Muthoot Microfin Limited

BSE: MUTHOOTMF544055ISIN INE046W01019

Financial Services
Microfinance Institutions
BSE 1000

Share price

₹153.05+5.00 (+3.38%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹262.35
52W low: ₹134.20
Off 52W high: -41.66%
1M return: -13.29%
3M return: -33.41%
6M return: -28.58%
1Y return: -9.17%
20D avg volume: 22,054
50 DMA: ₹179.38
200 DMA: ₹188.85

Key ratios Standalone

Market cap: ₹2,609 Cr
Current price: ₹153.05
52W high / low: ₹262.35 / ₹134.20
Face value: ₹10.00
P/E: 10.63
P/B: 0.87
EPS (TTM): ₹14.40
Book value / share: ₹175.92
ROE: 8.18%
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 2.98
Net debt: ₹7,804 Cr
Interest cover: 1.24
Dividend yield: —
Dividend / share (TTM): —
Payout: —
Cash conversion cycle: —

Financials

Metric	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	668.63	631.81	602.81	576.33	558.62	555.03	680.78	666.58	637.88	646.81	581.04
	1.97	7.08	2.54	1.06	0.44	1.19	0.66	0.62	3.28	6.62	3.78
	670.61	638.90	605.35	577.39	559.06	556.22	681.45	667.20	641.16	653.42	584.83
	564.01	541.96	536.24	540.28	553.30	1,078	676.38	586.01	494.60	476.04	454.99
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	161.66	148.73	147.62	154.92	152.24	142.11	136.63	132.99	129.03	125.03	114.07
	246.74	231.58	221.82	211.31	209.76	221.71	237.29	240.89	237.05	233.72	234.12
	10.87	10.67	10.44	11.02	11.00	11.18	10.94	10.54	10.18	9.76	9.22
	48.93	48.64	45.12	46.24	42.01	45.02	—	38.24	36.09	33.46	38.50
	106.60	96.94	69.11	37.11	5.76	-521.71	5.07	81.19	146.56	177.39	129.84
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	106.60	96.94	69.11	37.11	5.76	-521.71	5.07	81.19	146.56	177.39	129.84
	25.26	25.81	6.66	6.59	-0.42	-120.56	—	—	—	—	—
	81.34	71.12	62.44	30.52	6.18	-401.15	3.80	61.61	113.22	119.76	124.57
	4.85	4.24	3.73	1.82	0.37	-23.54	0.22	3.61	6.64	7.02	8.61
Key metrics
	—	—	—	—	—	—	253.30	332.62	393.79	420.87	373.18
	—	—	—	—	—	—	37.20%	49.90%	61.70%	65.10%	64.20%
	12.20%	11.30%	10.40%	5.30%	1.10%	-72.30%	0.60%	9.20%	17.70%	18.50%	21.40%
	19.70%	13.80%	-11.50%	-13.50%	-12.40%	-14.20%	17.20%	—	—	—	—
	1,216.20%	117.70%	1,543.20%	-50.50%	-94.50%	-435.00%	-96.90%	—	—	—	—

Metric	TTM	FY26	FY25	FY24
Income statement
	2,480	2,370	2,562	2,270
	12.65	11.13	2.75	15.31
	2,492	2,381	2,564	2,285
	2,182	2,172	2,853	1,704
	0.00	0.00	0.00	0.00
	0.00	0.00	0.00	0.00
	612.93	603.51	533.91	448.65
	911.45	874.46	930.11	883.16
	43.00	43.13	42.84	35.44
	188.93	182.00	164.59	127.25
	309.76	208.91	-288.90	581.84
	0.00	0.00	0.00	0.00
	309.76	208.91	-288.90	581.84
	64.32	38.64	-66.38	—
	245.42	170.27	-222.52	449.58
	14.64	10.16	-13.29	30.20
Key metrics
	—	—	—	1,500
	—	—	—	66.10%
	9.90%	7.20%	-8.70%	19.80%
	0.75%	-7.50%	12.80%	—
	—	176.50%	-149.50%	—
	—	-591.18	1,361	—
	—	-3.41	-6.21	—
	—	2.98	2.80	—
	—	7,804	6,666	—
Balance sheet
	—	12,685	10,857	—
	—	701.15	697.25	—
	—	25.36	22.11	—
	—	0.00	0.00	—
	—	69.31	76.77	—
	—	8,505	7,363	—
	—	2,854	2,632	—
Cash flow
	—	-580.33	1,382	—
	—	-41.39	-127.79	—
	—	625.62	-1,485	—
	—	10.85	20.73	—

Compounded growth

Sales CAGR 3Y: —
Sales CAGR 5Y: —
Profit CAGR 3Y: —
Profit CAGR 5Y: —
Sales YoY (TTM): +0.75%
Profit YoY (TTM): +174.47%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 55.47%

Holder	Type	Holding	Previous	Change
MUTHOOT FINCORP LTD	Promoter	50.21%	—	—
GREATER PACIFIC CAPITAL WIV LTD	Public	15.13%	—	—
CREATION INVESTMENTS INDIA, LLC	Public	7.63%	—	—
THOMAS MUTHOOT	Promoter	1.76%	—	—
THOMAS GEORGE MUTHOOT	Promoter	1.75%	—	—
THOMAS JOHN MUTHOOT	Promoter	1.75%	—	—
MUTHOOT MICROFIN LIMITED EMPLOYEE WELFARE TRUST	Public	1.60%	—	—
Muthoot Estate Investments	Promoter Group	0.00%	—	—
Muthoot Infrastructure Private Limited	Promoter Group	0.00%	—	—
SUSAN JOHN	Promoter Group	0.00%	—	—
Muthoot Buildtech (India) Private Limited	Promoter Group	0.00%	—	—
Alaska Agri Projects and Hospitalities Private Limited	Promoter Group	0.00%	—	—
Muthoot Dairies and Agri Ventures Private Limited	Promoter Group	0.00%	—	—
Muthoot Motors (Cochin)	Promoter Group	0.00%	—	—
M-LIGA Sports Excellence Private Limited	Promoter Group	0.00%	—	—

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
CreditAccess Grameen Ltd.	17,251	1,074.50	10.87	—	+17.66% TTM	+1,086.78% TTM	-22.03%
SATIN CREDITCARE NETWORK LIMITED	2,841	257.15	5.33	—	+19.75% TTM	+296.18% TTM	+70.35%
Muthoot Microfin Limited S	2,609	153.05	10.63	—	+0.75% TTM	+174.47% TTM	-9.17%
FUSION FINANCE LIMITED S	2,480	153.15	9.00	—	-0.33% TTM	+127.76% TTM	-14.23%
Spandana Sphoorty Financial Limited	1,609	182.70	-27.17	—	-26.46% TTM	+95.98% TTM	-24.83%

Filings & corporate actions

Recent announcements

Analyst call intimation27 Oct 2026 · Company Update / Analyst / Investor Meet
Press Release - MML earns Positive Outlook from Careedge Global on Stronger Asset Quality and Operating Performance; Careedge BB-Reaffirmed.26 Oct 2026 · Company Update / Press Release / Media Release
Intimation with respect to the CareEdge Global Rating reaffirmation.24 Oct 2026 · Company Update / Credit Rating
Muthoot Microfin Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 05/11/2026 ,inter alia, to consider and approve 1.To consider and approve ....23 Oct 2026 · Board Meeting / Board Meeting
ALM Statement15 Oct 2026 · Others / Asset Liability Management (ALM) statement
Key business update for the quarter ended September 30,20268 Oct 2026 · Company Update / General
Certificate form CFO on utilization of CP proceeds7 Oct 2026 · Others / Certificate from CEO/CFO
List of active ISINs - September 20267 Oct 2026 · Others / Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017)
Certificate under Reg 74(5) of SEBI (DP) Regulations6 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window25 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
ALM statement-August 202615 Sep 2026 · Others / Asset Liability Management (ALM) statement
Press Release15 Sep 2026 · Company Update / Press Release / Media Release
Allotment of NCD8 Sep 2026 · Company Update / Allotment of Equity Shares
Intimation of Company participation in the Investor Meeting8 Sep 2026 · Company Update / Analyst / Investor Meet
Regulation 30 - Issuance of NCDs28 Aug 2026 · Company Update / Issue of Securities
Outcome of Debenture Issue and Allotment Committee meeting28 Aug 2026 · Company Update / Meeting Updates
Prior Intimation of Debenture Issue and Allotment Committee meeting25 Aug 2026 · Others / Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1))
Investor meeting intimation24 Aug 2026 · Company Update / Analyst / Investor Meet
Analyst/Investor meet17 Aug 2026 · Company Update / Analyst / Investor Meet
ALM Statement July 31, 202614 Aug 2026 · Others / Asset Liability Management (ALM) statement
Update in Change in Management12 Aug 2026 · Company Update / Change in Management
Scrutinizer''s Report and Voting Result of 34th Annual General Meeting of the Company12 Aug 2026 · AGM/EGM / AGM
Earning Call Transcript12 Aug 2026 · Company Update / Earnings Call Transcript
Retirement of Director11 Aug 2026 · Company Update / Change in Management
Proceedings of 34th Annual General Meeting11 Aug 2026 · AGM/EGM / AGM
Update on share acquisition and subsequent settlement of shares of Muthoot Fincorp Limited7 Aug 2026 · Company Update / General
Analyst Call Audio7 Aug 2026 · Company Update / Analyst / Investor Meet
The Exchange has received the disclosure under Regulation 29(1) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Preethi John Muthoot & Others7 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(1) of SEBI (SAST) Regulations, 2011
The Exchange has received the disclosure under Regulation 29(2) of SEBI (Substantial Acquisition of Shares & Takeovers) Regulations, 2011 for Preethi John Muthoot & Others7 Aug 2026 · Insider Trading / SAST / Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
Newspaper Publication7 Aug 2026 · Company Update / Newspaper Publication
Investor Presentation6 Aug 2026 · Company Update / Investor Presentation
Press release6 Aug 2026 · Company Update / Press Release / Media Release
Outcome of Board Meeting6 Aug 2026 · Board Meeting / Outcome of Board Meeting
Issue of Commercial Paper5 Aug 2026 · Company Update / General
Intimation of SEBI Exemption Order4 Aug 2026 · Company Update / General
Analyst / Investor Conference call intimation30 Jul 2026 · Company Update / Analyst / Investor Meet
Update on public notice dated July 21, 202628 Jul 2026 · Company Update / General
Muthoot Microfin Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 06/08/2026 ,inter alia, to consider and approve the unaudited financial results ....27 Jul 2026 · Board Meeting / Board Meeting
Newspaper Publication21 Jul 2026 · Company Update / Newspaper Publication
Newspaper Publication - AGM16 Jul 2026 · Company Update / Newspaper Publication

Board meetings

5 Nov 2026 Board Meeting - Financial Results
6 Aug 2026 Board Meeting - Financial Results