Housing &Urban Development Corporation Ltd.

BSE: HUDCO540530ISIN INE031A01017

Financial Services
Financial Institution
BSE 500

Share price

₹153.25+8.45 (+5.84%)

as of 4 Nov 2026

Prices adjusted for splits and bonuses; cash dividends excluded. Volume shows actual shares traded.

52W high: ₹246.90
52W low: ₹142.00
Off 52W high: -37.93%
1M return: -5.20%
3M return: -24.36%
6M return: -31.00%
1Y return: -34.20%
20D avg volume: 2,22,215
50 DMA: ₹166.35
200 DMA: ₹190.32

Key ratios Consolidated

Market cap: ₹30,679 Cr
Current price: ₹153.25
52W high / low: ₹246.90 / ₹142.00
Face value: ₹10.00
P/E: 7.20
P/B: 1.34
EPS (TTM): ₹21.26
Book value / share: ₹114.68
ROE: —
ROCE: —
Operating margin: —
Net margin: —
Debt / equity: 3.68
Net debt: ₹80,860 Cr
Interest cover: 1.36
Dividend yield: 4.01%
Dividend / share (TTM): ₹6.15
Payout: 28.93%
Cash conversion cycle: —

Financials

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q1 FY25	Q4 FY24	Q3 FY24	Q2 FY24
Income statement
	4,040	3,717	3,563	3,431	3,219	2,937	2,845	2,760	2,188	2,065	2,013	1,865
	10.97	20.32	62.21	74.37	31.99	8.16	9.92	9.91	8.84	128.82	10.28	16.05
	4,051	3,737	3,625	3,506	3,251	2,945	2,855	2,770	2,197	2,194	2,023	1,881
	2,929	2,671	3,004	2,717	2,296	2,088	1,835	1,838	1,512	1,251	1,327	1,274
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	0.00
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	0.00
	62.82	71.24	59.80	73.91	66.05	68.32	64.19	60.21	39.88	98.48	31.76	55.11
	2,857	2,561	2,413	2,394	2,147	1,976	1,859	1,762	1,464	1,240	1,313	1,217
	3.00	1.99	3.78	3.00	2.81	2.94	3.51	2.63	1.96	2.48	2.46	2.44
	48.19	36.81	53.90	29.86	31.82	30.46	47.34	17.40	12.99	3.89	26.04	14.35
	1,122	1,066	621.01	788.49	954.71	857.23	1,020	931.66	684.70	943.12	696.09	606.42
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	1,122	1,066	621.01	788.49	954.71	857.23	1,020	931.66	684.70	943.12	696.09	606.42
	211.42	215.09	-1,360	75.49	244.88	227.00	292.52	—	126.95	242.96	176.90	—
	911.04	851.11	1,981	713.00	709.83	630.23	727.74	735.03	557.75	700.16	519.23	451.65
	4.55	4.25	9.90	3.56	3.55	3.15	3.64	3.67	2.79	3.50	2.59	2.26
Key metrics
	—	—	—	—	—	—	—	2,697	2,150	2,186	2,011	1,826
	—	—	—	—	—	—	—	97.70%	98.30%	105.80%	99.90%	97.90%
	22.50%	22.90%	55.60%	20.80%	22.10%	21.50%	25.60%	26.60%	25.50%	33.90%	25.80%	24.20%
	25.50%	26.60%	25.20%	24.30%	—	34.20%	37.80%	37.10%	—	—	—	—
	28.30%	35.00%	172.30%	-3.00%	—	13.00%	3.90%	41.60%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY18
Income statement
	14,752	13,150	10,311	7,784	7,086	6,954	4,076
	167.87	176.73	37.09	163.81	36.72	43.58	97.42
	14,920	13,327	10,348	7,948	7,086	6,998	4,173
	11,321	10,106	6,712	5,105	4,797	4,652	3,082
	0.00	0.00	0.00	—	0.00	0.00	—
	0.00	0.00	0.00	—	0.00	0.00	—
	267.77	268.08	230.04	232.51	186.62	218.09	168.25
	10,225	8,931	6,747	4,961	4,507	4,533	2,268
	11.77	12.53	10.64	9.86	11.31	7.90	5.43
	168.76	146.04	131.43	60.87	118.34	89.67	60.40
	3,598	3,221	3,637	2,843	2,289	2,346	1,091
	0.00	0.00	0.00	-0.05	0.00	0.00	0.68
	3,598	3,221	3,637	2,843	2,289	2,346	1,091
	-858.30	-812.93	927.52	726.70	—	—	291.43
	4,456	4,034	2,709	2,117	1,701	1,716	799.95
	22.26	20.15	13.53	10.57	8.50	8.57	—
Key metrics
	—	—	—	7,814	6,808	6,886	3,365
	—	—	—	100.40%	96.10%	99.00%	82.60%
	30.21%	30.70%	26.30%	27.20%	24.00%	24.70%	19.60%
	25.42%	27.50%	32.50%	9.90%	1.90%	70.60%	—
	59.00%	48.90%	28.00%	24.40%	-0.90%	114.60%	—
	—	-33,939	-31,624	—	—	—	—
	—	-8.41	-11.67	—	—	—	—
	—	3.68	2.86	—	—	—	—
	—	80,860	51,346	—	—	—	—
Balance sheet
	—	1,66,838	1,28,496	—	—	—	—
	—	2.08	44.07	—	—	—	—
	—	0.77	1.84	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	59.61	56.94	—	—	—	—
	—	80,862	51,390	—	—	—	—
	—	21,975	17,968	—	—	—	—
Cash flow
	—	-33,912	-31,603	—	—	—	—
	—	-884.31	-938.52	—	—	—	—
	—	34,793	32,215	—	—	—	—
	—	27.13	21.42	—	—	—	—

Metric	Q2 FY27	Q1 FY27	Q4 FY26	Q3 FY26	Q2 FY26	Q1 FY26	Q4 FY25	Q3 FY25	Q2 FY25	Q1 FY25	Q4 FY24	Q3 FY24
Income statement
	4,040	3,717	3,563	3,431	3,219	2,937	2,845	2,760	2,518	2,188	2,065	2,013
	10.97	20.32	62.21	74.37	31.99	8.16	9.92	9.91	8.42	8.84	128.82	10.28
	4,051	3,737	3,625	3,506	3,251	2,945	2,855	2,770	2,526	2,197	2,194	2,023
	2,929	2,671	3,004	2,717	2,296	2,088	1,835	1,838	1,526	1,512	1,251	1,327
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—
	62.82	71.24	59.80	73.91	66.05	68.32	64.19	60.21	65.76	39.88	98.48	31.76
	2,857	2,561	2,413	2,394	2,147	1,976	1,859	1,762	1,662	1,464	1,240	1,313
	3.00	1.99	3.78	3.00	2.81	2.94	3.51	2.63	2.54	1.96	2.48	2.46
	48.19	36.81	53.90	29.86	31.82	30.46	47.34	17.40	16.68	12.99	3.89	26.04
	1,122	1,066	621.01	788.49	954.71	857.23	1,020	931.66	1,000	684.70	943.12	696.09
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—	—	—	—
	1,122	1,066	621.01	788.49	954.71	857.23	1,020	931.66	1,000	684.70	943.12	696.09
	211.42	215.09	-1,360	75.49	244.88	227.00	292.52	—	311.42	126.95	242.96	176.90
	911.04	851.11	1,981	713.00	709.83	630.23	727.74	735.03	688.62	557.75	700.16	519.19
	4.55	4.25	9.90	3.56	3.55	3.15	3.64	3.67	3.44	2.79	3.50	2.59
Key metrics
	—	—	—	—	—	—	—	2,697	2,665	2,150	2,186	2,011
	—	—	—	—	—	—	—	97.70%	105.80%	98.30%	105.80%	99.90%
	22.50%	22.90%	55.60%	20.80%	22.10%	21.50%	25.60%	26.60%	27.40%	25.50%	33.90%	25.80%
	25.50%	26.60%	25.20%	24.30%	27.90%	34.20%	37.80%	37.10%	—	—	—	—
	28.30%	35.00%	172.30%	-3.00%	3.10%	13.00%	3.90%	41.60%	—	—	—	—

Metric	TTM	FY26	FY25	FY24	FY23	FY22	FY18
Income statement
	14,752	13,150	10,311	7,784	7,086	6,954	4,075
	167.87	176.73	37.09	163.81	36.72	43.58	97.42
	14,920	13,327	10,348	7,948	7,086	6,998	4,173
	11,321	10,106	6,712	5,105	4,797	4,652	3,083
	0.00	0.00	0.00	—	0.00	0.00	—
	0.00	0.00	0.00	—	0.00	0.00	—
	267.77	268.08	230.04	232.51	186.62	218.09	168.17
	10,225	8,931	6,747	4,961	4,507	4,533	2,268
	11.77	12.53	10.64	9.86	11.31	7.90	5.43
	168.76	146.04	131.43	60.87	118.34	89.67	60.16
	3,598	3,221	3,637	2,843	2,289	2,346	1,090
	0.00	0.00	0.00	—	0.00	0.00	0.68
	3,598	3,221	3,637	2,843	2,289	2,346	1,090
	-858.30	-812.93	927.52	726.70	—	—	291.44
	4,456	4,034	2,709	2,117	1,702	1,717	799.06
	22.26	20.15	13.53	10.57	8.50	8.57	—
Key metrics
	—	—	—	7,814	6,808	6,886	3,364
	—	—	—	100.40%	96.10%	99.00%	82.50%
	30.21%	30.70%	26.30%	27.20%	24.00%	24.70%	19.60%
	25.42%	27.50%	32.50%	9.90%	1.90%	70.60%	—
	59.00%	48.90%	28.00%	24.40%	-0.90%	114.80%	—
	—	-33,939	-31,624	—	—	—	—
	—	-8.41	-11.67	—	—	—	—
	—	3.68	2.86	—	—	—	—
	—	80,860	51,346	—	—	—	—
Balance sheet
	—	1,66,840	1,28,497	—	—	—	—
	—	2.08	44.07	—	—	—	—
	—	0.77	1.84	—	—	—	—
	—	0.00	0.00	—	—	—	—
	—	59.61	56.94	—	—	—	—
	—	80,862	51,390	—	—	—	—
	—	21,977	17,970	—	—	—	—
Cash flow
	—	-33,912	-31,603	—	—	—	—
	—	-884.31	-938.52	—	—	—	—
	—	34,793	32,215	—	—	—	—
	—	27.13	21.42	—	—	—	—

Compounded growth

Standalone

Sales CAGR 3Y: +22.89%
Sales CAGR 5Y: —
Profit CAGR 3Y: +33.34%
Profit CAGR 5Y: —
Sales YoY (TTM): +25.42%
Profit YoY (TTM): +59.00%

Consolidated

Sales CAGR 3Y: +22.89%
Sales CAGR 5Y: —
Profit CAGR 3Y: +33.35%
Profit CAGR 5Y: —
Sales YoY (TTM): +25.42%
Profit YoY (TTM): +59.00%

Compounded from reported annual figures. We publish no share-price CAGR: our prices are as-traded, so one would be wrong across every split and bonus issue.

Shareholding as of 30 Sep 2026

Promoter holding: 75.00%

Quarter	September 2026	June 2026
Promoter %	75.00%	75.00%

Holder	Type	Holding	Previous	Change
THE PRESIDENT OF INDIA THROUGH SECRETARY MINISTRY OF HOUSING AND URBAN AFFAIRS	Promoter	75.00%	54.27%	+20.73%
LIFE INSURANCE CORPORATION OF INDIA	Public	7.15%	7.26%	-0.11%
Miscellaneous	Public	0.00%	—	—

Public shareholders are disclosed individually only above 1%.

Peer comparison

Company	Mkt cap (₹ Cr)	Price (₹)	P/E	ROCE	Sales YoY	Profit YoY	1Y return
Power Finance Corporation Ltd	1,06,230	321.90	3.16	—	+1.84% TTM	+1.69% TTM	-18.76%
Indian Railway Finance Corporation S	1,01,804	77.90	13.81	—	+12.52% TTM	+7.86% TTM	-36.25%
REC LIMITED	75,560	286.95	5.00	—	-0.80% TTM	-12.56% TTM	-22.60%
Housing &Urban Development Corporation Ltd.	30,679	153.25	7.20	—	+25.42% TTM	+59.00% TTM	-34.20%
Indian Renewable Energy Development Agency Limited S	29,778	106.00	15.12	—	+16.96% TTM	+14.31% TTM	-29.80%
IFCI Ltd.	16,031	59.50	37.06	—	+4.76% TTM	-13.32% TTM	+5.83%
Tourism Finance Corpn. Of India Ltd S	7,454	161.00	45.55	—	+19.31% TTM	+45.51% TTM	+130.07%
Haryana Financial Corporation ltd. S	1,057	57.25	154.73	4.90%	—	+462.38% TTM	-32.44%
Gujarat State Financial corporation S	75	8.37	-0.72	—	+7.72% TTM	+17.09% TTM	-34.76%

Filings & corporate actions

Recent announcements

Board considered and approved Unaudited Financial Results for the quarter & half year ended 30.09.20264 Nov 2026 · Result / Financial Results
The Record date for 2nd Interim Dividend has been fixed as Wednesday, 11th November, 20264 Nov 2026 · Corp. Action / Record Date
For consideration of Financial Results for quarter & half year ended 30.09.2026 and declaration of 2nd Interim Dividend for FY 2026-274 Nov 2026 · Board Meeting / Outcome of Board Meeting
Intimation regarding Earnings Conference Call30 Oct 2026 · Company Update / Analyst / Investor Meet
Special window for transfer & dematerialisation requests of physical shares30 Oct 2026 · Company Update / Newspaper Publication
Housing & Urban Development Corporation Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 04/11/2026 ,inter alia, to consider and approve Unaudited ....27 Oct 2026 · Board Meeting / Board Meeting
Board comments on fine levied by the Exchanges for the quarter ended 30.06.2026.22 Oct 2026 · Company Update / General
International Credit Rating by Moody''s Ratings, Singapore16 Oct 2026 · Company Update / Credit Rating
ESG Rating issued by NSE Sustainability Ratings and Analytics Limited16 Oct 2026 · Company Update / General
Certificate under Regulation 74(5) of SEBI (DP) Regulations, 2018 for the quarter ended 30th September, 2026.8 Oct 2026 · Company Update / Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Business Performance for the half year ended 30th September, 202630 Sep 2026 · Company Update / General
Intimation regarding extension of tenure of Chief Compliance Officer25 Sep 2026 · Company Update / General
Closure of Trading Window25 Sep 2026 · Insider Trading / SAST / Closure of Trading Window
Corporate Disclosure22 Sep 2026 · Company Update / General
ESG Rating assigned by Niche Ninety Nine Capability and Certifications (OPC) Private Limited18 Sep 2026 · Company Update / General
ESG Rating assigned by CRISIL ESG Ratings & Analytics Limited16 Sep 2026 · Company Update / General
ESG Rating assigned by SES ESG Research Pvt Ltd15 Sep 2026 · Company Update / General
Appointment of Statutory Auditors for the FY 2026-2710 Sep 2026 · Company Update / Appointment of Statutory Auditor/s
Credit Rating by Japan Credit Rating Agency Ltd.3 Sep 2026 · Company Update / Credit Rating
ESG Rating assigned by ESG Risk Assessments and Insights Limited3 Sep 2026 · Company Update / General
Signing of MoU between HUDCO and the Government of Bihar on 02.09.20262 Sep 2026 · Company Update / General
Corporate Disclosure2 Sep 2026 · Company Update / General
Special Window for transfer & dematerialisation requests of physical securities1 Sep 2026 · Company Update / Newspaper Publication
Voting Results and Scrutinizer''s Report of 56th Annual General Meeting held on 24th August, 202625 Aug 2026 · AGM/EGM / AGM
Excerpts of the Chairman''s Message on the occasion of 56th Annual General Meeting of the Company published in newspapers.25 Aug 2026 · Company Update / Newspaper Publication
Proceedings of the 56th Annual General Meeting held on Monday, 24th August, 2026 at 11:30 a.m. through Video Conferencing/ Other Audio-Visual Means24 Aug 2026 · AGM/EGM / AGM
Company participated in Investor Conference on 12th August, 202612 Aug 2026 · Company Update / Analyst / Investor Meet
Intimation regarding participation in Investor Conference - Please refer attached file6 Aug 2026 · Company Update / Analyst / Investor Meet
Newspaper Publication - Completion of Dispatch of Notice of 56th AGM and Annual Report for FY 2025-261 Aug 2026 · Company Update / Newspaper Publication
Transcript of Earnings Conference Call held on 28th July, 202631 Jul 2026 · Company Update / Earnings Call Transcript
Business Responsibility and Sustainability Report for FY 2025-2630 Jul 2026 · Others / Business Responsibility and Sustainability Reporting (BRSR)
Notice and Annual Report (FY 2025-26) of 56th AGM of HUDCO scheduled to be held on 24th August, 202630 Jul 2026 · AGM/EGM / AGM
56th Annual Report for FY 2025-2630 Jul 2026 · Others / Reg. 34 (1) Annual Report
Newspaper publication - 56th AGM29 Jul 2026 · Company Update / Newspaper Publication
The Record date has been fixed as 17th August, 2026 for the purpose of Final Dividend (FY 2025-26) subject to the approval of shareholders in 56 AGM, scheduled to be held on 24th August, 2026.28 Jul 2026 · Corp. Action / Record Date
The 56th Annual General Meeting of HUDCO is scheduled to be held on 24th August, 202628 Jul 2026 · AGM/EGM / AGM
Audio link of Earnings Conference Call held on 28.07.2026, for Unaudited Financial Results for the quarter ended 30.06.202628 Jul 2026 · Company Update / Analyst / Investor Meet
Financial Results for the quarter ended 30.06.202628 Jul 2026 · Company Update / Newspaper Publication
Investor Presentation on the Financial Results for the quarter ended 30.06.202627 Jul 2026 · Company Update / Investor Presentation
Board considered and approved Unaudited Financial Results for the quarter ended 30.06.202627 Jul 2026 · Result / Financial Results

Corporate actions

Purpose	Ex date	Record date	Payment date
Final Dividend - Rs. - 1.5000	17 Aug 2026	17 Aug 2026	—
Interim Dividend - Rs. - 1.2500	31 Jul 2026	31 Jul 2026	—
Interim Dividend - Rs. - 1.2500	27 Mar 2026	28 Mar 2026	—
Interim Dividend - Rs. - 1.1500	6 Feb 2026	7 Feb 2026	—
Interim Dividend - Rs. - 1.0000	19 Nov 2025	19 Nov 2025	—
Final Dividend - Rs. - 1.0500	8 Sep 2025	9 Sep 2025	—
Interim Dividend - Rs. - 1.1500	14 Aug 2025	14 Aug 2025	—
Interim Dividend - Rs. - 1.0500	13 Mar 2025	14 Mar 2025	—
Interim Dividend - Rs. - 2.0500	30 Jan 2025	30 Jan 2025	—
Final Dividend - Rs. - 2.6500	13 Sep 2024	13 Sep 2024	—

Board meetings

4 Nov 2026 Board Meeting - Financial Results
27 Jul 2026 Board Meeting - Financial Results