	75.30%	—
	—	-136.65	-104.04	—	—	—
	—	-3.25	-7.64	—	—	—
	—	0.00	0.00	—	—	—
	—	-225.15	-374.21	—	—	—
	—	-96.4	-82.2	—	—	—
Balance sheet
	—	8,297	8,059	—	—	—
	—	1,845	2,044	—	—	—
	—	225.15	374.21	—	—	—
	—	2.80	0.66	—	—	—
	—	0.00	0.00	—	—	—
	—	75.41	33.76	—	—	—
	—	26.53	2.61	—	—	—
	—	57.81	35.21	—	—	—
	—	73.40	99.53	—	—	—
	—	0.00	0.00	—	—	—
	—	0.00	0.00	—	—	—
	—	0.00	0.00	—	—	—
	—	8,197	7,958	—	—	—
Cash flow
	—	-134.60	-102.88	—	—	—
	—	-14.56	315.69	—	—	—
	—	0.09	-2.50	—	—	—
	—	2.05	1.16	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +15.81%
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): +246.15%
Profit YoY (TTM): +3,995.64%

Consolidated

Sales CAGR 3Y: +38.49%
Sales CAGR 5Y: —
Sales CAGR 10Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Profit CAGR 10Y: —
Sales YoY (TTM): +38.00%
Profit YoY (TTM): +98.08%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Jun 2026

Promoter holding: 0.00%

Holder	Type	Holding	Previous	Change
Info Edge (India) Limited	Public	6.47%	—	—
Macritchie Investments Pte Ltd	Public	6.47%	—	—
Hdfc Mutual Fund - Hdfc Mid-Cap Fund	Public	4.87%	—	—
Nps Trust- A/C Sbi Pension Fund Scheme - State Govt	Public	4.17%	—	—
Diphda Internet Services Limited	Public	4.08%	—	—
Mirae Asset Large & Midcap Fund	Public	3.45%	—	—
Yashish Dahiya	Public	3.30%	—	—
Axis Mutual Fund Trustee Limited A/C Axis Mutual Fund A/C Axis Midcap Fund	Public	3.04%	—	—
Startup Investments (Holding) Limited	Public	1.87%	—	—
Tata Aia Life Insurance Co Ltd-Whole Life Mid Cap Equity Fund-Ulif 009 04/01/07 Wle 110	Public	1.84%	—	—
Tata Digital India Fund	Public	1.82%	—	—
Franklin India Focused Equity Fund	Public	1.79%	—	—
Icici Prudential Multicap Fund	Public	1.74%	—	—
Nippon Life India Trustee Ltd-A/C Nippon India Large Cap Fund	Public	1.73%	—	—
Sbi Life Insurance Co. Ltd	Public	1.73%	—	—

Public shareholders are disclosed individually only above 1%.

Filings & corporate actions

Recent announcements

Please find enclosed the clarification on Market Rumour under Regulation 30(11) of the SEBI (LODR) Regulations, 201517 Sep 2026 · Others
Please find enclosed the disclosure under Regulation 30 of the SEBI (LODR) Regulations, 201516 Sep 2026 · Company Update / General
Please find enclosed the Intimation of Schedule of Analyst Meet on September 24, 202616 Sep 2026 · Company Update / Analyst / Investor Meet
Please find enclosed the Intimation of Schedule of Analyst Meet on September 23, 202616 Sep 2026 · Company Update / Analyst / Investor Meet
Please find enclosed the intimation for allotment of equity shares under PB Fintech Employees Stock Option Plan 20219 Sep 2026 · Company Update / Allotment of ESOP / ESPS
Please find enclosed the Intimation of Schedule of Analyst Meet on September 16, 20269 Sep 2026 · Company Update / Analyst / Investor Meet
Please find enclosed the Intimation of Schedule of Analyst Meet on September 14, 20269 Sep 2026 · Company Update / Analyst / Investor Meet
Please find enclosed herewith e-copies of the newspaper advertisement confirming dispatch of Notice of 18th AGM of the Company along with the Annual Report for FY 2025-26 and e-voting ....6 Sep 2026 · Company Update / Newspaper Publication
Please find enclosed the intimation regarding dispatch of physical communication to shareholders for Notice and Annual Report who have not registered their email address.5 Sep 2026 · Company Update / General
Please find enclosed the Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-265 Sep 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Please find enclosed the Integrated Annual Report for the financial year 2025-26.5 Sep 2026 · Others / Reg. 34 (1) Annual Report
Please find enclosed the Notice convening 18th Annual General Meeting of the Company schedule to be held on September 28, 20265 Sep 2026 · AGM/EGM / AGM
Please find enclosed herewith copies of newspaper advertisement regarding 18th Annual General Meeting of the Company.3 Sep 2026 · Company Update / Newspaper Publication
Please find enclosed the Intimation of Analyst Meet scheduled to be held from September 08-10, 2026.2 Sep 2026 · Company Update / Analyst / Investor Meet
Please find enclosed the disclosure under Regulation 30 of the SEBI (LODR) Regulations, 201514 Aug 2026 · Company Update / General
Please find enclosed the Intimation of Schedule of Analyst Meet on August 17-18, 2026.12 Aug 2026 · Company Update / Analyst / Investor Meet
Please find enclosed Transcript of the Earnings Call conducted on August 05, 202611 Aug 2026 · Company Update / Earnings Call Transcript
Newspaper Publication of Financial Results ("Results") for the quarter ended June 30, 2026.7 Aug 2026 · Company Update / Newspaper Publication
In furtherance to our earlier communication dated July 31, 2026 and pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to ....5 Aug 2026 · Company Update / Analyst / Investor Meet
Please find enclosed the intimation for Reconstitution of Committees of the Board.5 Aug 2026 · Company Update / General
Please find enclosed the financial results for the quarter ended June 30, 20265 Aug 2026 · Result / Financial Results
Please find enclosed the Outcome of the Board Meeting held on Wednesday, August 05, 20265 Aug 2026 · Board Meeting / Outcome of Board Meeting
Please find enclosed the Intimation of Earnings Call for Q1 FY 2026-27 scheduled to be held on Wednesday, August 05, 2026, at 06:00 P.M. (IST).31 Jul 2026 · Company Update / Analyst / Investor Meet
PB Fintech Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/08/2026 ,inter alia, to consider and approve the unaudited standalone and consolidated ....31 Jul 2026 · Board Meeting / Board Meeting
The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for HDFC Mutual Fund & Others17 Jul 2026 · Insider Trading / SAST / Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for HDFC Mutual Fund16 Jul 2026 · Insider Trading / SAST / Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011
Please find enclosed the Certificate under Regulation 74(5) of SEBI (DP) Regulations, 201813 Jul 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for MacRitchie Investments Pte Ltd9 Jul 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for MacRitchie Investments Pte Ltd7 Jul 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Please find enclosed the disclosure under Regulation 30 of the SEBI (LODR) Regulations, 20152 Jul 2026 · Company Update / General
Please find enclosed the intimation under Regulation 30 of the SEBI (LODR) Regulations, 201530 Jun 2026 · Company Update / General
Please find enclosed the intimation for Closure of Trading Window29 Jun 2026 · Insider Trading / SAST / Closure of Trading Window
Pease find enclosed the Intimation of Analyst Meet scheduled to be held on June 29, 2026.22 Jun 2026 · Company Update / Analyst / Investor Meet
Please find enclosed the intimation under Regulation 30 of SEBI (LODR) Regulations, 201519 Jun 2026 · Company Update / Cessation
Please find enclosed the intimation under Regulation 30 of SEBI (LODR) Regulations, 201519 Jun 2026 · Company Update / Change in Directorate
Please find enclosed the Outcome and Voting Results of the Postal Ballot.16 Jun 2026 · AGM/EGM / Postal Ballot
Please find enclosed the Scrutinizer Report and Voting Results of the Postal Ballot.16 Jun 2026 · AGM/EGM / Postal Ballot
Please find enclosed the intimation for allotment of Equity shares under PB Fintech Employees Stock Option Plan 2021 ("ESOP 2021")5 Jun 2026 · Company Update / Allotment of ESOP / ESPS
Please find enclosed the Intimation of Analyst Meet scheduled to be held on June 23-24, 2026.5 Jun 2026 · Company Update / Analyst / Investor Meet
Please find enclosed the Intimation of Analyst Meet scheduled to be held on June 15-16, 2026.5 Jun 2026 · Company Update / Analyst / Investor Meet

Board meetings

5 Aug 2026 Board Meeting - Financial Results